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ଜୁଲାଇ 15, 2014
Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures
RBI/2014-15/125 UBD. CO. BPD. PCB. Cir. No. 4/16.74.000/2014-15 July 15, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures A Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies (Chairman: Shri Aditya Puri) was constituted by the Reserve Bank of India (RBI). The Report o
RBI/2014-15/125 UBD. CO. BPD. PCB. Cir. No. 4/16.74.000/2014-15 July 15, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures A Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies (Chairman: Shri Aditya Puri) was constituted by the Reserve Bank of India (RBI). The Report o
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ଜୁଲାଇ 15, 2014
RRBs/RCBs - Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures
RBI/2014-15/128 RPCD.RRB.RCB.BC.No. 13/03.05.33/2014-15 July 15, 2014 The Chairmen/Chief Executive Officers, All Regional Rural Banks / State and Central Co-operative Banks All Credit Information Companies Dear Sir/Madam, Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures A Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies (Chairman: Shri Aditya Puri) was
RBI/2014-15/128 RPCD.RRB.RCB.BC.No. 13/03.05.33/2014-15 July 15, 2014 The Chairmen/Chief Executive Officers, All Regional Rural Banks / State and Central Co-operative Banks All Credit Information Companies Dear Sir/Madam, Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures A Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies (Chairman: Shri Aditya Puri) was
ଜୁଲାଇ 15, 2014
Flexible Structuring of Long Term Project Loans to Infrastructure and Core Industries
RBI/2014-15/126 DBOD.No.BP.BC.24/21.04.132/2014-15 July 15, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Flexible Structuring of Long Term Project Loans to Infrastructure and Core Industries During the last decade, commercial banks have become the primary source of long term debt financing to projects in infrastructure and core industries. Infrastructure a
RBI/2014-15/126 DBOD.No.BP.BC.24/21.04.132/2014-15 July 15, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Flexible Structuring of Long Term Project Loans to Infrastructure and Core Industries During the last decade, commercial banks have become the primary source of long term debt financing to projects in infrastructure and core industries. Infrastructure a
ଜୁଲାଇ 02, 2014
RRB/RCB - Security Incident Tracking Platform - Reporting thereon
RBI/2014-15/112 RPCD.CO.RRB.RCB.BC.No.11/03.05.33/2014-15 July 2, 2014 The Chairmen/Chief Executive Officers, All Regional Rural Banks / State and Central Co-operative Banks Dear Sir/Madam, Security Incident Tracking Platform- Reporting thereon Information on Security, particularly security incidents, external attacks, internal compromises etc. is unique to each bank. Sharing of such information/ incidents/experiences would greatly benefit Regional Rural Banks (RRBs)
RBI/2014-15/112 RPCD.CO.RRB.RCB.BC.No.11/03.05.33/2014-15 July 2, 2014 The Chairmen/Chief Executive Officers, All Regional Rural Banks / State and Central Co-operative Banks Dear Sir/Madam, Security Incident Tracking Platform- Reporting thereon Information on Security, particularly security incidents, external attacks, internal compromises etc. is unique to each bank. Sharing of such information/ incidents/experiences would greatly benefit Regional Rural Banks (RRBs)
ଜୁଲାଇ 01, 2014
RRBs/StCBs/CCBs - Lending against Gold Jewellery
RBI/2014-15/111 RPCD.RRB.RCB.BC.No.08/03.05.33/2014-15 July 01, 2014 The Chairmen / CEOs All Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) Dear Sir/ Madam, Lending against Gold Jewellery Please refer to our circulars RPCD.CO.No.RRB.BC.64/03.05.34/2005-06 dated February 27, 2006 and RPCD.CO.RF.BC.No.67 /07.40.06/2005-06 dated March 9, 2006 on ‘Advances against Gold Ornaments and Jewellery.’ 2. As a prudential measure, it has been decided
RBI/2014-15/111 RPCD.RRB.RCB.BC.No.08/03.05.33/2014-15 July 01, 2014 The Chairmen / CEOs All Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) Dear Sir/ Madam, Lending against Gold Jewellery Please refer to our circulars RPCD.CO.No.RRB.BC.64/03.05.34/2005-06 dated February 27, 2006 and RPCD.CO.RF.BC.No.67 /07.40.06/2005-06 dated March 9, 2006 on ‘Advances against Gold Ornaments and Jewellery.’ 2. As a prudential measure, it has been decided
ଜୁନ 27, 2014
Defaulters of Rs. 1 crore and above (non-suit filed accounts) and Wilful Defaulters of Rs. 25 lakhs and above (non-suit filed accounts) - Changes in reporting to Reserve Bank of India (RBI)/Credit Information Companies (CICs)
RBI/2013-14/667 DBOD.No.CID.BC.128 /20.16.003/2013-14 June 27, 2014 All Commercial Banks (excluding RRBs), All India Notified Financial Institutions, and All Credit Information Companies Dear Sir / Madam Defaulters of Rs. 1 crore and above (non-suit filed accounts) and Wilful Defaulters of Rs. 25 lakhs and above (non-suit filed accounts) – Changes in reporting to Reserve Bank of India (RBI)/Credit Information Companies (CICs) Please refer to our circulars DBOD.No.BC/C
RBI/2013-14/667 DBOD.No.CID.BC.128 /20.16.003/2013-14 June 27, 2014 All Commercial Banks (excluding RRBs), All India Notified Financial Institutions, and All Credit Information Companies Dear Sir / Madam Defaulters of Rs. 1 crore and above (non-suit filed accounts) and Wilful Defaulters of Rs. 25 lakhs and above (non-suit filed accounts) – Changes in reporting to Reserve Bank of India (RBI)/Credit Information Companies (CICs) Please refer to our circulars DBOD.No.BC/C
ଜୁନ 27, 2014
Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures
