On Rupee Export Credit - ଆରବିଆଇ - Reserve Bank of India
Table 4: Median Range of Interest Rates on Rupee Export Credit for the Quarter ended September 2021 | ||||||||||
(Per cent per annum) | ||||||||||
Bank Group | Pre-shipment Credit | Post-shipment Credit | ||||||||
Demand Bills | Usance Bills | |||||||||
Upto 180 days | 181 days to 270 days | Upto 90 days | 91 days to 180 days | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 7.20 | 11.50 | 7.25 | 9.80 | 6.00 | 16.75 | 6.65 | 11.20 | 5.68 | 10.25 |
(60% business) | 7.20 | 10.16 | 7.25 | 8.20 | 6.50 | 7.00 | 6.90 | 9.90 | 5.68 | 9.04 |
Private Sector Banks | 4.95 | 13.21 | 6.38 | 11.73 | 7.00 | 11.25 | 6.50 | 12.50 | 7.13 | 12.03 |
(60% business) | 5.48 | 9.75 | 7.23 | 9.90 | 8.90 | 10.50 | 8.00 | 10.00 | 7.99 | 10.45 |
Foreign Banks | 3.78 | 8.00 | 3.72 | 10.15 | 6.47 | 7.47 | 4.50 | 7.80 | 4.58 | 6.33 |
(60% business) | 3.87 | 5.80 | 3.72 | 7.00 | 6.47 | 7.47 | 4.95 | 7.50 | 4.58 | 5.33 |
Table 3: Range of Interest Rates on Rupee Export Credit - June 2017 | ||||||||||
(Per cent per annum) | ||||||||||
Bank Group | Pre-shipment Credit | Post-shipment Credit | ||||||||
Demand Bills | Usance Bills | |||||||||
upto 180 days | 181 days to 270 days | Upto 90 days | 91 days to 180 days | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 2.25 | 16.75 | 2.25 | 16.00 | 3.42 | 16.00 | 3.50 | 15.45 | 3.50 | 15.50 |
(60 % business) | 4.77 | 12.00 | 4.77 | 14.05 | 6.00 | 16.00 | 6.00 | 12.70 | 6.00 | 12.70 |
Private Sector Banks | 1.75 | 19.60 | 3.92 | 19.60 | 4.90 | 19.45 | 4.85 | 19.45 | 4.40 | 19.45 |
(60 % business) | 1.75 | 19.60 | 4.77 | 19.60 | 4.95 | 19.45 | 4.85 | 19.45 | 4.40 | 19.45 |
Foreign Banks | 3.27 | 25.00 | 5.45 | 17.00 | 10.50 | 16.00 | 6.10 | 18.25 | 5.60 | 18.25 |
(60 % business) | 3.47 | 14.50 | 5.60 | 16.00 | 10.50 | 16.00 | 6.10 | 17.00 | 5.60 | 16.00 |
Table 3 : Range of Interest Rates on Rupee Export Credit For the Quarter Ended June 2004. |
|||||
(per cent per annum) |
|||||
|
Pre-Shipment Credit |
Post-Shipment Credity |
|||
Up to 180 days |
Above 180 and up to 270 days |
Demand Bills |
Usancs Bills up to 90 days |
Above 90 and up to 180 days |
|
Public Sector Banks |
5.5-8.5 |
7.5-12 |
5.5-14 |
5.5-8.5 |
6.5-12 |
|
(6-8.5) |
(7.5-12) |
(6-8.5) |
(6-8.5) |
(6.75-12) |
Foreign Banks |
4.95-12 |
5-16.5 |
4.8-12 |
5.5-12.5 |
5-15 |
|
(4.95-11) |
(7-16.5) |
(4.8-10.5) |
(6.25-11.5) |
(5.75-13.5) |
Private Sector Banks |
5-10 |
8.25-17.5 |
5-9.5 |
5.5-9.5 |
5.6-19.5 |
|
(5-10) |
(8-16) |
(5-9.5) |
(5.6-9.5) |
(5.6-13) |
Table 3 : Range of Interest Rates on Rupee Export Credit For the Quarter Ended June 2005. |
