RBI/2004-2005/157 DBOD.No.BP.BC.37/ 21.04.141/2004-05 |
02.09.2004 |
Department of Banking Operations and Development |
Prudential norms on classification of Investment Portfolio of Banks |
All scheduled commercial banks (excluding RRBs) |
RBI/2004-2005/153 DBOD IECS No. 35 /04.02.02/2004-05 |
01.09.2004 |
Department of Banking Operations and Development |
Master Circular on Export Credit in Foreign Currency |
The Chairmen/Chief executives of all Commercial Banks |
RBI/2004-2005/140 DBOD. BP. BC. 34 / 21.04.048/ 2004-05 |
26.08.2004 |
Department of Banking Operations and Development |
Repayment schedule of rural housing loans |
All Commercial Banks (excluding RRBs) |
RBI/2004-2005/135 DBOD. No. Ret. BC.33/12.01.001/2004-05 |
24.08.2004 |
Department of Banking Operations and Development |
Master Circular on Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) |
All Commercial Banks (excluding RRBs) |
RBI/2004-2005/126 DBOD No. Dir. BC. 32/13.07.05/2004-05 |
17.08.2004 |
Department of Banking Operations and Development |
Dematerialization of banks investment in equity |
All Commercial Banks (excluding RRBs) |
RBI/2004-2005/121 DBOD No. Dir. BC. 31/13.20.02/2004-05 |
16.08.2004 |
Department of Banking Operations and Development |
Before the Supreme Court of India - Interlocutory Application Nos. 9, 20 & 28 - In Transfer Case No. 2 of 2004-P(C) No. 696/2002 and I.A.No. 1 in T.C. 68/2003 - The Securities and Exchange Board of India etc. vs. The Golden Forest (I) Ltd. etc. |
All Commercial Banks (excluding RRBs) |
RBI/2004-2005/118 DBOD No. BP.BC. 29 / 21.04.048/ 2004-05 |
13.08.2004 |
Department of Banking Operations and Development |
Prudential norms - State Government guaranteed exposures |
All Commercial Banks (excluding RRBs) |
RBI/2004-2005/112 DBOD/IECS.No. 26/08.12.01/2004-2005 |
12.08.2004 |
Department of Banking Operations and Development |
Master Circular on Housing Finance |
Chairman and Managing Director/Chief Executives of all Commercial Banks |
RBI/2004-2005/113 DBOD.IECS.No. 27 /04.02.02/2004-05 |
12.08.2004 |
Department of Banking Operations and Development |
Master Circular on Rupee Export Credit |
The Chairmen/ Chief Executives of all Commercial Banks |
RBI /2004-05/116 DBOD.FSC.BC.28/24.76.002/2004-05 |
12.08.2004 |
Department of Banking Operations and Development |
Transactions in Government Securities |
All Commercial Banks (Excluding RRBs) |
RBI/2004-2005/109 DBOD.IECS. No. 24 /04.02.02/ 2004-05 |
10.08.2004 |
Department of Banking Operations and Development |
Master Circular on Customer Service, Simplification of procedures for delivery of export credit and reporting requirements |
The Chairmen/ Chief Executives of all Commercial Banks |
RBI/2004-2005/111 DBOD No. Rajbhasha BC.25/06.11.04/2004-05 |
10.08.2004 |
Department of Banking Operations and Development |
Master Circular on Use of Hindi in banks |
The Chairmen/ Chief Executives of all Commercial Banks |
RBI/2004-2005/100 DBOD. No. Ret. BC. 23 /12.01.001/2004-05 |
05.08.2004 |
Department of Banking Operations and Development |
Master Circular on Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) |
Chief Executives of all Scheduled Commercial Banks |
RBI/2004-2005/99 DBOD.No.Leg.BC. 22 / 09.07.005/ 2004-05 |
04.08.2004 |
Department of Banking Operations and Development |
Opening of Current Accounts by banks - Need for discipline |
All Scheduled Commercial Banks & All India Financial Institutions |
RBI/2004-2005/95 DBOD No.LEG.BC / 21 /09.06.002/2004-05 |
03.08.2004 |
Department of Banking Operations and Development |
Guidelines for Compromise Settlement of Dues of Banks & FIs through Lok Adalats - Enhancing the ceiling from Rs.5 lakh to Rs.20 lakh |
All Scheduled Commercial Banks & All India Financial Institutions |
