Notifications - Regulating Commercial Banking - ଆରବିଆଇ - Reserve Bank of India
notifications
ନଭେମ୍ବର 01, 2004
Banks Advised to Formulate their own Cheque Collection Policy
RBI/2004/261 DBOD.No.Leg.BC.55 /09.07.005/2004-05 November 1, 2004 To All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Committee on Procedures and Performance Audit on Public Services (CPPAPS)- Formulating policy for (i) Immediate Credit of local / outstation cheques (ii) Time Frame for Collection of local / outstation cheques and (iii) Interest Payment for delayed collection As you are aware, Reserve Bank has been issuing instructions, from time to time, to
RBI/2004/261 DBOD.No.Leg.BC.55 /09.07.005/2004-05 November 1, 2004 To All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Committee on Procedures and Performance Audit on Public Services (CPPAPS)- Formulating policy for (i) Immediate Credit of local / outstation cheques (ii) Time Frame for Collection of local / outstation cheques and (iii) Interest Payment for delayed collection As you are aware, Reserve Bank has been issuing instructions, from time to time, to
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ନଭେମ୍ବର 01, 2004
UCBs - Interest Rates on NRE Deposits Raised
RBI/ 2004 -05 /270 UBD.PCB.Cir.27/13.01.00/2004-05 November 1, 2004 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Interest Rate on Non-Resident (External) Rupee (NRE) Deposits Please refer to the paragraph 71 of the statement on 'Mid-term Review of the Annual Policy Statement for the year 2004-05' (copy of the paragraph enclosed). 2. In this context, please refer to item (ii) of Annexure 2 of our Master Circular UBD.11/13.01.00/04-05 dat
RBI/ 2004 -05 /270 UBD.PCB.Cir.27/13.01.00/2004-05 November 1, 2004 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Interest Rate on Non-Resident (External) Rupee (NRE) Deposits Please refer to the paragraph 71 of the statement on 'Mid-term Review of the Annual Policy Statement for the year 2004-05' (copy of the paragraph enclosed). 2. In this context, please refer to item (ii) of Annexure 2 of our Master Circular UBD.11/13.01.00/04-05 dat
ନଭେମ୍ବର 01, 2004
Tenor of Domestic Term Deposits Accepted by SCBs Reduced
RBI/2004-05/257 DBOD No. Dir. 54/13.03.00/2004-05 November 1, 2004 All Scheduled Commercial Banks (Excluding RRBS) Dear Sir, Mid-term Review of Annual Policy Statement for the year 2004-05 – Reduction of Tenor of Domestic/ Ordinary Non-Resident (NRO) Term Deposits Please refer to the paragraph 2 and Annexure I of our Master Circular DBOD. No.Dir. BC. 9/ 13.03.00/ 2004-05 dated July 16, 2004, as amended from time to time, specifying interest rates on deposits of money
RBI/2004-05/257 DBOD No. Dir. 54/13.03.00/2004-05 November 1, 2004 All Scheduled Commercial Banks (Excluding RRBS) Dear Sir, Mid-term Review of Annual Policy Statement for the year 2004-05 – Reduction of Tenor of Domestic/ Ordinary Non-Resident (NRO) Term Deposits Please refer to the paragraph 2 and Annexure I of our Master Circular DBOD. No.Dir. BC. 9/ 13.03.00/ 2004-05 dated July 16, 2004, as amended from time to time, specifying interest rates on deposits of money
ଅକ୍ଟୋବର 19, 2004
Banks Advised to Disclose Penalties Levied by RBI
RBI / 2004- 05/ 226 DBOD.BP.BC.49 / 21.04.018/ 2004 -2005 October 19, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Enhancement of transparency on bank’s affairs through disclosures The Reserve Bank has been taking several steps from time to time to enhance the transparency of banks by having comprehensive requirements for disclosure in tune with the best practices. The disclosure requirements are being reviewed and revised from time to time. Background 2. The
