<p class="pntext1">ftd/;ah w[dok tNKdok w?Biw?IN n?eN1999</p> - ਆਰਬੀਆਈ - Reserve Bank of India
ftd/;ah w[dok tNKdok w?Biw?IN n?eN1999
ftd/;ah w[dok tNKdok w?Biw?IN n?eN1999-ftd/;ah ;co
J/HghH(vhHnkJhHnkoHbVhtko) nfX;{uBk BzL19 (30 nes{po, 2000)
Gkosh foiaot p?Ie
tNKdoK ezNo'b ftGkr
e/Idoh dcaso
w[zpJh-400001
J/HghH(vhHnkJhHnkoH;hohi) ;oe[bo BzL 19
30 nes{po, 2000
tZb
ftd/;ah w[dok tNKdoK ftZu
;ko/ nfXfeqs tgkoh
;qhwkB ih,
ftd/;ah w[Zdok w?Biw?IN n?eN 1999 ftd/;ah ;co nfXfeqs tgkohnK dk fXnkB Gkos ;oeko dh nfX;{uBk BzLihHn?;HnkoH381(Jh) fwsh 3 wJh, 2000 tZb fdtkfJnk iKdk j? fiBQK ftZu ftd/;ah w[dok tNKdoK w?Biw?IN (ukb{ yaks/ d/ b?D d/D ) fB:w, 2000 fdZs/ rJ/ jB fiBQK dhnK XkoBktK ftZu e[M ukb{ yaks/ d/ b?D d/D bJh n?e;u?Ii eYtkT[D dh wBkjh ehsh rJh j? ns/ e[M j'o b?D d/D s/ gkpzdhnK bk fdZshnK rJhnK jB. fB:w 5 dhnK XkoBktK ftZu Bkwiadrh dh nB[;{uh 111 ftZu tofDs b?D d/D foiaot p?Ie dh g{ot wBia{oh dh wzr eod/ jB. fJ; bJh fiZE' sZe ftd/;ah ;co bJh ftd/;ah w[dok B{z obhia eoB dk ;pzX j?, nfXfeqs tgkoh T[BQK jdkfJsK dk nB[;oD eo ;ed/ jB i' fe fJ; ;oe[bo d/ nB[br ftZu fdZshnK rJhnK jB.
2- fJj ;g;aN ehsk iKdk j? fe nB[br ftZu tofDs jdkfJsK B{z T[BQK fB:wK Bkb gfVQnk ikt/ fiBQK B{z Gkos ;oeko d/ ftZs wzsokfbnk dh nfX;{uBk fwsh 3 wJh, 2000 fi; dk toDB T[gZo fdZsk frnk j?, okjhI nfX;{fus ehsk frnk j?.
3- Gkos ;oeko dh nfX;{uBk BzLihHn?;HnkoH381(Jh) fwsh 3 wJh, 2000 d/ fB:w (2) d/ yzv (ph) dhnK XkoBktK ftZu **voktb** ftZu fJzNoB?;aBb eo?fvN ekovK, fJzNoB?;aBb v?fpN ekovK, J/HNhHn?wHekovK nkfd dh tos'I ;akfwb j?. fJ; bJh fJj ;g;aN ehsk iKdk j? fe fJBQK d;skt/iK dh tos'I th nfX;{uBk nXhB bkJhnK gkpzdhnK d/ nXhB j?. fJ; s'I fJbktk ftd/;ah n?e;u?Ii w?B/iw?IN n?eN 1999 dh Xkok 2 d/ yzv(n?u)dhnK XkoBktK ftZu **eoz;h** ftu Bkb Bkb nzsok;aNoh eo?fvN ekov ;akwb jB. Gkosh foiaot p?Ie B/ nkgDh nfX;{uBk BzLn?cHJhHn?wHJ/H15|nkoHphH2000 fwsh 3 wJh, 2000 okjhI J/HNhHn?wHekovK s/ v?fpN ekovK B{z **eoz;h** ti'I nfX;{fus ehsk j?. fJ; bJh eo?fvN ekovK, J/HNhHn?wHekovK s/ v?fpN ekovK nkfd okjhI ehshnK ndkfJrhnK, feT[Ife ndkfJrh d/ tZy tZy sohe/ jB, fJ; bJh pDkJ/ rJ/ ;ko/ fB:w, ftfB:w ns/ n?eN nXhB ikoh ;/XK eo?fvN ekovK, J/HNhHn?wHekovK, v?fpN ekovK nkfd s/ th bkr{ j[zdhnK jB.