RBI/2013-14/666 DBOD.No.CID.BC.127/20.16.056/2013-14 June 27, 2014 All Commercial Banks (excluding RRBs)All India Notified Financial Institutions andAll Credit Information Companies. Dear Sir / Madam Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures A Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies (Chairman: Shri Aditya Puri) was constituted by the Res
RBI/2013-14/666 DBOD.No.CID.BC.127/20.16.056/2013-14 June 27, 2014 All Commercial Banks (excluding RRBs)All India Notified Financial Institutions andAll Credit Information Companies. Dear Sir / Madam Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures A Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies (Chairman: Shri Aditya Puri) was constituted by the Res
ଜୁନ 26, 2014
Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances - Projects under Implementation
RBI/2013-14/664 DBOD.No.BP.BC.125/21.04.048/2013-14 June 26, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances - Projects under Implementation Please refer to circulars DBOD.No.BP.BC.85/21.04.048/2009-10 dated March 31, 2010 and DBOD.BP.BC.No.99/21.04.132/ 2012-
RBI/2013-14/664 DBOD.No.BP.BC.125/21.04.048/2013-14 June 26, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances - Projects under Implementation Please refer to circulars DBOD.No.BP.BC.85/21.04.048/2009-10 dated March 31, 2010 and DBOD.BP.BC.No.99/21.04.132/ 2012-
ଜୁନ 26, 2014
Know Your Customer (KYC)/Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) Guidelines - Unique Customer Identification Code (UCIC) for banks’ customers in India
RBI/2013-14/662 DBOD. AML.BC. No.124 /14.01.001/2013-14 June 26, 2014 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Dear Sir, Know Your Customer (KYC)/Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) Guidelines - Unique Customer Identification Code (UCIC) for banks’ customers in India Please refer to our circular DBOD. AML.BC. No.109/14.01.001/2011-12 dated June 08, 2012,
RBI/2013-14/662 DBOD. AML.BC. No.124 /14.01.001/2013-14 June 26, 2014 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Dear Sir, Know Your Customer (KYC)/Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) Guidelines - Unique Customer Identification Code (UCIC) for banks’ customers in India Please refer to our circular DBOD. AML.BC. No.109/14.01.001/2011-12 dated June 08, 2012,
ଜୁନ 26, 2014
RRB/RCBs - Special Investigation Team - Supreme Court Judgement
RBI/2013-14/663 RPCD.CO.RRB.RCB.BC.No. 113/03.05.33/2013-14 June@@NBSP@@ 26, 2014 The Chairmen/Chief Executive Officers, All Regional Rural Banks / State and Central Co-operative Banks Dear Sir/Madam, Special Investigation Team – Supreme Court Judgment In pursuance of the Hon’ble Supreme Court Judgment dated July 4, 2011, Government of India has constituted a Special Investigation Team (SIT) under the Chairmanship of Hon’ble Justice M.B.Shah. In this regard, the Hon’b
RBI/2013-14/663 RPCD.CO.RRB.RCB.BC.No. 113/03.05.33/2013-14 June@@NBSP@@ 26, 2014 The Chairmen/Chief Executive Officers, All Regional Rural Banks / State and Central Co-operative Banks Dear Sir/Madam, Special Investigation Team – Supreme Court Judgment In pursuance of the Hon’ble Supreme Court Judgment dated July 4, 2011, Government of India has constituted a Special Investigation Team (SIT) under the Chairmanship of Hon’ble Justice M.B.Shah. In this regard, the Hon’b
ଜୁନ 25, 2014
The Depositor Education and Awareness Fund Scheme, 2014 -Section 26A of Banking Regulation Act, 1949- Clarifications on Operational Guidelines
RBI/2013-14/656 DBOD.No.DEAF Cell.BC.123/30.01.002/2013-14 June 25, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks. Dear Sir/Madam, The Depositor Education and Awareness Fund Scheme, 2014 –Section 26A of Banking Regulation Act, 1949- Clarifications on Operational Guidelines Please refer to the circular D
RBI/2013-14/656 DBOD.No.DEAF Cell.BC.123/30.01.002/2013-14 June 25, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks. Dear Sir/Madam, The Depositor Education and Awareness Fund Scheme, 2014 –Section 26A of Banking Regulation Act, 1949- Clarifications on Operational Guidelines Please refer to the circular D
ଜୁନ 24, 2014
Reviewing the Reporting and Accounting Procedure of Relief and Savings Bonds - Revised Application format - 8% Savings (Taxable) Bonds, 2003
RBI/2013-14/654 DGBA.CDD. No. 6919/13.01.299/2013-14 June 12, 2014 The Chairman/Managing Director Head Office (Government Accounts Department) State Bank of India and Associates All Nationalised Banks (Excluding Punjab and Sind Bank and Andhra Bank) Axis Bank Ltd./ HDFC Bank Ltd./ICICI Bank Ltd. Stock Holding Corporation of India Ltd.(SHCIL) Dear Sir/Madam Reviewing the Reporting and Accounting Procedure of Relief and Savings Bonds - Revised Application format - 8% Sa
RBI/2013-14/654 DGBA.CDD. No. 6919/13.01.299/2013-14 June 12, 2014 The Chairman/Managing Director Head Office (Government Accounts Department) State Bank of India and Associates All Nationalised Banks (Excluding Punjab and Sind Bank and Andhra Bank) Axis Bank Ltd./ HDFC Bank Ltd./ICICI Bank Ltd. Stock Holding Corporation of India Ltd.(SHCIL) Dear Sir/Madam Reviewing the Reporting and Accounting Procedure of Relief and Savings Bonds - Revised Application format - 8% Sa
ଜୁନ 23, 2014
Constitution of Special Investigating Team - sharing of information
RBI/2013–14/652 DBOD.AML.No.20470/14.01.001/2013-14 June 23, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Dear Madam/Sir, Constitution of Special Investigating Team – sharing of information In pursuance of the Hon’ble Supreme Court Judgment dated July 4, 2011, Government of India has constituted a Special Investigation Team (SIT) under the Chairmanship of Hon’ble Justice M.B. Shah.
