EASTERN REGION

STATE : WEST BENGAL

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

9,89,663

5184,18

4007,77

2,23,553

2087,40

1672,29

1. Direct Finance

9,48,969

4247,67

3204,99

2,12,783

1607,85

1291,77

2. Indirect Finance

40,694

936,51

802,78

10,770

479,55

380,52

II.

INDUSTRY

2,06,618

3914,10

2489,54

48,398

1877,10

1466,94

1. Mining & Quarrying

351

45,80

39,76

293

75,23

63,32

2. Food Manufacturing & Processing

65,229

720,69

458,77

10,867

609,81

499,90

  (a) Rice Mills, Flour & Dal Mills

11,839

278,62

231,15

2,932

300,92

252,78

  (b) Sugar

13

10,49

5,85

2

9

3

  (c) Edible Oils & Vanaspati

860

21,61

16,74

288

26,61

22,41

  (d) Tea Processing

75

197,41

45,65

59

59,53

44,49

  (e) Processing of Fruits & Vegetables

133

9,04

6,75

113

37,96

30,12

  (f) Others

52,309

203,52

152,62

7,473

184,71

150,07

3. Beverage & Tobacco

291

48,23

41,44

370

73,32

63,98

4. Textiles

15,459

203,43

153,35

6,540

120,10

95,03

  (a) Cotton Textiles

1,070

23,55

18,17

504

9,13

7,62

  (b) Jute & Other Natural Fibre Textiles

2,037

13,25

9,95

406

30,11

18,76

  (c) Handloom Textiles & Khadi

4,171

46,39

36,97

2,057

13,36

9,59

  (d) Other Textiles & Textile Products

8,181

120,24

88,26

3,573

67,51

59,06

5. Paper, Paper Products & Printing

1,121

22,30

19,04

417

26,15

21,60

6. Woods and Wood Products

3,688

39,32

31,71

1,186

28,17

21,88

7. Leather & Leather Products

860

10,77

8,54

466

8,96

8,34

8. Gems and Jewellery

889

13,26

11,32

400

9,24

7,46

9. Rubber & Plastic Products

4,521

123,95

54,39

1,156

51,35

41,44

10. Chemicals & Chemical Products

1,201

58,76

36,54

1,559

78,97

66,22

  (a) Heavy Industrial Chemicals

24

9,06

8,89

36

19,31

16,02

  (b) Fertilisers

304

2,26

1,74

50

4,23

2,72

  (c) Drugs & Pharmaceuticals

248

8,08

7,35

1,185

7,16

5,85

  (d) Non-Edible Oils

42

3,86

2,70

22

15,26

13,97

  (e) Other Chemicals & Chemical Products

583

35,51

15,86

266

33,02

27,66

11. Petroleum, Coal Products & Nuclear Fuels

61

633,00

248,87

48

103,00

57,52

12. Manufacture of Cement & Cement Products

1,069

23,42

19,64

289

38,05

34,53

13. Basic Metals & Metal Products

1,756

369,53

207,43

880

161,59

122,74

  (a) Iron & Steel

90

156,29

78,92

89

109,51

85,28

  (b) Non-Ferrous Metals

35

7,16

5,55

36

11,09

3,72

  (c) Metal Products

1,631

206,09

122,95

755

40,99

33,73

14. Engineering

8,890

237,58

187,11

7,051

165,20

154,74

  (a) Heavy Engineering

98

27,39

25,26

61

16,69

15,53

  (b) Light Engineering

7,487

122,34

95,79

5,972

87,46

78,53

  (c) Electrical Machinery & Goods

832

76,77

55,83

880

55,24

56,30

  (d) Electronic Machinery & Goods

473

11,08

10,22

138

5,81

4,38

15. Vehicles, Vehicle Parts & Transport Equipments

1,160

20,96

16,58

450

28,65

16,84

16. Other Industries

98,618

718,94

427,15

15,043

126,30

100,82

17. Electricity, Gas & Water

35

509,06

447,93

26

53,76

8,86

  (a) Electricity Generation & Transmission

17

505,57

445,56

7

50,70

6,25

  (b) Non-Conventional Energy

7

1,19

89

7

52

33

  (c) Gas, Steam & Water Supply

11

2,30

1,48

12

2,54

2,27

18. Construction

1,419

115,10

79,97

1,357

119,26

81,73

  (a) Other than Infrastructure

900

59,48

44,06

911

73,77

46,55

  (b) Infrastructure Construction

519

55,62

35,91

446

45,49

35,18

III.

