Notifications - Regulating Commercial Banking - ଆରବିଆଇ - Reserve Bank of India
notifications
ଜୁନ 07, 2018
Banking Regulation Act, 1949 - Section 26A Depositor Education and Awareness Fund Scheme, 2014 - Operational Guidelines - Payment of Interest
RBI/2017-2018/191 DBR.DEA Fund Cell.BCNo.110/30.01.002/2017-18 June 07, 2018 The Managing Director & CEO/ Chief Executive Officers All Scheduled Commercial Banks (including RRBs) Local Area Banks (LABs) Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Small Finance Banks/Payment Banks Dear Sir/Madam, Banking Regulation Act, 1949 – Section 26ADepositor Education and Awareness Fund Scheme, 2014 –Operational Guidelines - Payme
RBI/2017-2018/191 DBR.DEA Fund Cell.BCNo.110/30.01.002/2017-18 June 07, 2018 The Managing Director & CEO/ Chief Executive Officers All Scheduled Commercial Banks (including RRBs) Local Area Banks (LABs) Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Small Finance Banks/Payment Banks Dear Sir/Madam, Banking Regulation Act, 1949 – Section 26ADepositor Education and Awareness Fund Scheme, 2014 –Operational Guidelines - Payme
ପିଡିଏଫ (
ଜୁନ 06, 2018
Review of margin requirements under the Liquidity Adjustment Facility and Marginal Standing Facility
RBI/2017-2018/188 FMOD.MAOG No.125/01.01.001/2017-18 June 6, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks), Scheduled Urban Co-operative Banks and Standalone Primary Dealers Madam/Sir, Review of margin requirements under the Liquidity Adjustment Facility and Marginal Standing Facility Please refer to the circulars FMD.MOAG No.77/01.01.001/2012-13 dated March 19, 2013 and FMOD.MAOG No.117/01.01.001/2016-17 dated November 25, 2016. 2. Currently, t
RBI/2017-2018/188 FMOD.MAOG No.125/01.01.001/2017-18 June 6, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks), Scheduled Urban Co-operative Banks and Standalone Primary Dealers Madam/Sir, Review of margin requirements under the Liquidity Adjustment Facility and Marginal Standing Facility Please refer to the circulars FMD.MOAG No.77/01.01.001/2012-13 dated March 19, 2013 and FMOD.MAOG No.117/01.01.001/2016-17 dated November 25, 2016. 2. Currently, t
ଜୁନ 06, 2018
Standing Liquidity Facility for Primary Dealers
RBI/2017-18/187 REF. No. MPD.BC. 383/07.01.279/2017-18 Jyeshtha 16, 1940 (Saka) June 6, 2018 All Primary Dealers, Standing Liquidity Facility for Primary Dealers In the Second Bi-monthly Monetary Policy Statement, 2018-19 Resolution of the Monetary Policy Committee (MPC), the repo rate under the Liquidity Adjustment Facility (LAF) has been increased by 25 basis points to 6.25 per cent from 6.00 per cent with immediate effect. 2. Accordingly, the Standing Liquidity Fac
RBI/2017-18/187 REF. No. MPD.BC. 383/07.01.279/2017-18 Jyeshtha 16, 1940 (Saka) June 6, 2018 All Primary Dealers, Standing Liquidity Facility for Primary Dealers In the Second Bi-monthly Monetary Policy Statement, 2018-19 Resolution of the Monetary Policy Committee (MPC), the repo rate under the Liquidity Adjustment Facility (LAF) has been increased by 25 basis points to 6.25 per cent from 6.00 per cent with immediate effect. 2. Accordingly, the Standing Liquidity Fac
ଜୁନ 06, 2018
Encouraging formalisation of MSME sector
RBI/2017-18/186 DBR.No.BP.BC.108/21.04.048/2017-18 June 6, 2018 All banks and NBFCs regulated by the Reserve Bank of India Madam / Dear Sir, Encouraging formalisation of MSME sector Please refer to the circular DBR.No.BP.BC.100/21.04.048/2017-18 dated February 07, 2018. 2. Having regard to the input credit linkages and ancillary affiliations, it has now been decided to temporarily allow banks and NBFCs to classify their exposure, as per the 180 days past due criterion
RBI/2017-18/186 DBR.No.BP.BC.108/21.04.048/2017-18 June 6, 2018 All banks and NBFCs regulated by the Reserve Bank of India Madam / Dear Sir, Encouraging formalisation of MSME sector Please refer to the circular DBR.No.BP.BC.100/21.04.048/2017-18 dated February 07, 2018. 2. Having regard to the input credit linkages and ancillary affiliations, it has now been decided to temporarily allow banks and NBFCs to classify their exposure, as per the 180 days past due criterion
