1. Reserve Bank of India - Liabilities and Assets*

(₹ Crore)

Item

2023

2024

Variation

Aug. 4

Jul. 26

Aug. 2

Week

Year

1

2

3

4

5

4 Loans and Advances

4.1 Central Government

0

0

0

0

0

4.2 State Governments

23123

21239

31072

9832

7949

* Data are provisional; difference, if any, is due to rounding off.

2. Foreign Exchange Reserves*

Item

As on Aug. 2, 2024

Variation over

Week

End-March 2024

Year

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

1

2

3

4

5

6

7

8

1 Total Reserves

5652457

674919

64656

7533

261201

28500

670134

73466

1.1 Foreign Currency Assets #

4958347

592039

44620

5162

196502

21089

539743

58640

1.2 Gold

503330

60099

20268

2404

64011

7424

133207

15419

1.3 SDRs

152096

18161

-302

-41

872

29

720

-113

1.4 Reserve Position in the IMF

38685

4620

70

8

-184

-42

-3536

-479

* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements.

4. Scheduled Commercial Banks - Business in India

(₹ Crore)

Item

Outstanding as on Jul. 26, 2024

Variation over

Fortnight

Financial year so far

Year-on-Year

2023-24

2024-25

2023

2024

1

2

3

4

5

6

2 Liabilities to Others

2.1 Aggregate Deposits

21193741

16424

1123850

718515

2195450

2025978

(21110539)

(973390)

(2044991)

(2093235)

2.1a Growth (Per cent)

0.1

6.2

3.5

12.9

10.6

(5.4)

(12.0)

(11.0)

2.1.1 Demand

2444056

53735

78352

203

216747

185274

2.1.2 Time

18749684

-37311

1045498

718311

1978703

1840704

2.2 Borrowings

932190

47412

339013

154247

430742

147848

2.3 Other Demand and Time Liabilities

900968

14550

31123

-36460

160289

80194

7 Bank Credit

16814792

2675

1111888

382628

2417773

2027669

(16321156)

(501608)

(1807494)

(2144312)

7.1a Growth (Per cent)

-

8.1

2.3

19.5

13.7

(3.7)

(14.6)

(15.1)

7a.1 Food Credit

28190

-2072

931

5109

-11508

7354

7a.2 Non-food Credit

16786602

4747

1110957

377519

2429282

2020315

1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.

6. Money Stock: Components and Sources

(₹ Crore)

Item

Outstanding as on

Variation over

2024

Fortnight

Financial Year so far

Year-on-Year

2023-24

2024-25

2023

2024

Mar. 31

Jul. 26

Amount

%

Amount

%

Amount

%

Amount

%

Amount

%

1

2

3

4

5

6

7

8

9

10

11

12

M3

24831384

25589778

-24320

-0.1

915735

4.1

758394

3.1

2227148

10.6

2330283

10.0

(24939627)

(25672980)

(-27825)

(-0.1)

(733353)

(2.9)

(2263025)

(9.7)

1 Components (1.1.+1.2+1.3+1.4)

1.1 Currency with the Public

3410042

3425384

-43081

-1.2

-60533

-1.8

15342

0.4

152156

5.0

209481

6.5

1.2 Demand Deposits with Banks

2586888

2587249

53681

2.1

77481

3.3

361

0.0

214870

9.8

189171

7.9

1.3 Time Deposits with Banks

18739918

19485921

-34173

-0.2

905426

5.4

746003

4.0

1846242

11.7

1911530

10.9

(18848160)

(19569123)

(-37679)

(-0.2)

(720962)

(3.8)

(1844272)

(10.4)

1.4 ‘Other’ Deposits with Reserve Bank

94536

91225

-746

-0.8

-6638

-8.5

-3312

-3.5

13880

24.2

20101

28.3

2 Sources (2.1+2.2+2.3+2.4-2.5)

2.1 Net Bank Credit to Government

7512016

7612862

-16154

-0.2

59346

0.8

100846

1.3

816214

12.7

387984

5.4

(7603571)

(7678214)

(-16151)

(-0.2)

(74643)

(1.0)

(340768)

(4.6)

2.1.1 Reserve Bank

1193213

1060910

-20626

-254040

-132303

98562

-136175

2.1.2 Other Banks

6318803

6551952

4472

0.1

313386

5.5

233149

3.7

717652

13.5

524159

8.7

(6410358)

(6617304)

(4476)

(0.1)

(206946)

(3.2)

(476943)

(7.8)

2.2 Bank Credit to Commercial Sector

16672145

17085038

3406

0.0

485970

3.4

412893

2.5

1798819

13.7

2169432

14.5

(17202832)

(17578675)

(2497)

(0.0)

(375843)

(2.2)

(2052789)

(13.2)

2.2.1 Reserve Bank

14406

10935

-172

-21405

-3471

-29562

5791

2.2.2 Other Banks

16657739

17074104

3578

0.0

507375

3.5

416365

2.5

1828381

14.0

2163642

14.5

(17188425)

(17567740)

(2669)

(0.0)

(379314)

(2.2)

(2046998)

(13.2)

Note: Figures in parentheses include the impact of merger of a non-bank with a bank.

8. Liquidity Operations by RBI

(₹ Crore)

Date

Liquidity Adjustment Facility

Standing Liquidity Facilities

OMO (Outright)

Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8)

Repo

Reverse Repo

Variable Rate Repo

Variable Rate Reverse Repo

MSF

SDF

Sale

 Purchase

1

2

3

4

5

6

7

8

9

10

Jul. 29, 2024

-

-

-

41785

716

63919

-

105

-

-105093

Jul. 30, 2024

-

-

-

23855

468

50963

-

200

-

-74550

Jul. 31, 2024

-

-

-

7000

2891

76182

-469

125

-

-80885

Aug. 01, 2024

-

-

-

32831

579

81930

-

675

-

-114857

Aug. 02, 2024

-

-

-

59860

781

186921

-

465

-

-246465

Aug. 03, 2024

-

-

-

-

263

158577

-

-

-

-158314

Aug. 04, 2024

-

-

-

-

63

136919

-

-

-

-136856

SDF: Standing Deposit Facility; MSF: Marginal Standing Facility.