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ଜୁନ 23, 2016
Draft Guidelines for computing exposure for counterparty credit risk arising from derivative transactions
RBI/2015-16/ DBR.No.BP.BC./21.06.201/2015-16 June 22, 2016 The Managing Director/ Chief Executive Officer of All Scheduled Commercial Banks (Excluding Regional Rural Banks) Madam / Dear Sir, Draft Guidelines for computing exposure for counterparty credit risk arising from derivative transactions Please refer to the paragraph 27 of the first bi-monthly monetary policy statement for 2016-17. It was indicated therein that RBI will issue draft guidelines on Standardised A
RBI/2015-16/ DBR.No.BP.BC./21.06.201/2015-16 June 22, 2016 The Managing Director/ Chief Executive Officer of All Scheduled Commercial Banks (Excluding Regional Rural Banks) Madam / Dear Sir, Draft Guidelines for computing exposure for counterparty credit risk arising from derivative transactions Please refer to the paragraph 27 of the first bi-monthly monetary policy statement for 2016-17. It was indicated therein that RBI will issue draft guidelines on Standardised A
ପିଡିଏଫ (
ମଇ 12, 2016
Discussion Paper – Framework for enhancing Credit Supply for Large Borrowers through Market Mechanism
In March 2015, RBI issued a Discussion Paper titled “Large Exposures Framework and Enhancing Credit Supply through Market Mechanism” for stakeholders’ comments. Apart from introducing the contours of ‘Large Exposures Standards’ for banks in India, the Discussion Paper also focused on the need to encourage sources of funding other than bank credit for the corporate sector to finance growth. Specifically, the paper proposed ways to encourage large corporates with borrow
In March 2015, RBI issued a Discussion Paper titled “Large Exposures Framework and Enhancing Credit Supply through Market Mechanism” for stakeholders’ comments. Apart from introducing the contours of ‘Large Exposures Standards’ for banks in India, the Discussion Paper also focused on the need to encourage sources of funding other than bank credit for the corporate sector to finance growth. Specifically, the paper proposed ways to encourage large corporates with borrow
ମଇ 05, 2016
Draft Guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector
Preamble The Reserve Bank of India (RBI) had issued guidelines for licensing of new banks in the private sector on February 22, 2013. Reserve Bank issued in-principle approval to two applicants and they have since established the banks as per the licences. Recognising the need for having an explicit policy on banking structure in India in line with the recommendations of the Narasimham Committee, Raghuram G. Rajan Committee and other viewpoints, the Reserve Bank came
Preamble The Reserve Bank of India (RBI) had issued guidelines for licensing of new banks in the private sector on February 22, 2013. Reserve Bank issued in-principle approval to two applicants and they have since established the banks as per the licences. Recognising the need for having an explicit policy on banking structure in India in line with the recommendations of the Narasimham Committee, Raghuram G. Rajan Committee and other viewpoints, the Reserve Bank came
ସେପ୍ଟେମ୍ବର 01, 2015
Draft Guidelines on Transmission of Monetary Policy Rates to Banks’ Lending Rates – Base Rate Guidelines
Background 1. Under Base Rate system which came into effect from July 1, 2010, all categories of domestic rupee loans should be priced only with reference to the Base Rate, subject to the conditions mentioned in our circulars DBOD.No.Dir.BC.88/13.03.00/2009-10 dated April 9, 2010 and DBR. Dir.BC.No.63/13.03.00/2014-15 dated January 19, 2015. For monetary transmission to occur, lending rates have to be sensitive to the policy rate. At present, banks follow different me
Background 1. Under Base Rate system which came into effect from July 1, 2010, all categories of domestic rupee loans should be priced only with reference to the Base Rate, subject to the conditions mentioned in our circulars DBOD.No.Dir.BC.88/13.03.00/2009-10 dated April 9, 2010 and DBR. Dir.BC.No.63/13.03.00/2014-15 dated January 19, 2015. For monetary transmission to occur, lending rates have to be sensitive to the policy rate. At present, banks follow different me
ମଇ 28, 2015
Basel III Framework on Liquidity Standards – Net Stable Funding Ratio (NSFR) – Draft Guidelines
RBI/2014-15/ DBR.BP.BC.XX/21.04.098/2014-15 May 28, 2015 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Basel III Framework on Liquidity Standards – Net Stable Funding Ratio (NSFR) – Draft Guidelines Please refer to the ‘First Bi-monthly Monetary Policy Statement, 2015-16’ announced on April 7, 2015, wherein the following proposal was made: 19. The Basel Committee on Banking Supervision issued the final rules on the Net Stable Funding Ratio (NSFR) in Octobe
RBI/2014-15/ DBR.BP.BC.XX/21.04.098/2014-15 May 28, 2015 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Basel III Framework on Liquidity Standards – Net Stable Funding Ratio (NSFR) – Draft Guidelines Please refer to the ‘First Bi-monthly Monetary Policy Statement, 2015-16’ announced on April 7, 2015, wherein the following proposal was made: 19. The Basel Committee on Banking Supervision issued the final rules on the Net Stable Funding Ratio (NSFR) in Octobe
ମାର୍ଚ୍ଚ 30, 2015
Large Exposures Framework and Enhancing Credit Supply through Market Mechanism
March 27, 2015 Background A bank’s exposure to its counterparties may result in concentration of its assets to a single counterparty or a group of connected counterparties. Internationally, concentration risk has been addressed by prescribing regulatory and statutory limits on exposures towards counterparties and various sectors of the economy. The Basel Committee on Banking Supervision (BCBS) too recognised the need for banks to measure and limit the size of large ex
March 27, 2015 Background A bank’s exposure to its counterparties may result in concentration of its assets to a single counterparty or a group of connected counterparties. Internationally, concentration risk has been addressed by prescribing regulatory and statutory limits on exposures towards counterparties and various sectors of the economy. The Basel Committee on Banking Supervision (BCBS) too recognised the need for banks to measure and limit the size of large ex
