(Rs. crore)

Outstanding

Variation over

Item

as on 2002

Financial year so far

Year-on-year

Dec. 13#

Fortnight

2001-2002

2002-2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,089

–484

–19,458

6,661

–14,164

6,798

Borrowings from Banks⁽¹⁾

18,976

–1,567

–7,135

–1,274

–2,434

2,064

Other demand and time liabilities⁽²⁾

2,280

181

–470

57

505

459

Liabilities to Others

Aggregate deposits@

12,55,795

653

99,906

1,52,435

1,40,940

1,93,272

(0.1)

(10.4)

(13.8)

(15.3)

(18.2)

[10.9]

[14.4]

[16.1]

[19.0]

Demand

1,60,899

2,063

–945

7,851

11,763

19,292

Time@

10,94,896

–1,410

1,00,851

1,44,584

1,29,178

1,73,979

Borrowings⁽³⁾

9,784

220

–686

6,756

–512

7,904

Other demand and time liabilities

1,20,461

770

16,526

8,577

24,109

12,727

Borrowings from Reserve Bank

6

–24

–882

–3,610

–2,936

–3,008

Cash in hand and Balances with Reserve Bank

72,985

137

6,370

4,337

–5,891

1,413

Cash in hand

6,666

–242

629

421

807

379

Balances with Reserve Bank

66,319

379

5,741

3,916

–6,698

1,034

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,456

–1,039

–2,534

–537

848

134

Money at call and short notice

31,891

1,371

–9,879

5,267

–5,445

6,142

Advances to Banks

7,751

589

–3,550

2,178

–1,164

6,368

Other assets

2,403

–105

126

–271

119

339

Investments⁽⁵⁾

5,30,189

5,502

57,828

91,920

72,379

1,02,202

(1.0)

(15.6)

(21.0)

(20.4)

(23.9)

Government securities

5,03,412

5,692

60,060

92,236

74,869

1,03,317

Other approved securities

26,778

–191

–2,231

–315

–2,490

–1,116

Bank Credit

6,84,042

1,652

38,797

94,320

64,658

1,33,811

(0.2)

(7.6)

(16.0)

(13.3)

(24.3)

Food Credit

52,227

–2,119

11,772

–1,751

14,817

464

Non-food credit

6,31,815

3,772

27,026

96,070

49,842

1,33,347

Loans, cash-credit and overdrafts

6,39,736

1,024

41,610

92,130

65,897

1,27,911

Inland bills- purchased

5,002

36

–143

–29

–86

238

discounted⁽⁶⁾

19,742

544

–1,621

1,459

–459

2,789

Foreign bills-purchased

8,993

–100

–980

–96

–645

622

discounted

10,569

148

–68

855

–49

2,251

Cash-Deposit Ratio

5.81

Investment-Deposit Ratio

42.22

Credit-Deposit Ratio

54.47

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.