3. Scheduled Commercial Banks - Business in India - ଆରବିଆଇ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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|
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Outstanding |
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as on |
Variation over |
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|
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Item |
1999 |
Financial year so far |
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Feb. 26# |
Fortnight |
1997-98 |
1998-99 |
Year |
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|
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1 |
2 |
3 |
4 |
5 |
6 |
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|
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Liabilities to the Banking System |
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Demand and time deposits from banks |
29,672 |
167 |
3,696 |
5,990 |
8,580 |
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Borrowings from Banks(1) |
13,190 |
2,494 |
3,029 |
6,030 |
6,902 |
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Other demand and time liabilities(2) |
750 |
-65 |
1,132 |
-695 |
-921 |
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Liabilities to Others |
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Aggregate deposits |
6,95,207 @ |
3,489 |
74,715 |
89,797 |
1,14,893 |
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(0.5) |
(14.8) |
(14.8) |
(19.8) |
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Demand |
1,02,233 |
660 |
405 |
-280 |
11,218 |
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Time |
5,92,974 @ |
2,829 |
74,310 |
90,077 |
1,03,675 |
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Borrowings(3) |
1,825 |
-150 |
475 |
546 |
414 |
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Other demand and time liabilities |
50,618 |
2,826 |
4,289 |
10,864 |
12,076 |
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Borrowings from Reserve Bank |
4,730 |
-1,379 |
-162 |
4,335 |
4,332 |
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Cash in hand and Balances with Reserve Bank |
73,883 |
-1,797 |
8,841 |
12,577 |
11,847 |
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Cash in hand |
3,998 |
40 |
327 |
390 |
324 |
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Balances with Reserve Bank |
69,884 |
-1,837 |
8,514 |
12,186 |
11,523 |
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Assets with the Banking System |
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Balance with other Banks(4) |
11,879 |
-117 |
1,554 |
327 |
1,956 |
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Money at call and short notice |
18,226 |
3,682 |
26 |
9,365 |
10,241 |
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Advances to banks |
1,816 |
50 |
219 |
-347 |
-280 |
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Other assets |
1,408 |
25 |
-17 |
-258 |
-263 |
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Investments(5) |
2,52,569 |
2,901 |
24,196 |
33,864 |
37,859 |
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(1.2) |
(12.7) |
(15.5) |
(17.6) |
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Government securities |
2,21,038 |
2,850 |
23,407 |
34,081 |
38,741 |
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Other approved securities |
31,531 |
51 |
789 |
-218 |
-883 |
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Bank Credit |
3,52,047 |
2,297 |
35,054 |
27,968 |
38,592 |
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(0.7) |
(12.6) |
(8.6) |
(12.3) |
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Food Credit |
17,336 |
224 |
5,271 |
4,851 |
4,468 |
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Non-food credit |
3,34,711 |
2,074 |
29,783 |
23,117 |
34,123 |
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Loans, cash-credit and overdrafts |
3,22,793 |
2,046 |
33,729 |
28,058 |
37,441 |
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Inland bills- purchased |
4,479 |
23 |
163 |
-181 |
129 |
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discounted(6) |
9,601 |
120 |
911 |
-167 |
85 |
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Foreign bills-purchased |
8,060 |
-41 |
44 |
130 |
366 |
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discounted |
7,115 |
149 |
207 |
130 |
570 |
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Cash-Deposit Ratio |
10.63 |
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Investment-Deposit Ratio |
36.33 |
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Credit-Deposit Ratio |
50.64 |
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: Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 11.9 per cent and 16.7 per cent, respectively. |
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(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |
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Note: Figures in brackets denote percentage variations in the relevant period. |