EASTERN REGION

STATE : WEST BENGAL

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

9,00,684

3386,12

2858,89

1,84,488

1142,30

962,83

1.

Direct Finance

8,79,512

2981,25

2509,23

1,79,876

890,61

749,07

2.

Indirect Finance

21,172

404,87

349,67

4,612

251,69

213,75

II.

INDUSTRY

2,76,249

2583,90

1857,82

65,561

1510,00

1217,55

1.

Mining & Quarrying

202

62,55

58,37

171

43,96

28,60

2.

Food Manufacturing & Processing

28,156

360,94

303,20

8,240

322,06

254,22

(a) Rice Mills, Flour & Dal Mills

25,053

131,15

110,95

6,936

142,92

115,74

(b) Sugar

10

70

63

2

7

6

(c) Edible Oils & Vanaspati

324

14,67

12,49

196

18,64

14,06

(d) Tea Processing

43

122,20

113,06

73

84,89

63,14

(e) Processing of Fruits & Vegetables

86

11,84

10,12

45

7,83

6,58

(f) Others

2,640

80,38

55,95

988

67,72

54,65

3.

Beverage & Tobacco

63

13,25

9,25

83

24,20

20,00

4.

Textiles

4,689

152,23

135,72

3,426

157,99

113,28

(a) Cotton Textiles

286

96,30

91,15

291

71,42

44,34

(b) Jute & Other Natural Fibre Textiles

276

7,39

5,27

726

28,51

17,60

(c) Handloom Textiles & Khadi

1,949

16,37

13,11

1,164

6,66

4,98

(d) Other Textiles & Textile Products

2,178

32,17

26,19

1,245

51,40

46,36

5.

Paper, Paper Products & Printing

425

18,05

17,16

148

20,93

14,68

6.

Leather & Leather Products

136

4,64

3,75

79

4,81

4,52

7.

Rubber & Plastic Products

158

90,51

65,56

223

22,86

18,18

8.

Chemicals & Chemical Products

540

22,83

19,01

2,219

71,00

55,24

(a) Heavy Industrial Chemicals

12

3,03

55

13

31,29

20,92

(b) Fertilisers

8

32

29

11

4,89

4,22

(c) Drugs & Pharmaceuticals

408

5,35

4,81

2,088

16,94

14,80

(d) Non-Edible Oils

4

20

18

11

91

71

(e) Other Chemicals & Chemical Products

108

13,94

13,18

96

16,97

14,59

9.

Petroleum, Coal Products & Nuclear Fuels

61

442,18

258,88

28

114,04

93,29

10.

Manufacture of Cement & Cement Products

201

7,97

7,14

81

16,25

13,87

11.

Basic Metals & Metal Products

311

400,11

336,90

324

191,71

178,09

(a) Iron & Steel

50

359,24

308,54

58

50,52

47,31

(b) Non-Ferrous Metals

27

24,91

15,37

21

3,71

2,91

(c) Metal Products

234

15,95

12,99

245

137,48

127,86

12.

Engineering

800

44,31

37,08

433

123,15

98,62

(a) Heavy Engineering

40

4,12

3,57

35

13,41

9,27

(b) Light Engineering

550

29,33

25,59

259

16,15

13,54

(c) Electrical Machinery & Goods

161

9,38

6,72

107

90,21

72,38

(d) Electronic Machinery & Goods

49

1,48

1,21

32

3,38

3,43

13.

Vehicles,Vehicle Parts & Transport Equipments

231

10,58

9,19

75

9,07

8,40

14.

Other Industries

2,35,808

514,68

405,32

46,360

204,28

164,67

15.

Electricity, Gas & Water

57

244,37

51,92

39

10,92

5,24

(a) Electricity Generation & Transmission

51

243,49

51,13

15

5,89

2,47

(b) Non-Conventional Energy

1

4

4

8

61

68

(c) Gas, Steam & Water Supply

5

84

75

16

4,42

2,09

16.

Construction

4,411

194,68

139,35

3,632

172,77

146,66

III.

TRANSPORT OPERATORS

20,507

290,11

270,64

4,067

52,80

38,84

IV.

PROFESSIONAL AND OTHER SERVICES

41,483

281,78

224,20

10,825

225,87

187,61

V.

PERSONAL LOANS

3,68,487

3763,28

2920,82

1,80,856

2387,14

1926,09

1.

Loans for Purchase of Consumer Durables

54,772

399,68

275,70

19,625

104,52

81,37

2.

Loans for Housing

53,556

1434,56

1234,65

38,709

1156,49

976,45

3.

Rest of the Personal Loans

2,60,159

1929,04

1410,47

1,22,522

1126,13

868,28

VI.

TRADE

3,38,024

1827,57

1434,26

1,10,239

1503,59

1255,16

1.

Wholesale Trade

16,391

227,36

162,34

6,554

264,92

225,71

2.

Retail Trade

3,21,633

1600,21

1271,92

1,03,685

1238,67

1029,45

VII.

FINANCE

1,354

12,29

10,82

955

42,88

37,58

VIII.

ALL OTHERS

66,206

422,53

332,91

19,984

310,75

235,91

TOTAL BANK CREDIT

20,12,994

12567,57

9910,37

5,76,975

7175,33

5861,57

OF WHICH : 1. Artisans and Village & Tiny Industries

2,21,797

448,96

341,30

42,644

241,39

193,89

2. Other Small Scale Industries

38,690

292,94

248,24

11,614

323,32

262,59

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

EASTERN REGION

STATE : WEST BENGAL

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

65,696

1163,46

1003,03

40,153

4268,52

3325,44

1.

