Appendix Table III.12(F): Financial Performance of New Private Sector Banks - ਆਰਬੀਆਈ - Reserve Bank of India
Appendix Table III.12(F): Financial Performance of New Private Sector Banks
(Amount in Rs.crore) | ||||||
Item | 2001-02 | 2002-03 | Variation of Col. (3) | |||
Absolute | Percentage | |||||
1 | 2 | 3 | 4 | 5 | ||
A. | Income | 9,869.86 | 20,587.15 | 10,717.29 | 108.59 | |
(i+ii) | (100.00) | (100.00) | ||||
i) | Interest Income | 7,821.87 | 15,634.83 | 7,812.96 | 99.89 | |
(79.25) | (75.94) | |||||
of which: Interest on Advances | 3,504.08 | 9,246.01 | 5,741.93 | 163.86 | ||
Income on Investments | 3,689.02 | 5,525.59 | 1,836.57 | 49.78 | ||
ii) | Other Income | 2,047.99 | 4,952.32* | 2,904.33 | 141.81 | |
(20.75) | (24.06) | |||||
of which: Commission & Brokerage | 647.19 | 1,382.99 | 735.80 | 113.69 | ||
B. | Expenditure | 9,095.24 | 18,861.17 | 9,765.93 | 107.37 | |
(i+ii+iii) | (100.00) | (100.00) | ||||
i) | Interest Expended | 5,812.69 | 12,361.45 | 6,548.76 | 112.66 | |
(63.91) | (65.54) | |||||
of which: Interest on Deposits | 5,040.05 | 6,394.35 | 1,354.30 | 26.87 | ||
ii) | Provisions and Contingencies | 1,356.04 | 2,708.28 | 1,352.24 | 99.72 | |
(14.91) | (14.36) | |||||
of which: Provisions for NPAs | 914.31 | 1,908.58 | 994.27 | 108.75 | ||
iii) | Operating Expenses | 1,926.51 | 3,791.44 | 1,864.93 | 96.80 | |
(21.18) | (20.10) | |||||
of which : Wage Bill | 436.45 | 828.76 | 392.31 | 89.89 | ||
C. | Profit | |||||
i) | Operating Profit | 2,130.66 | 4,434.26 | 2,303.60 | 108.12 | |
ii) | Net Profit | 774.62 | 1,725.98 | 951.36 | 122.82 | |
D. | Spread (Net Interest Income) | 2,009.18 | 3,273.38 | 1,264.20 | 62.92 | |
(Interest Income - Interest Expended) | ||||||
E. | Total Assets | 1,74,476.58 | 1,92,169.81 | 17,693.23 | 10.14 | |
* Includes, profit on sale of shares of ICICI Bank Ltd. held by erstwhile ICICI Limited. |