3. Scheduled Commercial Banks - Business in India - ଆରବିଆଇ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2004 |
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Fortnight |
|||||||
Oct. 15# |
2003-2004 |
2004-2005 |
2003 |
2004 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
35,274 |
–71 |
–4,283 |
–1,559 |
–2,751 |
–897 |
|
Borrowings from Banks (1) |
26,909 |
10,482 |
–3,496 |
11,883 |
–3,935 |
10,767 |
|
Other demand and time liabilities(2) |
3,223 |
–936 |
565 |
596 |
778 |
404 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
16,05,233 |
4,218 |
1,04,161 |
1,00,817 |
1,44,732 |
2,20,219 |
|
(0.3) |
(8.1) |
(6.7) |
(11.7) |
(15.9) |
|||
Demand |
2,31,326 |
4,839 |
17,282 |
6,304 |
30,657 |
43,754 |
|
Time@ |
13,73,907 |
–621 |
86,878 |
94,513 |
1,14,075 |
1,76,465 |
|
[13,70,338] |
[–4,190] |
[90,944] |
[1,72,896] |
||||
Borrowings(3) |
64,815 |
34,448 |
6,696 |
40,145 |
10,289 |
45,482 |
|
Other demand and time liabilities |
1,60,073 |
4,161 |
4,954 |
11,989 |
21,260 |
25,312 |
|
Borrowings from Reserve Bank |
— |
— |
22 |
— |
93 |
–101 |
|
Cash in hand and Balances with Reserve Bank |
92,528 |
2,224 |
4,791 |
15,633 |
3,278 |
21,835 |
|
Cash in hand |
8,161 |
–667 |
1,413 |
263 |
2,140 |
–820 |
|
Balances with Reserve Bank |
84,367 |
2,891 |
3,378 |
15,370 |
1,138 |
22,654 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
17,276 |
43 |
–192 |
315 |
–479 |
280 |
|
Money at call and short notice |
22,022 |
–758 |
–9,302 |
3,965 |
–11,860 |
–810 |
|
Advances to Banks |
9,408 |
–1,686 |
1,421 |
–1,115 |
1,876 |
841 |
|
Other assets |
2,145 |
–132 |
205 |
–492 |
297 |
–610 |
|
Investments (5) |
7,07,812 |
2,790 |
86,859 |
30,224 |
1,18,769 |
73,408 |
|
(0.4) |
(15.9) |
(4.5) |
(23.0) |
(11.6) |
|||
Government securities |
6,81,418 |
2,883 |
87,548 |
26,660 |
1,20,562 |
70,453 |
|
[6,69,225] |
[–9,310] |
[14,467] |
[58,260] |
||||
Other approved securities |
26,394 |
–93 |
–689 |
3,564 |
–1,794 |
2,954 |
|
Bank Credit |
9,71,018 |
35,113 |
24,615 |
1,30,233 |
80,993 |
2,17,187 |
|
(3.8) |
(3.4) |
(15.5) |
(12.0) |
(28.8) |
|||
Food Credit |
35,959 |
–2,679 |
–15,328 |
–2 |
–18,554 |
1,808 |
|
Non-food credit |
9,35,058 |
37,792 |
39,943 |
1,30,235 |
99,546 |
2,15,379 |
|
[9,02,376] |
[5,110] |
[97,553] |
[1,82,697] |
||||
Loans, cash-credit and overdrafts |
9,17,657 |
34,566 |
26,768 |
1,28,417 |
78,428 |
2,08,816 |
|
Inland bills- purchased |
7,498 |
785 |
1,323 |
529 |
2,068 |
591 |
|
discounted(6) |
22,395 |
–382 |
–2,007 |
665 |
308 |
4,218 |
|
Foreign bills-purchased |
9,746 |
–150 |
–1,119 |
–367 |
–819 |
1,116 |
|
discounted |
13,721 |
294 |
–350 |
989 |
1,008 |
2,447 |
|
Cash-Deposit Ratio |
5.76 |
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Investment-Deposit Ratio |
44.09 |
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Credit-DepositRatio |
60.49 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), Figures in brackets denote percentage variation in the relevant period. |