TRANSPORT OPERATORS

14,906

289,64

225,34

5,316

170,78

106,76

IV.

PROFESSIONAL AND OTHER SERVICES

73,531

2769,82

1519,69

25,058

765,01

449,02

1. Professional Services

17,545

2201,84

1073,03

4,954

63,85

50,20

2. Tourism, Hotel & Restaurants

2,871

47,53

38,20

1,191

61,45

53,21

3. Recreation services

471

11,57

9,56

318

3,59

2,83

4. IT and Telecommunications

152

12,50

11,29

104

8,18

7,26

5. Others

52,492

496,37

387,61

18,491

627,94

335,52

V.

PERSONAL LOANS

3,24,672

4145,77

3177,03

1,90,502

3511,91

2734,25

1. Housing

66,254

1839,39

1495,34

53,746

1857,10

1524,17

2. Consumer Durables

44,846

435,97

295,61

14,590

147,73

101,74

3. Vehicles

10,740

167,64

122,90

8,497

184,74

127,81

4. Education

9,115

170,81

132,21

9,189

269,63

186,03

5. Personal Credit Cards

4,084

43,38

18,76

2,464

16,06

11,45

6. Others

1,89,633

1488,58

1112,22

1,02,016

1036,65

783,05

VI.

TRADE

3,03,823

4121,06

3335,54

94,939

1878,79

1569,48

1. Wholesale Trade

16,453

1346,06

1160,08

7,913

344,94

287,92

2. Retail Trade

2,87,370

2775,00

2175,45

87,026

1533,86

1281,57

VII.

FINANCE

54,471

908,26

743,93

7,192

54,65

32,19

VIII.

ALL OTHERS

78,792

456,63

329,55

40,875

218,72

171,12

TOTAL BANK CREDIT

20,46,476

21789,46

15828,39

6,35,833

10564,37

8202,05

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION
MARCH 2010

EASTERN REGION

STATE : WEST BENGAL

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

87,157

1822,52

1511,65

54,973

8129,59

5592,71

1. Direct Finance

82,435

1132,16

947,00

49,013

5761,58

3698,59

2. Indirect Finance

4,722

690,36

564,65

5,960

2368,01

1894,12

II.

