On Advances other than Rupee Export Credit - ଆରବିଆଇ - Reserve Bank of India
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended June 2019 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 7.00 | 16.25 | 7.00 | 15.98 | 8.15 | 16.75 | 8.35 | 12.95 | 8.08 | 13.18 | 8.60 | 14.30 |
Private Sector Banks | 8.80 | 19.00 | 7.52 | 19.00 | 5.62 | 23.28 | 9.90 | 13.65 | 9.25 | 12.50 | 8.58 | 15.98 |
Foreign Banks | 9.45 | 13.43 | 7.79 | 11.00 | 8.25 | 11.93 | 10.33 | 12.55 | 8.07 | 9.75 | 8.41 | 11.35 |
Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- June- 2015 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 4.00 | 23.70 | 1.79 | 22.80 | 1.00 | 36.00 | 5.50 | 19.70 | 6.00 | 17.75 | 4.61 | 19.40 |
Private Sector Banks | 5.85 | 30.25 | 4.00 | 25.25 | 1.50 | 33.01 | 5.85 | 20.75 | 4.16 | 20.60 | 3.50 | 24.25 |
Foreign Banks | 9.00 | 44.72 | 1.40 | 47.88 | 1.00 | 32.09 | 9.00 | 41.73 | 5.00 | 47.88 | 2.00 | 27.00 |
Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-September- 2015 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 4.00 | 28.50 | 2.05 | 22.80 | 1.00 | 36.00 | 5.00 | 18.75 | 4.00 | 18.75 | 5.05 | 19.40 |
Private Sector Banks | 1.15 | 30.00 | 4.00 | 28.00 | 1.50 | 33.01 | 1.15 | 22.20 | 6.00 | 20.60 | 3.50 | 25.93 |
Foreign Banks | 8.39 | 42.46 | 1.40 | 47.88 | 1.00 | 28.00 | 8.90 | 41.79 | 5.00 | 47.88 | 2.00 | 27.00 |
Table 2 : Median Range of Interest Rates on Advances for the Month Ended June 2016 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 9.45 | 17.05 | 7.00 | 16.98 | 9.45 | 17.40 | 9.70 | 13.75 | 9.63 | 13.50 | 9.70 | 14.95 |
Pvt. Sec. Banks | 10.00 | 18.95 | 9.04 | 18.25 | 6.27 | 21.07 | 10.78 | 14.62 | 10.04 | 12.00 | 9.49 | 16.50 |
Foreign Banks | 9.85 | 15.11 | 8.90 | 11.50 | 8.95 | 13.00 | 10.63 | 13.15 | 9.00 | 10.75 | 9.00 | 12.50 |
Table 2 : Median Range of Interest Rates on Advances - March 2017 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 8.60 | 16.75 | 7.00 | 16.95 | 8.60 | 17.25 | 9.60 | 13.75 | 9.05 | 13.63 | 9.50 | 15.00 |
Private Sector Banks | 9.05 | 18.83 | 8.00 | 19.00 | 5.62 | 22.00 | 10.00 | 14.84 | 8.80 | 11.50 | 8.50 | 16.35 |
Foreign Banks | 9.06 | 13.38 | 7.73 | 11.28 | 8.55 | 12.50 | 10.38 | 12.88 | 8.06 | 10.43 | 8.80 | 11.51 |
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended December 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.75 | 36.50 | 3.00 | 36.00 | 3.80 | 36.00 | 3.80 | 18.60 | 5.00 | 18.75 | 3.80 | 19.09 |
Pvt. Sec. Banks | 4.00 | 47.88 | 1.50 | 47.40 | 0.10 | 47.88 | 5.55 | 47.88 | 5.10 | 47.40 | 2.35 | 47.88 |
Foreign Banks | 6.90 | 45.63 | 4.38 | 47.88 | 1.00 | 42.00 | 6.90 | 45.63 | 4.49 | 47.88 | 4.00 | 42.00 |
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended December 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.50 | 16.73 | 6.50 | 16.10 | 5.00 | 16.88 | 8.15 | 14.70 | 7.20 | 10.20 | 7.15 | 14.13 |