|||||
(per cent per annum) |
|||||
|
Pre-Shipment Credit |
Post-Shipment Credity |
|||
Up to 180 days |
Above 180 and up to 270 days |
Demand Bills |
Usancs Bills up to 90 days |
Above 90 and up to180 days |
|
Public Sector Banks |
3.35-14 |
2.95-16 |
2.5-16 |
2.85-16 |
3-16 |
(6-8) |
(8.75-14.25) |
(6-8.5) |
(6-8) |
(6.75-12.25) |
|
Foreign Banks |
5.45-13 |
6-15 |
5.45-12 |
5-16 |
5-15 |
(6-10.5) |
(6-13.5) |
(6.2-10.5) |
(6.25-15) |
(6-13.5) |
|
Private Sector Banks |
6-9.5 |
8.5-14 |
4.65-11.5 |
4.18-9.5 |
4-12.75 |
(6.5-9.5) |
(8-13) |
(6-11.5) |
(4.55-9.5) |
(4.15-12.5) |
Table 3 : Range of Interest Rates on Rupee Export Credit For the Quarter Ended March 2004. |
|||||
(per cent per annum) |
|||||
Pre-Shipment Credit |
Post-Shipment Credity |
||||
Up to 180 days |
Above 180 and up to 270 days |
Usancs Bills up to 90 days |
Above 90 and up to 180 days |
||
Public Sector Banks |
5.5-8.5 |
7.5-12 |
5.5-11 |
5.5-11 |
6.5-12 |
|
(6-8.5) |
(7.5-12) |
(6-8.5) |
(6-8.5) |
(6.75-12) |
Foreign Banks |
4.75-12.35 |
5.8-16.5 |
4.8-12.35 |
5.75-12.35 |
5.1-15 |
(4.75-12) |
(7-16.5) |
(4.8-11) |
(6.25-12) |
(5.9-13.5) |
|
Private Sector Banks |
5-10 |
8.25-17.5 |
5-10 |
6-10 |
6-13 |
|
(5-10) |
(8.25-17.5) |
(5-10) |
(6-10) |
(6-13) |
Table 3 : Range of Interest Rates on Rupee Export Credit For the Quarter Ended September 2003. |
|||||
(per cent per annum) |
|||||
Pre-Shipment Credit |
Post-Shipment Credity |
||||
Up to 180 days |
Above 180 and up to 270 days |
Usancs Bills up to 90 days |
Above 90 and up to 180 days |
||
Public Sector Banks |
6-9 |
7-12 |
6-9 |
6-9 |
7-12 |
(6.5-9) |
(10.35-12) |
(6-9) |
(6-9) |
(7.5-12) |
|
Foreign Banks |
5.1-12.5 |
6.25-15 |
5.25-12.5 |
5.25-12.5 |
6-15 |
(6.75-12) |
(7.5-15) |
(5.25-11) |
(5.75-11) |
(6-13.75) |
|
Private Sector Banks |
5.35-10 |
10-14.25 |
5.6-10 |
6.25-10 |
6-13 |
(5.5-10) |
(10.5-14.25) |
(5.6-10) |
(6.4-10) |
(8-13) |
Table 3 : Range of Interest Rates on Rupee Export Credit For the Quarter Ended June 2003. |
|||||
(per cent per annum) |
|||||
Pre-Shipment Credit |
Post-Shipment Credity |
||||
Up to 180 days |
Above 180 and up to 270 days |
Demand Bills |
Usancs Bills up to 90 days |
Above 90 and up to180 days |
|
Public Sector Banks |
6.25-9 |
7-12.5 |
7-9 |
7-9 |
7-12 |
|
(7-9) |
(10.35-12.5) |
(7-9) |
(7-9) |
(9-12) |
Foreign Banks |
5.25-13 |
7-15 |
5.25-12.5 |
5.25-12.5 |
5.95-15 |
|
(5.95-13.05) |
(7.5-15) |
(5.85-11.5) |
(5.95-11.5) |
(5.95-13.75) |
Private Sector Banks |
5.5-10 |
10-14.25 |
6.25-10 |
6.25-10 |
6.25-13 |
|
(5.85-10) |
(8-14.25) |
(6.25-10) |
(7.5-10) |
(8-13) |