ଜୁନ 06, 2018
Change in Bank Rate
RBI/2017-18/185 DBR.No.Ret.BC.107/12.01.001/2017-18 June 06, 2018 The Chairperson / CEOs of all Scheduled and Non Scheduled Banks Dear Sir / Madam, Change in Bank Rate Please refer to our circular DBR.No.Ret.BC.82/12.01.001/2017-18 dated August 02, 2017 on the captioned subject. 2. As announced in the Second Bi-Monthly Monetary Policy Statement 2018-19 dated June 06, 2018, the Bank Rate stands adjusted by 25 basis points from 6.25 per cent to 6.50 per cent with effect
RBI/2017-18/185 DBR.No.Ret.BC.107/12.01.001/2017-18 June 06, 2018 The Chairperson / CEOs of all Scheduled and Non Scheduled Banks Dear Sir / Madam, Change in Bank Rate Please refer to our circular DBR.No.Ret.BC.82/12.01.001/2017-18 dated August 02, 2017 on the captioned subject. 2. As announced in the Second Bi-Monthly Monetary Policy Statement 2018-19 dated June 06, 2018, the Bank Rate stands adjusted by 25 basis points from 6.25 per cent to 6.50 per cent with effect
ମଇ 17, 2018
Basel III Framework on Liquidity Standards - Net Stable Funding Ratio (NSFR) - Final Guidelines
RBI/2017-18/178 DBR.BP.BC.No.106/21.04.098/2017-18 May 17, 2018 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Basel III Framework on Liquidity Standards – Net Stable Funding Ratio (NSFR) – Final Guidelines The Net Stable Funding Ratio (NSFR) and Liquidity Coverage Ratio (LCR) are significant components of the Basel III reforms. The LCR guidelines which promote short term resilience of a bank’s liquidity profile have been issued vide circular DBOD.BP.
RBI/2017-18/178 DBR.BP.BC.No.106/21.04.098/2017-18 May 17, 2018 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Basel III Framework on Liquidity Standards – Net Stable Funding Ratio (NSFR) – Final Guidelines The Net Stable Funding Ratio (NSFR) and Liquidity Coverage Ratio (LCR) are significant components of the Basel III reforms. The LCR guidelines which promote short term resilience of a bank’s liquidity profile have been issued vide circular DBOD.BP.
ମଇ 17, 2018
Setting up of IFSC Banking Units (IBUs) - Permissible activities
RBI/2017-18/177 DBR.IBD.BC. 105/23.13.004/2017-18 May 17, 2018 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/Madam Setting up of IFSC Banking Units (IBUs) – Permissible activities Please refer to RBI circular DBR.IBD.BC.14570/23.13.004/2014-15 dated April 01, 2015, as modified from time to time, setting out RBI directions relating to IFSC Banking Units (IBUs). 2. In terms of para 2.3 of the circular, the parent bank will be required to provi
RBI/2017-18/177 DBR.IBD.BC. 105/23.13.004/2017-18 May 17, 2018 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/Madam Setting up of IFSC Banking Units (IBUs) – Permissible activities Please refer to RBI circular DBR.IBD.BC.14570/23.13.004/2014-15 dated April 01, 2015, as modified from time to time, setting out RBI directions relating to IFSC Banking Units (IBUs). 2. In terms of para 2.3 of the circular, the parent bank will be required to provi
ଅପ୍ରେଲ 06, 2018
Prohibition on dealing in Virtual Currencies (VCs)
RBI/2017-18/154 DBR.No.BP.BC.104 /08.13.102/2017-18 April 6, 2018 All Commercial and Co-operative Banks /Payments Banks/Small Finance Banks / NBFCs / Payment System Providers Madam / Dear Sir, Prohibition on dealing in Virtual Currencies (VCs) Reserve Bank has repeatedly through its public notices on December 24, 2013, February 01, 2017 and December 05, 2017, cautioned users, holders and traders of virtual currencies, including Bitcoins, regarding various risks associ
RBI/2017-18/154 DBR.No.BP.BC.104 /08.13.102/2017-18 April 6, 2018 All Commercial and Co-operative Banks /Payments Banks/Small Finance Banks / NBFCs / Payment System Providers Madam / Dear Sir, Prohibition on dealing in Virtual Currencies (VCs) Reserve Bank has repeatedly through its public notices on December 24, 2013, February 01, 2017 and December 05, 2017, cautioned users, holders and traders of virtual currencies, including Bitcoins, regarding various risks associ
ଅପ୍ରେଲ 06, 2018
Comprehensive Guidelines on Derivatives: Modifications