4- fJj th ;g;aN ehsk iKdk j? fe id'I e'Jh ftnesh fBZih d"o/ s'I fJbktk fe;/ j'o T[d/;a bJh ftd/;a ik fojk j?, nfXfeqs tgkohnK bJh fJj nkd/;akswe BjhI fe T[j nfij/ ;co bJh t/uh rJh ftd/;ah w[dok dh oew B{z :ksoh d/ gk;g'oN s/ fgZm nzfes eoB. go fIiZE/ ftd/;ah w[dok Bz{ gqkJht/N d"o/ bJh t/funk iKdk j? noEks :ksoh p{fBnkdh ;co e'Nk (phHNhHe:{H) dk bkG T[mkT[Id/ jB sK fJ; dk jo jkbs ftZu fgZm nzeD :ksoh d/ gk; g'oN s/ nfXfeqs vhbo dh w'jo, fwsh s/ j;skyaoK Bkb eoBk ukjhdk j?.
5- g/';arh fGitkJh
nfXfeqs tgkoh fe;/ ukb{ yaks/ d/ b?D d/D bJh g/;arh fGitkJh dh nkfrnk d/ ;ed/ jB fi; bJh fe ftd/;ah w[Zdok dk obhia eoBk nkfrnk:'r j?, go ;aos fJj j? fe n?vtK; fGitkJh ikD tkbh oew nwohek d/ 25,000 vkboK iK fJ; d/ pokpo s'I tZX Bk j't/. fiZE/ fJj oew nwohek d/ 25,000 vkboK iK fJBQK d/ pokpo Bkb' tZX iKdh j? sK Gkos s'I pkjo ;fEs fe;/ nzsook;aNoh gqf;ZXh tkb/ p?Ie iK Gkos ftZu nfXfeqs vhbo gk;'I rkozNh, i/eo nfijh rkozNh fe;/ nzsook;aNoh gqf;ZXh tkb/ p?Ie i' Gkos s'I pkjo ;fEs j't/ dh eKT{No rkozNh fto[ZX ikoh ehsk iKdk j? sK T[; B{z ;w[zdo'I gko bkG gkso gk;'I gqkgs eoBk ukjhdk j?. nfXekos vhbo B{z fJj ;[fB;aus eoB dh ekotkJh th eoBh ukjhdh j? fe g/;arh fGitkJh tkb/ bkG gkso B/ Gkos ftu gq/;ae tb'I w[nkfJd/ iK fJeokoBkw/ nXhB d/DdkohnK B{z g{ok eo fdZsk j?.
6- fJ; ;oe[bo d/ nB[br ftu tofDs ;/XK T[BQK jdkfJsK B{z oZd eodhnK jB fiBQK dk toDB n?e;u?Ii ezNo'b w?B{nb (1993 n?vh;aB) ns/ fJ; d/ nB[br i, ii ns/ iv d/ nfXnkfJ 8 d/ Gkr *J/* ftZu ehsk frnk j?.
7- nfXfeqs vhbo fJ; ;oe[bo d/ ft;a/ t;s{ B{z nkgD/ ;pzXs gqfsfBZXK d/ fXnkB ftZu fbnk ;ed/ jB.
