Press Releases - Regulating Commercial Banking - ଆରବିଆଇ - Reserve Bank of India
ପ୍ରେସ୍ ପ୍ରକାଶନୀ
ଜାନୁଆରୀ 16, 2023
State Finances: A Study of Budgets of 2022-23
Today, the Reserve Bank of India (RBI) released the Report titled “State Finances: A Study of Budgets of 2022-23”, an annual publication that provides information, analysis and an assessment of the finances of State governments for 2022-23 against the backdrop of actual and revised/provisional accounts for 2020-21 and 2021-22, respectively. The theme of this year’s Report is “Capital Formation in India - The Role of States”. Highlights: The fiscal health of the States
Today, the Reserve Bank of India (RBI) released the Report titled “State Finances: A Study of Budgets of 2022-23”, an annual publication that provides information, analysis and an assessment of the finances of State governments for 2022-23 against the backdrop of actual and revised/provisional accounts for 2020-21 and 2021-22, respectively. The theme of this year’s Report is “Capital Formation in India - The Role of States”. Highlights: The fiscal health of the States
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ଜାନୁଆରୀ 13, 2023
Scheduled Banks’ Statement of Position in India as on Friday, December 30, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 31-Dec-21 16-DEC-2022* 30-DEC-2022* 31-Dec-21 16-DEC-2022* 30-DEC-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 186315.5 201266.73 218424.57 190557.4 203686.14 220793.96 ** b) Borrowings from banks 37883.09 59956.94 50983.99 37900.09 60125.94 51297.5 c) Other demand & time liabilities 25872.87 54667.27 56547.73 26204.21 55264.52 57149
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 31-Dec-21 16-DEC-2022* 30-DEC-2022* 31-Dec-21 16-DEC-2022* 30-DEC-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 186315.5 201266.73 218424.57 190557.4 203686.14 220793.96 ** b) Borrowings from banks 37883.09 59956.94 50983.99 37900.09 60125.94 51297.5 c) Other demand & time liabilities 25872.87 54667.27 56547.73 26204.21 55264.52 57149
ଜାନୁଆରୀ 05, 2023
Periodic Updation of KYC details of Customers
The Reserve Bank has, from time to time, taken measures to rationalise the KYC related instructions taking into account the available technological options for enhancing customers’ convenience within the framework prescribed under the Prevention of Money Laundering Act, 2002 (PMLA) and rules framed thereunder. The process for the periodic updation of KYC (re-KYC) was simplified in May 2021 (Section 38 of RBI Master Direction on KYC). 2. As per the present guidelines,
The Reserve Bank has, from time to time, taken measures to rationalise the KYC related instructions taking into account the available technological options for enhancing customers’ convenience within the framework prescribed under the Prevention of Money Laundering Act, 2002 (PMLA) and rules framed thereunder. The process for the periodic updation of KYC (re-KYC) was simplified in May 2021 (Section 38 of RBI Master Direction on KYC). 2. As per the present guidelines,
ଜାନୁଆରୀ 04, 2023
RBI releases Annual Report of Ombudsman Schemes, 2021-22
The Reserve Bank of India (RBI) released the Annual Report of the Ombudsman Schemes for the period April 01, 2021 – March 31, 2022 today. With the year also marking the launch of Reserve Bank – Integrated Ombudsman Scheme (RB-IOS) on November 12, 2021, the Annual Report covers the activities under the erstwhile Ombudsman Schemes i.e., Banking Ombudsman Scheme, 2006 (BOS), the Ombudsman Scheme for Non-Banking Financial Companies, 2018 (OSNBFC), and the Ombudsman Scheme
The Reserve Bank of India (RBI) released the Annual Report of the Ombudsman Schemes for the period April 01, 2021 – March 31, 2022 today. With the year also marking the launch of Reserve Bank – Integrated Ombudsman Scheme (RB-IOS) on November 12, 2021, the Annual Report covers the activities under the erstwhile Ombudsman Schemes i.e., Banking Ombudsman Scheme, 2006 (BOS), the Ombudsman Scheme for Non-Banking Financial Companies, 2018 (OSNBFC), and the Ombudsman Scheme
ଜାନୁଆରୀ 04, 2023
RBI releases Name of Applicant under the Guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector
During the quarter ended December 31, 2022, the Reserve Bank of India has received one application under the Guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector dated August 1, 2016 from Annapurna Finance Private Limited, Bhubaneswar. (Yogesh Dayal) Chief General Manager Press Release: 2022-2023/1495