RBI/2017-18/151 DBR.No.BP.BC.103/21.04.157/2017-18 April 6, 2018 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs and LABs),All India Term-Lending & Refinancing Institutions &Primary Dealers Dear Sir, Comprehensive Guidelines on Derivatives: Modifications Please refer to para 8.3 of the circular DBOD No.BP.BC.44/21.04.157/2011-12 dated November 2, 2011, in terms of which ‘user suitability and appro
RBI/2017-18/151 DBR.No.BP.BC.103/21.04.157/2017-18 April 6, 2018 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs and LABs),All India Term-Lending & Refinancing Institutions &Primary Dealers Dear Sir, Comprehensive Guidelines on Derivatives: Modifications Please refer to para 8.3 of the circular DBOD No.BP.BC.44/21.04.157/2011-12 dated November 2, 2011, in terms of which ‘user suitability and appro
ଅପ୍ରେଲ 02, 2018
Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by Banks - Spreading of MTM losses and creation of Investment Fluctuation Reserve (IFR)
RBI/2017-18/147 DBR.No.BP.BC.102/21.04.048/2017-18 April 2, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks),Small Finance Banks Dear Sir/Madam, Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by Banks – Spreading of MTM losses and creation of Investment Fluctuation Reserve (IFR) Please refer to Master Circular DBR.No.BP.BC.6/21.04.141/2015-16 dated July 1, 2015 on the captioned subject. Banks are required to ma
RBI/2017-18/147 DBR.No.BP.BC.102/21.04.048/2017-18 April 2, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks),Small Finance Banks Dear Sir/Madam, Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by Banks – Spreading of MTM losses and creation of Investment Fluctuation Reserve (IFR) Please refer to Master Circular DBR.No.BP.BC.6/21.04.141/2015-16 dated July 1, 2015 on the captioned subject. Banks are required to ma
ମାର୍ଚ୍ଚ 23, 2018
Implementation of UNSCR 2397 (2017), pertaining to Democratic People's Republic of Korea (DPRK)
RBI/2017-18/143 DBR.AML.No.8528/14.06.056/2017-18 March 23, 2018 All Regulated Entities Dear Sir/Madam, Implementation of UNSCR 2397 (2017), pertaining to Democratic People's Republic of Korea (DPRK) Please find enclosed a copy of the ‘Order’ issued by Ministry of External Affairs dated March 5, 2018, published in the Gazette of India on implementation of United Nations Security Council Resolutions 2397 (2017) on Democratic People’s Republic of Korea. 2. Regulated Ent
RBI/2017-18/143 DBR.AML.No.8528/14.06.056/2017-18 March 23, 2018 All Regulated Entities Dear Sir/Madam, Implementation of UNSCR 2397 (2017), pertaining to Democratic People's Republic of Korea (DPRK) Please find enclosed a copy of the ‘Order’ issued by Ministry of External Affairs dated March 5, 2018, published in the Gazette of India on implementation of United Nations Security Council Resolutions 2397 (2017) on Democratic People’s Republic of Korea. 2. Regulated Ent
ଫେବୃଆରୀ 12, 2018
Resolution of Stressed Assets - Revised Framework
RBI/2017-18/131 DBR.No.BP.BC.101/21.04.048/2017-18 February 12, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks (RRB)), All-India Financial Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir/Madam, Resolution of Stressed Assets – Revised Framework 1. The Reserve Bank of India has issued various instructions aimed at resolution of stressed assets in the economy, including introduction of certain specific schemes at different points of time. In
RBI/2017-18/131 DBR.No.BP.BC.101/21.04.048/2017-18 February 12, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks (RRB)), All-India Financial Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir/Madam, Resolution of Stressed Assets – Revised Framework 1. The Reserve Bank of India has issued various instructions aimed at resolution of stressed assets in the economy, including introduction of certain specific schemes at different points of time. In
ଫେବୃଆରୀ 07, 2018
Relief for MSME Borrowers registered under Goods and Services Tax (GST)
