4.2: Ownership of Deposits with Scheduled Commercial Banks : 2002 and 2003 - ਆਰਬੀਆਈ - Reserve Bank of India
4.2: Ownership of Deposits with Scheduled Commercial Banks : 2002 and 2003
|
||||||||
(Amount in Rs. crore) |
||||||||
As on the last Friday of March |
||||||||
Sector of the Economy |
Current |
Savings |
Term |
Total |
||||
2002 |
2003 |
2002 |
2003 |
2002 |
2003 |
2002 |
2003 |
|
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
I. Government Sector |
23291 |
29662 |
17256 |
22355 |
78169 |
102856 |
118716 |
154873 |
-17.8 |
-19.4 |
-6.4 |
-6.8 |
-10.8 |
-12.3 |
-10.6 |
-11.8 |
|
1. Central & State Governments |
8328 |
11471 |
9270 |
11217 |
27883 |
33564 |
45480 |
56252 |
-6.4 |
-7.5 |
-3.4 |
-3.4 |
( 3.8) |
-4 |
( 4.0) |
-4.3 |
|
i) Central Government |
3006 |
4957 |
735 |
1135 |
16706 |
18639 |
20447 |
24731 |
( 2.5) |
-3.2 |
-0.3 |
-0.3 |
-2.3 |
-2.2 |
( 1.8) |
-1.9 |
|
ii) State Governments |
5322 |
6514 |
8535 |
10082 |
11177 |
14926 |
25034 |
31522 |
( 4.4) |
-4.3 |
-3.2 |
-3 |
( 1.5) |
-1.8 |
( 2.2) |
-2.4 |
|
2. Local Authorities |
1750 |
2044 |
3979 |
5992 |
9644 |
13662 |
15373 |
21697 |
( 1.6) |
-1.3 |
-1.5 |
-1.8 |
( 1.3) |
-1.6 |
( 1.4) |
-1.6 |
|
3. Quasi Government Bodies |
8233 |
7585 |
2271 |
1795 |
20422 |
25739 |
30926 |
35119 |
( 5.2) |
-5 |
-0.8 |
-0.5 |
( 2.8) |
-3.1 |
( 2.8) |
-2.7 |
|
Of which: State Electricity Boards |
2685 |
3490 |
30 |
229 |
2027 |
4382 |
4742 |
8101 |
( 1.8) |
-2.3 |
-- |
-0.1 |
( 0.3) |
-0.5 |
( 0.4) |
-0.6 |
|
4. Public Sector Corporations |
4981 |
5863 |
1736 |
3351 |
20220 |
29891 |
26938 |
41808 |
and Companies |
( 4.1) |
-5.6 |
-0.6 |
-1 |
-2.8 |
-3.6 |
( 2.4) |
-3.2 |
i) Non - Departmental Commercial |
2147 |
5075 |
143 |
523 |
8016 |
13692 |
10306 |
19290 |
Undertakings |
( 2.2) |
-3.3 |
( 0.1) |
-0.2 |
( 1.1) |
-1.6 |
( 0.9) |
-1.5 |
ii) Others |
2835 |
3487 |
1594 |
2828 |
12204 |
16199 |
16632 |
22514 |
( 1.9) |
-2.3 |
-0.8 |
-0.9 |
( 1.7) |
-1.9 |
( 1.5) |
-1.7 |
|
II. Private Corporate Sector |
21072 |
22099 |
576 |
993 |
42328 |
44699 |
63975 |
67791 |
(Non - Financial) |
-14.2 |
-14.5 |
-0.2 |
-0.3 |
( 5.8) |
-5.4 |
( 5.7) |
-5.1 |
1. Non- Financial Companies |
14594 |
15341 |
109 |
158 |
27253 |
29558 |
41956 |
45058 |
-11.1 |
-10 |
-- |
-- |
( 3.8) |
-3.5 |
( 3.7) |
-3.4 |
|
2. Non-Credit Co -operative |
145 |
798 |
87 |
282 |
804 |
1519 |
1036 |
2599 |