8- fJ; ;oe[bo ftZu tofDs jdkfJsK B{z ckoB n?e;u?Ii w?B/iw?IN n?eN 1999 (1999 d/ 42) dh Xkok 10(4) ns/ Xkok ii(1) nXhB ikoh ehsk frnk j?. fJBQK jdkfJsK dh e'Jh T[bzxDk iK nD-gkbDk ekoB nfij/ dzv fdZs/ ik ;ed/ jB i' fe n?eN nXhB fBoXkos ehs/ rJ/ jB.
fjs{,
;jh|-
(e/Hi/HT[d/;ah)
w[Zy wjKgqpzXe
ftd/;ah ;co
J/-1 nkw nzsek
Gkos ftZu ofjD tkb/ ftneshnK B{z ftd/;a ftZu ;cao eoB bJh ftd/;ah w[Zdok ikoh eoB bJh nfXfeqs vhboK B{z ukjhdk j? fe T[j Gkos ;oeko d[nkok pDkJ/ ftd/;ah n?e;u?Ii gqpzXB n?eN 1999 dh Xkok 5 nXhB pDkJ/ fB:wK s'I ;/X gqkgs eoB. ;oekoh nfX;{uBk BzLihn?;nko-381(Jh) fwsh 3 wJh, 2004 d/ fB:w 3 dh wZd(ph) dhnK XkoBktK ftZu B/gkb s/ G{NkB ftZu ;co eoB bJh e'Jh ftd/;ah w[Zdok fwbD:'r BjhI j?. e[Zb ;hwktK Bkb'I tZX ftd/;ah w[Zdok ikoh eoB bJh fijk fe nfX;{uBk dh nB[;{uh III ftZu tofDs ehsk frnk j?, foiaot p?Ie dh g{ot wBia{oh gqkgs eoBh ukjhdh j?. ;oekoh nfX;{uBk dh nB[;{uh III ftZu fBoXkos ;hwktK Bkb'I tZX n?e;u?Ii ikoh eoB bJh ;ko/ fpB? gZso n?e;u?Ii ezNo'b ftGkr d/ y/soh dcaso ftZu G/iD/ ukjhd/ jB fi; d/ nfXeko y/so nXhB fpB?eko ekoi eo fojk j?.
TH2 n?e;u?Ii dh fteoh
(T) fiZE/ foiaot p?Ie|Gkos ;oeko d[nkok gowN|w[Zdok gowN|wBia{oh ftZu tofDs ikfJiask d/ ;w/I d"okB t/uh ik ;edh j? ns/ fteoh B{z gowN|w{b wBia{oh d/ fgZSb/ gk;'I fgZm nzfes ehsk ikt/.
(n) nfXfeqs vhboK B{z :ksohnK d/ gk;g'oN s/ ftd/;ah ;cao bJh t/uh ftd/;ah w[Zdok B{z fgZm nzfes eoB dh b'V BjhI id'I :ksoh gqkJht/N c/oh s'I fpBK fe;/ j'o wzst bJh ftd/;a ik fojk j't/. fiZE/ ftd/;ah w[Zdok B{z gqkJht/N c/oh bJh t/funk iKdk j?, fJ; B{z fB;au/ jh :ksoh d/ gk;g'oN s/ nfXekfos vhbo dh w[jo, fwsh s/ j;skyaoK Bkb fgZm nzfes ehsk ikt/.
B'N L (T) nfXfeqs vhbo B{z i/eo :ksoh d[nkok p/Bsh ehsh ikt/ sK T[j ftd/;a ftZu gqkJht/N c/oh s'I fJbktk j'o c/oh bJh t/uh ftd/;ah w[dok d/ t/oftnK B{z nkgDh w[jo s/ j;skayoK Bkb foekov eo ;ed/ jB.
(n) i/eo e'Jh pZuk nkgD/ wksk-fgsk d/ gk;g'oN s/ ;cao eo fojk j't/ sK fgZm nzeD ;KM/ gk;g'oN s/ eoBk ukjhdk j?.
(J) :ksoh u?eK B{z ikoh eoB d/ e/; ftZu :ksoh B{z u?eK d/ j;skyao nfXekfos eowukoh dh w"i{drh ftZu eoB/ ukjhd/ jB ns/ :ksoh u?eK dh gqkgsh bJh yohddko dh gqkgsh o;hd B{z T[fuZs o{g ftZu poeoko oZyDk ukjhdk j?.