During the quarter ended December 31, 2022, the Reserve Bank of India has received one application under the Guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector dated August 1, 2016 from Annapurna Finance Private Limited, Bhubaneswar. (Yogesh Dayal) Chief General Manager Press Release: 2022-2023/1495
ଜାନୁଆରୀ 02, 2023
RBI releases 2022 list of Domestic Systemically Important Banks (D-SIBs)
State Bank of India, ICICI Bank, and HDFC Bank continue to be identified as Domestic Systemically Important Banks (D-SIBs), under the same bucketing structure as in the 2021 list of D-SIBs. The additional Common Equity Tier 1 (CET1) requirement for D-SIBs was phased-in from April 1, 2016 and became fully effective from April 1, 2019. The additional CET1 requirement will be in addition to the capital conservation buffer. The list of D-SIBs is as follows: Bucket Banks A
State Bank of India, ICICI Bank, and HDFC Bank continue to be identified as Domestic Systemically Important Banks (D-SIBs), under the same bucketing structure as in the 2021 list of D-SIBs. The additional Common Equity Tier 1 (CET1) requirement for D-SIBs was phased-in from April 1, 2016 and became fully effective from April 1, 2019. The additional CET1 requirement will be in addition to the capital conservation buffer. The list of D-SIBs is as follows: Bucket Banks A
ଡିସେମ୍ବର 30, 2022
Lending and Deposit Rates of Scheduled Commercial Banks - December 2022
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of December 2022. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 17 basis points (bps) from 8.69 per cent in October 2022 to 8.86 per cent in November 2022. The WALR on outstanding rupee loans of SCBs increased by 8 bps from 9.35 per cent in October 2022 to 9.43 per
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of December 2022. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 17 basis points (bps) from 8.69 per cent in October 2022 to 8.86 per cent in November 2022. The WALR on outstanding rupee loans of SCBs increased by 8 bps from 9.35 per cent in October 2022 to 9.43 per
ଡିସେମ୍ବର 29, 2022
Scheduled Banks’ Statement of Position in India as on Friday, December 16, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 17-Dec-21 02-DEC-2022 * 16-DEC-2022 * 17-Dec-21 02-DEC-2022 * 16-DEC-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 197035.29 204511.44 202883.9 201237.38 206990.5 205303.31 ** b) Borrowings from banks 35175.5 67225.52 59956.94 35181.5 67225.52 60125.94 c) Other demand & time liabilities 23654.42 52279.56 54660.41 23991.85 52858.59 55
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 17-Dec-21 02-DEC-2022 * 16-DEC-2022 * 17-Dec-21 02-DEC-2022 * 16-DEC-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 197035.29 204511.44 202883.9 201237.38 206990.5 205303.31 ** b) Borrowings from banks 35175.5 67225.52 59956.94 35181.5 67225.52 60125.94 c) Other demand & time liabilities 23654.42 52279.56 54660.41 23991.85 52858.59 55
ଡିସେମ୍ବର 16, 2022
Scheduled Banks’ Statement of Position in India as on Friday, December 02, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 03-Dec-21 18-NOV-2022 * 02-DEC-2022 * 03-Dec-21 18-NOV-2022 * 02-DEC-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 179654.52 197683.51 204511.44 183877.65 200234.72 206990.50 ** b) Borrowings from banks 47091.04 59717.53 67360.52 47098.04 59825.52 67360.52 c) Other demand & time liabilities 22146.32 52717.04 52279.64 22481.81 53280.7
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 03-Dec-21 18-NOV-2022 * 02-DEC-2022 * 03-Dec-21 18-NOV-2022 * 02-DEC-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 179654.52 197683.51 204511.44 183877.65 200234.72 206990.50 ** b) Borrowings from banks 47091.04 59717.53 67360.52 47098.04 59825.52 67360.52 c) Other demand & time liabilities 22146.32 52717.04 52279.64 22481.81 53280.7
ଡିସେମ୍ବର 02, 2022
Scheduled Banks’ Statement of Position in India as on Friday, November 18, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 19-Nov-21 04-NOV-2022* 18-NOV-2022* 19-Nov-21 04-NOV-2022* 18-NOV-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 183142.17 197284.22 197655.07 187335.22 200069.43 200206.28 ** b) Borrowings from banks 38225.3 51330.46 59717.53 38228.62 51379.23 59825.52 c) Other demand & time liabilities 21222.32 52996.01 52711.12 21567.43 53557.13 532
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 19-Nov-21 04-NOV-2022* 18-NOV-2022* 19-Nov-21 04-NOV-2022* 18-NOV-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 183142.17 197284.22 197655.07 187335.22 200069.43 200206.28 ** b) Borrowings from banks 38225.3 51330.46 59717.53 38228.62 51379.23 59825.52 c) Other demand & time liabilities 21222.32 52996.01 52711.12 21567.43 53557.13 532
ନଭେମ୍ବର 30, 2022