RBI/2013–14/652 DBOD.AML.No.20470/14.01.001/2013-14 June 23, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Dear Madam/Sir, Constitution of Special Investigating Team – sharing of information In pursuance of the Hon’ble Supreme Court Judgment dated July 4, 2011, Government of India has constituted a Special Investigation Team (SIT) under the Chairmanship of Hon’ble Justice M.B. Shah.
ଜୁନ 18, 2014
Disclosure of sector-wise advances
RBI/2013-2014/647 DBOD. No.BP.BC.121/21.04.018/2013-14 June 18, 2014 The Chairmen and Managing Directors / Chief Executive Officers of all Commercial Banks (excluding Regional Rural Banks) Dear Sir, Disclosure of sector-wise advances A reference is invited to paragraph 18 of the First Bi-Monthly Monetary Policy Statement 2014-15 announced on April 1, 2014 wherein it was proposed to prescribe certain additional disclosure requirements as per the recommendations of the
RBI/2013-2014/647 DBOD. No.BP.BC.121/21.04.018/2013-14 June 18, 2014 The Chairmen and Managing Directors / Chief Executive Officers of all Commercial Banks (excluding Regional Rural Banks) Dear Sir, Disclosure of sector-wise advances A reference is invited to paragraph 18 of the First Bi-Monthly Monetary Policy Statement 2014-15 announced on April 1, 2014 wherein it was proposed to prescribe certain additional disclosure requirements as per the recommendations of the
ଜୁନ 16, 2014
StCBs - Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 - Harmonization of KYC norms for Foreign Portfolio Investors (FPIs)
RBI/2013-14/644 RPCD.RCB.AML.BC.No.112/07.51.018/2013-14 June 16, 2014 The Chief Executive Officer All AD Category I State Cooperative Banks (StCBs) Madam/Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) Please refer to the first Bi-Monthly Monetary Po
RBI/2013-14/644 RPCD.RCB.AML.BC.No.112/07.51.018/2013-14 June 16, 2014 The Chief Executive Officer All AD Category I State Cooperative Banks (StCBs) Madam/Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) Please refer to the first Bi-Monthly Monetary Po
ଜୁନ 12, 2014
RRBs/StCBs/CCBs - Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 - Clarification on Proof of Address
RBI/2013-14/641 RPCD.RRB.RCB.AML.BC.No.111/07.51.018/2013-14 June 12, 2014 The Chairmen/CEOs All Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) Madam/Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Clarification on Proof of Address Please refer to our circulars RPCD.CO.RRB.RCB.AML.No.60
RBI/2013-14/641 RPCD.RRB.RCB.AML.BC.No.111/07.51.018/2013-14 June 12, 2014 The Chairmen/CEOs All Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) Madam/Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Clarification on Proof of Address Please refer to our circulars RPCD.CO.RRB.RCB.AML.No.60
ଜୁନ 11, 2014
Section 42(1) of the Reserve Bank of India Act, 1934 and Section 18 & 24 of the Banking Regulation Act, 1949 (AACS)- FCNR (B)/NRE deposits - Exemption from Maintenance of CRR/SLR and Exclusion from ABC for Priority Sector Lending
RBI/2013-14/639 UBD.BPD.(PCB).Cir.No.72/13.01.000//2013-14 June 11, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam, Section 42(1) of the Reserve Bank of India Act, 1934 and Section 18 & 24 of the Banking Regulation Act, 1949 (AACS)- FCNR (B)/NRE deposits – Exemption from Maintenance of CRR/SLR and Exclusion from ABC for Priority Sector Lending Please refer to our circular UBD.BPD.(PCB).Cir.No.5/13.01.000//2013-14 dated Augus
RBI/2013-14/639 UBD.BPD.(PCB).Cir.No.72/13.01.000//2013-14 June 11, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam, Section 42(1) of the Reserve Bank of India Act, 1934 and Section 18 & 24 of the Banking Regulation Act, 1949 (AACS)- FCNR (B)/NRE deposits – Exemption from Maintenance of CRR/SLR and Exclusion from ABC for Priority Sector Lending Please refer to our circular UBD.BPD.(PCB).Cir.No.5/13.01.000//2013-14 dated Augus
ଜୁନ 11, 2014
Introduction of Information System(IS) Audit for Urban Cooperative Banks
RBI/2013-14/638 UBD.BPD.Cir.No. 71/12.09.000/2013-14 June 11, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Introduction of Information System(IS) Audit for Urban Cooperative Banks Please refer to our circular UBD No.POT.PCB.30/09.96.00/2001-02 dated February 12, 2002 advising UCBs to introduce EDP audit system on perpetual basis. It is observed that since then some of the UCBs have adopted technology and have been offering electronic banking
RBI/2013-14/638 UBD.BPD.Cir.No. 71/12.09.000/2013-14 June 11, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Introduction of Information System(IS) Audit for Urban Cooperative Banks Please refer to our circular UBD No.POT.PCB.30/09.96.00/2001-02 dated February 12, 2002 advising UCBs to introduce EDP audit system on perpetual basis. It is observed that since then some of the UCBs have adopted technology and have been offering electronic banking
ଜୁନ 09, 2014
One Documentary Proof of Address - RBI further simplifies KYC Norms for Bank Accounts
RBI/2013-14/634 DBOD.AML.BC. No. 119/14.01.001/2013-14 June 9, 2014 The Chairperson/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Know Your Customer (KYC) Norms/Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT) /Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Clarification on Proof of Address Please refer to paragraph 2.4 (h), (i),
RBI/2013-14/634 DBOD.AML.BC. No. 119/14.01.001/2013-14 June 9, 2014 The Chairperson/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Know Your Customer (KYC) Norms/Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT) /Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Clarification on Proof of Address Please refer to paragraph 2.4 (h), (i),