Table 4 : Median Range of Interest Rates on Rupee Export Credit For the Quarter Ended September 2007 |
|||||
(per cent pre annum) |
|||||
Pre-Shipment Credit |
Post-Shipment Credit |
||||
Up to |
Above 180 and |
Demand |
Usancs Bills |
Above 90 and |
|
Public Sector Banks |
9.75-10 |
12-12.875 |
9.75-10 |
9.75-10 |
11.5-12 |
|
(9.925-10) |
(12.125-12.375) |
(9.925-10) |
(9.925-10) |
(11.75-12) |
Foreign Banks |
8.05-10 |
9.5-12.6 |
8.5-9.5 |
8-9.5 |
9.375-10.375 |
|
(8.25-9) |
(11-11) |
(8.5-9.375) |
(8.5-9.125) |
(9.75-10) |
Private Sector Banks |
9-10.5 |
12.25-13.5 |
9-10.5 |
9-10.5 |
11.5-13 |
(9.5-10.375) |
(12.5-13.5) |
(9.625-10.125) |
(9.75-10.25) |
(12-12.375) |
|
Note : (1) Data pertains to 79 banks, of which 28 are public sector banks, 28 are foreign sector banks and 23 are private banks |
Table 3 : Range of Interest Rates on Rupee Export Credit For the Quarter Ended December 2006. |
|||||
(per cent per annum) |
|||||
|
Pre-Shipment Credit |
Post-Shipment Credit |
|||
Up to 180 days |
Above 180 and up to 270 days |
Demand Bills |
Usancs Bills up to 90 days |
Above 90 and up to 180 days |
|
Public Sector Banks |
6-9.25 |
6.75-15.5 |
6-9.25 |
6.5-9.25 |
7.25-13.5 |
|
(6.75-9.25) |
(9-15.5) |
(6.75-9.25) |
(7-9.25) |
(8.25-13.5) |
Foreign Banks |
6.5-12 |
6.85-15 |
7-12 |
6.25-12 |
5.75-15 |
|
(7.2-10) |
(6.85-13) |
(7-10) |
(7-10.25) |
(7-13) |
Private Sector Banks |
6.12-12.25 |
10-14.5 |
6-12.25 |
4.41-12.25 |
5.98-15.25 |
|
(6.14-11.25) |
(10-13.25) |
(6.1-11) |
(4.46-11.25) |
(6.11-12.5) |
Table 4 : Median Range of Interest Rates on Rupee Export Credit For the Quarter Ended March 2005 |
|||||
(per cent pre annum) |
|||||
|
Pre-Shipment Credit |
Post-Shipment Credit |
|||
Up to 180 days |
Above 180 and up to 270 days |
Demand Bills |
Usancs Bills |
Above 90 and |
|
Public Sector Banks |
7-7.5 |
10.25-10.5 |
7.25-7.5 |
7-7.5 |
9.75-10.25 |
|
(7.35-7.5) |
(10.5-10.5) |
(7.5-7.5) |
(7.5-7.5) |
(10-10.125) |
Foreign Banks |
7.5-9.5 |
9.5-11 |
7.5-8.75 |
7.5-9.5 |
7.75-10.5 |
|
(8-8.5) |
(8.75-10) |
(7.5-8.5) |
(8.5-8.875) |
(7.875-10) |
Private Sector Banks |
7.5-8.5 |
11.75-11.75 |
8-8 |
7.875-8 |
11-11 |
(8-8.25) |
(11.5-11.5) |
(8-8) |
(8-8) |
(11-11) |
|
Note :
(1) Data pertains to 88 banks, of which 28 are public sector banks, 30 are private sector banks and 29 are foreign banks |
Table 3 : Range of Interest Rates on Rupee Export Credit For the Quarter Ended December 2003. |
|||||
(per cent per annum) |
|||||
|
Pre-Shipment Credit |
Post-Shipment Credity |
|||
Up to 180 days |
Above 180 and up to 270 days |
Demand Bills |
Usancs Bills up to 90 days |
Above 90 and up to 180 days |