ଅଗଷ୍ଟ 07, 2014
Draft Guidelines for Implementation of Bharat Bill Payment System (BBPS)
Introduction 1. Bill payment is a major component of the retail payment transactions. The Committee to study the Feasibility of Implementation of GIRO based Payment Systems (Chairman: Shri G. Padmanabhan, Executive Director, RBI) (2013) had estimated that over 30,800 million bills amounting to Rs.6223 billion are generated each year in the top 20 cities in the country. Though various forms of payments are accepted, cash and cheque payments continue to be predominant,
Introduction 1. Bill payment is a major component of the retail payment transactions. The Committee to study the Feasibility of Implementation of GIRO based Payment Systems (Chairman: Shri G. Padmanabhan, Executive Director, RBI) (2013) had estimated that over 30,800 million bills amounting to Rs.6223 billion are generated each year in the top 20 cities in the country. Though various forms of payments are accepted, cash and cheque payments continue to be predominant,
ଜୁଲାଇ 22, 2014
Framework for Dealing with Domestic Systemically Important Banks (D-SIBs)
Introduction Some banks, due to their size, cross-jurisdictional activities, complexity, lack of substitutability and interconnectedness, become systemically important. The disorderly failure of these banks has the potential to cause significant disruption to the essential services they provide to the banking system, and in turn, to the overall economic activity. Therefore, the continued functioning of Systemically Important Banks (SIBs) is critical for the uninterrup
Introduction Some banks, due to their size, cross-jurisdictional activities, complexity, lack of substitutability and interconnectedness, become systemically important. The disorderly failure of these banks has the potential to cause significant disruption to the essential services they provide to the banking system, and in turn, to the overall economic activity. Therefore, the continued functioning of Systemically Important Banks (SIBs) is critical for the uninterrup
ଜୁଲାଇ 22, 2014
Draft Guidelines for setting up of and operating TReDS
Micro, Small and Medium Enterprises (MSMEs), despite the important role played by them in the economic fabric of the country, continue to face constraints in obtaining adequate finance, particularly in terms of their ability to convert their trade receivables into liquid funds. In order to address this pan-India issue through setting up of an institutional mechanism for financing trade receivables,the Reserve Bank of India had published a concept paper on “Micro, Smal
Micro, Small and Medium Enterprises (MSMEs), despite the important role played by them in the economic fabric of the country, continue to face constraints in obtaining adequate finance, particularly in terms of their ability to convert their trade receivables into liquid funds. In order to address this pan-India issue through setting up of an institutional mechanism for financing trade receivables,the Reserve Bank of India had published a concept paper on “Micro, Smal
ଜୁଲାଇ 17, 2014
Draft Guidelines for Licensing of “Payments Banks”
I. Preamble The Reserve Bank of India (RBI) issues licences to entities to carry on the business of banking and other business in which banking companies may engage, as defined and described in Sections 5 (b) and 6 (1) (a) to (o) of the Banking Regulation Act, 1949, respectively. The last time when RBI came out with a set of guidelines for licensing of new banks in the private sector was in February 2013. The process of licensing culminated with the announcement by th
I. Preamble The Reserve Bank of India (RBI) issues licences to entities to carry on the business of banking and other business in which banking companies may engage, as defined and described in Sections 5 (b) and 6 (1) (a) to (o) of the Banking Regulation Act, 1949, respectively. The last time when RBI came out with a set of guidelines for licensing of new banks in the private sector was in February 2013. The process of licensing culminated with the announcement by th
ଜୁଲାଇ 17, 2014
Draft Guidelines for Licensing of “Small Banks” in the Private Sector
I. Preamble The Reserve Bank of India (RBI) last came out with a set of guidelines for licensing of new banks in the private sector on February 22, 2013. The process of licensing culminated with the announcement by the RBI vide its Press Release dated April 2, 2014 that it would grant “in-principle” approval to two applicants who would set up new banks in the private sector within a period of 18 months. While preparing these guidelines, the Reserve Bank recognized the
I. Preamble The Reserve Bank of India (RBI) last came out with a set of guidelines for licensing of new banks in the private sector on February 22, 2013. The process of licensing culminated with the announcement by the RBI vide its Press Release dated April 2, 2014 that it would grant “in-principle” approval to two applicants who would set up new banks in the private sector within a period of 18 months. While preparing these guidelines, the Reserve Bank recognized the
ମଇ 20, 2014
Partial Credit Enhancements to Corporate Bonds – Draft Circular
DBOD.BP.BC.No. /08.12.014/2013-14 May 20, 2014 All Scheduled Commercial Banks (excluding RRBs ) Dear Sir, Partial Credit Enhancements to Corporate Bonds – Draft Circular Please refer to paragraph 30 of the Second Quarter Review of Monetary Policy 2013-14 (extract enclosed) announced on October 29, 2013 proposing to allow banks to offer partial credit enhancements to corporate bonds. 2. The corporate bond market in India currently lacks sufficient depth and liquidity.
DBOD.BP.BC.No. /08.12.014/2013-14 May 20, 2014 All Scheduled Commercial Banks (excluding RRBs ) Dear Sir, Partial Credit Enhancements to Corporate Bonds – Draft Circular Please refer to paragraph 30 of the Second Quarter Review of Monetary Policy 2013-14 (extract enclosed) announced on October 29, 2013 proposing to allow banks to offer partial credit enhancements to corporate bonds. 2. The corporate bond market in India currently lacks sufficient depth and liquidity.
