Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) received during January 2025 are set out in Tables 1 to 7.

The Governor, Reserve Bank of India held meetings with the MD & CEOs of Public Sector Banks and select Private Sector Banks on January 27, 2025 in Mumbai. These interactions are part of the Reserve Bank's continuous engagement with the Senior Management of its Supervised Entities. The meetings were also attended by Deputy Governors Shri M. Rajeshwar Rao, Shri T. Rabi Sankar and Shri Swaminathan J., along with Executive Directors-in-Charge of Regulation and Supervision. The previous such meeting was held on July 3, 2024.

(Amount in ₹ Crore) SCHEDULED COMMERCIAL BANKS (Including RRBs, SFBs and PBs) ALL SCHEDULED BANKS 12-Jan-2024 27-Dec-2024* 10-Jan-2025* 12-Jan-2024 27-Dec-2024* 10-Jan-2025* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 262755.36 291575.28 270043.39 266353.50 296174.25 274793.96** b) Borrowings from banks 180980.14 138334.17 143688.80 181010.43 138393.41 143757.03 c) Other demand & time liabilities 69746.41 26605.84 30536.34 70413.30 26928.62 30850.90

The Reserve Bank of India has today announced the names of the members of the Standing External Advisory Committee (SEAC) for evaluating applications for Universal Banks as well as Small Finance Banks. The tenure of the SEAC will be for three years. The composition of SEAC is: 1. Shri M. K. Jain, former Deputy Governor, Reserve Bank of India Chairperson 2. Ms. Revathy Iyer, Director, Central Board, Reserve Bank of India Member

(Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS (Including RRBs,SFBs and PBs) ALL SCHEDULED BANKS 29-Dec-23 13-Dec-2024* 27-Dec-2024* 29-Dec-23 13-Dec-2024* 27-Dec-2024* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 266042.93 310793.89 291560.95 269437.45 315564.52 296159.93** b) Borrowings from banks 189078.33 131991.65 138334.17 189114.33 132026.65 138393.41 c) Other demand & time liabilities 69625.55 24423.19 26605.81 70324.03 24724.99 26928.6

The Reserve Bank of India has today issued the Master Direction – Reserve Bank of India (Credit Information Reporting) Directions, 2025. The Master Direction consolidates the existing instructions on credit information reporting and dissemination, issued to the regulated entities (REs) of the Reserve Bank.

During the quarter ended December 31, 2024, the Reserve Bank of India has received one application under the Guideline

(Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS (Including RRBs, SFBs and PBs) ALL SCHEDULED BANKS 15-Dec-2023 29-Nov-2024* 13-Dec-2024* 15-Dec-2023 29-Nov-2024* 13-Dec-2024* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 276840.69 273721.88 310793.89 280287.73 278500.30 315564.52** b) Borrowings from banks 192669.26 137597.04 131991.65 192698.15 137620.00 132026.65 c) Other demand & time liabilities 70471.58 24717.72 24455.24 71176.89 25053.36 24757.03

(Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS (Including RRBs,SFBs and PBs) ALL SCHEDULED BANKS 01-Dec-2023 15-Nov-2024* 29-Nov-2024* 01-Dec-2023 15-Nov-2024* 29-Nov-2024* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 249012.95 286037.41 273721.88 252864.88 291221.79 278500.30** b) Borrowings from banks 200300.56 135263.61 136378.04 200371.41 135338.08 136401.00 c) Other demand & time liabilities 71526.81 24650.32 24840.15 72234.28 25006.84 25175.79

(Amount in ₹ Crore) SCHEDULED COMMERCIAL BANKS (Including RRBs, SFBs and PBs) ALL SCHEDULED BANKS 17-Nov-2023 01-Nov-2024* 15-Nov-2024* 17-Nov-2023 01-Nov-2024* 15-Nov-2024* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 241123.09 289863.65 285900.51 244489.67 294354.23 291084.89** b) Borrowings from banks 187366.53 135897.86 136118.41 187461.76 136048.36 136192.88 c) Other demand & time liabilities 71762.95 24969.58 24937.38 72490.30 25304.29 25293.90