RBI / 2004- 05/ 226 DBOD.BP.BC.49 / 21.04.018/ 2004 -2005 October 19, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Enhancement of transparency on bank’s affairs through disclosures The Reserve Bank has been taking several steps from time to time to enhance the transparency of banks by having comprehensive requirements for disclosure in tune with the best practices. The disclosure requirements are being reviewed and revised from time to time. Background 2. The
ଅକ୍ଟୋବର 18, 2004
Banks asked to give Information on Golden Forest(I) Ltd., to Committee
RBI/2004-05/223 DBOD No. Dir. BC. 48/13.20.02/2004-05 October 18, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Before the Supreme Court of India - I.A.Nos. 9, 20 & 28 – In Transfer Case No. 2 of 2004-P(C) No. 696 of 2002 and I.A.No. 1 in PC 68/2003 – The Securities and Exchange Board of India etc. Vs Golden Forest (I) Ltd. and Others – Appointment of Committee by the Supreme Court - Regarding We advise that the Hon'ble Supreme Court of India has, vide its
RBI/2004-05/223 DBOD No. Dir. BC. 48/13.20.02/2004-05 October 18, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Before the Supreme Court of India - I.A.Nos. 9, 20 & 28 – In Transfer Case No. 2 of 2004-P(C) No. 696 of 2002 and I.A.No. 1 in PC 68/2003 – The Securities and Exchange Board of India etc. Vs Golden Forest (I) Ltd. and Others – Appointment of Committee by the Supreme Court - Regarding We advise that the Hon'ble Supreme Court of India has, vide its
ଅକ୍ଟୋବର 14, 2004
"Industrial Development Bank of India Limited" included in the Second Schedule to RBI Act , 1934
RBI/2004-05/217Ref: DBOD. CO. No. Ret. BC. 47 /12.06.121/2004-05 October 14, 2004 22 Ashwina 1926 To, All Commercial Banks Dear Sir, Inclusion in the Second Schedule to Reserve Bank of India Act,1934-"Industrial Development Bank of India Limited" We advise that the name of "Industrial Development Bank of India Limited" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 with effect from October 11, 2004 i.e. the date on which the relative N
RBI/2004-05/217Ref: DBOD. CO. No. Ret. BC. 47 /12.06.121/2004-05 October 14, 2004 22 Ashwina 1926 To, All Commercial Banks Dear Sir, Inclusion in the Second Schedule to Reserve Bank of India Act,1934-"Industrial Development Bank of India Limited" We advise that the name of "Industrial Development Bank of India Limited" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 with effect from October 11, 2004 i.e. the date on which the relative N
ଅକ୍ଟୋବର 14, 2004
Agenda Papers relating to Board Meetings of Nationalised Banks
RBI /2004/214 DBOD.No.BP.BC./ 46 /21.03.038/2004-05 October 14, 2004 All Nationalised Banks Dear Sir, Agenda Papers relating to Board Meetings of Nationalised Banks Please refer to our Circular No.DBOD.No.BP.859/C.469 (W)-90 dated February 7, 1990 on the captioned subject. As per the circular nationalised banks have been forwarding agenda papers relating to their Board Meetings to Regional Office of Department of Banking Operations and Development. 2. The matter has b
RBI /2004/214 DBOD.No.BP.BC./ 46 /21.03.038/2004-05 October 14, 2004 All Nationalised Banks Dear Sir, Agenda Papers relating to Board Meetings of Nationalised Banks Please refer to our Circular No.DBOD.No.BP.859/C.469 (W)-90 dated February 7, 1990 on the captioned subject. As per the circular nationalised banks have been forwarding agenda papers relating to their Board Meetings to Regional Office of Department of Banking Operations and Development. 2. The matter has b
ଅକ୍ଟୋବର 04, 2004
Compilation of Data on Foreign Currency Assets/Liabilities
RBI/2004-05/205 DBOD.No.Ret.BC./45/12.05.007/2004-05 October 4, 2004 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(2) of the Reserve Bank of India Act, 1934 – Collection of data from Scheduled Commercial Banks in Annexure A to Form A Return Please refer to our circulars DBOD.No.BC.50/12.01.001/2000-01 dated November 7, 2000 and DBOD.No.78/12.01.001/2002/03 dated March 7, 2003 advising Scheduled Commercial Banks regarding compilat
