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Scheduled Commercial Banks - Business in India
135172050

Scheduled Commercial Banks - Business in India

(₹ Crore)
Item Outstanding as on Oct. 03, 2025 Variation over
Fortnight Financial Year so far Year-on-Year
2024-25 2025-26 2024 2025
1 2 3 4 5 6
1 Liabilities to the Banking System            
1.1 Demand and Time Deposits from Banks 318430 -1177 -6550 9017 54288 30510
1.2 Borrowings from Banks 84733 -64 -54529 -27242 -71377 -43166
1.3 Other Demand and Time Liabilities 28436 949 -50226 -1480 -49598 6210
2 Liabilities to Others            
2.1 Aggregate Deposits 24098427 551915 1444900 1517825 2312553 2178300
2.1a Growth (Per cent)   2.3 7.1 6.7 11.8 9.9
2.1.1 Demand 3072654 211153 148045 374606 295225 480757
2.1.2 Time 21025772 340762 1296855 1143220 2017329 1697544
2.2 Borrowings 855826 -2697 77796 -59423 13554 88
2.3 Other Demand and Time Liabilities 1049845 -24580 30610 -11787 42803 81807
3 Borrowings from Reserve Bank 1512 -55889 -215640 -309954 -61856 -5564
4 Cash in Hand and Balances with Reserve Bank 973502 7159 60768 9213 26988 -108182
4.1 Cash in hand 89906 8501 6747 8032 2096 -6274
4.2 Balances with Reserve Bank 883596 -1342 54022 1181 24892 -101909
5 Assets with the Banking System            
5.1 Balances with Other Banks 234086 -6554 -3592 18285 9714 39351
5.2 Money at Call and Short Notice 24185 10074 5041 -1653 -13294 6789
5.3 Advances to Banks 29465 -1776 -4571 -10039 -8064 -14333
5.4 Other Assets 58155 -6307 -51253 -9197 -25619 -6016
6 Investments 6876445 30164 351393 178517 396142 418494
6.1a Growth (Per cent)   0.4 5.8 2.7 6.5 6.5
6.1 Government Securities 6875868 30106 351662 178570 396159 418596
6.2 Other Approved Securities 577 58 -269 -53 -16 -102
7 Bank Credit 19266107 363246 865614 1022134 1959786 1968328
7.1a Growth (Per cent)   1.9 5.3 5.6 12.8 11.4
7a.1 Food Credit 42659 -2625 -5279 6128 -1478 24858
7a.2 Non-food credit 19223447 365871 870894 1016006 1961264 1943471
7b.1 Loans, Cash credit and Overdrafts 18900094 345768 842345 990243 1909607 1923446
7b.2 Inland Bills - Purchased 85684 6038 9255 10721 20278 15962
7b.3 Discounted 243749 9267 16053 22690 31764 30339
7b.4 Foreign Bills - Purchased 13957 1321 -603 -1165 -484 -1852
7b.5 Discounted 22622 852 -1436 -355 -1378 434
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023.

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