|
Public Sector Banks |
6-9 |
7-12 |
6-8.5 |
6-8.5 |
7-12 |
|
(6.5-9) |
(9-12) |
(6-8.5) |
(6-8.5) |
(7.5-12) |
Foreign Banks |
4.95-12.5 |
5-16.5 |
2.9-12.5 |
5.25-12.5 |
5.5-15 |
|
(4.95-12) |
(7.5-16.5) |
(5.95-11) |
(5.95-11) |
(5.95-13.75) |
Private Sector Banks |
5-10 |
10-14.25 |
5.6-10 |
5.6-10 |
5.6-13 |
|
(5-10) |
(10.5-14.25) |
(6.25-10) |
(5.6-10) |
(6-13) |
Table 4: Median Range of Interest Rates on Rupee Export Credit for the Quarter Ended- March - 2015 | ||||||||||
(Per cent per annum) | ||||||||||
Bank Group | Pre-shipment Credit | Post-shipment Credit | ||||||||
Demand Bills | Usance Bills | |||||||||
Upto 180 days | 181 days to 270 days | Upto 90 days | 91 days to 180 days | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 10.75 | 11.75 | 10.75 | 12.08 | 10.50 | 12.00 | 10.73 | 11.75 | 10.75 | 11.95 |
(60 % business) | 10.75 | 11.50 | 11.00 | 11.50 | 11.00 | 11.75 | 10.88 | 11.50 | 11.00 | 11.63 |
Private Sector Banks | 10.75 | 14.50 | 11.00 | 14.15 | 10.65 | 12.50 | 10.50 | 14.00 | 10.75 | 14.00 |
(60 % business) | 11.00 | 14.00 | 11.13 | 13.25 | 10.75 | 12.25 | 10.75 | 12.25 | 11.25 | 12.35 |
Foreign Banks | 9.88 | 12.58 | 9.65 | 10.10 | 10.50 | 16.00 | 10.50 | 13.00 | 10.60 | 17.00 |
(60 % business) | 10.00 | 11.25 | 9.65 | 10.10 | 10.50 | 16.00 | 10.50 | 13.00 | 13.75 | 14.50 |
Table 3 : Range of Interest Rates on Rupee Export Credit For the Quarter Ended December 2007 |
|||||
(per cent per annum) |
|||||
|
Pre-Shipment Credit |
Post-Shipment Credity |
|||
Up to |
Above 180 and up to 270 days |
Demand Bills |
Usancs Bills |
Above 90 and |
|
Public Sector Banks |
7-10.75 |
8.75-16.25 |
7-10.75 |
7-10.75 |
8.75-16.25 |
(7-10.75) |
(8.75-15.25) |
(7-10.5) |
(7-10.5) |
(8.75-15.75) |
|
Foreign Banks |
5.35-13 |
5.74-14 |
6.5-12.75 |
5.37-13 |
6.5-13.5 |
(6.28-13) |
(5.82-14) |
(7.5-12.5) |
(6.5-12.75) |
(7.5-13) |
|
Private Sector Banks |
7.4-14 |
7.4-18 |
5.47-13 |
5.72-14 |
5.65-19.75 |
(8-13.25) |
(8-18) |
(5.65-13) |
(5.93-13) |
(5.82-13.5) |
Table 3 : Range of Interest Rates on Rupee Export Credit For the Quarter Ended June 2007 |
|||||
(per cent per annum) |
|||||
Pre-Shipment Credit |
Post-Shipment Credity |
||||
Up to |
Above 180 and up to 270 days |
Demand |
Usancs Bills |
Above 90 and |
|
Public Sector Banks |
6-10.75 |
8.5-17 |
6-10.75 |
7-10.75 |
9-15.75 |
|
(7-10.75) |
(9.25-17) |
(7-10.75) |
(7-10.75) |
(9.25-15.75) |
Foreign Banks |
4.87-11.64 |
7.5-14 |
7-12 |
5.07-12 |
7-13.5 |
|
(5.89-11.5) |
(7-14) |
(7-11.5) |
(7-11.5) |
(7-13) |
Private Sector Banks |
6-13.25 |
6.37-17.25 |
6-13.25 |
5.04-13.25 |
6.38-19.75 |
|
(7-13.25) |