Direct Finance

63,671

929,56

792,48

37,957

1796,04

1398,32

2.

Indirect Finance

2,025

233,89

210,55

2,196

2472,48

1927,12

II.

INDUSTRY

41,402

3635,15

2770,46

1,28,481

68760,19

38305,37

1.

Mining & Quarrying

223

43,51

37,75

302

2966,73

589,66

2.

Food Manufacturing & Processing

4,637

510,84

420,54

26,104

5793,75

3957,88

(a) Rice Mills, Flour & Dal Mills

2,360

230,57

180,34

160

337,03

272,94

(b) Sugar

3

11

7

59

1438,38

918,96

(c) Edible Oils & Vanaspati

144

61,08

58,61

130

101,14

91,68

(d) Tea Processing

126

99,58

83,81

825

3244,79

2195,93

(e) Processing of Fruits & Vegetables

48

12,46

9,46

46

50,11

46,84

(f) Others

1,956

107,04

88,25

24,884

622,29

431,53

3.

Beverage & Tobacco

24

6,28

4,66

96

200,74

87,20

4.

Textiles

9,909

218,59

188,62

17,595

3895,86

1976,96

(a) Cotton Textiles

2,608

32,74

27,67

735

955,07

594,45

(b) Jute & Other Natural Fibre Textiles

5,458

128,12

110,34

4,160

796,78

478,35

(c) Handloom Textiles & Khadi

985

4,70

4,09

111

14,54

10,82

(d) Other Textiles & Textile Products

858

53,04

46,52

12,589

2129,47

893,33

5.

Paper, Paper Products & Printing

454

36,95

30,40

1,289

2156,59

849,92

6.

Leather & Leather Products

171

15,29

8,42

2,186

1255,30

909,98

7.

Rubber & Plastic Products

448

46,04

40,95

1,054

1174,01

711,17

8.

Chemicals & Chemical Products

1,072

346,02

305,46

42,321

5015,14

2721,06

(a) Heavy Industrial Chemicals

60

268,60

236,75

240

2752,82

1112,33

(b) Fertilisers

5

5,26

3,89

22

171,53

151,60

(c) Drugs & Pharmaceuticals

694

13,58

12,26

27,171

540,34

398,19

(d) Non-Edible Oils

13

4,62

3,32

23

18,62

12,77

(e) Other Chemicals & Chemical Products

300

53,95

49,24

14,865

1531,84

1046,16

9.

Petroleum, Coal Products & Nuclear Fuels

48

269,25

224,00

197

2932,27

1673,27

10.

Manufacture of Cement & Cement Products

416

66,92

49,10

484

641,25

534,90

11.

Basic Metals & Metal Products

1,045

1118,33

681,70

2,982

20194,85

9061,80

(a) Iron & Steel

467

867,63

546,04

1,450

15902,80

6928,57

(b) Non-Ferrous Metals

70

35,48

30,20

315

2944,53

1201,16

(c) Metal Products

508

215,21

105,45

1,217

1347,52

932,07

12.

Engineering

2,053

234,81

196,00

6,340

7243,37

4024,49

(a) Heavy Engineering

789

119,22

103,15

1,804

1544,02

908,33

(b) Light Engineering

759

55,72

40,86

1,784

1356,55

925,65

(c) Electrical Machinery & Goods

343

45,94

39,59

1,687

2867,89

1786,48

(d) Electronic Machinery & Goods

162

13,94

12,40

1,065

1474,91

404,04

13.

Vehicles,Vehicle Parts & Transport Equipments

130

19,24

15,29

882

1014,24

676,41

14.

Other Industries

17,497

344,32

257,93

21,203

6109,81

4822,20

15.

Electricity, Gas & Water

45

21,23

17,22

177

1647,57

1046,98

(a) Electricity Generation & Transmission

26

10,95

7,49

127

1597,28

1018,31

(b) Non-Conventional Energy

1

20

10

8

10,50

3,91

(c) Gas, Steam & Water Supply

18

10,07

9,63

42

39,78

24,76

16.

Construction

3,230

337,55

292,43

5,269

6518,72

4661,49

III.

TRANSPORT OPERATORS

7,410

161,91

146,48

7,447

766,97

525,18

IV.

PROFESSIONAL AND OTHER SERVICES

39,778

827,67

643,63

62,472

13817,13

4582,26

V.

PERSONAL LOANS

2,70,804

4389,30

3585,99

6,04,467

18206,11

14186,33

1.

Loans for Purchase of Consumer Durables

15,048

104,31

87,32

33,496

350,28

308,65

2.

Loans for Housing

61,193

2153,99

1835,62

1,07,182

7810,40

6805,40

3.

Rest of the Personal Loans

1,94,563

2131,00

1663,05

4,63,789

10045,43

7072,29

VI.

TRADE

78,521

2125,47

1688,60

78,553

16975,66

9408,44

1.

Wholesale Trade

8,250

646,80

552,81

39,690

9588,13

5887,27

2.

Retail Trade

70,271

1478,67

1135,78

38,863

7387,53

3521,17

VII.

FINANCE

337

150,92

79,60

1,161

6239,06

4858,82

VIII.

ALL OTHERS

41,207

799,04

645,53

1,03,880

2668,25

1807,59

TOTAL BANK CREDIT

5,45,155

13252,92

10563,32

10,26,614

131701,89

76999,43

OF WHICH : 1. Artisans and Village & Tiny Industries

11,826

55,76

45,75

3,438

190,08

169,31

2. Other Small Scale Industries

11,302

760,36

619,86

13,833

4187,52

3401,83