RBI/2004-2005/79 DBOD. Dir. BC. 20 /13.03.00/2004-05 |
30.07.2004 |
Department of Banking Operations and Development |
Master Circular-Loans and Advances -Statutory and Other Restrictions |
All Scheduled Commercial Banks (Excluding RRBs) |
RBI/2004-2005/78 DBOD.IECS.No.19 /04.02.02 (Gold Card)/2004-05 |
29.07.2004 |
Department of Banking Operations and Development |
Gold Card Scheme for Exporters |
All Scheduled Commercial Banks (Excluding RRBs) |
RBI/2004-2005/68 DBOD No.Dir. BC.18/13.03.00/2004-05 |
23.07.2004 |
Department of Banking Operations and Development |
Master Circular on Guarantees and Co-acceptances |
Chief Executives of all Scheduled Commercial Banks (Excluding RRBs) |
RBI/2004-2005/63 DBOD.No.DL.BC. 16 /20.16.003/2004-05 |
23.07.2004 |
Department of Banking Operations and Development |
Checking of wilful defaults and measures against Wilful Defaulters |
All Scheduled Commercial Banks and All Notified All-India Financial Institutions |
RBI/2004-2005/65 DBOD No. FSC.BC. 17/24.91.001/2004-05 |
23.07.2004 |
Department of Banking Operations and Development |
Participating in Bills Rediscounting Scheme as Lenders - Private Sector Mutual Funds |
All Scheduled Commercial Banks (Excluding RRBs) |
RBI/2004-2005/62 DBOD.FSC.No.15 /24.01.001/2004-05 |
22.07.2004 |
Department of Banking Operations and Development |
Master Circular on Para-banking Activities |
Chief Executives of all Scheduled Commercial Banks (Excluding RRBs) |
RBI/2004-2005/60 DBOD No. Dir. BC. 14 /13.03.00/2004-05 |
21.07.2004 |
Department of Banking Operations and Development |
Master Circular on Exposure Norms |
Chief Executives of all Scheduled Commercial Banks (Excluding RRBs) |
RBI/2004-2005/56 DBOD.IECS.No. 13 /04.02.02 (Gold Card)/2004-05 |
20.07.2004 |
Department of Banking Operations and Development |
Gold Card Scheme for Exporters |
The Chairman / Chief Executives of all Commercial Banks |
RBI/2004-2005/53 DBOD No. BP. BC. 12 / 21.04.141 /2004-05 |
19.07.2004 |
Department of Banking Operations and Development |
Master Circular- Prudential Norms on Capital Adequacy |
All Commercial Banks (Excluding RRBs) |
RBI/2004-2005/50 DBOD No. BP. BC. 10 / 21.04.048 /2004-05 |
17.07.2004 |
Department of Banking Operations and Development |
Master Circular - Prudential norms on Income Recognition,Asset Classification and Provisioning pertaining to Advances |
The Chief Executives of all Scheduled Commercial Banks (Excluding RRBs) |
RBI/2004-2005/51 DBOD No. BP. BC. 11 / 21.04.141 /2004-05 |
17.07.2004 |
Department of Banking Operations and Development |
Master Circular - Prudential norms for classification, valuation and operation of investment portfolio by Banks |
All Commercial Banks (Excluding RRBs) |
RBI/2004-2005/47 DBOD. Dir. BC. 9 /13.03.00/2004-05 |
16.07.2004 |
Department of Banking Operations and Development |
Master Circular on Interest Rates on Rupee Deposits held in Domestic, Ordinary Non-Resident (NRO) and Non-Resident (External) (NRE) Accounts |
All Commercial Banks (Excluding Regional Rural Banks) |
RBI/2004-2005/42 DBOD No. Dir. BC. 8 /13.03.00/2004-05 |
14.07.2004 |
Department of Banking Operations and Development |
Master Circular of instructions relating to deposits held in FCNR(B) Accounts |
All Commercial Banks (Excluding Regional Rural Banks) |
RBI/2004-2005/27 DBOD. Dir. BC. 6/13.03.00/2004-05 |
08.07.2004 |
Department of Banking Operations and Development |
Master Circular - Interest Rates on Advances |
The Chief Executives of all Scheduled Commercial Banks (Excluding RRBs) |
RBI/2004-2005/26 DBOD.No. BL.BC. 5 /22.01.001/2004 |
08.07.2004 |
Department of Banking Operations and Development |
Section 23 of Banking Regulation Act, 1949 - Master Circular on Branch Licensing |
