Appendix Table III.12(D): Financial Performance of State Bank Group - ਆਰਬੀਆਈ - Reserve Bank of India
Appendix Table III.12(D): Financial Performance of State Bank Group
(Amount in Rs.crore) | ||||||
Item | 2001-02 | 2002-03 | Variation of Col. (3) | |||
Absolute | Percentage | |||||
1 | 2 | 3 | 4 | 5 | ||
A. | Income | 44,762.80 | 48,866.64 | 4,103.84 | 9.17 | |
(i+ii) | (100.00) | (100.00) | ||||
i) | Interest Income | 38,746.03 | 40,868.53 | 2,122.50 | 5.48 | |
(86.56) | (83.63) | |||||
of which : Interest on Advances | 15,309.12 | 15,997.73 | 688.61 | 4.50 | ||
Income on Investments | 18,467.62 | 19,917.97 | 1,450.35 | 7.85 | ||
ii) | Other Income | 6,016.77 | 7,998.11 | 1,981.34 | 32.93 | |
(13.44) | (16.37) | |||||
of which : Commission & Brokerage | 3,715.22 | 3,957.48 | 242.26 | 6.52 | ||
B. | Expenditure | 41,313.31 | 44,355.12 | 3,041.81 | 7.36 | |
(i+ii+iii) | (100.00) | (100.00) | ||||
i) | Interest Expended | 26,555.91 | 27,206.64 | 650.73 | 2.45 | |
(64.28) | (61.34) | |||||
of which : Interest on Deposits | 25,114.24 | 26,064.26 | 950.02 | 3.78 | ||
ii) | Provisions and Contingencies | 5,270.19 | 6,717.59 | 1,447.40 | 27.46 | |
(12.76) | (15.15) | |||||
of which: Provisions for NPAs | 3,036.45 | 3,586.45 | 550.00 | 18.11 | ||
iii) | Operating Expenses | 9,487.21 | 10,430.89 | 943.68 | 9.95 | |
(22.96) | (23.52) | |||||
of which : Wage Bill | 6,728.83 | 7,384.78 | 655.95 | 9.75 | ||
C. | Profit | |||||
i) | Operating Profit | 8,719.68 | 11,229.11 | 2,509.43 | 28.78 | |
ii) | Net Profit | 3,449.49 | 4,511.52 | 1,062.03 | 30.79 | |
D. | Spread (Net Interest Income) | 12,190.12 | 13,661.89 | 1,471.77 | 12.07 | |
(Interest Income - Interest Expended) | ||||||
E. | Total Assets | 4,49,288.66 | 4,93,954.27 | 44,665.61 | 9.94 | |
Note: Figures in brackets are percentage shares to the respective total. |