ଜୁନ 05, 2014
Annual Turnover Target on behalf of Mid-segment and Retail investors for Primary Dealers (PDs)
RBI/2013-14/630 IDMD.PDRD.No. 3404/03.64.000/2013-14 June 5, 2014 All Market participants Dear Sir/Madam, Annual Turnover Target on behalf of Mid-segment and Retail investors for Primary Dealers (PDs) Attention of PDs is invited to our circular IDMD.PCD.9/14.03.05/2011-12 dated August 30, 2011 and para 1.3.7 of Master Circular on Operational Guidelines to PDs dated July 01, 2013 on the captioned subject. 2. It has been decided to enhance the minimum annual target for
RBI/2013-14/630 IDMD.PDRD.No. 3404/03.64.000/2013-14 June 5, 2014 All Market participants Dear Sir/Madam, Annual Turnover Target on behalf of Mid-segment and Retail investors for Primary Dealers (PDs) Attention of PDs is invited to our circular IDMD.PCD.9/14.03.05/2011-12 dated August 30, 2011 and para 1.3.7 of Master Circular on Operational Guidelines to PDs dated July 01, 2013 on the captioned subject. 2. It has been decided to enhance the minimum annual target for
ଜୁନ 05, 2014
The Banking Laws (Amendment) Act 2012 - Amendments to Section 18 & 24 of Banking Regulation (B.R.) Act, 1949 (AACS) - Maintenance of Cash Reserve Ratio (CRR) for Non-Scheduled StCBs and CCBs and Statutory Liquidity Ratio (SLR) for StCBs and CCBs
RBI/2013-14/631 RPCD.RCB.BC.No. 110/07.51.020/2013-14 June 5, 2014 All State and Central Cooperative Banks Dear Sir/ Madam, The Banking Laws (Amendment) Act 2012 – Amendments to Section 18 & 24 of Banking Regulation (B.R.) Act, 1949 (AACS) – Maintenance of Cash Reserve Ratio (CRR) for Non-Scheduled StCBs and CCBs and Statutory Liquidity Ratio (SLR) for StCBs and CCBs Pursuant to the enactment of the Banking Laws (Amendment) Act, 2012, giving powers to RBI to speci
RBI/2013-14/631 RPCD.RCB.BC.No. 110/07.51.020/2013-14 June 5, 2014 All State and Central Cooperative Banks Dear Sir/ Madam, The Banking Laws (Amendment) Act 2012 – Amendments to Section 18 & 24 of Banking Regulation (B.R.) Act, 1949 (AACS) – Maintenance of Cash Reserve Ratio (CRR) for Non-Scheduled StCBs and CCBs and Statutory Liquidity Ratio (SLR) for StCBs and CCBs Pursuant to the enactment of the Banking Laws (Amendment) Act, 2012, giving powers to RBI to speci
ଜୁନ 03, 2014
Export Credit Refinance Facilities
RBI/2013-14/621 Jyeshtha 13, 1936 (Saka) REF.No.MPD.BC.372/07.01.279/2013-14 June 3, 2014 To All Scheduled Banks [excluding Regional Rural Banks(RRBs)] Dear Sir/Madam, Export Credit Refinance Facilities Please refer to our circular No.MPD.355/07.01.279/2011-12 dated June 18, 2012 whereby the eligible limit of export credit refinance (ECR) facility for schedule banks (excluding RRBs) was enhanced from the level of 15 per cent of the outstanding rupee export credit elig
RBI/2013-14/621 Jyeshtha 13, 1936 (Saka) REF.No.MPD.BC.372/07.01.279/2013-14 June 3, 2014 To All Scheduled Banks [excluding Regional Rural Banks(RRBs)] Dear Sir/Madam, Export Credit Refinance Facilities Please refer to our circular No.MPD.355/07.01.279/2011-12 dated June 18, 2012 whereby the eligible limit of export credit refinance (ECR) facility for schedule banks (excluding RRBs) was enhanced from the level of 15 per cent of the outstanding rupee export credit elig
ଜୁନ 03, 2014
Capital and Provisioning Requirements for Exposures to entities with Unhedged Foreign Currency Exposure-Clarifications
RBI/2013-14/620 DBOD.No.BP.BC.116/21.06.200/2013-14 June 3, 2014 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Capital and Provisioning Requirements for Exposures to entities with Unhedged Foreign Currency Exposure-Clarifications Please refer to our circular DBOD.No. BP.BC. 85/21.06.200/2013-14 dated January 15, 2014 detailing guidelines on capital and provisioning requirements for exposu
RBI/2013-14/620 DBOD.No.BP.BC.116/21.06.200/2013-14 June 3, 2014 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Capital and Provisioning Requirements for Exposures to entities with Unhedged Foreign Currency Exposure-Clarifications Please refer to our circular DBOD.No. BP.BC. 85/21.06.200/2013-14 dated January 15, 2014 detailing guidelines on capital and provisioning requirements for exposu
ମଇ 30, 2014
Deferred Tax Liability on Special Reserve created under Section 36(1) (viii) of the Income Tax Act, 1961-UCBs
RBI/2013-14/619 UBD. CO. BPD. PCB. Cir. No. 67/09.50.001/2013-14 May 30, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/ Dear Sir, Deferred Tax Liability on Special Reserve created under Section 36(1) (viii) of the Income Tax Act, 1961-UCBs It has been observed that some banks are not creating deferred tax liability (DTL) on Special Reserve as per Accounting Standard 22: 'Accounting for taxes on Income' (AS 22) on the ground that the
RBI/2013-14/619 UBD. CO. BPD. PCB. Cir. No. 67/09.50.001/2013-14 May 30, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/ Dear Sir, Deferred Tax Liability on Special Reserve created under Section 36(1) (viii) of the Income Tax Act, 1961-UCBs It has been observed that some banks are not creating deferred tax liability (DTL) on Special Reserve as per Accounting Standard 22: 'Accounting for taxes on Income' (AS 22) on the ground that the
ମଇ 28, 2014
Formation of new State of Telangana - Assignment of SLBC Convenorship
RBI/2013-14/617 RPCD.CO.LBS.No.13027/02.01.001/2013-14 May 28, 2014 The Chairman & Managing Director All SLBC Convenor banks Dear Sir/Madam, Formation of new State of Telangana – Assignment of SLBC Convenorship As per The Gazette of India Notification No. 6 of 2014 dated March 1, 2014, the 29th State of the country viz. Telangana has been formed and the appointed day has been fixed as June 2, 2014. 2. It has been decided to assign the SLBC convenorship of Telangan