RBI/2017-18/129 DBR.No.BP.BC.100/21.04.048/2017-18 February 07, 2018 All banks and NBFCs regulated by the Reserve Bank of India Madam / Dear Sir, Relief for MSME Borrowers registered under Goods and Services Tax (GST) Presently, banks and NBFCs in India generally classify a loan account as Non-Performing Asset (NPA) based on 90 day and 120 day delinquency norms, respectively. It has been represented to us that formalisation of business through registration under GST h
RBI/2017-18/129 DBR.No.BP.BC.100/21.04.048/2017-18 February 07, 2018 All banks and NBFCs regulated by the Reserve Bank of India Madam / Dear Sir, Relief for MSME Borrowers registered under Goods and Services Tax (GST) Presently, banks and NBFCs in India generally classify a loan account as Non-Performing Asset (NPA) based on 90 day and 120 day delinquency norms, respectively. It has been represented to us that formalisation of business through registration under GST h
ଜାନୁଆରୀ 04, 2018
XBRL Returns - Harmonization of Banking Statistics
RBI/2017-18/117 DBR.No.BP.BC.99/08.13.100/2017-18 January 04, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks), Madam/Dear Sir, XBRL Returns – Harmonization of Banking Statistics The Reserve Bank of India had constituted an inter-departmental Task-force in December 2014, to provide “harmonised” definitions of major balance sheet/ profit and loss/ off-balance sheet items covered in the banking/ regulatory returns received across RBI departments. A s
RBI/2017-18/117 DBR.No.BP.BC.99/08.13.100/2017-18 January 04, 2018 All Scheduled Commercial Banks (Excluding Regional Rural Banks), Madam/Dear Sir, XBRL Returns – Harmonization of Banking Statistics The Reserve Bank of India had constituted an inter-departmental Task-force in December 2014, to provide “harmonised” definitions of major balance sheet/ profit and loss/ off-balance sheet items covered in the banking/ regulatory returns received across RBI departments. A s
ଡିସେମ୍ବର 19, 2017
Submission of Financial Information to Information Utilities
RBI/2017-18/110 DBR.No.Leg.BC.98/09.08.019/2017-18 December 19, 2017 All Scheduled Commercial Banks (Including RRBs), Small Finance Banks, Local Area Banks, All Co-operative Banks, All NBFCs and All India Financial Institutions Dear Sir/Madam Submission of Financial Information to Information Utilities According to Section 215 of Insolvency and Bankruptcy Code (IBC), 2016, a financial creditor shall submit financial information and information relating to assets in re
RBI/2017-18/110 DBR.No.Leg.BC.98/09.08.019/2017-18 December 19, 2017 All Scheduled Commercial Banks (Including RRBs), Small Finance Banks, Local Area Banks, All Co-operative Banks, All NBFCs and All India Financial Institutions Dear Sir/Madam Submission of Financial Information to Information Utilities According to Section 215 of Insolvency and Bankruptcy Code (IBC), 2016, a financial creditor shall submit financial information and information relating to assets in re
ନଭେମ୍ବର 16, 2017
Inclusion of “Utkarsh Small Finance Bank Limited” in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2017-18/91 DBR.No.Ret.BC.97/12.07.150/2017-18 November 16, 2017 All Scheduled Commercial Banks Dear Sir, Inclusion of “Utkarsh Small Finance Bank Limited” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the “Utkarsh Small Finance Bank Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.NBD.(SFB-UMFL).No.2689/16.13.216/2017-2018 dated October 4, 2017 and published in the Gazette
RBI/2017-18/91 DBR.No.Ret.BC.97/12.07.150/2017-18 November 16, 2017 All Scheduled Commercial Banks Dear Sir, Inclusion of “Utkarsh Small Finance Bank Limited” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the “Utkarsh Small Finance Bank Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.NBD.(SFB-UMFL).No.2689/16.13.216/2017-2018 dated October 4, 2017 and published in the Gazette
ନଭେମ୍ବର 16, 2017
Implementation of UNSCR 2356 (2017), UNSCR 2371(2017) and UNSCR 2375 (2017) pertaining to Democratic People's Republic of Korea (DPRK)