All Scheduled Commercial Banks (Excluding RRBs and LABs) |
RBI/2004-2005/20 DBOD.Ret.BC.No. 2 /12.06.063/2004-05 |
06.07.2004 |
Department of Banking Operations and Development |
Alteration in the name of bank in the Second Schedule to the Reserve Bank of India Act, 1934 - "Credit Agricole Indosuez" to "Calyon Bank" |
All Scheduled Commercial Banks |
RBI/2004-2005/19 DBOD. Ret. BC No. 1 /12.06.115/2004-05 |
06.07.2004 |
Department of Banking Operations and Development |
Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 -“Credit Lyonnais” |
All Scheduled Commercial Banks |
RBI/2004-2005/21 DBOD. BP. BC. No. 3/21.01.002/2004-05 |
06.07.2004 |
Department of Banking Operations and Development |
Prudential Norms on Capital Adequacy -Cross holding of capital among banks/ financial institutions |
The Chief Executives of all Scheduled Commercial Banks and FIs |
RBI/2004-2005/23 DBOD.(IECS)No.47/03.27.25/2004-2005 |
03.07.2004 |
Department of Banking Operations and Development |
Housing Finance |
Chairman and Managing Directors/Chief Executive Officers of All Commercial Bank |
RBI/2004/275 DBOD No. FSC.BC. 106/24.01.019/2003-04 |
30.06.2004 |
Department of Banking Operations and Development |
Issue of Smart/Debit Cards |
All Scheduled Commercial Banks |
RBI/2004/268 DBOD.No.BC.105/08.139.001/2003-04 |
25.06.2004 |
Department of Banking Operations and Development |
Fit and proper criteria for directors of banks |
The Chairmen and Managing Directors / Chief Executive Officers of banks in private sector |
RBI/2004/264 DBOD.BP.BC. 102 / 21.04.048/ 2003-04 |
24.06.2004 |
Department of Banking Operations and Development |
Annual Policy Statement for the year 2004-05 - Prudential Norms for Agricultural Advances |
All Scheduled Commercial Banks (excluding RRBs and LABs) |
RBI/2004/263 DBOD.No.BP.BC. 103 / 21.04.151/2003-04 |
24.06.2004 |
Department of Banking Operations and Development |
Guidelines on Capital Charge for Market risks |
All Scheduled Commercial Banks (excluding RRBs and LABs) |
RBI/2004/261 DBOD.No.BP.BC. 99 /21.04.048/ 2003-2004 |
21.06.2004 |
Department of Banking Operations and Development |
Annual Policy Statement for the year 2004-05 : Additional Provisioning Requirement for NPAs |
All Scheduled Commercial Banks (excluding RRBs and LABs) |
RBI/2004/259 DBOD.AML.BC.No.101/14.01.001/2003-04 |
21.06.2004 |
Department of Banking Operations and Development |
Guidelines on KYC Norms - Existing Accounts |
All Scheduled Commercial Banks (excluding RRBs and LABs) |
RBI/2004/260 DBOD.NO.BP.BC.100/ 21.03.054/2003-04 |
21.06.2004 |
Department of Banking Operations and Development |
Annual Policy Statement for the year 2004-05 - Prudential Credit Exposure Limits by Banks |
All Scheduled Commercial Banks (excluding RRBs and LABs) |
RBI/2004/226 DBOD No. DL.BC.95/20.16.002/2003-04 |
17.06.2004 |
Department of Banking Operations and Development |
Annual Policy Statement for the year 2004-05 - Dissemination of credit information - Role of CIBIL |
All Scheduled Commercial Banks (excluding RRBs) and Notified All-India Financial Institutions and State Financial Corporations |
RBI/2004/252 DBOB.No.Leg.BC.93 /09.07.005/2003-04 |
17.06.2004 |
Department of Banking Operations and Development |
Ad hoc Committees on Procedures and Performance Audit on Customer Services in Banks |
All Scheduled Commercial Banks (excluding RRBs and LABs) |
RBI/2004/254 DBOD No.BP.BC.No. 97 /21.04.141/2003-04 |
17.06.2004 |
Department of Banking Operations and Development |
Annual Policy Statement for the year 2004-05 - Prudential Guidelines on Unsecured Exposures |
All Scheduled Commercial Banks (excluding RRBs and LABs) |
RBI/2004/253 DBOD. BP.BC. 96 / 21.04.103/ 2003-04 |
17.06.2004 |