RBI/2013-14/617 RPCD.CO.LBS.No.13027/02.01.001/2013-14 May 28, 2014 The Chairman & Managing Director All SLBC Convenor banks Dear Sir/Madam, Formation of new State of Telangana – Assignment of SLBC Convenorship As per The Gazette of India Notification No. 6 of 2014 dated March 1, 2014, the 29th State of the country viz. Telangana has been formed and the appointed day has been fixed as June 2, 2014. 2. It has been decided to assign the SLBC convenorship of Telangan
ମଇ 27, 2014
Issue of Pre-paid Payment Instruments-UCBs
RBI/2013-14/607 UBD.CO.BPD.PCB.Cir. No. 65/09.69.000/2013-14 May 27, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Issue of Pre-paid Payment Instruments-UCBs Please refer to circular UBD (PCB) BPD Cir No.50/09.69.000/2005-06 dated April 28, 2006 permitting Urban Cooperative Banks (UCBs) to install ATMs and issue ATM-cum-Debit Cards. 2. We have been receiving requests from a few UCBs to allow them to undertake Credit / Pr
RBI/2013-14/607 UBD.CO.BPD.PCB.Cir. No. 65/09.69.000/2013-14 May 27, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Issue of Pre-paid Payment Instruments-UCBs Please refer to circular UBD (PCB) BPD Cir No.50/09.69.000/2005-06 dated April 28, 2006 permitting Urban Cooperative Banks (UCBs) to install ATMs and issue ATM-cum-Debit Cards. 2. We have been receiving requests from a few UCBs to allow them to undertake Credit / Pr
ମଇ 27, 2014
RRBs - Levy of penal charges on non-maintenance of minimum balances in inoperative accounts
RBI/2013-14/611 RPCD.RRB.BC.No.105/03.05.33/2013-14 May 27, 2014 The Chairmen All Regional Rural Banks Dear Madam/Sir, Levy of penal charges on non-maintenance of minimum balances in inoperative accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance in any inoperative accounts. 2.
RBI/2013-14/611 RPCD.RRB.BC.No.105/03.05.33/2013-14 May 27, 2014 The Chairmen All Regional Rural Banks Dear Madam/Sir, Levy of penal charges on non-maintenance of minimum balances in inoperative accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance in any inoperative accounts. 2.
ମଇ 27, 2014
RRBs - Opening of Bank Accounts in the Names of Minors
RBI/2013-14/610 RPCD.CO.RRB.BC.No.104/03.05.33/2013-14 May 27, 2014 The Chairmen, All Regional Rural Banks Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to para 4.10 of our circular RPCD.CO.RRB.BC.No.100/03.05.33/2013-14 dated May 12, 2014 wherein Regional Rural Banks were advised to allow minors’ accounts (fixed, savings and recurring deposit accounts only) with mothers as guardians to be opened subject to safeguards in allowing operati
RBI/2013-14/610 RPCD.CO.RRB.BC.No.104/03.05.33/2013-14 May 27, 2014 The Chairmen, All Regional Rural Banks Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to para 4.10 of our circular RPCD.CO.RRB.BC.No.100/03.05.33/2013-14 dated May 12, 2014 wherein Regional Rural Banks were advised to allow minors’ accounts (fixed, savings and recurring deposit accounts only) with mothers as guardians to be opened subject to safeguards in allowing operati
ମଇ 27, 2014
Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans
RBI/2013-14/612 RPCD.CO.RCBD.RRB.BC.No.102/07.51.013/2013-14 May 27, 2014 The Chairman All State and Central Co-operative Banks (StCBs and CCBs) All Regional Rural Banks (RRBs) Dear Sir/Madam Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circulars RPCD.CO.RCBD.BC.No.84/03.03.01/2011-12 dated June 15, 2012 addressed to StCBs and CCBs and RPCD.CO.RRB.BC.No.85/03.05.033/2011-12 dated June 18, 2012 addressed to RRBs on ‘Ho
RBI/2013-14/612 RPCD.CO.RCBD.RRB.BC.No.102/07.51.013/2013-14 May 27, 2014 The Chairman All State and Central Co-operative Banks (StCBs and CCBs) All Regional Rural Banks (RRBs) Dear Sir/Madam Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circulars RPCD.CO.RCBD.BC.No.84/03.03.01/2011-12 dated June 15, 2012 addressed to StCBs and CCBs and RPCD.CO.RRB.BC.No.85/03.05.033/2011-12 dated June 18, 2012 addressed to RRBs on ‘Ho
ମଇ 27, 2014
The Depositor Education and Awareness Fund Scheme, 2014 -Section 26A of Banking Regulation Act, 1949- Operational Guidelines
RBI/2013-14/614 DBOD.No.DEAF Cell.BC.114/30.01.002/2013-14 May 27, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks. Dear Sir/Madam, The Depositor Education and Awareness Fund Scheme, 2014 –Section 26A of Banking Regulation Act, 1949- Operational Guidelines Please refer to circular DBOD.No.DEAF Cell.BC.101
RBI/2013-14/614 DBOD.No.DEAF Cell.BC.114/30.01.002/2013-14 May 27, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks. Dear Sir/Madam, The Depositor Education and Awareness Fund Scheme, 2014 –Section 26A of Banking Regulation Act, 1949- Operational Guidelines Please refer to circular DBOD.No.DEAF Cell.BC.101
ମଇ 26, 2014
Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans
RBI/2013-14/603 UBD. CO. BPD. PCB. Cir. No. 64/12.05.001/2013-14 May 26, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circular UBD.BPD (PCB).Cir.No.41/12.05.001/2011-12 dated June 26, 2012 on ‘Home Loans- Levy of Fore-closure Charges/ Pre-payment Penalty by UCBs’. 2. A reference is invited to Part B of the First Bi-monthly Monetary Policy Stat
RBI/2013-14/603 UBD. CO. BPD. PCB. Cir. No. 64/12.05.001/2013-14 May 26, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circular UBD.BPD (PCB).Cir.No.41/12.05.001/2011-12 dated June 26, 2012 on ‘Home Loans- Levy of Fore-closure Charges/ Pre-payment Penalty by UCBs’. 2. A reference is invited to Part B of the First Bi-monthly Monetary Policy Stat
ମଇ 26, 2014
Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 - Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) - Primary (Urban) Cooperative Banks (UCBs)
RBI/2013-14/604 UBD.BPD (PCB) Cir. No. 9/14.01.062/2013-14 May 26, 2014 The Chief Executive Officer, All AD Category I Primary (Urban) Co-operative Banks. Madam / Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) – Primary (Urban) Cooperative Banks (UCBs)
RBI/2013-14/604 UBD.BPD (PCB) Cir. No. 9/14.01.062/2013-14 May 26, 2014 The Chief Executive Officer, All AD Category I Primary (Urban) Co-operative Banks. Madam / Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) – Primary (Urban) Cooperative Banks (UCBs)
ମଇ 22, 2014
Reporting to Central Repository of Information on Large Credits (CRILC)
RBI/2013-14/601 DBS.OSMOS.No.14703/33.01.001/2013-14 May 22, 2014 The Chairman / Chairman & Managing Director All India Term-lending and Refinancing Institutions Dear Sir/Madam Reporting to Central Repository of Information on Large Credits (CRILC) We draw your attention to RBI Guidelines on “Early Recognition of Financial Distress, Prompt Steps for Resolution and Fair Recovery for Lenders: Framework for Revitalising Distressed Assets in the Economy” issued on Jan
RBI/2013-14/601 DBS.OSMOS.No.14703/33.01.001/2013-14 May 22, 2014 The Chairman / Chairman & Managing Director All India Term-lending and Refinancing Institutions Dear Sir/Madam Reporting to Central Repository of Information on Large Credits (CRILC) We draw your attention to RBI Guidelines on “Early Recognition of Financial Distress, Prompt Steps for Resolution and Fair Recovery for Lenders: Framework for Revitalising Distressed Assets in the Economy” issued on Jan
ମଇ 21, 2014
Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 - Bharatiya Mahila Bank Limited
RBI/2013-14/599 Ref: DBOD. No.Ret. BC.112/12.07.138/2013-14 May 21, 2014 All Scheduled Commercial Banks Dear Sir, Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 – Bharatiya Mahila Bank Limited We advise that the name of “Bharatiya Mahila Bank Limited" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBOD.BP. No.15936/21.07.002/2013-14 dated March 25, 2014, published in the Gazette of India (Part I
RBI/2013-14/599 Ref: DBOD. No.Ret. BC.112/12.07.138/2013-14 May 21, 2014 All Scheduled Commercial Banks Dear Sir, Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 – Bharatiya Mahila Bank Limited We advise that the name of “Bharatiya Mahila Bank Limited" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBOD.BP. No.15936/21.07.002/2013-14 dated March 25, 2014, published in the Gazette of India (Part I
ମଇ 15, 2014
Levy of Penal Charges on Non-Maintenance of Minimum Balances in Inoperative Accounts
RBI/2013-14/592 UBD.BPD.Cir.No.62/13.03.000/2013-14 May 15, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Levy of Penal Charges on Non-Maintenance of Minimum Balances in Inoperative Accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance i
RBI/2013-14/592 UBD.BPD.Cir.No.62/13.03.000/2013-14 May 15, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Levy of Penal Charges on Non-Maintenance of Minimum Balances in Inoperative Accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance i
ମଇ 15, 2014
Treatment of RIDF and certain other funds under priority sector
RBI/2013-14/591 RPCD.CO.Plan. BC 101/04.09.01/ 2013-14 May 15, 2014 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Madam/Dear Sir, Treatment of RIDF and certain other funds under priority sector It has been decided to include the outstanding deposits placed by scheduled commercial banks under Rural Infrastructure Development Fund (RIDF) and certain other funds established with NABARD, on accou
RBI/2013-14/591 RPCD.CO.Plan. BC 101/04.09.01/ 2013-14 May 15, 2014 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Madam/Dear Sir, Treatment of RIDF and certain other funds under priority sector It has been decided to include the outstanding deposits placed by scheduled commercial banks under Rural Infrastructure Development Fund (RIDF) and certain other funds established with NABARD, on accou
ମଇ 12, 2014
Operations of foreign branches and subsidiaries of the Indian banks - Compliance with statutory/regulatory/administrative prohibitions/restrictions
RBI/2013-14/588 DBOD.No.BP.BC.111/21.04.157/2013-14 May 12, 2014 All Scheduled Commercial Banks (Excluding RRBs and LABs) & All India Term-Lending & Refinancing Institutions Madam / Sir, Operations of foreign branches and subsidiaries of the Indian banks – Compliance with statutory/regulatory/administrative prohibitions/restrictions Please refer to the Circular DBOD.No.BP.BC.89 /21.04.141/2008-09 dated December 1, 2008 on the captioned subject. In terms of par
RBI/2013-14/588 DBOD.No.BP.BC.111/21.04.157/2013-14 May 12, 2014 All Scheduled Commercial Banks (Excluding RRBs and LABs) & All India Term-Lending & Refinancing Institutions Madam / Sir, Operations of foreign branches and subsidiaries of the Indian banks – Compliance with statutory/regulatory/administrative prohibitions/restrictions Please refer to the Circular DBOD.No.BP.BC.89 /21.04.141/2008-09 dated December 1, 2008 on the captioned subject. In terms of par
ମଇ 12, 2014
Opening of Bank Accounts in the Names of Minors
RBI/2013-14/587 UBD.BPD.(PCB).Cir.No 61/13.01.000/2013-14 May 12, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to our circular UBD.(DC) 1148/V.1-84/85 dated February 22, 1985, in terms of which banks were advised to allow minors’ accounts (fixed and savings deposit accounts) with mothers as guardians to be opened, subject to safeguards in allowing operations in such
