(Rs. crore)

Outstanding

Variation over

as on 2002

Fortnight

Financial year so far

Year-on-year

Item

Nov. 29#

2001-2002

2002-2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,573

200

–19,100

7,145

–13,121

6,923

Borrowings from Banks⁽¹⁾

20,543

407

–4,998

294

2,140

1,494

Other demand and time liabilities⁽²⁾

2,099

–18

–483

–124

830

291

Liabilities to Others

Aggregate deposits@

12,55,142

9,173

1,00,239

1,51,782

1,44,560

1,92,285

(0.7)

(10.4)

(13.8)

(15.7)

(18.1)

[10.9]

[14.3]

[16.5]

[18.9]

Demand

1,58,836

1,812

1,056

5,788

14,963

15,229

Time@

10,96,306

7,361

99,184

1,45,994

1,29,597

1,77,056

Borrowings⁽³⁾

9,564

233

–685

6,536

–425

7,683

Other demand and time liabilities

1,19,691

–7,950

15,792

7,808

24,291

12,691

Borrowings from Reserve Bank

30

23

–1,114

–3,586

421

–2,752

Cash in hand and Balances with Reserve Bank

72,848

–554

14,720

4,200

6,357

–7,074

Cash in hand

6,908

282

1,295

663

1,373

–45

Balances with Reserve Bank

65,939

–835

13,425

3,537

4,984

–7,029

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,495

189

–2,930

502

439

1,568

Money at call and short notice

30,521

–2,275

–10,192

3,896

–3,857

5,085

Advances to Banks

7,162

360

–3,378

1,590

–1,151

5,607

Other assets

2,508

–56

–36

–165

–37

607

Investments⁽⁵⁾

5,24,688

11,178

50,716

86,418

69,614

1,03,812

(2.2)

(13.7)

(19.7)

(19.8)

(24.7)

Government securities

4,97,719

11,263

52,756

86,543

71,870

1,04,929

Other approved securities

26,968

–85

–2,039

–125

–2,256

–1,117

Bank Credit

6,82,390

1,141

37,885

92,667

67,916

1,33,071

(0.2)

(7.4)

(15.7)

(14.1)

(24.2)

Food Credit

54,346

142

11,738

368

14,813

2,617

Non-food credit

6,28,043

999

26,146

92,299

53,103

1,30,454

Loans, cash-credit and overdrafts

6,38,712

743

40,655

91,106

69,362

1,27,842

Inland bills- purchased

4,967

–211

–203

–65

44

262

discounted⁽⁶⁾

19,198

846

–1,418

915

–458

2,042

Foreign bills-purchased

9,093

–268

–1,520

4

–1,366

1,262

Discounted

10,420

31

372

707

334

1,663

Cash-Deposit Ratio

5.80

Investment-Deposit Ratio

41.80

Credit-Deposit Ratio

54.37

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.