(10-16.25) |
(6.5-12.65) |
(6.21-13.25) |
(6.38-14.5) |
Table 3 : Range of Interest Rates on Rupee Export Credit For the Quarter Ended September 2007 |
|||||
(per cent per annum) |
|||||
Pre-Shipment Credit |
Post-Shipment Credity |
||||
Up to |
Above 180
and |
Demand |
Usancs Bills |
Above 90 and |
|
Public Sector Banks |
7.75-10.75 |
8.25-17 |
7.75-10.75 |
7-10.75 |
8.25-16.25 |
|
(8-10.75) |
(8.25-17) |
(7.9-10.75) |
(7-10.75) |
(8.25-15.75) |
Foreign Banks |
4.5-13 |
6.5-14 |
6.5-12.5 |
5.13-13 |
6.5-13.5 |
|
(5.61-13) |
(7.5-14) |
(7.5-12.5) |
(6.5-12.5) |
(7.5-13) |
Private Sector Banks |
7.4-14 |
7.4-15.5 |
5.98-12.75 |
5.84-14 |
6.34-19.75 |
|
(8-13.25) |
(8-15.5) |
(6.07-12.15) |
(5.95-14) |
(6.46-13.5) |
Table 3 : Range of Interest Rates on Rupee Export Credit For the Quarter Ended December 2005 |
|||||
(per cent per annum) |
|||||
|
Pre-Shipment Credit |
Post-Shipment Credity |
|||
Up to 180 days |
Above 180 and up to 270 days |
Demand Bills |
Usancs Bills up to 90 days |
Above 90 and up to 180 days |
|
Public Sector Banks |
5-8 |
6.25-14.25 |
5.4-14 |
5.4-14 |
6.5-14 |
|
(6-8) |
(8.75-14.25) |
(6-8.5) |
(6-8) |
(6.75-12.25) |
Foreign Banks |
4.9-12 |
6.5-15 |
5.17-12.5 |
5.17-16 |
5.17-15 |
|
(5.07-12) |
(7-13) |
(5.45-12.5) |
(5.45-14) |
(6.4-13) |
Private Sector Banks |
6-14 |
8.5-14 |
4.85-14 |
4.44-14 |
4.74-14 |
|
(6.5-9.5) |
(8-13) |
(5.44-9.5) |
(4.69-9.5) |
(4.89-12.5) |
Table 4: Median Range of Interest Rates on Rupee Export Credit for the Quarter Ended-December 2013 |
||||||||||
(Per cent per annum) |
||||||||||
Bank Group |
Pre-shipment Credit |
Post-shipment Credit |
||||||||
Demand Bills |
Usance Bills |
|||||||||
Upto 180 days |
181 days to 270 days |
Upto 90 days |
91 days to 180 days |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
11.00 |
12.15 |
11.10 |
12.20 |
10.85 |
11.75 |
11.00 |
12.10 |
11.00 |
12.20 |
(60 % business) |
11.25 |
11.75 |
11.25 |
11.93 |
11.23 |
11.75 |
11.10 |
11.75 |
11.25 |
11.75 |
Pvt. Sec. Banks |
10.55 |
14.50 |
10.53 |
14.00 |
11.00 |
13.25 |
10.67 |
14.00 |
11.00 |
14.00 |
(60 % business) |
11.00 |
13.00 |
10.75 |
12.38 |
11.00 |
12.00 |
11.00 |
12.25 |
11.25 |
13.63 |
Foreign Banks |
10.00 |
12.65 |
10.63 |
11.33 |
8.88 |
12.63 |
11.67 |
12.50 |
10.00 |
10.70 |
(60 % business) |
10.00 |
12.00 |
10.63 |
11.33 |
8.88 |
12.63 |
11.67 |
12.50 |
10.25 |
10.70 |
Table 3 : Range of interest rates on Rupee Export Credit for the quarter ended December 2009* |
|||||
(per cent per annum) |
|||||
Bank Group |
Pre-Shipment Credit |
Post-Shipment Credit |
|||
Up to 180 days |
Above 180 days and up to 270 days |