RBI/2013-14/587 UBD.BPD.(PCB).Cir.No 61/13.01.000/2013-14 May 12, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to our circular UBD.(DC) 1148/V.1-84/85 dated February 22, 1985, in terms of which banks were advised to allow minors’ accounts (fixed and savings deposit accounts) with mothers as guardians to be opened, subject to safeguards in allowing operations in such
ମଇ 12, 2014
Customer Service in Regional Rural Banks
RBI/2013-14/589 RPCD.CO.RRB.BC.No. 100/03.05.33/2013-14 May 12, 2014 The Chairmen All Regional Rural Banks Dear Sir, Customer Service in Regional Rural Banks Customer service has great significance in the banking industry. The banking system in India today has perhaps the largest outreach for delivery of financial services and is also serving as an important conduit for delivery of financial services. While the coverage has been expanding day by day, the quality and c
RBI/2013-14/589 RPCD.CO.RRB.BC.No. 100/03.05.33/2013-14 May 12, 2014 The Chairmen All Regional Rural Banks Dear Sir, Customer Service in Regional Rural Banks Customer service has great significance in the banking industry. The banking system in India today has perhaps the largest outreach for delivery of financial services and is also serving as an important conduit for delivery of financial services. While the coverage has been expanding day by day, the quality and c
ମଇ 09, 2014
Advance against Pledge of Gold/ Silver Ornaments
RBI/2013-14/586 UBD.CO.BPD.PCB.Cir.No.60/13.05.001/2013-14 May 9, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Advance against Pledge of Gold/ Silver Ornaments Please refer to circular UBD.PCB.Cir.No.24/13.05.001/ 08-09 dated November 10, 2008, wherein Urban Cooperative Banks (UCBs) were advised to observe safeguards in order to mitigate the inherent risks attached to sanction of loans and advances against Gold / Silver
RBI/2013-14/586 UBD.CO.BPD.PCB.Cir.No.60/13.05.001/2013-14 May 9, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Advance against Pledge of Gold/ Silver Ornaments Please refer to circular UBD.PCB.Cir.No.24/13.05.001/ 08-09 dated November 10, 2008, wherein Urban Cooperative Banks (UCBs) were advised to observe safeguards in order to mitigate the inherent risks attached to sanction of loans and advances against Gold / Silver
ମଇ 07, 2014
Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans
RBI/2013-14/582 DBOD. Dir.BC.No.110/13.03.00/2013-14 May 7, 2014 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circular DBOD. No. Dir.BC.107/13.03.00/2011-12 dated June 5, 2012 on ‘Home Loans- Levy of Fore-closure Charges/ Pre-payment Penalty’. 2. A reference is invited to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1
RBI/2013-14/582 DBOD. Dir.BC.No.110/13.03.00/2013-14 May 7, 2014 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circular DBOD. No. Dir.BC.107/13.03.00/2011-12 dated June 5, 2012 on ‘Home Loans- Levy of Fore-closure Charges/ Pre-payment Penalty’. 2. A reference is invited to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1
ମଇ 06, 2014
Levy of penal charges on non-maintenance of minimum balances in inoperative Accounts
RBI/2013-14/580 DBOD. Dir.BC.No. 109 /13.03.00/2013-14 May 6, 2014 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Levy of penal charges on non-maintenance of minimum balances in inoperative Accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance in any inoperative a
RBI/2013-14/580 DBOD. Dir.BC.No. 109 /13.03.00/2013-14 May 6, 2014 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Levy of penal charges on non-maintenance of minimum balances in inoperative Accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance in any inoperative a
ମଇ 06, 2014
Opening of Bank Accounts in the Names of Minors
RBI/2013-14/581DBOD.No.Leg.BC.108/09.07.005/2013-14 May 6, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to our circular DBOD.No.Leg.BC.158/C.90(H)-76 dated December 29, 1976 wherein banks were advised to allow minors’ accounts (fixed and savings deposit accounts) with mothers as guardians to be opened subject to safeguards in allowing operations in such accounts by ensuring that the m
RBI/2013-14/581DBOD.No.Leg.BC.108/09.07.005/2013-14 May 6, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to our circular DBOD.No.Leg.BC.158/C.90(H)-76 dated December 29, 1976 wherein banks were advised to allow minors’ accounts (fixed and savings deposit accounts) with mothers as guardians to be opened subject to safeguards in allowing operations in such accounts by ensuring that the m
ଅପ୍ରେଲ 25, 2014
RRBs/StCBs/CCBs - Reporting of Cross Border Wire Transfer Report on FINnet Gateway
RBI/2013-14/572 RPCD.RRB.RCB.AML.BC.No.97/07.51.018/2013-14 April 25, 2014 The Chairmen/CEOs All Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) Madam/Dear Sir, Reporting of Cross Border Wire Transfer Report on FINnet Gateway Please refer to our circular RPCD.CO.RRB.RCB.AML.BC.No.36/03.05.33(E)/2012-13 dated October 15, 2012 on ‘Uploading of Reports on FINnet Gateway’ wherein Regional Rural Banks (RRBs) and State/Central Cooperative Banks
RBI/2013-14/572 RPCD.RRB.RCB.AML.BC.No.97/07.51.018/2013-14 April 25, 2014 The Chairmen/CEOs All Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) Madam/Dear Sir, Reporting of Cross Border Wire Transfer Report on FINnet Gateway Please refer to our circular RPCD.CO.RRB.RCB.AML.BC.No.36/03.05.33(E)/2012-13 dated October 15, 2012 on ‘Uploading of Reports on FINnet Gateway’ wherein Regional Rural Banks (RRBs) and State/Central Cooperative Banks
ଅପ୍ରେଲ 22, 2014
Reporting of information / data relating to Cash and Suspicious Transactions to the Director, Financial Intelligence Unit-India (FIU-IND)
