(` Billion)

Liabilities to the Banking System

Demand and Time Deposits from Banks

807.3

15.9

36.2

–35.2

119.8

33.8

Borrowings from Banks ⁽¹⁾

315.5

–6.9

–42.5

–3.8

–22.0

60.8

Other Demand and Time Liabilities ⁽²⁾

69.2

3.9

29.5

7.8

22.8

–31.6

Liabilities to Others

Aggregate Deposits

62,291.7

1,150.4

2,856.9

3,200.9

8,568.1

7,355.1

(1.9)

(5.5)

(5.4)

(18.5)

(13.4)

Demand

6,499.0

624.8

–370.3

245.7

–108.0

452.3

Time

55,792.7

525.6

3,227.2

2,955.2

8,676.1

6,902.9

Borrowings ⁽³⁾

2,034.4

12.3

203.4

–30.2

283.6

517.6

Other Demand and Time Liabilities

3,820.4

–70.4

191.3

86.5

389.1

211.0

Borrowings from Reserve Bank

70.7

35.6

–32.8

–16.8

–4.5

53.2

Cash in Hand and Balances with Reserve Bank

3,663.0

123.7

667.4

69.0

951.6

–499.6

Cash in hand

408.7

17.1

47.0

47.4

62.1

58.2

Balances with Reserve Bank

3,254.3

106.7

620.4

21.6

889.4

–557.8

Assets with the Banking System

Balances with Other Banks ⁽⁴⁾

759.1

14.1

16.4

52.6

7.4

181.4

Money at Call and Short Notice

186.1

–13.8

–4.0

–46.6

10.8

24.1

Advances to Banks

152.4

26.7

–9.7

16.5

28.0

36.4

Other Assets

791.2

69.1

77.7

87.2

266.1

22.8

Investments ⁽⁵⁾

18,626.3

168.8

1,035.5

1,248.5

1,718.4

2,574.6

(0.9)

(6.9)

(7.2)

(12.0)

(16.0)

Government Securities

18,599.7

171.4

1,034.0

1,249.6

1,734.0

2,594.3

Other Approved Securities

26.6

–2.6

1.5

–1.1

–15.6

–19.7

Bank Credit

47,608.5

461.9

1,460.5

1,490.0

6,799.9

6,727.1

(1.0)

(3.7)

(3.2)

(20.0)

(16.5)

Food Credit

1,075.2

19.9

153.2

262.2

251.6

279.2

Non-food credit

46,533.3

442.0

1,307.3

1,227.8

6,548.3

6,448.0

Loans, Cash credit and Overdrafts

45,852.3

402.1

1,434.5

1,492.5

6,530.7

6,477.7

Inland Bills – Purchased

176.4

13.0

–11.1

13.0

15.2

53.1

Discounted ⁽⁶⁾

976.4

13.6

48.5

–3.4

197.8

129.2

Foreign Bills – Purchased

210.5

16.0

6.0

–1.2

19.5

18.7

Discounted

393.0

17.3

–17.3

–10.9

36.6

48.4

Cash-Deposit Ratio

5.88

Investment-Deposit Ratio

29.90

Credit-Deposit Ratio

76.43

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under ‘Liabilities to Others’.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other accounts.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3, 2002.