ଡିସେମ୍ବର 02, 2013
Framework for Dealing with Domestic Systemically Important Banks (D-SIBs) – Draft for Comments
Introduction A few banks assume systemic importance due to their size, cross-jurisdictional activities, complexity, lack of substitutability and interconnectedness. The disorderly failure of these banks has the propensity to cause significant disruption to the essential services provided by the banking system, and in turn, to the overall economic activity. These banks are considered Systemically Important Banks (SIBs) as their continued functioning is critical for the
Introduction A few banks assume systemic importance due to their size, cross-jurisdictional activities, complexity, lack of substitutability and interconnectedness. The disorderly failure of these banks has the propensity to cause significant disruption to the essential services provided by the banking system, and in turn, to the overall economic activity. These banks are considered Systemically Important Banks (SIBs) as their continued functioning is critical for the
ନଭେମ୍ବର 29, 2013
Entry of Banks into Insurance Business – Insurance Broking Business
DBOD.No.FSD./24.01.018/2013-14 November 29, 2013 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/ Madam, Entry of Banks into Insurance Business – Insurance Broking Business Consequent to the announcement by the Finance Minister in the budget speech 2013-14 that banks will be permitted to act as insurance brokers, IRDA has formulated and notified the IRDA (Licensing of Banks as Insurance Brokers) Regulations, 2013 to enable banks to take up the business of ins
DBOD.No.FSD./24.01.018/2013-14 November 29, 2013 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/ Madam, Entry of Banks into Insurance Business – Insurance Broking Business Consequent to the announcement by the Finance Minister in the budget speech 2013-14 that banks will be permitted to act as insurance brokers, IRDA has formulated and notified the IRDA (Licensing of Banks as Insurance Brokers) Regulations, 2013 to enable banks to take up the business of ins
ଜୁଲାଇ 02, 2013
Draft Guidelines on Capital and Provisioning Requirements for exposures to corporates having unhedged foreign currency exposure
RBI/2013-14/ DBOD.No.BP.BC. /21.06.200/2013-14 July 2, 2013 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Draft Guidelines on Capital and Provisioning Requirements for exposures to corporates having unhedged foreign currency exposure Please refer to paragraph 99 of the Monetary Policy Statement for 2013-14 (Extract annexed). Unhedged foreign currency exposures of the corporate are an area
RBI/2013-14/ DBOD.No.BP.BC. /21.06.200/2013-14 July 2, 2013 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Draft Guidelines on Capital and Provisioning Requirements for exposures to corporates having unhedged foreign currency exposure Please refer to paragraph 99 of the Monetary Policy Statement for 2013-14 (Extract annexed). Unhedged foreign currency exposures of the corporate are an area
ଜୁନ 28, 2013
Guidelines on Wealth Management /Marketing/Distribution Services offered by Banks – Draft Guidelines
DBOD.CO.FSD.No. /24.01.026/2012-13 June 28, 2013 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Guidelines on Wealth Management /Marketing/Distribution Services offered by Banks – Draft Guidelines Please refer to paragraphs 86, 87 and 88 (extracts enclosed) of the Monetary Policy Statement 2013-14 announcement on May 3, 2013 regarding issue of guidelines on wealth management services and distribution of third party financial products by banks. 2. The d
DBOD.CO.FSD.No. /24.01.026/2012-13 June 28, 2013 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Guidelines on Wealth Management /Marketing/Distribution Services offered by Banks – Draft Guidelines Please refer to paragraphs 86, 87 and 88 (extracts enclosed) of the Monetary Policy Statement 2013-14 announcement on May 3, 2013 regarding issue of guidelines on wealth management services and distribution of third party financial products by banks. 2. The d
ଜାନୁଆରୀ 31, 2013
Review of Prudential Guidelines on Restructuring of Advances by Banks and Financial Institutions – Draft Guidelines
RBI/2012-13/ DBOD.BP.BC.No. /21.04.132/2012-13 January 31, 2013 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Review of Prudential Guidelines on Restructuring of Advances by Banks and Financial Institutions – Draft Guidelines Please refer to paragraphs 90 to 92 (extract enclosed) of the Second Quarter Review of Monetary Policy 2012-13 announced on October 30, 2012, wherein it was indicated that the draft guidelines on ‘Review of Prudential Guidelines on Re
RBI/2012-13/ DBOD.BP.BC.No. /21.04.132/2012-13 January 31, 2013 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Review of Prudential Guidelines on Restructuring of Advances by Banks and Financial Institutions – Draft Guidelines Please refer to paragraphs 90 to 92 (extract enclosed) of the Second Quarter Review of Monetary Policy 2012-13 announced on October 30, 2012, wherein it was indicated that the draft guidelines on ‘Review of Prudential Guidelines on Re
ଜାନୁଆରୀ 10, 2013
Draft Guidelines on Capital requirements for bank exposures to central counterparties
RBI/2012-13/ DBOD.No.BP.BC. /21.06.201/2012-13 January 10, 2013 The Chairman and Managing Directors/ Chief Executives Officers of All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Draft Guidelines on Capital requirements for bank exposures to central counterparties Please refer to the paragraph 88 (extract enclosed) of the Second Quarter Review of Monetary Policy Statement 2012-13 announced on October 30, 2012. It was indic
RBI/2012-13/ DBOD.No.BP.BC. /21.06.201/2012-13 January 10, 2013 The Chairman and Managing Directors/ Chief Executives Officers of All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Draft Guidelines on Capital requirements for bank exposures to central counterparties Please refer to the paragraph 88 (extract enclosed) of the Second Quarter Review of Monetary Policy Statement 2012-13 announced on October 30, 2012. It was indic
ଜାନୁଆରୀ 10, 2013
Draft Guidelines on Composition of Capital Disclosure Requirements