RBI/2013-14/569 DNBS(PD).CC. No.375 /03.10.42 /2013-14 April 22 , 2014 All Non Banking Financial Companies Dear Sir, Reporting of information / data relating to Cash and Suspicious Transactions to the Director, Financial Intelligence Unit-India (FIU-IND) Please refer to the circular DNBS.(PD).CC.No.339/03.10.42/2013-14 dated July 1, 2013 [ para III (17)] on the above subject. 2. In terms of the extant instructions, NBFCs are required to report information / data relat
RBI/2013-14/569 DNBS(PD).CC. No.375 /03.10.42 /2013-14 April 22 , 2014 All Non Banking Financial Companies Dear Sir, Reporting of information / data relating to Cash and Suspicious Transactions to the Director, Financial Intelligence Unit-India (FIU-IND) Please refer to the circular DNBS.(PD).CC.No.339/03.10.42/2013-14 dated July 1, 2013 [ para III (17)] on the above subject. 2. In terms of the extant instructions, NBFCs are required to report information / data relat
ଅପ୍ରେଲ 15, 2014
Differential Rate of Interest for Micro and Small Enterprises (MSEs)
RBI/2013-14/564 DBOD.Dir.BC.No.106/13.03.00/2013-14 April 15, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Differential Rate of Interest for Micro and Small Enterprises (MSEs) A reference is invited to part ‘B’ of the First Bi-monthly Monetary Policy Statement, 2014-15 announced on April 1, 2014 wherein certain measures have been proposed to be adopted by banks in order to give a fillip to the flow of credit to micro and small enterprises (MSE
RBI/2013-14/564 DBOD.Dir.BC.No.106/13.03.00/2013-14 April 15, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Differential Rate of Interest for Micro and Small Enterprises (MSEs) A reference is invited to part ‘B’ of the First Bi-monthly Monetary Policy Statement, 2014-15 announced on April 1, 2014 wherein certain measures have been proposed to be adopted by banks in order to give a fillip to the flow of credit to micro and small enterprises (MSE
ଅପ୍ରେଲ 07, 2014
Reporting of Cross Border Wire Transfer Report on FINnet Gateway - Primary (Urban) Co-operative Banks (UCBs)
RBI/2013-14/555 UBD.BPD (PCB) Cir.No. 54/14.01.062/2013-14 April 7, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks. Madam / Dear Sir, Reporting of Cross Border Wire Transfer Report on FINnet Gateway - Primary (Urban) Co-operative Banks (UCBs) Please refer to our circular UBD.BPD (PCB) Cir.No.19/14.01.062/2012-13 dated October 15, 2012 on ‘Uploading of Reports in ‘Test Mode’ on FINnet Gateway’ wherein UCBs were advised to upload reports as requ
RBI/2013-14/555 UBD.BPD (PCB) Cir.No. 54/14.01.062/2013-14 April 7, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks. Madam / Dear Sir, Reporting of Cross Border Wire Transfer Report on FINnet Gateway - Primary (Urban) Co-operative Banks (UCBs) Please refer to our circular UBD.BPD (PCB) Cir.No.19/14.01.062/2012-13 dated October 15, 2012 on ‘Uploading of Reports in ‘Test Mode’ on FINnet Gateway’ wherein UCBs were advised to upload reports as requ
ଅପ୍ରେଲ 03, 2014
Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 - Harmonization of KYC norms for Foreign Portfolio Investors (FPIs)
RBI/2013-14/552 DBOD.AML.BC.No.103/14.01.001/2013-14 April 3, 2014 The Chairpersons/ CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Madam / Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) Pleas
RBI/2013-14/552 DBOD.AML.BC.No.103/14.01.001/2013-14 April 3, 2014 The Chairpersons/ CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Madam / Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) Pleas
ମାର୍ଚ୍ଚ 28, 2014
Reporting of Cross Border Wire Transfer Report on FINnet Gateway
RBI/2013-14/544 DBOD. AML. No. 16415/14.01.001/2013-14 March 28, 2014 The Chairpersons/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Madam/Dear Sir, Reporting of Cross Border Wire Transfer Report on FINnet Gateway Please refer to our circular DBOD.AML.BC. No. 49/14.01.001/2012-13 dated October 11, 2012 on ‘Uploading of Reports on FINnet Gateway’ wherein banks and financial institutions were advised to uplo
RBI/2013-14/544 DBOD. AML. No. 16415/14.01.001/2013-14 March 28, 2014 The Chairpersons/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Madam/Dear Sir, Reporting of Cross Border Wire Transfer Report on FINnet Gateway Please refer to our circular DBOD.AML.BC. No. 49/14.01.001/2012-13 dated October 11, 2012 on ‘Uploading of Reports on FINnet Gateway’ wherein banks and financial institutions were advised to uplo
ମାର୍ଚ୍ଚ 27, 2014
Capital requirements for standalone Primary Dealers’ exposure to interest rate derivative contracts, repo/reverse repo transactions and central counterparties
RBI/2013-14/542 IDMD.PCD.11/14.03.05/ 2013-14 March 27, 2014 All Standalone Primary Dealers Dear Sir / Madam Capital requirements for standalone Primary Dealers’ exposure to interest rate derivative contracts, repo/reverse repo transactions and central counterparties Please refer to the Master Circular on Capital Adequacy Standards and Risk Management Guidelines for Standalone Primary Dealers issued vide IDMD.PDRD.02/03.64.00/2013-14 dated July 1, 2013. 2. The existin
RBI/2013-14/542 IDMD.PCD.11/14.03.05/ 2013-14 March 27, 2014 All Standalone Primary Dealers Dear Sir / Madam Capital requirements for standalone Primary Dealers’ exposure to interest rate derivative contracts, repo/reverse repo transactions and central counterparties Please refer to the Master Circular on Capital Adequacy Standards and Risk Management Guidelines for Standalone Primary Dealers issued vide IDMD.PDRD.02/03.64.00/2013-14 dated July 1, 2013. 2. The existin
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