(Amount in Rs. crore)

Year

Operating

Net

Income

Interest

Other

Expenditure

Interest

Operating Expenses

Provisions

Spread

Profit

Profit

(5+6)

Income

Income

(8+9+11)

Expended

and Contin-

(NII)

Total

Of

which:

(3+11)

(4-7)

gencies

Wage Bill

1

2

3

4

5

6

7

8

9

10

11

12

Scheduled Commercial Banks

2002-03

40,681.94

17,077.22

1,72,345.02

1,40,742.48

31,602.54

1,55,267.80

93,596.27

38,066.81

23,610.14

23,604.72

47,146.21

(2.39)

(1.01)

(10.14)

(8.28)

(1.86)

(9.14)

(5.51)

(2.24)

(1.39)

(1.39)

(2.77)

2003-04

52,600.22

22,270.94

1,83,872.12

1,44,346.81

39,525.31

1,61,601.18

87,562.75

43,709.15

26,359.53

30,329.28

56,784.06

(2.66)

(1.13)

(9.31)

(7.31)

(2.00)

(8.19)

(4.44)

(2.21)

(1.34)

(1.54)

(2.88)

2004-05

51,684.02

21,320.16

1,93,268.88

1,58,438.26

34,830.62

1,71,948.72

91,537.00

50,047.86

29,032.26

30,363.86

66,901.26

(2.20)

(0.91)

(8.21)

(6.73)

(1.48)

(7.30)

(3.89)

(2.13)

(1.23)

(1.29)

(2.84)

2004-05#

50,962.00

20,705.66

1,86,703.20

1,53,126.82

33,576.38

1,65,997.54

86,601.26

49,139.94

28,733.58

30,256.34

66,525.56

(2.24)

(0.91)

(8.22)

(6.74)

(1.48)

(7.30)

(3.81)

(2.16)

(1.26)

(1.33)

(2.93)

Public Sector Banks

2002-03

29,717.24

12,295.46

1,28,464.38

1,07,232.05

21,232.33

1,16,168.92

69,852.59

28,894.55

20,444.88

17,421.78

37,379.46

(2.31)

(0.96)

(9.99)

(8.34)

(1.65)

(9.04)

(5.43)

(2.25)

(1.59)

(1.36)

(2.91)

2003-04

39,290.10

16,546.38

1,37,587.31

1,09,547.35

28,039.96

1,21,040.93

65,764.53

32,532.68

22,581.23

22,743.72

43,782.82

(2.67)

(1.12)

(9.35)

(7.45)

(1.91)

(8.23)

(4.47)

(2.21)

(1.54)

(1.55)

(2.98)

2004-05

39,413.18

15,784.40

1,47,626.25

1,23,001.99

24,624.26

1,31,841.85

71,223.85

36,989.22

24,742.61

23,628.78

51,778.14

(2.22)

(0.89)

(8.32)

(6.93)

(1.39)

(7.43)

(4.02)

(2.09)

(1.39)

(1.33)

(2.92)

2004-05 #

38,691.16

15,169.90

1,41,060.57

1,17,690.55

23,370.02

1,25,890.67

66,288.11

36,081.30

24,443.93

23,521.26

51,402.44

(2.29)

(0.90)

(8.33)

(6.95)

(1.38)

(7.44)

(3.92)

(2.13)

(1.44)

(1.39)

(3.04)

Nationalised Banks

2002-03

18,486.13

7,783.94

79,597.73

66,368.04

13,229.69

71,813.79

42,645.95

18,465.65

13,062.10

10,702.19

23,722.09

(2.34)

(0.98)

(10.06)

(8.39)

(1.67)

(9.08)

(5.39)

(2.33)

(1.65)

(1.35)

(3.00)

2003-04

24,926.58

10,927.66

85,712.04

68,590.96

17,121.08

74,784.38

40,369.38

20,416.08

14,262.25

13,998.92

28,221.58

(2.70)

(1.19)

(9.30)

(7.44)

(1.86)

(8.11)

(4.38)

(2.21)

(1.55)

(1.52)

(3.06)

2004-05

23,431.01

9,494.04

87,548.03

73,645.20

13,902.83

78,053.99

41,446.03

22,670.99

15,434.50

13,936.97

32,199.17

(2.20)

(0.89)

(8.22)

(6.91)

(1.30)

(7.33)

(3.89)

(2.13)

(1.45)

(1.31)

(3.02)

State Bank Group

2002-03

11,231.11

4,511.52

48,866.65

40,864.01

8,002.64

44,355.13

27,206.64

10,428.90

7,382.78

6,719.59

13,657.37

(2.27)

(0.91)

(9.88)

(8.26)

(1.62)