RBI/2004-05/205 DBOD.No.Ret.BC./45/12.05.007/2004-05 October 4, 2004 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(2) of the Reserve Bank of India Act, 1934 – Collection of data from Scheduled Commercial Banks in Annexure A to Form A Return Please refer to our circulars DBOD.No.BC.50/12.01.001/2000-01 dated November 7, 2000 and DBOD.No.78/12.01.001/2002/03 dated March 7, 2003 advising Scheduled Commercial Banks regarding compilat
ସେପ୍ଟେମ୍ବର 23, 2004
Opening of Current Accounts by banks - Need for discipline
RBI/2004-05/187 DBOD.No.IECS.BC.44/08.12.01/2004-05 September 23, 2004 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Opening of Current Accounts by banks – Need for discipline Please refer to our circular No.DBOD.No.Leg.BC.22/09.07.005/2004-2005 dated August 4, 2004 on the captioned subject. 2. We clarify that our instructions contained in the circular referred to above supercede our circular IECD.No.PMS.151/C.446(PL)-86/87 dated 9th December 1986. Yours fa
RBI/2004-05/187 DBOD.No.IECS.BC.44/08.12.01/2004-05 September 23, 2004 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Opening of Current Accounts by banks – Need for discipline Please refer to our circular No.DBOD.No.Leg.BC.22/09.07.005/2004-2005 dated August 4, 2004 on the captioned subject. 2. We clarify that our instructions contained in the circular referred to above supercede our circular IECD.No.PMS.151/C.446(PL)-86/87 dated 9th December 1986. Yours fa
ସେପ୍ଟେମ୍ବର 17, 2004
Winding up of the State Level Export Promotion Committee (SLEPC) and constitution of a separate Sub-Committee under State Level Bankers’ Committee (SLBC)
RBI/ 2004-2005/ 182 DBOD.IECS. NO. 43 /04.02.10/2004-05 September 17, 2004 The Chairmen/ Chief Executives of all Commercial Banks Dear Sir, Winding up of the State Level Export Promotion Committee (SLEPC) and constitution of a separate Sub-Committee under State Level Bankers’ Committee (SLBC) Please refer to our letter IECD. No. 14/ 04.02.01/ 98-99 dated February 23, 1999 advising about the reconstitution of the captioned Committee 2. The matter regarding effective fu
RBI/ 2004-2005/ 182 DBOD.IECS. NO. 43 /04.02.10/2004-05 September 17, 2004 The Chairmen/ Chief Executives of all Commercial Banks Dear Sir, Winding up of the State Level Export Promotion Committee (SLEPC) and constitution of a separate Sub-Committee under State Level Bankers’ Committee (SLBC) Please refer to our letter IECD. No. 14/ 04.02.01/ 98-99 dated February 23, 1999 advising about the reconstitution of the captioned Committee 2. The matter regarding effective fu
ସେପ୍ଟେମ୍ବର 11, 2004
Section 42 (1) of the Reserve Bank of India Act, 1934 - Maintenance of Cash Reserve Ratio (CRR)
RBI/2004-05/172 DBOD. No. Ret. BC. 41 /12.01.001/2004-05 September 11, 2004 Bhadra 20, 1926 To All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Section 42 (1) of the Reserve Bank of India Act, 1934 – Maintenance of Cash Reserve Ratio (CRR) Please refer to our circulars DBOD.No.BC.34/12.01.001/2001-2002 dated October 22, 2001[para 2 (c)] and DBOD No. Ret BC. 99 / 12.01.001/2002-03 dated April 29, 2003 on the above subject. On review of current
RBI/2004-05/172 DBOD. No. Ret. BC. 41 /12.01.001/2004-05 September 11, 2004 Bhadra 20, 1926 To All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Section 42 (1) of the Reserve Bank of India Act, 1934 – Maintenance of Cash Reserve Ratio (CRR) Please refer to our circulars DBOD.No.BC.34/12.01.001/2001-2002 dated October 22, 2001[para 2 (c)] and DBOD No. Ret BC. 99 / 12.01.001/2002-03 dated April 29, 2003 on the above subject. On review of current
ସେପ୍ଟେମ୍ବର 10, 2004
Section 23 of the Banking Regulation Act, 1949 - Opening of central processing centres/ back offices etc.