RBI/2012-13/ DBOD.No.BP.BC. /21.06.201/2012-13 January 10, 2013 The Chairman and Managing Directors/ Chief Executives Officers of All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Draft Guidelines on Composition of Capital Disclosure Requirements Please refer to the paragraph 87 (extract enclosed) of the Second Quarter Review of Monetary Policy Statement 2012-13 announced on October 30, 2012. It was indicated that the draft
RBI/2012-13/ DBOD.No.BP.BC. /21.06.201/2012-13 January 10, 2013 The Chairman and Managing Directors/ Chief Executives Officers of All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Draft Guidelines on Composition of Capital Disclosure Requirements Please refer to the paragraph 87 (extract enclosed) of the Second Quarter Review of Monetary Policy Statement 2012-13 announced on October 30, 2012. It was indicated that the draft
ସେପ୍ଟେମ୍ବର 17, 2012
Draft Supplementary Guidance on Treatment of Illiquid Positions
RBI/2012-13/ DBOD.No.BP.BC. /21.06.001/2012-13 September 17, 2012 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Draft Supplementary Guidance on Treatment of Illiquid Positions Please refer to para 8.8 in the guidelines on treatment of illiquid positions contained in our Master Circular DBOD.No.BP.BC.16/21.06.001/2010-11 dated July 2, 2012 on the New Capital Adequacy Framework. The prudent
RBI/2012-13/ DBOD.No.BP.BC. /21.06.001/2012-13 September 17, 2012 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Draft Supplementary Guidance on Treatment of Illiquid Positions Please refer to para 8.8 in the guidelines on treatment of illiquid positions contained in our Master Circular DBOD.No.BP.BC.16/21.06.001/2010-11 dated July 2, 2012 on the New Capital Adequacy Framework. The prudent
ଅଗଷ୍ଟ 14, 2012
Management of Intra-Group Transactions and Exposures – Draft Guidelines
RBI/2012-13/ DBOD.No.BP.BC. /21.06.102/2012-13 August 14, 2012 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs and LABs) Dear Sir, Management of Intra-Group Transactions and Exposures – Draft Guidelines As a prudential measure aimed at avoiding concentration of credit risk, the Reserve Bank of India has prescribed regulatory limits on banks’ exposure to individual and Group borrowers which are laid down i
RBI/2012-13/ DBOD.No.BP.BC. /21.06.102/2012-13 August 14, 2012 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs and LABs) Dear Sir, Management of Intra-Group Transactions and Exposures – Draft Guidelines As a prudential measure aimed at avoiding concentration of credit risk, the Reserve Bank of India has prescribed regulatory limits on banks’ exposure to individual and Group borrowers which are laid down i
ଫେବୃଆରୀ 21, 2012
Liquidity Risk Management and Basel III Framework on Liquidity Standards – Draft Guidelines
RBI No. 2011-12/ DBOD. BP. No. /21.04.098/ 2011-12 February 21, 2012 The Chairmen and Managing Directors / Chief Executive Officers of All Commercial Banks (Excluding RRBs and LABs) Madam/Dear Sir, Liquidity Risk Management and Basel III Framework on Liquidity Standards – Draft Guidelines The recent global financial crisis re-emphasised the importance of sound liquidity risk management framework to the functioning of financial institutions and markets. The reversal in
RBI No. 2011-12/ DBOD. BP. No. /21.04.098/ 2011-12 February 21, 2012 The Chairmen and Managing Directors / Chief Executive Officers of All Commercial Banks (Excluding RRBs and LABs) Madam/Dear Sir, Liquidity Risk Management and Basel III Framework on Liquidity Standards – Draft Guidelines The recent global financial crisis re-emphasised the importance of sound liquidity risk management framework to the functioning of financial institutions and markets. The reversal in
ସେପ୍ଟେମ୍ବର 27, 2011
Revisions to the Guidelines on Securitisation Transactions
RBI/2011-12 DBOD.No.BP. / /21.04.177/2011-12 September 27, 2011 The Chairman and Managing Director / Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs and Local Area Banks) and All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Revisions to the Guidelines on Securitisation Transactions Please refer to paragraph 161 of the Second Quarter Review of the Monetary Policy for the year 2009-10 announced o
RBI/2011-12 DBOD.No.BP. / /21.04.177/2011-12 September 27, 2011 The Chairman and Managing Director / Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs and Local Area Banks) and All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Revisions to the Guidelines on Securitisation Transactions Please refer to paragraph 161 of the Second Quarter Review of the Monetary Policy for the year 2009-10 announced o
ଅଗଷ୍ଟ 29, 2011
Draft Guidelines for Licensing of New Banks in the Private Sector
Over the last two decades, the Reserve Bank licensed twelve banks in the private sector. This happened in two phases. Ten banks were licensed on the basis of guidelines issued in January 1993. The guidelines were revised in January 2001 based on the experience gained from the functioning of these banks, and fresh applications were invited. The applications received in response to this invitation were vetted by a High Level Advisory Committee constituted by the Reserve
Over the last two decades, the Reserve Bank licensed twelve banks in the private sector. This happened in two phases. Ten banks were licensed on the basis of guidelines issued in January 1993. The guidelines were revised in January 2001 based on the experience gained from the functioning of these banks, and fresh applications were invited. The applications received in response to this invitation were vetted by a High Level Advisory Committee constituted by the Reserve
ଅଗଷ୍ଟ 10, 2011
Implementation of the Internal Rating Based Approaches (IRB) for Calculation of Capital Charge for Credit Risk - Draft Guidelines
DBOD.No.BP. /21.06.001/2011-12 August 10, 2011 The Chairmen and Managing Directors / Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks and Local Area Banks) Dear Sir/Madam, Implementation of the Internal Rating Based Approaches (IRB) for Calculation of Capital Charge for Credit Risk - Draft Guidelines Please refer to our circular DBOD.BP.BC.23/21.06.001/2009-10 dated July 7, 2009, inter alia, advising banks that they can apply for migrat