Pvt. Sec. Banks | 7.18 | 19.96 | 6.25 | 19.25 | 4.00 | 26.00 | 9.05 | 12.59 | 8.15 | 11.45 | 7.20 | 15.75 |
Foreign Banks | 8.68 | 13.17 | 7.49 | 10.30 | 6.45 | 11.46 | 9.38 | 10.49 | 7.78 | 8.63 | 7.70 | 10.10 |
Table 1 : Range of Interest Rates on Advances for the Quarter ended June 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.75 | 21.10 | 3.00 | 21.00 | 4.00 | 21.60 | 4.00 | 18.50 | 3.86 | 18.75 | 4.00 | 18.50 |
Pvt. Sec. Banks | 1.50 | 47.88 | 1.50 | 47.40 | 0.05 | 36.00 | 5.55 | 40.00 | 5.10 | 47.40 | 2.65 | 26.00 |
Foreign Banks | 6.75 | 45.63 | 4.15 | 47.88 | 1.00 | 42.00 | 6.75 | 45.63 | 4.15 | 47.88 | 2.50 | 42.00 |
Table 1 : Range of Interest Rates on Advances for the Quarter ended September 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.75 | 36.50 | 3.00 | 59.30 | 4.00 | 36.00 | 4.00 | 18.55 | 4.00 | 18.75 | 4.00 | 19.09 |
Pvt. Sec. Banks | 4.00 | 47.88 | 1.50 | 47.40 | 0.05 | 47.88 | 5.55 | 47.88 | 5.10 | 47.40 | 3.50 | 47.88 |
Foreign Banks | 7.15 | 45.63 | 4.21 | 47.88 | 1.00 | 42.00 | 7.38 | 45.63 | 4.35 | 47.88 | 4.00 | 42.00 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended June 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.13 | 16.05 | 5.65 | 15.88 | 4.88 | 16.35 | 8.58 | 13.15 | 7.21 | 11.98 | 7.17 | 12.78 |
Pvt. Sec. Banks | 7.25 | 19.50 | 5.63 | 19.00 | 4.00 | 24.25 | 9.05 | 12.85 | 8.25 | 10.60 | 7.61 | 14.50 |
Foreign Banks | 9.28 | 12.83 | 7.25 | 10.42 | 6.85 | 11.30 | 9.60 | 10.48 | 7.67 | 8.55 | 7.87 | 10.25 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended September 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 5.03 | 16.48 | 5.08 | 16.63 | 4.50 | 16.88 | 8.13 | 14.65 | 7.20 | 10.58 | 7.30 | 13.08 |
Pvt. Sec. Banks | 7.43 | 19.72 | 6.17 | 19.25 | 4.00 | 25.00 | 9.13 | 12.53 | 8.20 | 10.35 | 7.27 | 16.25 |
Foreign Banks | 8.66 | 12.68 | 7.35 | 10.28 | 6.78 | 11.20 | 9.60 | 10.58 | 7.73 | 8.58 | 7.87 | 9.97 |
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended March 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.50 | 16.73 | 6.20 | 15.43 | 4.50 | 16.85 | 8.25 | 14.70 | 7.33 | 10.08 | 7.30 | 14.58 |
Pvt. Sec. Banks | 7.00 | 19.92 | 5.85 | 19.25 | 4.00 | 25.25 | 9.00 | 12.52 | 8.13 | 11.23 | 7.50 | 15.75 |
Foreign Banks | 9.70 | 12.85 | 7.50 | 10.31 | 6.50 | 11.50 | 9.80 | 10.75 | 7.90 | 8.79 | 7.70 | 10.09 |
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended March 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.80 | 36.50 | 4.00 | 36.00 | 3.80 | 36.00 | 4.00 | 18.35 | 5.00 | 18.75 | 3.80 | 19.09 |
Pvt. Sec. Banks | 4.00 | 47.88 | 1.25 | 47.40 | 1.00 | 47.88 | 7.00 | 47.88 | 4.23 | 47.40 | 2.50 | 47.88 |
Foreign Banks | 7.30 | 45.63 | 3.25 | 47.88 | 1.00 | 42.00 | 7.30 | 45.63 | 4.20 | 47.88 | 4.00 | 42.00 |