RBI/2004-05/169 DBOD.BL.BC. 39 /22.01.001/ 2004-05 September 10, 2004 Bhadra 19, 1926(S) All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Section 23 of the Banking Regulation Act, 1949 - Opening of central processing centres/ back offices etc. Please refer to paragraph 2.6 of the Master Circular No. DBOD.BL.BC. 46/ 22.01.001/ 2003 dated 18th November 2003, in terms of which banks can open Service Branches / Regional Collection Centres for facilitating
RBI/2004-05/169 DBOD.BL.BC. 39 /22.01.001/ 2004-05 September 10, 2004 Bhadra 19, 1926(S) All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Section 23 of the Banking Regulation Act, 1949 - Opening of central processing centres/ back offices etc. Please refer to paragraph 2.6 of the Master Circular No. DBOD.BL.BC. 46/ 22.01.001/ 2003 dated 18th November 2003, in terms of which banks can open Service Branches / Regional Collection Centres for facilitating
ସେପ୍ଟେମ୍ବର 09, 2004
Maintenance of CRR/SLR - Computation of DTL/NDTL
RBI/2004-05/166 DBOD.No.BC. 38 /12.01.001/2004-2005 September 9, 2004 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir Maintenance of CRR/SLR – Computation of DTL/NDTL During the course of inspection of some of the banks conducted recently by our Department of Banking Supervision, certain deficiencies in the computation of DTL/NDTL for the purpose of maintaining CRR/SLR were observed as detailed below: reckoning foreign lines of credit availed
RBI/2004-05/166 DBOD.No.BC. 38 /12.01.001/2004-2005 September 9, 2004 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir Maintenance of CRR/SLR – Computation of DTL/NDTL During the course of inspection of some of the banks conducted recently by our Department of Banking Supervision, certain deficiencies in the computation of DTL/NDTL for the purpose of maintaining CRR/SLR were observed as detailed below: reckoning foreign lines of credit availed
ସେପ୍ଟେମ୍ବର 08, 2004
Opening of LCs for Import/Export of Gold and other commodities
RBI/2004-05/168 DBS. CO.PP.BC. 6 /11.01.005 /2004-05 September 08, 2004 To, All Scheduled Commercial Banks (excluding RRBs) Madam/Sirs Opening of LCs for Import/Export of Gold and other commodities We invite reference to our Foreign Exchange Department circular A.P. (DIR Series) Circular No. 2 dated July 09, 2004 in terms of which it has been advised interalia that banker's prudence should be strictly exercised for all transactions pertaining to import of gold. Furthe
RBI/2004-05/168 DBS. CO.PP.BC. 6 /11.01.005 /2004-05 September 08, 2004 To, All Scheduled Commercial Banks (excluding RRBs) Madam/Sirs Opening of LCs for Import/Export of Gold and other commodities We invite reference to our Foreign Exchange Department circular A.P. (DIR Series) Circular No. 2 dated July 09, 2004 in terms of which it has been advised interalia that banker's prudence should be strictly exercised for all transactions pertaining to import of gold. Furthe
ସେପ୍ଟେମ୍ବର 02, 2004
Prudential norms on classification of Investment Portfolio of Banks
September 2, 2004RBI/2004-05/157DBOD.No.BP.BC.37/ 21.04.141/2004-05All scheduled commercial banks(excluding RRBs)Dear Sir,Prudential norms on classification of investment portfolio of banksPlease refer to our Master Circular DBOD.No.BP.BC.11/21.04.048/ 2004-05 dated July 17, 2004.Representations have been received from banks that the existing guidelines of classification of investments should be reviewed with a view to bringing them in alignment with international pra
September 2, 2004RBI/2004-05/157DBOD.No.BP.BC.37/ 21.04.141/2004-05All scheduled commercial banks(excluding RRBs)Dear Sir,Prudential norms on classification of investment portfolio of banksPlease refer to our Master Circular DBOD.No.BP.BC.11/21.04.048/ 2004-05 dated July 17, 2004.Representations have been received from banks that the existing guidelines of classification of investments should be reviewed with a view to bringing them in alignment with international pra
ସେପ୍ଟେମ୍ବର 02, 2004
Inclusion in the Second Schedule to Reserve Bank of India Act,1934- "Yes Bank Limited"
RBI/2004-05/155 Ref: DBOD. CO. No. Ret. BC.36 /12.06.120/2004-05 September 02, 2004 To, All Commercial Banks Dear Sir, Inclusion in the Second Schedule to Reserve Bank of India Act,1934- "Yes Bank Limited" We advise that the name of "Yes Bank Limited" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 with effect from 21 August 2004 i.e. the date on which the relative Notification DBOD No. PSBS.BC.30/16.01.137/2004-05 dated 16 August 2004
