(Amount in Rs. crore) |
Item |
2004-05* |
2005-06* |
Variation
Absolute |
Percentage |
1 |
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
1,90,235.72 |
2,22,208.58 |
31,972.86 |
16.81 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Income |
1,55,801.00 |
1,84,510.45 |
28,709.46 |
18.43 |
|
|
|
(81.90) |
(83.03) |
|
|
|
|
of which: Interest on Advances |
81,408.28 |
1,08,681.61 |
27,273.33 |
33.50 |
|
|
Income on Investments |
65,867.81 |
66,190.34 |
322.53 |
0.49 |
|
ii) |
Other Income |
34,434.72 |
37,698.12 |
3,263.40 |
9.48 |
|
|
|
(18.10) |
(16.97) |
|
|
|
|
of which: Commission and Brokerage |
14,793.82 |
18,358.87 |
3,565.05 |
24.10 |
B. |
Expenditure (i+ii+iii) |
1,69,277.53 |
1,97,616.11 |
28,338.57 |
16.74 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Expended |
89,079.15 |
1,06,919.11 |
17,839.96 |
20.03 |
|
|
|
(52.62) |
(54.10) |
|
|
|
|
of which: Interest on Deposits |
77,254.72 |
89,460.61 |
12,205.89 |
15.80 |
|
ii) |
Provisions and Contingencies |
30,065.04 |
31,967.83 |
1,902.79 |
6.33 |
|
|
|
(17.76) |
(16.18) |
|
|
|
|
of which: Provision for NPAs |
59.78 |
40.95 |
-18.83 |
-31.50 |
|
iii) |
Operating Expenses |
50,133.34 |
58,729.16 |
8,595.82 |
17.15 |
|
|
|
(29.62) |
(29.72) |
|
|
|
|
of which : Wage Bill |
29,479.16 |
33,424.71 |
3,945.55 |
13.38 |
C. |
Profit |
|
|
|
|
|
i) |
Operating Profit |
51,023.22 |
56,560.30 |
5,537.07 |
10.85 |
|
ii) |
Net Profit |
20,958.18 |
24,592.47 |
3,634.29 |
17.34 |
D. |
Net Interest Income/Margin |
66,721.84 |
77,591.34 |
10,869.50 |
16.29 |
E. |
Total Assets |
23,55,509.27 |
27,87,891.62 |
4,32,382.35 |
18.36 |
* : Includes IDBI Ltd.
Note :
Figures in brackets are percentage shares to the respective total.
Source : Balance sheets of respective banks. |
|
