Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,830

2,37

1,89

483

38

33

—

—

—

1.

Direct Finance

2,830

2,37

1,89

483

38

33

—

—

—

2.

Indirect Finance

—

—

—

—

—

—

—

—

—

II.

INDUSTRY

731

3,02

2,39

217

5,73

5,16

—

—

—

1.

Mining & Quarrying

—

—

—

2

3

3

—

—

—

2.

Food Manufacturing and Processing

39

21

17

15

1,16

1,17

—

—

—

(a)

Rice Mills, Flour and Dal Mills

15

9

7

3

2

2

—

—

—

(b)

Sugar

—

—

—

—

—

—

—

—

—

(c)

Edible Oils and Vanaspati

1

1

1

1

1

—

—

—

(d)

Tea Processing

—

—

—

2

1,06

1,08

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

—

—

—

(f)

Others

23

11

9

9

6

6

—

—

—

3.

Beverage and Tobacco

1

—

—

11

14

13

—

—

—

4.

Textiles

5

2

2

5

3,09

2,74

—

—

—

(a)

Cotton Textiles

—

—

—

1

4

4

—

—

—

(b)

Jute Textiles

—

—

—

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

—

—

—

(d)

Other Textiles

5

2

2

4

3,05

2,70

—

—

—

5.

Paper, Paper Products and Printing

10

8

6

3

5

4

—

—

—

6.

Leather and Leather Products

—

—

—

3

3

3

—

—

—

7.

Rubber and Rubber Products

1

—

—

2

1

—

—

—

—

8.

Chemicals and Chemical Products

2

1

1

2

2

1

—

—

—

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

—

—

—

(b)

Fertilizers

—

—

—

—

—

—

—

—

—

(c)

Drugs and Pharmaceuticals

—

—

—

—

—

—

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

2

1

1

2

2

1

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

4

2

1

—

—

—

—

—

—

11.

Basic Metals & Metal Products

5

9

11

4

23

16

—

—

—

(a)

Iron and Steel

1

1

1

—

—

—

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

—

—

—

(c)

Other Metal Products

4

9

11

4

23

16

—

—

—

12.

Engineering

9

6

6

3

6

6

—

—

—

(a)

Heavy Engineering

—

—

—

—

—

—

—

—

—

(b)

Light Engineering

1

—

—

1

1

1

—

—

—

(c)

Electrical Machinery & Goods

2

1

1

1

—

—

—

—

—

(d)

Electronic Machinery & Goods

6

5

5

1

4

4

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

11

20

20

2

15

6

—

—

—

14.

Other Industries

638

2,25

1,67

159

61

57

—

—

—

15.

Electricity, Gas & Water

1

1

—

—

—

—

—

—

—

(a)

Electricity Generation & Transmission

1

1

—

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

—

—

—

16.

Construction

5

7

7

6

17

17

—

—

—

III.

TRANSPORT OPERATORS

149

1,35

1,03

556

1,69

1,51

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

61

47

36

423

92

79

—

—

—

V.

PERSONAL LOANS

2,165

3,36

2,80

1,688

1,81

1,56

—

—

—

1.

Loans for Purchase of Consumer Durables

214

35

26

403

30

27

—

—

—

2.

Loans for Housing

96

50

40

46

9

9

—

—

—

3.

Rest of the Personal Loans

1,855

2,51

2,13

1,239

1,43

1,20

—

—

—

VI.

TRADE

2,584

4,56

3,85

1,839

8,62

7,72

—

—

—

1.

Wholesale Trade

19

24

29

4

5

6

—

—

—

2.

Retail Trade

2,565

4,32

3,56

1,835

8,57

7,66

—

—

—

VII.

FINANCE

—

—

—

1

—

—

—

—

—

VIII.

ALL OTHERS

36

91

90

697

88

80

—

—

—

TOTAL BANK CREDIT

8,556

16,04

13,22

5,904

20,03

17,88

—

—

—

OF WHICH :

1.

Artisans & Village Industries

223

31

20

18

6

5

—

—

—

2.

Other Small Scale Industries

427

1,41

1,23

110

41

39

—

—

—

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

—

—

—

—

—

—

3,313

2,74

2,23

1.