Demand Bills |
Usance Bills up to 90 days |
Above 90 days and up to 180 days |
|
Public Sector Banks |
7.00 -10.25 |
7.00 – 10.25 |
7.00 – 10.25 |
7.00 – 10.25 |
7.00 – 10.25 |
(7.00 -10.25) |
(7.00 – 10.25) |
(7.00 –10.25) |
(7.00 –10.25) |
(7.00 – 10.25) |
|
Foreign Banks |
3.45 – 13.50 |
5.15 – 13.50 |
5.50 – 13.50 |
5.50 – 13.50 |
7.50 – 13.50 |
(4.60 – 13.50) |
(5.15 – 13.50) |
(8.00 – 13.50) |
(6.50 – 13.50) |
(7.75 – 13.50) |
|
Private Sector Banks |
5.00 – 13.25 |
6.50 – 13.25 |
6.50 – 13.25 |
6.50 – 13.25 |
6.50 – 13.25 |
(5.25 – 12.50) |
(7.50 –12.50) |
(7.50 – 13.25) |
(6.75 – 13.25) |
(7.50 – 13.25) |
|
* Interest Rate Range excluding 5 per cent business contracted at extreme rates. |
Table 3: Range of Interest Rates on Rupee Export Credit |
||||||||||
(Per cent per annum) |
||||||||||
Pre-shipment Credit |
Post-shipment Credit |
|||||||||
Bank Group |
upto 180 days |
181 days to |
Demand Bills |
Usance Bills |
||||||
upto 90 days |
91 days to |
|||||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
7.00 |
16.75 |
7.00 |
16.75 |
7.00 |
15.50 |
6.75 |
16.75 |
7.00 |
16.00 |
(60 % business) |
7.00 |
15.00 |
7.00 |
16.00 |
7.00 |
15.50 |
6.75 |
16.00 |
7.00 |
16.00 |
Private Sector Banks |
7.40 |
10.00 |
7.50 |
10.00 |
2.50 |
10.00 |
2.50 |
10.00 |
2.50 |
12.00 |
(60 % business) |
7.40 |
12.00 |
7.50 |
12.00 |
7.50 |
10.00 |
7.50 |
10.75 |
7.50 |
12.00 |
Foreign Banks |
5.00 |
15.50 |
1.38 |
11.50 |
7.00 |
15.50 |
3.50 |
15.50 |
1.25 |
15.50 |
(60 % business) |
5.00 |
13.00 |
1.38 |
11.50 |
7.00 |
10.00 |
6.20 |
13.00 |
1.25 |
11.25 |
Note: Rate of interest for export credit includes interest rate subvention given by the Government to specified categories. |
Table 3: Range of Interest Rates on Rupee Export Credit for the Quarter Ended- December 2014 | ||||||||||
(Per cent per annum) | ||||||||||
Bank Group | Pre-shipment Credit | Post-shipment Credit | ||||||||
Demand Bills | Usance Bills | |||||||||
upto 180 days | 181 days to 270 days | Upto 90 days | 91 days to 180 days | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 7.45 | 17.75 | 7.45 | 17.25 | 7.45 | 17.25 | 7.45 | 17.25 | 7.45 | 17.25 |
(60 % business) | 7.45 | 16.50 | 7.45 | 16.50 | 7.45 | 16.00 | 7.45 | 16.50 | 7.45 | 16.50 |
Private Sector Banks | 8.50 | 19.50 | 9.25 | 20.60 | 8.00 | 14.25 | 2.65 | 18.60 | 3.89 | 20.60 |
(60 % business) | 8.50 | 18.75 | 10.00 | 18.75 | 8.00 | 14.00 | 2.65 | 18.60 | 3.90 | 18.75 |
Foreign Banks | 8.00 | 25.00 | 10.00 | 14.00 | 10.00 | 16.00 | 9.50 | 18.00 | 9.75 | 17.00 |
(60 % business) | 9.40 | 19.00 | 10.00 | 14.00 | 10.00 | 16.00 | 9.50 | 18.00 | 9.75 | 17.00 |