DBOD.No.BP. /21.06.001/2011-12 August 10, 2011 The Chairmen and Managing Directors / Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks and Local Area Banks) Dear Sir/Madam, Implementation of the Internal Rating Based Approaches (IRB) for Calculation of Capital Charge for Credit Risk - Draft Guidelines Please refer to our circular DBOD.BP.BC.23/21.06.001/2009-10 dated July 7, 2009, inter alia, advising banks that they can apply for migrat
ଜୁଲାଇ 06, 2011
Section 19 of the Banking Regulation Act, 1949 - Equity Investments in subsidiaries and other companies– Draft Guidelines
RBI/2011--12 DBOD.FSD.BC. / /2011-12 July 6, 2011 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Section 19 of the Banking Regulation Act, 1949- Equity Investments in subsidiaries and other companies– Draft Guidelines Please refer to the instructions contained in paragraphs 2 and 3 of our Master Circular DBOD. No. FSD.BC.15/24.01.001/2011-12 dated July 1, 2011 on Para-Banking Activities which deal with the guidelines for setting up of subsidiaries by banks
RBI/2011--12 DBOD.FSD.BC. / /2011-12 July 6, 2011 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Section 19 of the Banking Regulation Act, 1949- Equity Investments in subsidiaries and other companies– Draft Guidelines Please refer to the instructions contained in paragraphs 2 and 3 of our Master Circular DBOD. No. FSD.BC.15/24.01.001/2011-12 dated July 1, 2011 on Para-Banking Activities which deal with the guidelines for setting up of subsidiaries by banks
ଅପ୍ରେଲ 28, 2011
Deregulation of Savings Bank Deposit Interest Rate : A Discussion Paper
Introduction As a part of financial sector reforms, the Reserve Bank has deregulated interest rates on deposits, other than savings bank deposits. The interest rate on savings bank deposits has remained unchanged at 3.5 per cent per annum since March 1, 2003. Keeping in view progressive deregulation of interest rates, it was proposed in the Second Quarter Review of Monetary Policy 2010-11 announced on November 2, 2010 to prepare a Discussion Paper to delineate the pro
Introduction As a part of financial sector reforms, the Reserve Bank has deregulated interest rates on deposits, other than savings bank deposits. The interest rate on savings bank deposits has remained unchanged at 3.5 per cent per annum since March 1, 2003. Keeping in view progressive deregulation of interest rates, it was proposed in the Second Quarter Review of Monetary Policy 2010-11 announced on November 2, 2010 to prepare a Discussion Paper to delineate the pro
ଜାନୁଆରୀ 21, 2011
Discussion Paper- Presence of foreign banks in India
1. Introduction 1.1 In 2005, the Reserve Bank released the “Road map for presence of foreign banks in India” laying out a two track and gradualist approach aimed at increasing the efficiency and stability of the banking sector in India. One track was the consolidation of the domestic banking system, both in private and public sectors, and the second track was the gradual enhancement of foreign banks in a synchronised manner. The Road map was divided into two phases, t
1. Introduction 1.1 In 2005, the Reserve Bank released the “Road map for presence of foreign banks in India” laying out a two track and gradualist approach aimed at increasing the efficiency and stability of the banking sector in India. One track was the consolidation of the domestic banking system, both in private and public sectors, and the second track was the gradual enhancement of foreign banks in a synchronised manner. The Road map was divided into two phases, t
ଜାନୁଆରୀ 06, 2011
Implementation of the Advanced Measurement Approach (AMA) for Calculation of Capital Charge for Operational Risk - Draft Guidelines
DBOD.No.BP.BC. /21.06.014/2010-11 January 6, 2011 The Chairmen and Managing Directors / Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks and Local Area Banks) Dear Sir, Implementation of the Advanced Measurement Approach (AMA) for Calculation of Capital Charge for Operational Risk - Draft Guidelines Please refer to our circular DBOD.BP.BC.23/21.06.001/2009-10 dated July 7, 2009, inter alia advising banks that they can apply for migratin
DBOD.No.BP.BC. /21.06.014/2010-11 January 6, 2011 The Chairmen and Managing Directors / Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks and Local Area Banks) Dear Sir, Implementation of the Advanced Measurement Approach (AMA) for Calculation of Capital Charge for Operational Risk - Draft Guidelines Please refer to our circular DBOD.BP.BC.23/21.06.001/2009-10 dated July 7, 2009, inter alia advising banks that they can apply for migratin
ଅଗଷ୍ଟ 17, 2010
RBI releases Discussion Paper on Entry of New Banks in the Private Sector
1. INTRODUCTION 1.1 The Union Finance Minister, in his budget speech for the year 2010-11 had announced that ‘The Indian banking system has emerged unscathed from the crisis. We need to ensure that the banking system grows in size and sophistication to meet the needs of a modern economy. Besides, there is a need to extend the geographic coverage of banks and improve access to banking services. In this context, I am happy to inform the Honourable Members that the RBI i
1. INTRODUCTION 1.1 The Union Finance Minister, in his budget speech for the year 2010-11 had announced that ‘The Indian banking system has emerged unscathed from the crisis. We need to ensure that the banking system grows in size and sophistication to meet the needs of a modern economy. Besides, there is a need to extend the geographic coverage of banks and improve access to banking services. In this context, I am happy to inform the Honourable Members that the RBI i
ଅଗଷ୍ଟ 02, 2010
Discussion Paper on Engagement of 'for-profit' Companies as Business Correspondents
Introduction 1. The purpose of this paper is to seek the views / comments of banks, non-banking financial institutions, ‘for-profit’ companies, regulators, academicians, NGOs and the public at large on the discussion on whether there is a case for allowing banks to engage ‘for-profit’ companies as well as NBFCs as their Business Correspondents for expanding their banking outreach. Business Correspondent model 2. The Reserve Bank of India has taken several initiatives
Introduction 1. The purpose of this paper is to seek the views / comments of banks, non-banking financial institutions, ‘for-profit’ companies, regulators, academicians, NGOs and the public at large on the discussion on whether there is a case for allowing banks to engage ‘for-profit’ companies as well as NBFCs as their Business Correspondents for expanding their banking outreach. Business Correspondent model 2. The Reserve Bank of India has taken several initiatives
