(` crore)

Item

Outstanding
as on Nov. 4, 2011 #

Variation over

Fortnight

Financial year so far

Year-on-year

2010-2011

2011-2012

2010

2011

1

2

3

4

5

6

Liabilities to the Banking System

Demand and Time Deposits from Banks

70,027

742

–1,367

–3,715

11,530

6,463

Borrowings from Banks⁽¹⁾

23,375

–1,274

–11,944

–6,349

2,954

2,961

Other Demand and Time Liabilities⁽²⁾

9,873

–89

920

2,749

1,281

2,975

Liabilities to Others

Aggregate Deposits

56,54,106

35,120

3,19,960

4,46,137

6,42,165

8,41,320

(0.6)

(7.1)

(8.6)

(15.4)

(17.5)

Demand

5,64,735

–2,157

–55,055

–76,971

63,606

–25,820

Time

50,89,371

37,277

3,75,015

5,23,107

578,559

8,67,140

Borrowings⁽³⁾

1,69,860

–3,227

3,073

38,519

10,667

62,509

Other Demand and Time Liabilities

3,55,030

–1,476

7,249

13,226

16,651

18,361

Borrowings from Reserve Bank

870

–198

3,829

–4,161

3,871

–3,000

Cash in Hand and Balances with Reserve Bank

3,80,014

–30,176

33,106

30,506

95,887

39,941

Cash in Hand

38,488

–1,273

3,035

8,142

4,127

9,875

Balances with Reserve Bank

3,41,527

–28,903

30,070

22,364

91,760

30,066

Assets with the Banking System

Balances with Other Banks⁽⁴⁾

58,571

530

–15,743

2,434

1,149

11,893

Money at Call and Short Notice

15,180

–954

–5,968

–1,426

2,302

3,480

Advances to Banks

6,717

1,436

–5,937

–5,852

2,133

2,762

Other Assets

70,538

469

8,196

1,465

28,395

17,879

Investments⁽⁵⁾

17,31,638

24,989

1,03,479

2,30,019

1,20,399

2,43,407

(1.5)

(7.5)

(15.3)

(8.8)

(16.4)

Government Securities

17,27,472

24,859

1,04,910

2,30,324

1,23,199

2,44,167

Other Approved Securities

4,166

130

–1,431

–305

–2,800

–761

Bank Credit

41,80,474

29,954

2,85,608

2,38,392

6,36,963

6,50,078

(0.7)

(8.8)

(6.0)

(22.0)

(18.4)

Food Credit

77,464

8,542

5,259

13,181

11,636

23,715

Non-food credit

41,03,011

21,413

2,80,349

2,25,211

6,25,327

6,26,363

Loans, Cash credit and Overdrafts

40,31,256

33,223

2,83,640

2,37,249

6,11,598

6,25,458

Inland Bills – Purchased

13,638

526

–1,177

194

621

2,802

Discounted⁽⁶⁾

80,262

–167

2,707

396

15,561

15,338

Foreign Bills –Purchased

18,526

–914

1,537

–57

1,746

856

Discounted

36,793

–2,713

–1,098

609

7,436

5,624

Cash-Deposit Ratio

6.72

Investment-Deposit Ratio

30.63

Credit-Deposit Ratio

73.94

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items
under 'Liabilities to Others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other accounts.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately
in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes : Includes the impact of mergers since May 3, 2002.