Department of Banking Operations and Development |
Annual Policy Statement for the year 2004-05 - Country Risk Management Guidelines |
All Scheduled Commercial Banks (excluding RRBs and LABs) |
RBI/2004/220 DBOD.No. DL.BC.94/20.16.003/2003-04 |
17.06.2004 |
Department of Banking Operations and Development |
Annual Policy Statement: 2004-05 - Wilful Defaulters - Clarification on Process |
All Scheduled Commercial Banks (excluding RRBs) and All Notified All-India Financial Institutions |
RBI/2004/245 DBOD No. BP. BC. No.91/21.01.002/2003-04 |
15.06.2004 |
Department of Banking Operations and Development |
Annual Policy Statement for the year 2004-05 - Risk Weight for Exposure to Public Financial Institutions (PFIs) |
All Scheduled Commercial Banks (excluding RRBs and LABs) |
RBI/2004/236 DBOD No. BP. BC. 90 /21.01.002/ 2003-04 |
11.06.2004 |
Department of Banking Operations and Development |
Annual Policy Statement for the year 2004-05 -Issue of Long-term Bonds by Banks |
All Scheduled Commercial Banks (excluding RRBs and LABs) |
RBI/2004/237 DBOD.BP.BC. 89/21.02.043/2003-04 |
09.06.2004 |
Department of Banking Operations and Development |
Amalgamation/Merger of Non-Banking Finance Companies with Banks |
All Scheduled Commercial Banks (excluding RRBs and LABs) |
RBI/2004/205 DBOD No. Dir.BC. 86 /13.07.05/2003-04 |
18.05.2004 |
Department of Banking Operations and Development |
Bank financing of equities and investments in shares |
The Chief Executives of all Commercial Banks (excluding RRBs) |
RBI/2004/200 DBOD.No.Leg.BC.84 /09.07.005/2003-04 |
15.05.2004 |
Department of Banking Operations and Development |
Opening of Current Accounts by banks - Need for discipline |
The Chief Executives of all Commercial Banks (excluding RRBs) |
RBI/2004/195 DBOD.AML.BC.NO.83/ 14.01.001/ 2003-2004 |
12.05.2004 |
Department of Banking Operations and Development |
Customer information |
The Chief Executives of all Commercial Banks (excluding RRBs) |
RBI/2004/187 DBOD No.BP.BC. 82 /21.04.018/2003-04 |
30.04.2004 |
Department of Banking Operations and Development |
Guidelines on compliance with Accounting Standards (AS) by banks |
All Scheduled Commercial Banks |
RBI/2004/176 DBOD.NO.BP.BC.80/ 21.02.067/2003-04 |
23.04.2004 |
Department of Banking Operations and Development |
Declaration of dividends by banks |
All Scheduled Commercial Banks |
RBI/2004/175 DBOD.No. Dir. BC. 78/13.03.00/2003-04 |
22.04.2004 |
Department of Banking Operations and Development |
Committee on Procedures and Performances Audit on Public Services - Report No. III - Banking Operations : Deposit Accounts & Other Facilities relating to Individuals (Non-business) |
All Scheduled Commercial Banks |
RBI/2004/108 DBOD.BP.BC.77 /21.04.012/ 2003-04 |
21.04.2004 |
Department of Banking Operations and Development |
Relaxation to Trade and Industry in the State of Jammu and Kashmir |
All Scheduled Commercial Banks |
RBI/2004/151 DBOD. No. Dir. BC.76/13.01.09/2003-04 |
17.04.2004 |
Department of Banking Operations and Development |
Interest rates on Deposits under Non Resident (External) Rupee Account (NRE Accounts) |
All Scheduled Commercial Banks |
RBI/2004/140 DBOD.No.Leg.BC 74/09.07.005/2003-04 |
10.04.2004 |
Department of Banking Operations and Development |
Committee on Procedures and Performance Audit on Public Services - Report No. 3 - Banking Operations : Deposit Accounts and Other Facilities Relating to Individuals (Non-business) |
All Scheduled Commercial Banks |
RBI/2004/133 DBOD. Ret. BC No. 73 /12.06.115/2003-04 |
02.04.2004 |
Department of Banking Operations and Development |
Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - "Bank Muscat (S.A.O.G.)" |
All Scheduled Commercial Banks |
RBI/2004/130 DBOD.IBS.BC/ 72 /23.13.004/2003-04 |
