(Amount in Rs.crore)

Item

1999-2000

2000-01

Variation of Col. (3) over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

8,282.11

9,091.21

809.10

9.77

(i+ii)

(100.00)

(100.00)

i)

Interest Income

7,065.08

8,052.11

987.03

13.97

(85.31)

(88.57)

ii)

Other Income

1,217.03

1,039.10

-177.93

-14.62

(14.69)

(11.43)

B.

Expenditure

7,690.43

8,568.37

877.94

11.42

(i+ii+iii)

(100.00)

(100.00)

i)

Interest Expended

5,362.85

5,931.92

569.07

10.61

(69.73)

(69.23)

ii)

Provisions and Contingencies

741.74

957.13

215.39

29.04

(9.64)

(11.17)

iii)

Operating Expenses

1,585.84

1,679.32

93.48

5.89

(20.62)

(19.60)

of which : Wage Bill

1,017.48

1,037.49

20.01

1.97

(13.23)

(12.11)

C.

Profit

i)

Operating Profit

1,333.42

1,479.97

146.55

10.99

ii)

Net Profit

591.68

522.84

-68.84

-11.63

D.

Total Assets

73,122.94

84,604.62

11,481.68

15.70

E.

Financial Ratios (per cent) @

i)

Operating Profit

1.82

1.75

-0.07

—

ii)

Net Profit

0.81

0.62

-0.19

—

iii)

Income

11.33

10.75

-0.58

—

iv)

Interest Income

9.66

9.52

-0.14

—

v)

Other Income

1.66

1.23

-0.43

—

vi)

Expenditure

10.52

10.13

-0.39

—

vii)

Interest Expended

7.33

7.01

-0.32

—

viii)

Operating Expenses

2.17

1.98

-0.19

—

ix)

Wage Bill

1.39

1.23

-0.16

—

x)

Provisions and Contingencies

1.01

1.13

0.12

—

xi)

Spread (Net Interest Income)

2.33

2.51

0.18

—

@ Ratios to Total Assets.

Note : Figures in brackets are percentage to the respective total.