(;) fe;/ :ksoh B{z t/uh ik ojh ;w[Zuh ftd/;ah w[dok ftu'I, ftd/;ah w[dok B'NK s/ f;Zfenk d/ o{g ftZu ftd/;ah w[Zdok B{z fBwB do;kJh ;hwK sZe t/funk ik ;edk j?L-
(1) |
:ksoh i' fe fJoke, fbphnk, fJ;bkfwe fogpfbe nkc fJokB, o{;h c?vo/;aB ns/ ekwB t?bE nkc fJzvhg?IfvzN ;N/N; d/ j'o rDokiK s'I fJbktk j'o d/;aK ftZu ik oj/ jB. |
500 nwoheh vkboK iK fJBQK d/ pokpo s'I tZX BjhI. |
(2) |
fJoke iK fbphnk ik oj/ :ksoh |
5000 nwoheh vkboK iK fJ; d/ pokpo s'I tZX BjhI. |
(3) |
nfij/ :ksoh i' fJ;bkfwe fogpfbe nkc fJokB, o{;h c?vo/;aB ns/ ekwB t?bE nkc fJzvhg?Iv; ;N/N; d/ j'o rDokiK ftZu ik oj/ jB. |
g{ok n?e;u/Ii ikoh ehsk ikt/. |
(j) ckow J/ 2 i' fe ftd/;a ftu ;cao eoB bJh ftd/;ah w[Zdok dh fteoh Bkb ;pzXs j?, B{z nfXfeqs ftneshnK d[nkok ;pzXs d;skt/iK ;w/s fJe ;kb d/ ;w/I sZe ;zGkb e/ oZyDk ukjhdk j? sK fe nzdo{Bh nkvhNo T[BQK dh s;dhe eo ;eD.
TH3 e'Jh ftnesh i' ftd/;a ikD T[gozs phwko j' ikt/, B{z Gkos s'I pkjo fJbki bJh Gkos ;oeko dh nfX;{uBk BzLihn?;nko-381(Jh) fwsh 3 wJh, 2000 d/ fB:w 5 nB[;ko ftd/;ah w[dok ikoh ehsh ik ;edh j?.
TH4 ;fGnkukoe d"o/
vK; wzvbhnK, ebkeko nkfd i' ;fGnkukoe wzstK bJh ftd/;a ftu d"o/ eoBk ukj[zd/ jB T[j Gkos ;oeko d/ wB[Zyh ;z;kXB ftek; wzsokfbnk (f;Zfynk s/ ;fGnkukoe ftGkr) B{z nkgDhnK ftd/;ah w[dok dhnK b'VK d/ ;pzX ftZu f;cako;a bJh fpB? gZso d/ ;ed/ jB. nfXfeqs vhbo wzsokfbnk gk;'I gqkgs wBia{oh d/ nkXko s/ T[; jZd sZe iK T[; ftZu tofDs ;aosK d/ nXhB ftd/;ah w[dok ikoh eo ;ed/ jB.
TH5 gqkJht/N d"o/
gqkJht/N c/oh bJh ftd/;ah w[dok th nfij/ ftneshnK B{z ikoh ehsh ik ;edh j? i' fe fe;/ wzst bJh Gkos s'I pkjo ;co bJh ftd/;ah w[dok gqkgs eo fojk j?.
TH6 e[M e/;K ftu ftd/;ah w[dok dh tos'I dh g?oth
fiZE/ fe;/ nfXekfos vhbo B/ ftd/;ah w[dok nB[wkBK d/ nkXko s/ ikoh ehsh j't/ Gkt ftd/;a ftZu vkeNoh fJbki bJh iK vkeNoh iKu bJh nkfd, nfXekfos vhbo B{z fJj ukjhdk j? fe fJj :ehBh pDkt/ fe tk;sfte yofunK d/ t/ot/ fB;au/ jh fpB?eko d[nkok nfXekfos vhbo fi; B/' ftd/;ah w[dok ikoh ehsh j't/, dh ;akyk B{z, Gkos gosD s/ 15 fdBK d/ nzdo-nzdo g/;a eo/. T[fuZs ;w/I ftZu t/oftnK B{z g/;a Bk ehs/ ikD dh fog'oN foiaot p?Ie d/ y/soh dcaso B{z G/ih ikt/ fi; d/ nfXeko y/so ftZu fpB?eko ofj fojk j?.
TH7 ftd/;ah w[dok tkg; eoB dk ;wK
i/eo fe;/ wzst bJh yohdh rJh ftd/;ah w[dok, T[d/;aK bJh iK fe;/ j'o T[d/;a bJh fi; bJh fe ftd/;ah w[dok c?wk 1999 iK T[; nXhB pDkJ/ fB:wK iK ftfB:wK d/ T[gpzXK nXhB b?D dh nkfrnk j?, T[j tosh BjhI iKdh sK T[j iK T[; d/ nDtos/ fjZ;/ B{z fJ; dh yohd dh fwsh s'I 60 fdBK d/ ;w/I d/ nzdo nzdo nfXekfos ftnesh d/ ;g[od eoBk ukjhdk j?.(d/y' nfX;{uBk BzLc?wk-9|2000-nkoHphHfwsh 3 wJh, 2000)
B'NL nfij/ e/;K ftu fiZE/ e'Jh ftnesh nfXfeqs ftnesh B{z ftd/;ah w[dok w'VB bJh 60 fdBK d/ pknd nkT[Idk j? sK nfXfeqs ftnesh B{z ftd/;ah w[dok yohdD s'I fJ; nkXko s/ fJBeko BjhI eoBk ukjhdk fe 60 fdBK dk fBoXkfos ;wK yasw j' frnk j?.
TH8 nDyouh ftd/;ah w[dok
fe;/ :ksoh d[nkok nDyaouh w[dok i' tkg; Gkos fbnKdh j't/ B{z nfXekfos ftnesh B{z o[gfJnk dh ndkfJrh fto[ZX :ksoh d/ tkg; gosD s'I 90 fdBK d/ nzdo nzdo tkg; eoBh ukjhdh j?, i/eo nDyou/ ftd/;ah w[dok B'Nk d/ ;aeb ftu j't/. i/eo nfijh ftd/;ah w[dok :ksoh u?eK d/ o{g ftu j? sK T[j fe;/ nfXfeqs ftnesh B{z tkg; nkT[D dh fwsh s'I 180 fdBK d/ nzdo nzdo tkg; eoB/ ukjhd/ jB. fJ; gqeko tkg; fbnKd/ n?e;u/Ii dh tos'I :ksoh d[nkok T[go'es tofDs ;w/I d'okB nkgDh w[V ftd/;ah c/oh bJh fJ;s/wkb eo ;edk j? go tkg; nk oj/ :ksoh B{z fJ; rZb dh nkfrnk j? fe nkgD/ e'b ftd/;ah w[dok s/ :ksoh u?e s/ B'N :{Hn?;HJ/ d/ e[Zb 2000 vkboK s/ ftd/;ah f;ZfenK B{z fpBK fe;/ ;hwK sZe nkgD/ e'b ;edk j?. (d/y' nfX;{uBk BzLc/wk-11|2000-nkoHphH-fwsh 3 wJh, 2000) fJ; gqeko nkgD/ e'b oZyh ftd/;ah w[dok dh tos'I :ksoh d[nkok nkgDh pknd tkbh ftd/;ah c/oh bJh ;edk j?.
B'N L fiZE/ e'Jh ftnesh ftd/;ah w[dok B{z tkg; eoB bJh nfXekfos ftnesh e'b fBoXkos ;w/I s'I pknd g[Zidk j? sK nfXekfos ftnesh B{z fJ; nkXko s/ ftd/;ah w[dok yohdD s'I fJBeko BjhI eoBk ukjhdk fe fBoXkos ;wK yasw j' frnk j?.