Lending and Deposit Rates of Scheduled Commercial Banks - November 2022
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of November 2022. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 09 basis points (bps) from 8.59 per cent in September 2022 to 8.68 per cent in October 2022. The WALR on outstanding rupee loans of SCBs increased by 13 bps from 9.22 per cent in September 2022 to 9.35
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of November 2022. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 09 basis points (bps) from 8.59 per cent in September 2022 to 8.68 per cent in October 2022. The WALR on outstanding rupee loans of SCBs increased by 13 bps from 9.22 per cent in September 2022 to 9.35
ନଭେମ୍ବର 17, 2022
Scheduled Banks’ Statement of Position in India as on Friday, November 04, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 05-Nov-21 21-Oct-2022* 04-Nov-2022* 05-Nov-21 21-Oct-2022* 04-Nov-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 205959.1 186189.6 197352.62 210181.04 189070.42 200137.83 ** b) Borrowings from banks 53796.56 55956.51 51330.13 53801.56 56084.08 51378.9 c) Other demand & time liabilities 20995.74 53457.98 52992.05 21317.47 53991.26 53553
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 05-Nov-21 21-Oct-2022* 04-Nov-2022* 05-Nov-21 21-Oct-2022* 04-Nov-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 205959.1 186189.6 197352.62 210181.04 189070.42 200137.83 ** b) Borrowings from banks 53796.56 55956.51 51330.13 53801.56 56084.08 51378.9 c) Other demand & time liabilities 20995.74 53457.98 52992.05 21317.47 53991.26 53553
ନଭେମ୍ବର 16, 2022
Governor, Reserve Bank of India meets MD & CEOs of Public and Private Sector Banks
The Governor, Reserve Bank of India held meetings with the MD & CEOs of Public Sector Banks and certain Private Sector Banks on November 16, 2022. The meetings were also attended by Deputy Governor Shri M. K. Jain along with a few senior officials of the RBI. The Governor in his introductory remarks acknowledged the crucial role played by the commercial banks in supporting the economic growth throughout the turbulent times since the outbreak of pandemic and the on
The Governor, Reserve Bank of India held meetings with the MD & CEOs of Public Sector Banks and certain Private Sector Banks on November 16, 2022. The meetings were also attended by Deputy Governor Shri M. K. Jain along with a few senior officials of the RBI. The Governor in his introductory remarks acknowledged the crucial role played by the commercial banks in supporting the economic growth throughout the turbulent times since the outbreak of pandemic and the on
ନଭେମ୍ବର 04, 2022
Scheduled Banks’ Statement of Position in India as on Friday, October 21, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 22-Oct-21 07-OCT-2022 * 21-OCT-2022 * 22-Oct-21 07-OCT-2022 * 21-OCT-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 169593.05 191780.9 186205.94 173775.69 194707.11 189086.76 ** b) Borrowings from banks 60659.54 61002.28 55956.52 60659.69 61308.28 56084.09 c) Other demand & time liabilities 19964.35 50315.1 53473.12 20286.84 50858.95
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 22-Oct-21 07-OCT-2022 * 21-OCT-2022 * 22-Oct-21 07-OCT-2022 * 21-OCT-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 169593.05 191780.9 186205.94 173775.69 194707.11 189086.76 ** b) Borrowings from banks 60659.54 61002.28 55956.52 60659.69 61308.28 56084.09 c) Other demand & time liabilities 19964.35 50315.1 53473.12 20286.84 50858.95
ଅକ୍ଟୋବର 31, 2022
Lending and Deposit Rates of Scheduled Commercial Banks - October 2022
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of October 2022. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 26 basis points (bps) from 8.33 per cent in August 2022 to 8.59 per cent in September 2022. The WALR on outstanding rupee loans of SCBs increased by 10 bps from 9.13 per cent in August 2022 to 9.23 per c
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of October 2022. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 26 basis points (bps) from 8.33 per cent in August 2022 to 8.59 per cent in September 2022. The WALR on outstanding rupee loans of SCBs increased by 10 bps from 9.13 per cent in August 2022 to 9.23 per c
ଅକ୍ଟୋବର 27, 2022
Financial Action Task Force (FATF) High risk and other monitored jurisdictions - October 21, 2022
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ - October 21, 2022, has called on its members and other jurisdictions to refer to the statement on Democratic People’s Republic of Korea (DPRK) and Iran adopted in February 2020 which remains in effect. Further, Myanmar has been added to the list of High-Risk Jurisdictions subject to a Call for Action in the October 2022 FATF plenary. In this regard, FAT