01.04.2004 |
Department of Banking Operations and Development |
Offshore Banking Units (OBUs) in Special Economic Zones (SEZs) |
All Scheduled Commercial Banks (Excluding RRBs) |
RBI/2004/127 DBOD. No. BP. BC. 71/ 21.04.018/ 2003-2004 |
31.03.2004 |
Department of Banking Operations and Development |
Accounting Standard - 11 on accounting for ' The effects of changes in foreign exchange rates' |
All Scheduled Commercial Banks (Excluding RRBs) |
RBI/2004/61 DBOD.Leg.BC.70/09.07.005/2003-2004 |
17.02.2004 |
Department of Banking Operations and Development |
Ad-hoc Committees on Procedures and Performance Audit on Customer Services in Banks |
All Scheduled Commercial Banks (Excluding RRBs) |
RBI/2004/56 DBOD No. Dir.BC. 69/13.03.00/2003-04 |
13.02.2004 |
Department of Banking Operations and Development |
Interest Rates on Rupee Deposits held in Domestic, Ordinary Non-Resident (NRO) & Non-Resident (External) (NRE) Accounts |
All Scheduled Commercial Banks(excluding RRBs) |
RBI/2004/44 DBOD No.Dir.BC.67/13.07.05/2003-04 |
06.02.2004 |
Department of Banking Operations and Development |
Guidelines for bank finance to assist employees to buy shares of their own companies |
All Commercial Banks (excluding RRBs) |
RBI/2004/42 DBOD No. BP. BC 66 / 21.04.117/2003-2004 |
05.02.2004 |
Department of Banking Operations and Development |
Revised guidelines for compromise settlement of chronic Non-Performing Assets (NPAs) of public sector banks upto Rs 10 crore |
Chairmen and Managing Directors of all Public Sector Banks |
1 1 |
05.02.2004 |
Bank Customer |
Advisory committee on flow of credit to agriculture & related activities from the banking system |
|
RBI/2004/40 DBOD. Ret. BC No. 65/12.06.110/2003-04 |
05.02.2004 |
Department of Banking Operations and Development |
Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - “The Oversea - Chinese Banking Corporation Limited.” |
All Authorised Dealers in Foreign Exchange |
RBI/2004/38 DBOD.No.PSBS.BC. 64 /16.13.100/2003-04 |
03.02.2004 |
Department of Banking Operations and Development |
Guidelines for acknowledgement of transfer/allotment of shares in private sector banks |
All Scheduled Commercial Banks |
RBI/2004/12 DBOD.No.Ret.BC. 63 /12.01.001/2003-04 |
14.01.2004 |
Department of Banking Operations and Development |
Maintenance of CRR / SLR on transaction in Collateralised Borrowing and Lending Obligation (CBLO) |
All Scheduled Commercial Banks (Excluding RRBs and LABs) |
DBOD.No.Leg.BC.60 /09.07.005/2003-04 |
27.12.2003 |
Department of Banking Operations and Development |
Ad hoc Committees on Procedures and Performance Audit on Customer Services in Banks |
All Scheduled Commercial Banks (Excluding RRBs) |
1 1 |
15.09.2003 |
Department of Banking Operations and Development |
Interest Rate on Deposits under Non-resident (External) Rupee Account (NRE Accounts) |
|
1 1 |
13.09.2003 |
Department of Banking Operations and Development |
Accounting treatment of legal expenses incurred by banks in suit filed accounts |
|
1 1 |
11.09.2003 |
Department of Banking Operations and Development |
Section 23 of Banking Regulation Act, 1949 - Providing Depository Services at Extension Counters. |
|
1 1 |
02.09.2003 |
Department of Banking Operations and Development |
Prudential Norms on Capital Adequacy |
|
1 1 |
02.09.2003 |
Department of Banking Operations and Development |
Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by Banks |
|
1 1 |
22.08.2003 |
Department of Banking Operations and Development |
Guarantees and Co-acceptances |
|
1 1 |
22.08.2003 |
Department of Banking Operations and Development |
Exposure Norms |
|
1 1 |
22.08.2003 |
Department of Banking Operations and Development |
Loans and Advances -Statutory and Other Restrictions |
|
