(Rs. crore)

Outstanding

Variation over

Item

as on 2003

Month

Financial year so far

Year-on-year

Feb. 28#

2001-2002

2002-2003

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

39,352

2,197

–19,754

7,923

–16,799

8,355

Borrowings from Banks⁽¹⁾

19,278

314

–6,132

–972

–5,064

1,362

Other demand and time liabilities⁽²⁾

1,964

39

–243

–259

615

–84

Liabilities to Others

Aggregate deposits@

12,77,640

1,079

1,21,909

1,74,280

1,37,219

1,93,114

(0.1)

(12.7)

(15.8)

(14.5)

(17.8)

[13.3]

[16.4]

[15.2]

[18.6]

Demand

1,65,197

178

117

12,149

7,947

22,528

Time@

11,12,443

901

1,21,791

1,62,132

1,29,272

1,70,586

Borrowings⁽³⁾

13,726

548

229

10,698

425

10,932

Other demand and time liabilities

1,24,172

301

13,987

12,289

16,093

18,978

Borrowings from Reserve Bank

696

294

302

–2,920

–932

–3,502

Cash in hand and Balances with Reserve Bank

76,228

3,078

5,844

7,581

–6,532

5,183

Cash in hand

6,717

34

129

472

86

930

Balances with Reserve Bank

69,511

3,044

5,714

7,109

–6,617

4,253

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,321

–298

–3,084

–672

–262

548

Money at call and short notice

29,411

–1,279

–10,933

2,786

–8,123

4,716

Advances to Banks

6,010

–874

346

437

2,001

731

Other assets

2,411

–12

590

–263

661

–116

Investments⁽⁵⁾

5,42,038

5,418

65,179

1,03,769

74,142

1,06,699

(1.0)

(17.6)

(23.7)

(20.5)

(24.5)

Government securities

5,15,623

5,438

67,832

1,04,447

76,838

1,07,757

Other approved securities

26,415

–20

–2,652

–678

–2,695

–1,057

Bank Credit

7,13,657

9,570

61,417

1,23,934

68,128

1,40,806

(1.4)

(12.0)

(21.0)

(13.5)

(24.6)

Food Credit

50,160

–288

13,571

–3,818

13,951

–3,402

Non-food credit

6,63,497

9,858

47,846

1,27,752

54,177

1,44,209

Loans, cash-credit and overdrafts

6,67,060

8,171

62,896

1,19,454

69,317

1,33,948

Inland bills- purchased

5,995

665

49

964

173

1,038

discounted⁽⁶⁾

20,235

118

–770

1,952

–832

2,431

Foreign bills-purchased

9,601

124

–874

512

–891

1,125

discounted

10,766

493

116

1,052

362

2,264

Cash-Deposit Ratio

5.97

Investment-Deposit Ratio

42.42

Credit-Deposit Ratio

55.86

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Based on Special Returns submited by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.
2. Includes the impact of mergers since May 3, 2002.