INDUSTRY

26,637

6554,94

4337,25

76,722

110991,07

73613,06

1. Mining & Quarrying

314

268,14

175,70

684

5916,37

3357,26

2. Food Manufacturing & Processing

3,921

1073,91

851,75

9,236

8199,18

5999,40

  (a) Rice Mills, Flour & Dal Mills

1,269

377,41

314,81

512

1498,60

1283,62

  (b) Sugar

5

10,25

1,75

70

2121,25

1850,72

  (c) Edible Oils & Vanaspati

229

101,02

86,90

208

349,92

236,86

  (d) Tea Processing

138

149,69

109,76

4,276

2450,22

1554,96

  (e) Processing of Fruits & Vegetables

53

33,16

30,50

62

32,95

27,95

  (f) Others

2,227

402,37

308,05

4,108

1746,24

1045,29

3. Beverage & Tobacco

211

71,41

56,01

185

517,43

355,70

4. Textiles

3,009

207,80

159,78

10,803

4086,23

2506,65

  (a) Cotton Textiles

383

26,96

22,25

3,234

847,26

551,75

  (b) Jute & Other Natural Fibre Textiles

315

94,48

70,39

507

691,97

396,36

  (c) Handloom Textiles & Khadi

516

12,82

10,28

427

171,29

122,68

  (d) Other Textiles & Textile Products

1,795

73,53

56,85

6,635

2375,71

1435,87

5. Paper, Paper Products & Printing

898

169,71

138,59

1,682

1842,23

1377,53

6. Woods and Wood Products

644

68,27

46,95

705

957,68

733,65

7. Leather & Leather Products

609

18,54

14,29

8,057

1273,75

874,15

8. Gems and Jewellery

241

10,84

9,07

721

1004,35

902,11

9. Rubber & Plastic Products

750

84,97

66,19

2,391

1424,59

927,48

10. Chemicals & Chemical Products

627

572,00

211,81

3,084

4612,38

3045,93

  (a) Heavy Industrial Chemicals

52

177,30

112,72

285

1270,69

560,64

  (b) Fertilisers

19

10,11

6,96

31

794,87

790,58

  (c) Drugs & Pharmaceuticals

108

9,73

7,88

577

354,79

312,28

  (d) Non-Edible Oils

21

12,24

9,86

22

33,77

25,64

  (e) Other Chemicals & Chemical Products

427

362,61

74,39

2,169

2158,25

1356,80

11. Petroleum, Coal Products & Nuclear Fuels

67

287,85

77,48

267

4506,55

3004,00

12. Manufacture of Cement & Cement Products

335

147,57

111,31

514

3601,81

2875,83

13. Basic Metals & Metal Products

1,120

1362,03

871,57

7,760

34998,86

22641,52

  (a) Iron & Steel

412

828,02

602,64

2,269

25639,46

16938,04

  (b) Non-Ferrous Metals

98

86,60

68,92

366

4212,26

2386,01

  (c) Metal Products

610

447,41

200,01

5,125

5147,14

3317,48

14. Engineering

4,415

355,26

284,91

10,575

10349,70

6370,47

  (a) Heavy Engineering

230

107,80

88,39

554

841,38

583,48

  (b) Light Engineering

3,677

177,75

143,99

6,975

5207,95

3106,17

  (c) Electrical Machinery & Goods

384

55,03

38,88

2,679

3519,33

2089,51

  (d) Electronic Machinery & Goods

124

14,68

13,65

367

781,03

591,31

15. Vehicles, Vehicle Parts & Transport Equipments

398

116,49

34,83

1,325

2726,85

1929,69

16. Other Industries

6,780

497,14

278,50

7,806

5327,61

3048,97

17. Electricity, Gas & Water

80

760,80

596,64

231

8996,56

6081,70

  (a) Electricity Generation & Transmission

17

747,91

589,56

137

8371,83

5573,18

  (b) Non-Conventional Energy

10

64

57

39

386,52

357,18

  (c) Gas, Steam & Water Supply

53

12,25

6,51

55

238,21

151,34

18. Construction

2,218

482,22

351,90

10,696

10648,94

7581,00

  (a) Other than Infrastructure

1,619

304,57

266,55

8,541

4372,12

3053,79

  (b) Infrastructure Construction

599

177,65

85,35

2,155

6276,82

4527,21

III.

TRANSPORT OPERATORS

11,481

549,24

442,58

40,089

3870,68

2117,53

IV.

PROFESSIONAL AND OTHER SERVICES

24,703

1618,12

1280,05

35,298

17582,30

11904,16

1. Professional Services

3,740

351,75

234,85

3,952

1526,88

1085,92

2. Tourism, Hotel & Restaurants

1,129

153,74

127,06

2,398

2610,85

1982,21

3. Recreation services

256

31,32

15,64

681

195,43

126,09

4. IT and Telecommunications

163

24,50

20,91

364

840,06

540,22

5. Others

19,415

1056,80

881,59

27,903

12409,08

8169,71

V.

PERSONAL LOANS

3,08,101

5834,71

4621,18

5,46,659

19631,65

14939,89

1. Housing

84,960

3325,14

2758,50

1,28,537

11714,25

9992,44

2. Consumer Durables

11,735

96,77

64,92

7,620

58,41

36,83

3. Vehicles

55,642

413,78

284,39

95,131

1562,06

847,07

4. Education

18,997

404,62

319,84

29,977

850,95

668,76

5. Personal Credit Cards

4,664

39,69

22,34

25,140

654,22

127,64

6. Others

1,32,103

1554,71

1171,19

2,60,254

4791,76

3267,15

VI.

TRADE

65,327

2860,17

2394,85

55,912

19505,41

14001,83

1. Wholesale Trade

6,162

821,98

667,75

12,100

10976,82

8209,07

2. Retail Trade

59,165

2038,19

1727,10

43,812

8528,59

5792,76

VII.

FINANCE

2,456

65,20

53,89

4,258

18921,67

13823,98

VIII.

ALL OTHERS

77,171

728,67

609,55

1,36,240

4982,43

3576,78

TOTAL BANK CREDIT

6,03,033

20033,57

15251,00

9,50,151

203614,80

139569,94