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ - October 21, 2022, has called on its members and other jurisdictions to refer to the statement on Democratic People’s Republic of Korea (DPRK) and Iran adopted in February 2020 which remains in effect. Further, Myanmar has been added to the list of High-Risk Jurisdictions subject to a Call for Action in the October 2022 FATF plenary. In this regard, FAT
ଅକ୍ଟୋବର 20, 2022
Scheduled Banks’ Statement of Position in India as on Friday, October 7, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 08-Oct-21 23-SEP-2022 * 07-OCT-2022 * 08-Oct-21 23-SEP-2022 * 07-OCT-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 166216.23 185703.87 191697.5 170515.68 188640.85 194623.71 ** b) Borrowings from banks 46837.53 57304.06 60997.57 46837.53 57338.06 61303.57 c) Other demand & time liabilities 23591.55 46955.92 50365.03 23893.56 47474.36
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 08-Oct-21 23-SEP-2022 * 07-OCT-2022 * 08-Oct-21 23-SEP-2022 * 07-OCT-2022 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 166216.23 185703.87 191697.5 170515.68 188640.85 194623.71 ** b) Borrowings from banks 46837.53 57304.06 60997.57 46837.53 57338.06 61303.57 c) Other demand & time liabilities 23591.55 46955.92 50365.03 23893.56 47474.36
ଅକ୍ଟୋବର 20, 2022
Draft Master Direction - Information Technology Governance, Risk, Controls and Assurance Practices
It was announced in the Statement on Developmental and Regulatory Policies, released with the bi-monthly Monetary Policy Statement dated February 10, 2022, that guidelines relating to Information Technology Governance and Controls, Business Continuity Management and Information Systems Audit require to be updated and consolidated. 2. Accordingly, as part of consolidation and updation of extant instructions, the Reserve Bank of India has today placed on its website ‘Dr
It was announced in the Statement on Developmental and Regulatory Policies, released with the bi-monthly Monetary Policy Statement dated February 10, 2022, that guidelines relating to Information Technology Governance and Controls, Business Continuity Management and Information Systems Audit require to be updated and consolidated. 2. Accordingly, as part of consolidation and updation of extant instructions, the Reserve Bank of India has today placed on its website ‘Dr
ଅକ୍ଟୋବର 07, 2022
Scheduled Banks’ Statement of Position in India as on Friday, September 23, 2022
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 24-Sep-21 09-SEP-2022* 23-SEP-2022* 24-Sep-21 09-SEP-2022* 23-SEP-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 166914.23 179877.77 185703.87 171131.39 182906.36 188640.85** b) Borrowings from banks 42383.41 45121.61 57304.04 42446.78 45193.61 57338.04 c) Other demand & time liabilities 18644.92 44767.37 46955.92 18934.43 45273.78 474
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 24-Sep-21 09-SEP-2022* 23-SEP-2022* 24-Sep-21 09-SEP-2022* 23-SEP-2022* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 166914.23 179877.77 185703.87 171131.39 182906.36 188640.85** b) Borrowings from banks 42383.41 45121.61 57304.04 42446.78 45193.61 57338.04 c) Other demand & time liabilities 18644.92 44767.37 46955.92 18934.43 45273.78 474
ଅକ୍ଟୋବର 06, 2022
RBI launches दक्ष (DAKSH) - Reserve Bank’s Advanced Supervisory Monitoring System
The Reserve Bank of India has been taking various initiatives in strengthening supervision, which among other initiatives include adoption of latest data and analytical tools as well as leveraging technology for implementing more efficient and automated work processes. In continuation of this effort, Shri Shaktikanta Das, Governor, today launched a new SupTech initiative named “दक्ष (DAKSH) - Reserve Bank’s Advanced Supervisory Monitoring System”, which is expected to
The Reserve Bank of India has been taking various initiatives in strengthening supervision, which among other initiatives include adoption of latest data and analytical tools as well as leveraging technology for implementing more efficient and automated work processes. In continuation of this effort, Shri Shaktikanta Das, Governor, today launched a new SupTech initiative named “दक्ष (DAKSH) - Reserve Bank’s Advanced Supervisory Monitoring System”, which is expected to
ରିଜର୍ଭ ବ୍ୟାଙ୍କ ଅଫ୍ ଇଣ୍ଡିଆ ମୋବାଇଲ୍ ଆପ୍ଲିକେସନ୍ ଇନଷ୍ଟଲ୍ କରନ୍ତୁ ଏବଂ ଲାଟେଷ୍ଟ ନିଉଜ୍ କୁ ଶୀଘ୍ର ଆକ୍ସେସ୍ ପାଆନ୍ତୁ!
ପେଜ୍ ଅନ୍ତିମ ଅପଡେଟ୍ ହୋଇଛି: ସେପ୍ଟେମ୍ବର 06, 2024