ଜୁଲାଇ 02, 2010
Guidelines on Compensation of Whole Time Directors/Chief Executive Officers/Risk takers and Control function staff
DBOD No.BC. /29.67.001/2010-11 July 1, 2010 To All banks in Private Sector and Local Area Banks and all Foreign Banks operating in India Dear Sir/ Madam, Guidelines on Compensation of Whole Time Directors/Chief Executive Officers/Risk takers and Control function staff Flawed incentive compensation practices in the financial sector were one of the important factors contributing to the recent global financial crisis. Employees were too often rewarded for increasing the
DBOD No.BC. /29.67.001/2010-11 July 1, 2010 To All banks in Private Sector and Local Area Banks and all Foreign Banks operating in India Dear Sir/ Madam, Guidelines on Compensation of Whole Time Directors/Chief Executive Officers/Risk takers and Control function staff Flawed incentive compensation practices in the financial sector were one of the important factors contributing to the recent global financial crisis. Employees were too often rewarded for increasing the
ଅପ୍ରେଲ 19, 2010
Second Quarter Review of Monetary Policy for the Year 2009-10 – Securitisation Transactions- Draft Guidelines
RBI/2009-10/ DBOD.No.BP.BC. / /2009-10 April 19, 2010 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks (Excluding RRBs and Local Area Banks) Dear Sir, Second Quarter Review of Monetary Policy for the Year 2009-10 – Securitisation Transactions- Draft Guidelines Please refer to paragraph 161 of the Second Quarter Review of the Monetary Policy for the year 2009-10 announced on October 27, 2009 (copy of the paragraph enclosed),
RBI/2009-10/ DBOD.No.BP.BC. / /2009-10 April 19, 2010 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks (Excluding RRBs and Local Area Banks) Dear Sir, Second Quarter Review of Monetary Policy for the Year 2009-10 – Securitisation Transactions- Draft Guidelines Please refer to paragraph 161 of the Second Quarter Review of the Monetary Policy for the year 2009-10 announced on October 27, 2009 (copy of the paragraph enclosed),
ଫେବୃଆରୀ 17, 2010
Implementation of The Standardised Approach (TSA) for Calculation of Capital Charge for Operational Risk- Draft Guidelines
DBOD.BP.BC. 14054/21.06.001/2009-10 February 11, 2010 The Chairman and Managing Directors/ Chief Executive Officers of All Commercial Banks Dear Sir Implementation of The Standardised Approach (TSA) for Calculation of Capital Charge for Operational Risk- Draft Guidelines Please refer to our circular DBOD BP. BC. 23/21.06.001/2009-10 dated July 7, 2009, inter alia advising banks that they can apply for migrating to The Standardised Approach and Alternative Standardised
DBOD.BP.BC. 14054/21.06.001/2009-10 February 11, 2010 The Chairman and Managing Directors/ Chief Executive Officers of All Commercial Banks Dear Sir Implementation of The Standardised Approach (TSA) for Calculation of Capital Charge for Operational Risk- Draft Guidelines Please refer to our circular DBOD BP. BC. 23/21.06.001/2009-10 dated July 7, 2009, inter alia advising banks that they can apply for migrating to The Standardised Approach and Alternative Standardised
ଫେବୃଆରୀ 10, 2010
Guidelines on the Base Rate
Draft Circular RBI/2009-10/ Ref.No.MPD.BC. /10.14.01/2009-10 February , 2010 Magha , 1931(S) To All Scheduled Commercial Banks Guidelines on the Base Rate Following the announcement in the Annual Policy Statement for the year 2009-10, the Reserve Bank constituted a Working Group on Benchmark Prime Lending Rate (Chairman: Shri Deepak Mohanty) to review the present benchmark prime lending rate (BPLR) system and suggest changes to make credit pricing more transparent. Th
Draft Circular RBI/2009-10/ Ref.No.MPD.BC. /10.14.01/2009-10 February , 2010 Magha , 1931(S) To All Scheduled Commercial Banks Guidelines on the Base Rate Following the announcement in the Annual Policy Statement for the year 2009-10, the Reserve Bank constituted a Working Group on Benchmark Prime Lending Rate (Chairman: Shri Deepak Mohanty) to review the present benchmark prime lending rate (BPLR) system and suggest changes to make credit pricing more transparent. Th
ଜାନୁଆରୀ 08, 2010
Discussion paper on Regulation of Off-Balance Sheet Activities of Banks
Discussion paper on Regulation of Off-Balance Sheet Activities of Banks
Discussion paper on Regulation of Off-Balance Sheet Activities of Banks
ଜାନୁଆରୀ 07, 2009
Draft Guidelines on Classification of Exposures as Commercial Real Estate (CRE) Exposures
DBOD. No. BP.11021/ 08.12.015/ 2008-09January 7, 2009All Commercial Banks (excluding RRBs & LABs)</P>Dear Sir,Draft Guidelines on Classification of Exposures as Commercial Real Estate (CRE) ExposuresPlease refer to our circular DBS.CO.PP.BC.21/11.01.005/2004-05 dated June 29, 2005 on the captioned subject, inter alia, defining CRE Exposures (Please see Annex). In view of a number of queries received from banks and other quarters as to whether or not certain
DBOD. No. BP.11021/ 08.12.015/ 2008-09January 7, 2009All Commercial Banks (excluding RRBs & LABs)</P>Dear Sir,Draft Guidelines on Classification of Exposures as Commercial Real Estate (CRE) ExposuresPlease refer to our circular DBS.CO.PP.BC.21/11.01.005/2004-05 dated June 29, 2005 on the captioned subject, inter alia, defining CRE Exposures (Please see Annex). In view of a number of queries received from banks and other quarters as to whether or not certain
ଡିସେମ୍ବର 05, 2008
Draft Regulatory Guidelines
DNBS/PD (SC/RC) No. /10.30.000/2008-09 December…., 2008 Draft Guidelines on Change in or Take Over of the Management of the Business of the Borrower by Securitisation Companies or Reconstruction Companies (Reserve Bank) Guidelines, 200…. The Reserve Bank of India hereby notifies these guidelines, framed under Section 9(a) of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interests Act, 2002 (SARFAESI Act) to provide for the prope
DNBS/PD (SC/RC) No. /10.30.000/2008-09 December…., 2008 Draft Guidelines on Change in or Take Over of the Management of the Business of the Borrower by Securitisation Companies or Reconstruction Companies (Reserve Bank) Guidelines, 200…. The Reserve Bank of India hereby notifies these guidelines, framed under Section 9(a) of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interests Act, 2002 (SARFAESI Act) to provide for the prope