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended June 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 4.00 | 36.50 | 4.00 | 36.00 | 4.00 | 36.00 | 4.50 | 18.35 | 5.00 | 18.75 | 4.00 | 19.09 |
Pvt. Sec. Banks | 3.50 | 47.88 | 1.25 | 47.40 | 1.50 | 47.88 | 3.50 | 47.88 | 5.15 | 47.40 | 2.00 | 47.88 |
Foreign Banks | 7.31 | 45.63 | 5.00 | 47.88 | 1.00 | 42.00 | 7.54 | 45.63 | 5.00 | 47.88 | 4.94 | 42.00 |
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended June 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.50 | 16.50 | 5.70 | 15.15 | 5.00 | 16.75 | 8.10 | 15.00 | 7.18 | 10.10 | 7.30 | 14.55 |
Pvt. Sec. Banks | 7.00 | 18.70 | 5.95 | 18.83 | 4.00 | 25.00 | 9.05 | 12.43 | 8.04 | 10.35 | 7.70 | 12.25 |
Foreign Banks | 8.63 | 12.50 | 7.46 | 9.88 | 6.60 | 11.40 | 8.75 | 10.58 | 7.70 | 8.57 | 7.73 | 9.92 |
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended September 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 4.00 | 36.50 | 4.00 | 36.00 | 4.00 | 36.00 | 4.00 | 19.00 | 5.00 | 18.75 | 4.00 | 19.09 |
Pvt. Sec. Banks | 4.00 | 47.88 | 1.25 | 47.40 | 2.00 | 47.88 | 5.35 | 47.88 | 5.77 | 47.40 | 2.00 | 47.88 |
Foreign Banks | 7.09 | 45.63 | 4.73 | 47.88 | 1.00 | 42.00 | 7.40 | 45.63 | 5.00 | 47.88 | 5.00 | 42.00 |
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended Septemeber 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.50 | 16.38 | 5.58 | 15.90 | 5.00 | 16.88 | 7.83 | 13.80 | 7.12 | 10.13 | 7.25 | 14.55 |
Pvt. Sec. Banks | 7.00 | 19.10 | 6.25 | 18.85 | 4.00 | 26.00 | 9.13 | 12.37 | 8.08 | 10.50 | 7.70 | 14.75 |
Foreign Banks | 8.63 | 12.95 | 7.29 | 9.73 | 6.50 | 11.50 | 8.75 | 10.58 | 7.70 | 8.53 | 7.70 | 10.20 |
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended December 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.50 | 17.20 | 5.08 | 16.05 | 5.50 | 17.38 | 7.38 | 13.80 | 7.10 | 10.08 | 7.20 | 14.55 |
Pvt. Sec. Banks | 7.00 | 19.00 | 6.17 | 19.25 | 4.00 | 26.00 | 9.00 | 12.29 | 8.08 | 10.50 | 7.70 | 17.00 |
Foreign Banks | 8.58 | 11.84 | 7.40 | 9.70 | 6.87 | 11.50 | 9.61 | 10.61 | 7.55 | 8.45 | 7.73 | 9.92 |
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended December 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.00 | 36.50 | 4.00 | 36.00 | 2.00 | 36.00 | 3.00 | 18.55 | 4.50 | 18.75 | 2.00 | 19.09 |
Pvt. Sec. Banks | 3.07 | 47.88 | 1.25 | 47.40 | 2.00 | 47.88 | 5.45 | 47.88 | 3.00 | 47.40 | 2.00 | 47.88 |
Foreign Banks | 7.19 | 45.63 | 4.96 | 47.88 | 1.00 | 42.00 | 7.44 | 45.63 | 5.00 | 47.88 | 4.91 | 42.00 |
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended March 2025 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.75 | 33.75 | 3.75 | 36.00 | 2.00 | 36.00 | 3.75 | 18.55 | 3.75 | 18.75 | 2.00 | 18.55 |
Pvt. Sec. Banks | 5.37 | 47.88 | 1.25 | 47.40 | 2.00 | 47.88 | 5.75 | 47.88 | 6.25 | 47.40 | 2.00 | 47.87 |
Foreign Banks | 7.44 | 45.63 | 5.00 | 47.88 | 1.00 | 42.00 | 7.46 | 45.63 | 5.00 | 47.88 | 4.88 | 42.00 |