1 1 |
22.08.2003 |
Department of Banking Operations and Development |
Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances |
|
1 1 |
21.08.2003 |
Department of Banking Operations and Development |
Computation of Net Demand and Time Liabilities (NDTL) for the purpose of maintenance of CRR/SLR |
|
1 1 |
18.08.2003 |
Department of Banking Operations and Development |
Section 23 of Banking Regulation Act, 1949 - Take over of bank branches |
|
1 1 |
14.08.2003 |
Department of Banking Operations and Development |
Review of Non-Public Business Working Day (NPBWD) observed by rural branches of commercial banks. |
|
1 1 |
14.08.2003 |
Department of Banking Operations and Development |
Deposits held in FCNR (Banks) Accounts |
|
1 1 |
14.08.2003 |
Department of Banking Operations and Development |
Interest Rates on Advances |
|
1 1 |
14.08.2003 |
Department of Banking Operations and Development |
Interest Rates on Rupee Deposits held in Domestic, Ordinary Non-Resident (NRO) and Non-Resident (External) (NRE) Accounts |
|
1 1 |
29.07.2003 |
Department of Banking Operations and Development |
Wilful Defaulters and action thereagainst |
|
1 1 |
28.07.2003 |
Department of Banking Operations and Development |
Banking Companies (Nomination) Rules, 1985 |
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1 1 |
23.07.2003 |
Department of Banking Operations and Development |
Section 23 of Banking Regulation Act, 1949 - Third party transfer of funds through ATMs |
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1 1 |
19.07.2003 |
Department of Banking Operations and Development |
Guidelines on netting off of old and small value entries - Clearing Differences |
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1 1 |
17.07.2003 |
Department of Banking Operations and Development |
Circular on Interest Rate on Deposits under Non-Resident (External) Rupee Accounts (NRE Accounts) |
|
1 1 |
17.07.2003 |
Department of Banking Operations and Development |
Circular on Interest Rate on Deposits under Non-Resident (External) Rupee Accounts (NRE Accounts) |
|
1 1 |
17.07.2003 |
Department of Banking Operations and Development |
Prudential norms for classification, valuation and operation of investment portfolio by banks |
|
1 1 |
17.07.2003 |
Department of Banking Operations and Development |
Directive on Interest Rate on Deposits under Non-resident (External) Rupee Account (NRE Accounts) |
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1 1 |
26.06.2003 |
Department of Banking Operations and Development |
Dishonour of cheques - Procedure thereof |
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1 1 |
30.05.2003 |
Department of Banking Operations and Development |
Flow of Credit to Small Scale Industries Sector (SSIs) |
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1 1 |
23.05.2003 |
Department of Banking Operations and Development |
Revised guidelines for compromise settlement of chronic Non-Performing Assets (NPAs) of public sector banks |
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1 1 |
14.05.2003 |
Department of Banking Operations and Development |
New Basel Capital Accord |
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1 1 |
07.05.2003 |
Department of Banking Operations and Development |
Monetary and Credit Policy 2003-04 - Provisioning for NPAs |
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1 1 |
07.05.2003 |
Department of Banking Operations and Development |
Monetary and Credit Policy 2003- 04 - Investment Fluctuation Reserve |
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1 1 |
05.05.2003 |
Department of Banking Operations and Development |
Guidelines on Fair Practices Code for Lenders |
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