ନଭେମ୍ବର 14, 2008
Guidelines for accounting for Repo / Reverse repo transactions
To All RBI regulated entities (Commercial Banks, Co-operative Banks, Primary Dealers, Financial Institutions, RRBs and NBFCs) Dear Sir, Guidelines for accounting for Repo / Reverse repo transactions Please refer to our Circular IDMC.3810/11.08.10/2002-03 dated March 24, 2003 setting out uniform guidelines for accounting of repo/reverse repo transactions. These guidelines captured the character of repo/reverse repo transaction as outright sale and outright purchase as
To All RBI regulated entities (Commercial Banks, Co-operative Banks, Primary Dealers, Financial Institutions, RRBs and NBFCs) Dear Sir, Guidelines for accounting for Repo / Reverse repo transactions Please refer to our Circular IDMC.3810/11.08.10/2002-03 dated March 24, 2003 setting out uniform guidelines for accounting of repo/reverse repo transactions. These guidelines captured the character of repo/reverse repo transaction as outright sale and outright purchase as
ମଇ 30, 2008
Draft Guidelines on Prudential Norms for Off-balance Sheet Exposures of Banks – Capital Adequacy, Exposure, Asset Classification and Provisioning Norms
AppendixDraft Guidelines on Prudential Norms for Off-balance Sheet Exposures of Banks – Capital Adequacy, Exposure, Asset Classification and Provisioning NormsAt present, paragraphs 2.4.3 and 2.4.4 of the ‘Master Circular on Prudential Norms on Capital Adequacy’, DBOD.No.BP.BC.4/21.01.002/2007-08 dated July 2, 2007, stipulate the applicable credit conversion factors (CCF) for the foreign exchange and interest-rate related contracts under Basel-I framework. Likewise, p
AppendixDraft Guidelines on Prudential Norms for Off-balance Sheet Exposures of Banks – Capital Adequacy, Exposure, Asset Classification and Provisioning NormsAt present, paragraphs 2.4.3 and 2.4.4 of the ‘Master Circular on Prudential Norms on Capital Adequacy’, DBOD.No.BP.BC.4/21.01.002/2007-08 dated July 2, 2007, stipulate the applicable credit conversion factors (CCF) for the foreign exchange and interest-rate related contracts under Basel-I framework. Likewise, p
ମଇ 06, 2008
Establishment of Branch/Liaison Offices in India by foreign entities- Eligibility Criteria and Procedural Guidelines
RBI/2007-2008/A. P. (DIR Series) Circular No.May , 2008ToAll Authorised Dealers Category - I banksMadam / Sir,Establishment of Branch/Liaison Offices in India by foreign entities-Eligibility Criteria and Procedural GuidelinesAttention of Authorised Dealer Category - I (AD Category - I) banks is invited to Notification No. FEMA 22/2000-RB dated May 3, 2000, as amended from time to time, in terms of which a person resident outside India requires prior approval of the Re
RBI/2007-2008/A. P. (DIR Series) Circular No.May , 2008ToAll Authorised Dealers Category - I banksMadam / Sir,Establishment of Branch/Liaison Offices in India by foreign entities-Eligibility Criteria and Procedural GuidelinesAttention of Authorised Dealer Category - I (AD Category - I) banks is invited to Notification No. FEMA 22/2000-RB dated May 3, 2000, as amended from time to time, in terms of which a person resident outside India requires prior approval of the Re
ମାର୍ଚ୍ଚ 25, 2008
Mid-Term Review of the Annual Policy for the year 2007- 08 – Recovery Agents engaged by banks
Second DraftAll Scheduled Commercial Banks(Excluding RRBs)Dear Sir, Mid-Term Review of the Annual Policy for the year 2007- 08 – Recovery Agents engaged by banks Please refer to the paragraph 172 and 173 of the mid-term review of the Annual Policy for the year 2007-08, a copy of which is enclosed. In view of the rise in the number of disputes and litigations against banks for engaging recovery agents in the recent past, it is felt that the adverse publicity would resu
Second DraftAll Scheduled Commercial Banks(Excluding RRBs)Dear Sir, Mid-Term Review of the Annual Policy for the year 2007- 08 – Recovery Agents engaged by banks Please refer to the paragraph 172 and 173 of the mid-term review of the Annual Policy for the year 2007-08, a copy of which is enclosed. In view of the rise in the number of disputes and litigations against banks for engaging recovery agents in the recent past, it is felt that the adverse publicity would resu
ଅକ୍ଟୋବର 24, 2007
Annual Policy Statement 2007- 08 – Draft Guidelines on Credit Default Swaps
DBOD. No. BP. 502 / 21.04.157/2007-08October 24, 2007 The Chairman/Chief Executive OfficerAll Commercial Banks (excluding RRBs and LABs) andPrimary DealersDear Sir, Annual Policy Statement 2007- 08 – Draft Guidelines on Credit Default SwapsPlease refer to our letter forwarding DBOD.No.BP.1409/21.04.157/2006-07 dated May 16, 2007 the first draft guidelines on Credit Default Swaps and inviting feedback from various stakeholders. The feedback received from wide spectrum
DBOD. No. BP. 502 / 21.04.157/2007-08October 24, 2007 The Chairman/Chief Executive OfficerAll Commercial Banks (excluding RRBs and LABs) andPrimary DealersDear Sir, Annual Policy Statement 2007- 08 – Draft Guidelines on Credit Default SwapsPlease refer to our letter forwarding DBOD.No.BP.1409/21.04.157/2006-07 dated May 16, 2007 the first draft guidelines on Credit Default Swaps and inviting feedback from various stakeholders. The feedback received from wide spectrum
ସେପ୍ଟେମ୍ବର 05, 2007
Guidelines on ALM - Draft Amendments
DBOD. No. BP. 256 / 21.04.098/ 2007-08September 5, 2007ToChairmen / Chief Executive OfficersAll Commercial Banks(excluding RRBs)Guidelines on Asset-Liability Management (ALM) System – Draft AmendmentsReserve Bank had issued guidelines on ALM system vide Circular No. DBOD. BP. BC. 8 / 21.04.098/ 99 dated February 10, 1999, which covered, among others, interest rate risk and liquidity risk measurement / reporting framework and prudential limits. As a measure of liquidit
DBOD. No. BP. 256 / 21.04.098/ 2007-08September 5, 2007ToChairmen / Chief Executive OfficersAll Commercial Banks(excluding RRBs)Guidelines on Asset-Liability Management (ALM) System – Draft AmendmentsReserve Bank had issued guidelines on ALM system vide Circular No. DBOD. BP. BC. 8 / 21.04.098/ 99 dated February 10, 1999, which covered, among others, interest rate risk and liquidity risk measurement / reporting framework and prudential limits. As a measure of liquidit
