(Rs.crore)

Outstanding

Variation over

As on 2002

Financial year so far

Year-on-year

Item

Nov.1#

Fortnight

2001-2002

2002-2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

39,419

278

–19,082

7,991

–6,759

7,751

Borrowings from Banks⁽¹⁾

23,226

3,188

–3,493

2,976

3,556

2,672

Other demand and time liabilities ⁽²⁾

2,196

128

–600

–27

557

505

Liabilities to Others

Aggregate deposits@

12,46,357

6,764

92,822

1,42,996

1,67,110

1,90,917

(0.5)

(9.6)

(13.0)

(18.8)

(18.1)

[10.1]

[13.5]

[16.3]

[18.9]

Demand

1,60,163

3,238

–177

7,115

14,781

17,789

Time@

10,86,193

3,526

92,999

1,35,881

1,52,328

1,73,128

Borrowings ⁽³⁾

9,197

167

712

6,169

893

5,919

Other demand and time liabilities

1,19,081

8,066

20,068

7,197

28,449

7,805

Borrowings from Reserve Bank

36

28

1,510

–3,581

–483

–5,370

Cash in hand and Balances with Reserve Bank

87,061

19,997

17,104

18,414

3,877

4,756

Cash in hand

6,457

–32

634

212

375

165

Balances with Reserve Bank

80,604

20,029

16,469

18,202

3,502

4,591

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,086

247

–3,273

93

1,144

1,503

Money at call and short notice

36,389

1,805

–10,626

9,764

6,874

11,387

Advances to Banks

6,097

–490

–2,631

525

–963

3,795

Otherassets

2,602

41

–213

–71

–386

878

Investments⁽⁵⁾

5,05,437

–12,315

44,643

67,168

81,458

90,635

(–2.4)

(12.1)

(15.3)

(24.4)

(21.9)

Government securities

4,77,940

–12,608

46,273

66,764

83,320

91,632

Other approved securities

27,497

293

–1,630

404

–1,862

–998

BankCredit

6,79,885

6,351

36,501

90,162

69,295

1,31,949

(0.9)

(7.1)

(15.3)

(14.5)

(24.1)

FoodCredit

55,413

2,708

12,084

1,435

16,918

3,338

Non-food credit

6,24,471

3,643

24,417

88,727

52,376

1,28,611

Loans, cash-credit and overdrafts

6,36,316

5,554

38,910

88,710

69,958

1,27,191

Inland bills- purchased

5,225

–93

121

194

–52

196

discounted⁽⁶⁾

18,602

609

–1,698

320

–455

1,726

Foreign bills-purchased

9,527

126

–1,034

438

–568

1,210

discounted

10,214

156

202

500

412

1,626

Cash-Deposit Ratio

6.99

Investment-Deposit Ratio

40.55

Credit-Deposit Ratio

54.55

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.