Direct Finance

—

—

—

—

—

—

3,313

2,74

2,23

2.

Indirect Finance

—

—

—

—

—

—

—

—

—

II.

INDUSTRY

—

—

—

—

—

—

948

8,75

7,55

1.

Mining & Quarrying

—

—

—

—

—

—

2

3

3

2.

Food Manufacturing and Processing

—

—

—

—

—

—

54

1,37

1,34

(a)

Rice Mills, Flour and Dal Mills

—

—

—

—

—

—

18

12

9

(b)

Sugar

—

—

—

—

—

—

—

—

—

(c)

Edible Oils and Vanaspati

—

—

—

—

—

—

2

2

1

(d)

Tea Processing

—

—

—

—

—

—

2

1,06

1,08

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

—

—

—

(f)

Others

—

—

—

—

—

—

32

18

16

3.

Beverage and Tobacco

—

—

—

—

—

—

12

15

13

4.

Textiles

—

—

—

—

—

—

10

3,11

2,75

(a)

Cotton Textiles

—

—

—

—

—

—

1

4

4

(b)

Jute Textiles

—

—

—

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

—

—

—

(d)

Other Textiles

—

—

—

—

—

—

9

3,07

2,71

5.

Paper, Paper Products and Printing

—

—

—

—

—

—

13

12

10

6.

Leather and Leather Products

—

—

—

—

—

—

3

3

3

7.

Rubber and Rubber Products

—

—

—

—

—

—

3

1

1

8.

Chemicals and Chemical Products

—

—

—

—

—

—

4

2

2

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

—

—

—

(b)

Fertilizers

—

—

—

—

—

—

—

—

—

(c)

Drugs and Pharmaceuticals

—

—

—

—

—

—

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

—

—

—

4

2

2

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

—

—

—

—

—

—

4

2

1

11.

Basic Metals & Metal Products

—

—

—

—

—

—

9

32

27

(a)

Iron and Steel

—

—

—

—

—

—

1

1

1

(b)

Non-Ferrous Metals

—

—

—

—

—

—

—

—

—

(c)

Other Metal Products

—

—

—

—

—

—

8

31

26

12.

Engineering

—

—

—

—

—

—

12

12

12

(a)

Heavy Engineering

—

—

—

—

—

—

—

—

—

(b)

Light Engineering

—

—

—

—

—

—

2

2

1

(c)

Electrical Machinery & Goods

—

—

—

—

—

—

3

2

1

(d)

Electronic Machinery & Goods

—

—

—

—

—

—

7

9

9

13.

Vehicles, Vehicle Parts & Transport Equipments

—

—

—

—

—

—

13

34

26

14.

Other Industries

—

—

—

—

—

—

797

2,86

2,24

15.

Electricity, Gas & Water

—

—

—

—

—

—

1

1

—

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

1

1

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

—

—

—

16.

Construction

—

—

—

—

—

—

11

24

23

III.

TRANSPORT OPERATORS

—

—

—

—

—

—

705

3,04

2,54

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

—

—

—

484

1,39

1,16

V.

PERSONAL LOANS

—

—

—

—

—

—

3,853

5,17

4,35

1.

Loans for Purchase of Consumer Durables

—

—

—

—

—

—

617

64

53

2.

Loans for Housing

—

—

—

—

—

—

142

59

49

3.

Rest of the Personal Loans

—

—

—

—

—

—

3,094

3,94

3,34

VI.

TRADE

—

—

—

—

—

—

4,423

13,18

11,57

1.

Wholesale Trade

—

—

—

—

—

—

23

29

35

2.

Retail Trade

—

—

—

—

—

—

4,400

12,89

11,21

VII.

FINANCE

—

—

—

—

—

—

1

—

—

VIII.

ALL OTHERS

—

—

—

—

—

—

733

1,79

1,70

TOTAL BANK CREDIT

—

—

—

—

—

—

14,460

36,07

31,10

OF WHICH :

1.

Artisans & Village Industries

—

—

—

—

—

—

241

37

25

2.

Other Small Scale Industries

—

—

—

—

—

—

537

1,82

1,62