Institutions |
( 0.1) |
-0.5 |
-- |
-0.1 |
( 0.1) |
-0.2 |
( 0.1) |
-0.2 |
3. Others |
6333 |
5960 |
379 |
552 |
14271 |
13622 |
20982 |
20134 |
( 4.8) |
-3.9 |
-0.1 |
-0.2 |
-2 |
-1.6 |
( 1.9) |
-1.5 |
|
III. Financial Sector |
21495 |
21693 |
1979 |
3323 |
53652 |
62876 |
77126 |
87892 |
-16.4 |
-14.2 |
-0.7 |
-1 |
( 7.4) |
-7.5 |
-6.9 |
-6.7 |
|
1. Banks |
10409 |
10508 |
484 |
1548 |
35149 |
41864 |
46043 |
53920 |
( 8.0) |
-6.9 |
( 0.2) |
-0.5 |
-4.9 |
-5 |
( 4.1) |
-4.1 |
|
i) Indian Commercial Banks |
6441 |
6865 |
340 |
1301 |
24343 |
32152 |
31124 |
40318 |
( 4.9) |
-4.5 |
( 0.1) |
-0.4 |
( 3.4) |
-3.9 |
( 2.8) |
-3.1 |
|
ii) Foreign Resident Banks |
1222 |
653 |
7 |
2 |
1536 |
530 |
2765 |
1186 |
(Offices of Foreign Banks in India ) |
( 0.9) |
-0.4 |
- |
- |
( 0.2) |
-0.1 |
( 0.2) |
-0.1 |
iii) Co-operative Banks & |
2746 |
2989 |
137 |
245 |
9270 |
9182 |
12154 |
12416 |
Credit societies |
( 2.1) |
-2 |
( 0.1) |
-0.1 |
( 1.3) |
-1.1 |
( 1.1) |
-0.9 |
a. Co-operative Banks |
2580 |
2733 |
22 |
80 |
8424 |
7803 |
11026 |
10615 |
( 2.0) |
-1.8 |
- |
- |
( 1.2) |
-0.9 |
( 1.0) |
-0.8 |
|
b. Credit Societies |
166 |
257 |
116 |
165 |
846 |
1380 |
1127 |
1801 |
|
( 0.1) |
-0.2 |
- |
- |
( 0.1) |
-0.2 |
( 0.1) |
-0.1 |
Note : Figures in brackets indicate percentages to total. |
||||||||
Source : Reserve Bank of India Bulletin July 2004 |
TABLE 4.2 : OWNERSHIP OF DEPOSITS WITH SCHEDULED COMMERCIAL |
||||||||
(Amount in Rs. crore) |
||||||||
As on the last Friday of March |
||||||||
Sector of the Economy |
Current |
Savings |
Term |
Total |
||||
2002 |
2003 |
2002 |
2003 |
2002 |
2003 |
2002 |
2003 |
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
|
2. Other Financial Institutions |
7165 |
6634 |
1036 |
1049 |
11146 |
12568 |
19347 |
20251 |
( 5.5) |
-4.3 |
( 0.4) |
-0.3 |
( 1.5) |
-1.5 |
( 1.7) |
-1.5 |
|
i) Financial Companies |
821 |
549 |
43 |
30 |
1187 |
1580 |
2050 |
2160 |
( 0.6) |
-0.4 |
- |
- |
( 0.2) |
-0.2 |
( 0.2) |
-0.2 |
|
a. Housing Finance Companies |
730 |
309 |
35 |
7 |
970 |
1311 |
1735 |
1627 |
( 0.6) |
-0.2 |
- |
- |
( 0.1) |
-0.2 |
( 0.2) |
-0.1 |
|
b. Auto Finance Companies |
91 |
240 |
8 |
23 |
217 |
269 |
316 |
532 |
( 0.1) |
-0.2 |
- |
- |
- |
- |
- |
- |
|
ii) Total of Mutual Funds |
712 |
99 |
22 |
2 |
677 |
642 |
1412 |
743 |
(including Private Sector |
( 0.5) |
-0.1 |
- |
- |
( 0.1) |
-0.1 |
( 0.1) |
-0.1 |
Mutual Funds) |
||||||||
a. Mutual Funds in Private Sector |
396 |
37 |
22 |
1 |
224 |
281 |
641 |
319 |
|
( 0.3) |
- |
- |
- |
- |
- |
( 0.1) |
- |
b. Other Mutual Funds |
317 |
62 |
- |
1 |
454 |
361 |
771 |
424 |
( 0.2) |
- |
- |
- |
( 0.1) |
- |
( 0.1) |
- |
|
iii) Unit Trust of India |
676 |
96 |
18 |
1 |
14 |
14 |
707 |
111 |
( 0.5) |
-0.1 |
- |
- |
- |
- |
( 0.1) |
- |
|
iv) Insurance Corporations and |
3220 |
4107 |
43 |
58 |
5911 |
6601 |
9173 |
10766 |
Companies (Life and General) |
( 2.5) |
-2.7 |
- |
- |
( 0.8) |
-0.8 |
( 0.8) |
-0.8 |
v) Term Lending Institutions |
789 |
635 |
20 |
10 |
1634 |
2478 |
2443 |
3123 |
( 0.6) |
-0.4 |
- |
- |
( 0.2) |
-0.3 |
( 0.2) |
-0.2 |
|
vi) Provident Fund Institutions |
947 |
1148 |
892 |
947 |
1723 |
1253 |
3562 |
3348 |
( 0.7) |
-0.8 |
( 0.3) |
-0.3 |
( 0.2) |
-0.2 |
( 0.3) |
-0.3 |
|
3. Other Financial Companies |
3921 |
4552 |
458 |
726 |
7356 |
8444 |
11736 |
13722 |
( 3.0) |
-3 |
( 0.2) |
-0.2 |
-1 |
-1 |
( 1.0) |
-1 |
|
i) Financial Services Companies |
477 |
444 |
6 |
9 |
1191 |
1251 |
1674 |
1704 |
( 0.4) |
-0.3 |
- |
- |
( 0.2) |
-0.2 |
( 0.1) |
-0.1 |
|
ii) Other Financial Companies |
1048 |
1144 |
65 |
78 |
2914 |
3035 |
4027 |
4257 |
( 0.8) |
-0.7 |
- |
- |
( 0.4) |
-0.4 |
( 0.4) |
-0.3 |
|
iii) Others |
2397 |
2963 |
387 |
639 |
3251 |
4158 |
6035 |
7761 |
|
( 1.8) |
-1.9 |
( 0.1 |
-0.2 |
( 0.4) |
-0.5 |
( 0.5) |
-0.6 |
Note : Figures in brackets indicate percentages to total. |
||||||||
Source : Reserve Bank of India Bulletin July 2004 |
TABLE 4.2 : OWNERSHIP OF DEPOSITS WITH SCHEDULED COMMERCIAL |
||||||||
(Amount in Rs. crore) |
||||||||
As on the last Friday of March |
||||||||
Sector of the Economy |
Current |
Savings |
Term |
Total |
||||
2002 |
2003 |
2002 |
2003 |
2002 |
2003 |
2002 |
2003 |
|
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
IV. Household Sector |
60668 |
74718 |
234849 |
286670 |
454885 |
500192 |
750402 |
861580 |
-46.3 |
-48.9 |
-87.3 |
-86.7 |
-62.8 |
-60 |
-66.7 |
-65.4 |
|
1. Individuals (including Hindu |
32597 |
40465 |
213368 |
248512 |
385861 |
402317 |
631826 |
691294 |
Undivided Families) |
-24.9 |
-26.5 |
-79.4 |
-75.1 |
-53.3 |
-48.3 |
-56.2 |
-52.5 |
i) Farmers |
1554 |
1927 |
37445 |
44461 |
69234 |
72971 |
108233 |
119359 |
( 1.2) |
-1.3 |
-13.9 |
-13.4 |
-9.6 |
-8.8 |
-9.6 |
-9.1 |
|
ii) Businessmen Traders, |
20369 |
25191 |
38065 |
44921 |
79404 |
87635 |
137838 |
157747 |
Professionals and |
-15.6 |
-16.5 |
-14.2 |
-13.6 |
-11 |
-10.5 |
-12.3 |
-12 |
Self - Employed Persons |
||||||||
iii) Wage and Salary Earners |
1938 |
2600 |
60009 |
76014 |
93356 |
98417 |
155303 |
177031 |
( 1.5) |
-1.7 |
-22.3 |
-23 |
-12.9 |
-11.8 |
-13.8 |
-13.4 |
|
iv) Shroffs, Money Lenders, |
840 |
619 |
2038 |
1645 |
4460 |
3788 |
7338 |
6052 |
Stock Brokers, Dealers in Bullion etc. |
( 0.6) |
-0.4 |
( 0.8) |
-0.5 |
( 0.6) |
-0.5 |
( 0.7) |
-0.5 |
v) Other Individuals |
7896 |
10128 |
75811 |
81471 |
139407 |
139505 |
223114 |
231104 |
( 6.0) |
-6.6 |
-28.2 |
-24.6 |
-19.2 |
-16.7 |
-19.8 |
-17.6 |
|
2. Trusts Associations Clubs etc. |
1646 |
2733 |
3135 |
3918 |
14230 |
13228 |
19011 |
19879 |
( 1.3) |
-1.8 |
( 1.2) |
-1.2 |
( 2.0) |
-1.6 |
( 1.7) |
-1.5 |
|
3. Proprietary and Partnership |
19961 |
23660 |
1457 |
1808 |
15455 |
18452 |
36873 |
43920 |
concerns etc. |
-15.2 |
-15.5 |
( 0.5) |
-0.5 |
( 2.1) |
-2.2 |
( 3.3) |
-3.3 |
4. Educational Institutions |
1597 |
1697 |
3730 |
4390 |
8864 |
10455 |
14191 |
16542 |
( 1.2) |
-1.1 |
( 1.4) |
-1.3 |
( 1.2) |
-1.3 |
( 1.3) |
-1.3 |
|
5. Religious Institutions |
171 |
176 |
1226 |
1284 |
4841 |
4417 |
6238 |
5878 |
( 0.1) |
-0.1 |
( 0.5) |
-0.4 |
( 0.7) |
-0.5 |
( 0.6) |
-0.4 |
|
6. Others(not elsewhere classified) |
4696 |
5987 |
11933 |
26757 |
25634 |
51323 |
42264 |
84068 |
( 3.6) |
-3.9 |
( 4.4) |
-8.1 |
( 3.5) |
-6.2 |
-3.8 |
-6.4 |
|
V. Foreign Sector |
4377 |
4486 |
14206 |
17406 |
95572 |
122720 |
114154 |
144613 |
( 3.3) |
-2.9 |
( 5.3) |
-5.3 |
-13.2 |
-14.7 |
-10.2 |
-11 |
|
1. Foreign Consulates, Embassies, |
202 |
194 |
111 |
188 |
856 |
743 |
1169 |
1124 |
Trade Missions, Information |
( 0.2) |
-0.1 |
-- |
-0.1 |
( 0.1) |
-0.1 |
( 0.1) |
-0.1 |
Services etc. |
||||||||
2. Non-Residents |
1445 |
1208 |
10948 |
14086 |
84260 |
110001 |
96653 |
125295 |
-1.1 |
-0.8 |
( 4.1) |
-4.3 |
-11.6 |
-13.2 |
( 8.6) |
-9.5 |
|
3. Others |
2730 |
3085 |
3146 |
3131 |
10456 |
11977 |
16332 |
18194 |
( 2.1) |
-2 |
( 1.2) |
-0.9 |
( 1.4) |
-1.4 |
( 1.5) |
-1.4 |
|
Total |
130902 |
152659 |
268865 |
330746 |
724605 |
833344 |
1124372 |
1316749 |
|
-100 |
-100 |
-100 |
-100 |
-100 |
-100 |
-100 |
-100 |
Note : Figures in brackets indicate percentages to total. |
||||||||
Source : Reserve Bank of India Bulletin July 2004 |