RBI/2017-18/94 DBR.AML.No.4802/14.06.056/2017-18 November 16, 2017 All Regulated Entities Dear Sir/Madam, Implementation of UNSCR 2356 (2017), UNSCR 2371(2017) and UNSCR 2375 (2017) pertaining to Democratic People's Republic of Korea (DPRK) Please find enclosed a copy of the ‘Order’ issued by Ministry of External Affairs dated October 31, 2017, published in the Gazette of India on implementation of United Nations Security Council Resolutions 2356 (2017), 2371(2017) an
RBI/2017-18/94 DBR.AML.No.4802/14.06.056/2017-18 November 16, 2017 All Regulated Entities Dear Sir/Madam, Implementation of UNSCR 2356 (2017), UNSCR 2371(2017) and UNSCR 2375 (2017) pertaining to Democratic People's Republic of Korea (DPRK) Please find enclosed a copy of the ‘Order’ issued by Ministry of External Affairs dated October 31, 2017, published in the Gazette of India on implementation of United Nations Security Council Resolutions 2356 (2017), 2371(2017) an
ନଭେମ୍ବର 09, 2017
Statement on Developmental and Regulatory Policies - October 4, 2017- Banking Facility for Senior Citizens and Differently abled Persons
RBI/2017-18/89 DBR.No.Leg.BC.96/09.07.005/2017-18 November 9, 2017 All Scheduled Commercial Banks (including RRBs) All Small Finance Banks and Payments Banks Dear Sir/ Madam Statement on Developmental and Regulatory Policies - October 4, 2017-Banking Facility for Senior Citizens and Differently abled Persons Please refer to Paragraph 8 of Statement on Developmental and Regulatory Policies, released by Reserve Bank of India on October 4, 2017 as part of Fourth Bi-month
RBI/2017-18/89 DBR.No.Leg.BC.96/09.07.005/2017-18 November 9, 2017 All Scheduled Commercial Banks (including RRBs) All Small Finance Banks and Payments Banks Dear Sir/ Madam Statement on Developmental and Regulatory Policies - October 4, 2017-Banking Facility for Senior Citizens and Differently abled Persons Please refer to Paragraph 8 of Statement on Developmental and Regulatory Policies, released by Reserve Bank of India on October 4, 2017 as part of Fourth Bi-month
ନଭେମ୍ବର 09, 2017
Cessation of “Commonwealth Bank of Australia” as a banking company within the meaning of sub-section (2) of Section 36 (A) of Banking Regulation Act, 1949
RBI/2017-18/84 DBR.No.Ret.BC.94/12.07.150/2017-18 November 09, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Cessation of “Commonwealth Bank of Australia” as a banking company within the meaning of sub –section (2) of Section 36 (A) of Banking Regulation Act, 1949 We advise that the “Commonwealth Bank of Australia” has ceased to be a banking company within the meaning of the Banking Regulation Act, 1949 vide Notification DBR.IBD.No.2224/23.13.127/ 2017-18 dated
RBI/2017-18/84 DBR.No.Ret.BC.94/12.07.150/2017-18 November 09, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Cessation of “Commonwealth Bank of Australia” as a banking company within the meaning of sub –section (2) of Section 36 (A) of Banking Regulation Act, 1949 We advise that the “Commonwealth Bank of Australia” has ceased to be a banking company within the meaning of the Banking Regulation Act, 1949 vide Notification DBR.IBD.No.2224/23.13.127/ 2017-18 dated
ନଭେମ୍ବର 09, 2017
Exclusion of “Commonwealth Bank of Australia” from the Second Schedule of the Reserve Bank of India Act, 1934
RBI/2017-18/85 DBR.No.Ret.BC.95/12.07.150/2017-18 November 09, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Exclusion of “Commonwealth Bank of Australia” from the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “Commonwealth Bank of Australia” has been excluded from the Second Schedule of the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.2223/23.13.127/ 2017-18 dated September 05, 2017, and published in the Gazette of In
RBI/2017-18/85 DBR.No.Ret.BC.95/12.07.150/2017-18 November 09, 2017 All Scheduled Commercial Banks Dear Sir/Madam, Exclusion of “Commonwealth Bank of Australia” from the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “Commonwealth Bank of Australia” has been excluded from the Second Schedule of the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.2223/23.13.127/ 2017-18 dated September 05, 2017, and published in the Gazette of In
ରିଜର୍ଭ ବ୍ୟାଙ୍କ ଅଫ୍ ଇଣ୍ଡିଆ ମୋବାଇଲ୍ ଆପ୍ଲିକେସନ୍ ଇନଷ୍ଟଲ୍ କରନ୍ତୁ ଏବଂ ଲାଟେଷ୍ଟ ନିଉଜ୍ କୁ ଶୀଘ୍ର ଆକ୍ସେସ୍ ପାଆନ୍ତୁ!
ପେଜ୍ ଅନ୍ତିମ ଅପଡେଟ୍ ହୋଇଛି: ଜୁନ 04, 2025
