3. Scheduled Commercial Banks - Business in India - ଆରବିଆଇ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2004 |
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Fortnight |
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Nov. 12# |
2003-2004 |
2004-2005 |
2003 |
2004 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
35,155 |
193 |
–5,109 |
–1,679 |
–3,380 |
–190 |
|
Borrowings from Banks (1) |
27,490 |
707 |
–4,460 |
12,464 |
–5,207 |
12,313 |
|
Other demand and time liabilities(2) |
2,794 |
45 |
825 |
167 |
978 |
–285 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
15,96,617 |
–20,257 |
1,11,743 |
92,201 |
1,46,420 |
2,04,021 |
|
(–1.3) |
(8.7) |
(6.1) |
(11.7) |
(14.7) |
|||
Demand |
2,25,757 |
–20,279 |
12,313 |
735 |
27,124 |
43,154 |
|
Time@ |
13,70,860 |
22 |
99,430 |
91,466 |
1,19,296 |
1,60,867 |
|
[13,67,292] |
[87,898] |
[1,57,298] |
|||||
Borrowings(3) |
66,117 |
886 |
9,397 |
41,447 |
12,703 |
44,082 |
|
Other demand and time liabilities |
1,60,919 |
–1,960 |
6,242 |
12,835 |
12,912 |
24,870 |
|
Borrowings from Reserve Bank |
1,210 |
1,210 |
–79 |
1,210 |
–7 |
1,210 |
|
Cash in hand and Balances with Reserve Bank |
94,166 |
–826 |
5,671 |
17,271 |
–2,134 |
22,593 |
|
Cash in hand |
9,193 |
638 |
982 |
1,295 |
1,617 |
644 |
|
Balances with Reserve Bank |
84,973 |
–1,464 |
4,689 |
15,976 |
–3,751 |
21,949 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
18,165 |
495 |
–1,342 |
1,204 |
–1,983 |
2,319 |
|
Money at call and short notice |
20,143 |
–2,119 |
–13,247 |
2,086 |
–14,542 |
1,255 |
|
Advances to Banks |
9,316 |
113 |
1,507 |
–1,207 |
1,783 |
663 |
|
Other assets |
2,126 |
114 |
144 |
–511 |
240 |
–568 |
|
Investments (5) |
6,91,569 |
–14,974 |
94,079 |
13,981 |
1,28,339 |
49,945 |
|
(–2.1) |
(17.2) |
(2.1) |
(25.0) |
(7.8) |
|||
Government securities |
6,65,364 |
–14,940 |
94,652 |
10,606 |
1,29,620 |
47,295 |
|
[6,53,171] |
[–1,587] |
[35,102] |
|||||
Other approved securities |
26,206 |
–34 |
–573 |
3,375 |
–1,281 |
2,650 |
|
Bank Credit |
9,95,517 |
7,241 |
33,341 |
1,54,732 |
81,505 |
2,32,960 |
|
(0.7) |
(4.6) |
(18.4) |
(12.0) |
(30.5) |
|||
Food Credit |
41,228 |
1,516 |
–14,040 |
5,267 |
–18,766 |
5,789 |
|
Non-food credit |
9,54,289 |
5,725 |
47,382 |
1,49,465 |
1,00,271 |
2,27,171 |
|
[9,21,607] |
[1,16,783] |
[1,94,489] |
|||||
Loans, cash-credit and overdrafts |
9,40,031 |
6,014 |
34,645 |
1,50,791 |
78,421 |
2,23,313 |
|
Inland bills- purchased |
7,621 |
215 |
966 |
651 |
1,933 |
1,070 |
|
discounted(6) |
23,411 |
482 |
–989 |
1,681 |
693 |
4,216 |
|
Foreign bills-purchased |
10,040 |
223 |
–1,103 |
–74 |
–510 |
1,392 |
|
discounted |
14,415 |
308 |
–178 |
1,683 |
968 |
2,969 |
|
Cash-Deposit Ratio |
5.90 |
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Investment-Deposit Ratio |
43.31 |
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Credit-DepositRatio |
62.35 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |