1. Reserve Bank of India - Liabilities and Assets*

(₹ Crore)

Item

2024

2025

Variation

Jan. 19

Jan. 10

Jan. 17

Week

Year

1

2

3

4

5

4 Loans and Advances

4.1 Central Government

-

0

0

0

0

4.2 State Governments

18712

14620

23623

9003

4911

* Data are provisional; difference, if any, is due to rounding off.

2. Foreign Exchange Reserves*

Item

As on January 17,
2025

Variation over

Week

End-March 2024

Year

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

1

2

3

4

5

6

7

8

1 Total Reserves

5404532

623983

24130

-1888

13276

-22436

286302

7841

1.1 Foreign Currency Assets #

4617658

533133

9726

-2878

-144187

-37817

83327

-12722

1.2 Gold

597172

68947

13600

1063

157853

16272

204987

21734

1.3 SDRs

154015

17782

1154

1

2792

-350

2655

-439

1.4 Reserve Position in the IMF

35687

4122

-350

-74

-3182

-540

-4666

-732

* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements.

4. Scheduled Commercial Banks - Business in India

(₹ Crore)

Item

Outstanding as on
Jan. 10, 2025

Variation over

Fortnight

Financial year so far

Year-on-Year

2023-24

2024-25

2024

2025

1

2

3

4

5

6

2 Liabilities to Others

2.1 Aggregate Deposits

22150249

87658

1940921

1675023

2310060

2165414

(22084821)

(1821562)

(2190701)

(2219345)

2.1a Growth (Per cent)

0.4

10.8

8.2

13.1

10.8

(10.1)

(12.4)

(11.2)

2.1.1 Demand

2478194

-91379

84970

34341

189777

212793

2.1.2 Time

19672055

179037

1855952

1640682

2120284

1952621

2.2 Borrowings

926377

-28723

380687

148435

353023

100361

2.3 Other Demand and Time Liabilities

985205

-11421

82564

47777

193155

112990

7 Bank Credit

17801605

58567

2294690

1369441

2693167

1831679

(17368554)

(1728150)

(2126626)

(1965169)

7.1a Growth (Per cent)

0.3

16.8

8.3

20.3

11.5

(12.6)

(16.0)

(12.8)

7a.1 Food Credit

57723

1584

24063

34642

-8686

13755

7a.2 Non-food Credit

17743882

56983

2270628

1334799

2701852

1817924

1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.

6. Money Stock: Components and Sources

(₹ Crore)

Item

Outstanding as on

Variation over

2024

2025

Fortnight

Financial Year so far

Year-on-Year

2023-24

2024-25

2024

2025

Mar. 31

Jan. 10

Amount

%

Amount

%

Amount

%

Amount

%

Amount

%

1

2

3

4

5

6

7

8

9

10

11

12

M3

24831618

26647844

135334

0.5

1866601

8.4

1816226

7.3

2367282

10.8

2437483

10.1

(24939860)

(26713273)

(134072)

(0.5)

(1773412)

(7.1)

(2383552)

(9.8)

1 Components (1.1.+1.2+1.3+1.4)

1.1 Currency with the Public

3410276

3499907

40194

1.2

35434

1.1

89631

2.6

148140

4.7

188037

5.7

1.2 Demand Deposits with Banks

2586888

2619298

-91414

-3.4

87410

3.8

32410

1.3

191741

8.7

211291

8.8

1.3 Time Deposits with Banks

18739918

20425014

184558

0.9

1743052

10.5

1685096

9.0

2011262

12.3

2012995

10.9

(18848160)

(20490442)

(183297)

(0.9)

(1642282)

(8.7)

(1959064)

(10.6)

1.4 ‘Other’ Deposits with Reserve Bank

94536

103625

1996

2.0

704

0.9

9089

9.6

16139

25.9

25160

32.1

2 Sources (2.1+2.2+2.3+2.4-2.5)

2.1 Net Bank Credit to Government

7512016

7978893

128642

1.6

62974

0.9

466877

6.2

474680

7.0

750386

10.4

(7603571)

(8029768)

(128649)

(1.6)

(426197)

(5.6)

(704641)

(9.6)

2.1.1 Reserve Bank

1193213

1104710

103819

-435089

-88503

-237895

88673

2.1.2 Other Banks

6318803

6874183

24823

0.4

498063

8.7

555380

8.8

712575

13.0

661713

10.7

(6410358)

(6925058)

(24830)

(0.4)

(514700)

(8.0)

(615967)

(9.8)

2.2 Bank Credit to Commercial Sector

16672145

18157779

66966

0.4

1720454

11.9

1485634

8.9

2148325

15.3

2007689

12.4

(17202832)

(18590830)

(61474)

(0.3)

(1387998)

(8.1)

(1874199)

(11.2)

2.2.1 Reserve Bank

14406

10512

-7

-21321

-3894

1503

5285

2.2.2 Other Banks

16657739

18147266

66972

0.4

1741775

12.1

1489527

8.9

2146822

15.3

2002404

12.4

(17188426)

(18580317)

(61480)

(0.3)

(1391892)

(8.1)

(1868914)

(11.2)

Note: Figures in parentheses include the impact of merger of a non-bank with a bank.

8. Liquidity Operations by RBI

(₹ Crore)

Date

Liquidity Adjustment Facility

Standing Liquidity Facilities

OMO (Outright)

Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8)

Repo

Reverse Repo

Variable Rate Repo

Variable Rate Reverse Repo

MSF

SDF

Sale

 Purchase

1

2

3

4

5

6

7

8

9

10

Jan. 13, 2025

-

-

50008

-

539

84042

-

-

-

-33495

Jan. 14, 2025

-

-

-

-

2069

77450

1020

-

-

-74361

Jan. 15, 2025

-

-

3980

-

794

66409

-635

-

2570

-59700

Jan. 16, 2025

-

-

30760

-

1138

84506

611

-

4480

-47517

Jan. 17, 2025

-

-

33467

-

4096

80248

24

-

3125

-39536

Jan. 18, 2025

-

-

-

-

14661

83219

-

-

-

-68558

Jan. 19, 2025

-

-

-

-

13064

71692

-

-

-

-58628

SDF: Standing Deposit Facility; MSF: Marginal Standing Facility.