RBI/2004-05/155 Ref: DBOD. CO. No. Ret. BC.36 /12.06.120/2004-05 September 02, 2004 To, All Commercial Banks Dear Sir, Inclusion in the Second Schedule to Reserve Bank of India Act,1934- "Yes Bank Limited" We advise that the name of "Yes Bank Limited" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 with effect from 21 August 2004 i.e. the date on which the relative Notification DBOD No. PSBS.BC.30/16.01.137/2004-05 dated 16 August 2004
ଅଗଷ୍ଟ 30, 2004
Holding of Instruments in Dematerialised Form
RBI / 2004-05/148 REF. DBS. FID. No.C-6/ 01.02.00 / 2004-05 August 30, 2004 The CEOs of the all-India Term Lending and Refinancing Institutions (Exim Bank, IDBI, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI, and TFCI Ltd.) Dear Sir, Holding of Instruments in Dematerialised Form In terms of the circular DBS.FID.No.C-4/01.02.00/2001-02 dated August 28, 2001 (copy enclosed), the FIs were directed to make fresh investments and hold bonds, debentures, privately plac
RBI / 2004-05/148 REF. DBS. FID. No.C-6/ 01.02.00 / 2004-05 August 30, 2004 The CEOs of the all-India Term Lending and Refinancing Institutions (Exim Bank, IDBI, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI, and TFCI Ltd.) Dear Sir, Holding of Instruments in Dematerialised Form In terms of the circular DBS.FID.No.C-4/01.02.00/2001-02 dated August 28, 2001 (copy enclosed), the FIs were directed to make fresh investments and hold bonds, debentures, privately plac
ଅଗଷ୍ଟ 27, 2004
Terms and conditions of appointment of Statutory/ Concurrent/ Internal Auditors - Implementation of the recommendations of the Committee on Legal Aspects of Bank Frauds and the recommendations of the High Level Group set up by the Cent
RBI/2004-05/146Ref.DBS.ARS.No. B.C. 4 /08.91.001/2004-05 August 27, 2004 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Terms and conditions of appointment of Statutory/ Concurrent/ Internal Auditors - Implementation of the recommendations of the Committee on Legal Aspects of Bank Frauds and the recommendations of the High Level Group set up by the Central Vigilance Commission (CVC) Please refer to our circular letter DBS. ARS. No. 599/08.91.001/2002-2003 d
RBI/2004-05/146Ref.DBS.ARS.No. B.C. 4 /08.91.001/2004-05 August 27, 2004 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Terms and conditions of appointment of Statutory/ Concurrent/ Internal Auditors - Implementation of the recommendations of the Committee on Legal Aspects of Bank Frauds and the recommendations of the High Level Group set up by the Central Vigilance Commission (CVC) Please refer to our circular letter DBS. ARS. No. 599/08.91.001/2002-2003 d
ଅଗଷ୍ଟ 26, 2004
Frauds in Non-Resident Accounts
RBI/2004-2005/142 DBS.FrMC. No.3/23.04.001/2004-05 August 26, 2004 All Scheduled Commercial Banks (Other than Regional Rural Banks) Dear Sir, Frauds in Non-Resident Accounts Please refer to para 4.1 (b) and (c) of our circular DBS.FGV(F)No. BC 13/ 23.04.001/2001-02 dated May 21, 2002 on the above subject. In terms of the said circular, banks were advised as under : In the case of loans to third parties against NRI deposits, normally the relative documentation should b
RBI/2004-2005/142 DBS.FrMC. No.3/23.04.001/2004-05 August 26, 2004 All Scheduled Commercial Banks (Other than Regional Rural Banks) Dear Sir, Frauds in Non-Resident Accounts Please refer to para 4.1 (b) and (c) of our circular DBS.FGV(F)No. BC 13/ 23.04.001/2001-02 dated May 21, 2002 on the above subject. In terms of the said circular, banks were advised as under : In the case of loans to third parties against NRI deposits, normally the relative documentation should b
ଅଗଷ୍ଟ 26, 2004
Repayment schedule of rural housing loans
RBI No. 2004 -05/140 DBOD. BP. BC. 34 / 21.04.048/ 2004-05 August 26, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Repayment schedule of rural housing loans As announced by the Hon’ble Finance Minister in the Union Budget 2004-05, it has been decided to revise the norms for repayment for rural housing loans extended by banks under Indira Awas Yojana and Golden Jubilee Rural Housing Finance Scheme by linking repayment to the crop cycles. Accordingly, we advise
RBI No. 2004 -05/140 DBOD. BP. BC. 34 / 21.04.048/ 2004-05 August 26, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Repayment schedule of rural housing loans As announced by the Hon’ble Finance Minister in the Union Budget 2004-05, it has been decided to revise the norms for repayment for rural housing loans extended by banks under Indira Awas Yojana and Golden Jubilee Rural Housing Finance Scheme by linking repayment to the crop cycles. Accordingly, we advise
ରିଜର୍ଭ ବ୍ୟାଙ୍କ ଅଫ୍ ଇଣ୍ଡିଆ ମୋବାଇଲ୍ ଆପ୍ଲିକେସନ୍ ଇନଷ୍ଟଲ୍ କରନ୍ତୁ ଏବଂ ଲାଟେଷ୍ଟ ନିଉଜ୍ କୁ ଶୀଘ୍ର ଆକ୍ସେସ୍ ପାଆନ୍ତୁ!
ପେଜ୍ ଅନ୍ତିମ ଅପଡେଟ୍ ହୋଇଛି: ଜୁନ 28, 2024