ଜୁନ 21, 2007
Draft for Prudential Guidelines on Restructuring/Rescheduling of dues by banks
DBOD. No. BP. 1522/ 21.04.132/ 2006-07June 21, 2007All Commercial Banks (excluding RRBs & LABs)</FONT>Dear Sir,Prudential Guidelines on Restructuring/ Rescheduling of dues by banks – Draft GuidelinesPursuant to the Annual Policy Statement for the Year 2006-07, a Working Group was constituted to review and align the existing guidelines on restructuring of advances, other than under debt restructuring mechanisms, on the lines of provisions under the revised CD
DBOD. No. BP. 1522/ 21.04.132/ 2006-07June 21, 2007All Commercial Banks (excluding RRBs & LABs)</FONT>Dear Sir,Prudential Guidelines on Restructuring/ Rescheduling of dues by banks – Draft GuidelinesPursuant to the Annual Policy Statement for the Year 2006-07, a Working Group was constituted to review and align the existing guidelines on restructuring of advances, other than under debt restructuring mechanisms, on the lines of provisions under the revised CD
ମଇ 16, 2007
Draft Guidelines on Credit Default Swaps
DBOD.No.BP. 1409 / 21.04.157 /2006-07May 16, 2007The Chairman / Chief Executive Officer,All Commercial Banks (excluding RRBs and LABs) andPrimary DealersDear Sir, Annual Policy Statement 2007- 08: Draft Guidelines on Credit Default SwapsPlease refer to paragraph 175 of the Annual Policy Statement 2007 – 08 wherein it was indicated that as a part of the gradual process of financial sector liberalization in India it is considered appropriate to introduce credit derivati
DBOD.No.BP. 1409 / 21.04.157 /2006-07May 16, 2007The Chairman / Chief Executive Officer,All Commercial Banks (excluding RRBs and LABs) andPrimary DealersDear Sir, Annual Policy Statement 2007- 08: Draft Guidelines on Credit Default SwapsPlease refer to paragraph 175 of the Annual Policy Statement 2007 – 08 wherein it was indicated that as a part of the gradual process of financial sector liberalization in India it is considered appropriate to introduce credit derivati
ମାର୍ଚ୍ଚ 20, 2007
Revised Draft Guidelines for implementation of New Capital Adequacy Framework
March 20, 2007DBOD.No.BP. 1151/21.06.001/2006-07 The Chairman / Chief Executive Officer,All Commercial Banks(excluding LABs & RRBs)</P> Dear Sir,Prudential Guidelines on Capital Adequacy and Market Discipline –Implementation of the New Capital Adequacy FrameworkPlease refer to our letter DBOD.No.BP.1163/ 21.04.118/ 2005-06 dated February 15, 2005 forwarding the draft guidelines for implementation of the New Capital Adequacy Framework and inviting feedback fr
March 20, 2007DBOD.No.BP. 1151/21.06.001/2006-07 The Chairman / Chief Executive Officer,All Commercial Banks(excluding LABs & RRBs)</P> Dear Sir,Prudential Guidelines on Capital Adequacy and Market Discipline –Implementation of the New Capital Adequacy FrameworkPlease refer to our letter DBOD.No.BP.1163/ 21.04.118/ 2005-06 dated February 15, 2005 forwarding the draft guidelines for implementation of the New Capital Adequacy Framework and inviting feedback fr
ଡିସେମ୍ବର 19, 2006
Draft Guidelines - Enhanced Disclosures under Segment Reporting
DBOD.BP.No. 781 / 21.04.018/ 2006-07 December 19, 2006 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Draft Guidelines - Accounting Standard 17, Segment Reporting – Enhancement of disclosure Please refer to our circular DBOD.No.BP. BC. 89 /21.04.018/2002-03 dated March29, 2003 in terms of which banks are required to adopt the three business segments viz. ‘Treasury’, ‘Other banking business’ and ‘Residual’ as the uniform business segments and ‘Domestic’ and
DBOD.BP.No. 781 / 21.04.018/ 2006-07 December 19, 2006 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Draft Guidelines - Accounting Standard 17, Segment Reporting – Enhancement of disclosure Please refer to our circular DBOD.No.BP. BC. 89 /21.04.018/2002-03 dated March29, 2003 in terms of which banks are required to adopt the three business segments viz. ‘Treasury’, ‘Other banking business’ and ‘Residual’ as the uniform business segments and ‘Domestic’ and
ଡିସେମ୍ବର 11, 2006
Draft comprehensive guidelines on derivatives
1. Definition of a Derivative A derivative is a financial instrument: (a) whose value changes in response to the change in a specified interest rate, security price, commodity price, foreign exchange rate, index of prices or rates, a credit rating or credit index, or similar variable (sometimes called the 'underlying'); (b) that requires no initial net investment or little initial net investment relative to other types of contracts that have a similar response to chan
1. Definition of a Derivative A derivative is a financial instrument: (a) whose value changes in response to the change in a specified interest rate, security price, commodity price, foreign exchange rate, index of prices or rates, a credit rating or credit index, or similar variable (sometimes called the 'underlying'); (b) that requires no initial net investment or little initial net investment relative to other types of contracts that have a similar response to chan
ଜୁଲାଇ 12, 2006
Draft revised guidelines on classification and valuation of investments
DBOD. No. BP. 45 / 21.04.141 / 2006-07 July 12, 2006 Chairmen / Chief Executive Officers All Commercial Banks (Excluding RRBs) Draft revised guidelines on classification and valuation of investments While allowing banks to shift their investments in SLR securities to the ‘Held to Maturity’ category in September 2004, they were advised that the Reserve Bank of India is setting up an Internal Group to review the existing guidelines on classification and valuation of inv
DBOD. No. BP. 45 / 21.04.141 / 2006-07 July 12, 2006 Chairmen / Chief Executive Officers All Commercial Banks (Excluding RRBs) Draft revised guidelines on classification and valuation of investments While allowing banks to shift their investments in SLR securities to the ‘Held to Maturity’ category in September 2004, they were advised that the Reserve Bank of India is setting up an Internal Group to review the existing guidelines on classification and valuation of inv
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