(8.97)

(5.50)

(2.11)

(1.49)

(1.36)

(2.76)

2003-04

14,363.52

5,618.72

51,875.27

40,956.39

10,918.88

46,256.55

25,395.15

12,116.60

8,318.98

8,744.80

15,561.24

(2.62)

(1.02)

(9.45)

(7.46)

(1.99)

(8.42)

(4.62)

(2.21)

(1.51)

(1.59)

(2.83)

2004-05

15,260.15

5,675.86

53,512.54

44,045.35

9,467.19

47,836.68

24,842.08

13,410.31

9,009.43

9,584.29

19,203.27

(2.43)

(0.91)

(8.53)

(7.02)

(1.51)

(7.63)

(3.96)

(2.14)

(1.44)

(1.53)

(3.06)

(Amount in Rs. crore)

Year

Operating

Net

Income

Interest

Other

Expenditure

Interest

Operating Expenses

Provisions

Spread

Profit

Profit

(5+6)

Income

Income

(8+9+11)

Expended

and Contin-

(NII)

Total

Of

which:

(3+11)

(4-7)

gencies

Wage Bill

1

2

3

4

5

6

7

8

9

10

11

12

Other Public Sector Bank

2004-05

722.02

614.50

6,565.68

5,311.44

1,254.24

5,951.18

4,935.74

907.92

298.68

107.52

375.70

(0.89)

(0.76)

(8.07)

(6.53)

(1.54)

(7.31)

(6.07)

(1.12)

(0.37)

(0.13)

(0.46)

Old Private Sector Banks

2002-03

2,804.43

1,231.74

11,278.83

8,919.79

2,359.04

10,047.09

6,327.22

2,147.18

1,297.85

1,572.69

2,592.57

(2.67)

(1.17)

(10.75)

(8.50)

(2.25)

(9.57)

(6.03)

(2.05)

(1.24)

(1.50)

(2.47)

2003-04

3,191.66

1,446.48

11,555.03

9,120.90

2,434.13

10,108.55

5,981.88

2,381.49

1,400.22

1,745.18

3,139.02

(2.64)

(1.20)

(9.57)

(7.56)

(2.02)

(8.37)

(4.96)

(1.97)

(1.16)

(1.45)

(2.60)

2004-05

2,238.94

435.81

10,508.96

9,275.29

1,233.67

10,073.15

5,672.84

2,597.18

1,460.96

1,803.13

3,602.45

(1.70)

(0.33)

(8.00)

(7.06)

(0.94)

(7.67)

(4.32)

(1.98)

(1.11)

(1.37)

(2.74)

New Private Sector Banks

2002-03

4,432.13

1,725.98

20,567.23

15,633.01

4,934.22

18,841.25

12,361.45

3,773.65

828.76

2,706.15

3,271.56

(2.31)

(0.90)

(10.70)

(8.13)

(2.57)

(9.80)

(6.43)

(1.96)

(0.43)

(1.41)

(1.70)

2003-04

5,132.93

2,035.01

21,721.43

16,541.52

5,179.91

19,686.42

11,547.82

5,040.68

1,178.41

3,097.92

4,993.70

(2.08)

(0.83)

(8.81)

(6.71)

(2.10)

(7.98)

(4.68)

(2.04)

(0.48)

(1.26)

(2.03)

2004-05

5,434.64

3,097.56

22,099.23

16,990.13

5,109.10

19,001.67

10,600.40

6,064.19

1,483.39

2,337.08

6,389.73

(1.85)

(1.05)

(7.51)

(5.77)

(1.74)

(6.45)

(3.60)

(2.06)

(0.50)

(0.79)

(2.17)

Foreign Banks

2002-03

3,728.14

1,824.04

12,034.58

8,957.63

3,076.95

10,210.54

5,055.01

3,251.43

1,038.65

1,904.10

3,902.62

(3.20)

(1.56)

(10.32)

(7.68)

(2.64)

(8.75)

(4.33)

(2.79)

(0.89)

(1.63)

(3.35)

2003-04

4,985.53

2,243.07

13,008.35

9,137.04

3,871.31

10,765.28

4,268.52

3,754.30

1,199.67

2,742.46

4,868.52

(3.68)

(1.65)

(9.59)

(6.74)

(2.85)

(7.94)

(3.15)

(2.77)

(0.88)

(2.02)

(3.59)

2004-05

4,597.26

2,002.39

13,034.44

9,170.85

3,863.59

11,032.05

4,039.91

4,397.27

1,345.30

2,594.87

5,130.94

(2.98)

(1.30)

(8.46)

(5.95)

(2.51)

(7.16)

(2.62)

(2.85)

(0.87)

(1.68)

(3.33)