TH9 d"ok gqpzXK nkfd bJh XzBok;ah G/iDhL
(i) nfXfeqs vhbo :ksoh dh p/Bsh s/ T[; d/ j'Nb ftu mfjoB, d"o/ d/ gqpzXK nkfd bJh T[BQK d/;aK ftu tkip ;hwk sZe G/i ;ed/ jB fiBQK d/;aK ftZu ikD dh T[; dh sithia j't/, go ;aos fJj j? fe fJj T[; ftd/;ah w[dok ftu'I j't/ i' fe :ksoh B/ fe;/ nfXekos ftnesh gk;'I (;w/s nfijh n?e;u/Ii d/ i' ftd/;a ftZu gqkJht/N ;co bJh gqkgs ehsh j't/) T[BQK fB:wK s/ ftfB:wK s/ jdkfJsK d/ nB[e{b yohdh j't/ i' bkr{ j'D.
(ii) nfXfeqs vhbo fJj gq/;aD Gkos ftZu J/izNK dh p/Bsh s/ eo ;ed/ jB fiBQK d/ Gkos d/ :ksohnK B{z j'Nb ftu fojkfJ;a iK j'o d"ok gqpzX eoB bJh ftd/;a ftu j'NbK|J/izNK nkfd Bkb gkpzdh;[adk gqpzX jB. go ;aos fJj j? fe nfXfeqs vhbo B{z fJj s;Zbh j't/ fe fJj gq/;aD T[; ftd/;ah w[dok ftu ehsk ik fojk j? i' fe ;pzXs :ksoh d[nkok nfXekfos ftnesh (;w/s T[; n?e;u/Ii d/ i' fe ftd/;a ftu gqkJht/N ;co bJh gqkgs ehsk j't/.) gk;'I T[BQK fB:wK ftfB:wK s/ jdkfJsK nB[e{b yohdh rJh j't/ i' bkr{ j'D.
(iii) nfXfeqs vhbo Gkos ftu J/izNK d/ BK s/ ftd/;ah w[dok yaks/ y'bQ ;ed/ jB fiBQK dk Gkos d/ :ksohnK B{z j'Nb fojkfJ;a T[gbZpX eotkT[D iK j'o d"ok gqpzX eoB bJh j'NbK|J/izNK nkfd Bkb gkpzdh;a[dk gqpzX jB. go ;aos fJj j? fe L-
(T) yakfsnK ftu eo?fvN, iwQK eoB d/ sohe/ Bkb j'D.
(i) :ksohnK gk;'I ftd/;ah w[dok ftu oew ftZu fJeZmh ehsh ikt/ ns/
(ii) p[fezr|d"ok gqpzX oZd j"D nkfd ekoB Gkos s'I pkjo'I gqkgs ehs/ ohczv ns/
(n) ftd/;ah w[dok ftZu v?fpN Gkos s'I pkjo T[es (ii) nB[;ko j'Nb fojkfJ;a, d'oK gqpzX eoB bJh ndkfJrhnK eoB bJh j'D.
TH10 o[gfJnk ftu ndkfJrh
nfXfeqs vhbo 50,000|-o[gJ/ (gzikj jiko o[gJ/) e/tb dh ndkfJrh ftd/;a ftu ;cao eoB bJh ftd/;ah w[dok dh fteoh fto[ZX ;theko eo ;ed/ jB. (fBih c/oh bJh iK fe;/ j'o wzst bJh) fiZE/ ftd/;ah w[dok dh fteoh 50,000|-o[gJ/ dh oew Bkb' tZX iKdh j? sK fB;au/ jh fJ; gqeko gqkgs ehsh ikt/. (i) eok;v u?e i' fe fpB?eko d/ p?Ie yaks/ s/ eZfNnk frnk j't/ iK (ii) eok;v u?e i' T[; caow|ezgBh d/ p?Ie yaks/ s/ eZfNnk j't/ iK (iii) p?Ieo dk u?e|g/ nkovo|vhwKv vokcaN.
B"N L fiZE/ eYtkJ/ rJ/ ftd/;ah n?e;u/Ii d/ pokpo iK sK fe;/ fJe voktb iK fJe Bkb'I tZX voktb i' fJeZm/ frD/ ikD i' fJe ;cao | c/oh bJh j'D, 50,000|-o[gJ/ Bkb' tZX iKd/ jB sK fJ; oew dh ndkfJrh fit/I fe T[go dZf;nk frnk j? u?e iK vokcaN d[nkok ehsh ikDh ukjhdh j?.