(Amount in Rs. crore) |
Item |
2004-05 |
2005-06 |
Variation
Absolute |
Percentage |
1 |
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
1,77,199.56 |
2,04,773.44 |
27,573.89 |
15.56 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Income |
1,46,630.53 |
1,72,274.60 |
25,644.07 |
17.49 |
|
|
|
(82.75) |
(84.13) |
|
|
|
|
of which: Interest on Advances |
75,873.09 |
1,01,301.75 |
25,428.65 |
33.51 |
|
|
Income on Investments |
62,921.35 |
62,294.86 |
-626.49 |
-1.00 |
|
ii) |
Other Income |
30,569.02 |
32,498.84 |
1,929.82 |
6.31 |
|
|
|
(17.25) |
(15.87) |
|
|
|
|
of which: Commission and Brokerage |
12,639.74 |
15,768.10 |
3,128.35 |
24.75 |
B. |
Expenditure (i+ii+iii) |
1,58,223.75 |
1,83,249.57 |
25,025.83 |
15.82 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Expended |
85,037.71 |
1,01,769.62 |
16,731.91 |
19.68 |
|
|
|
(53.75) |
(55.54) |
|
|
|
|
of which: Interest on Deposits |
74,663.27 |
86,299.44 |
11,636.17 |
15.58 |
|
ii) |
Provisions and Contingencies |
27,470.11 |
28,375.48 |
905.37 |
3.30 |
|
|
|
(17.36) |
(15.48) |
|
|
|
|
of which: Provision for NPAs |
57.21 |
39.67 |
-17.54 |
-30.66 |
|
iii) |
Operating Expenses |
45,715.93 |
53,104.47 |
7,388.54 |
16.16 |
|
|
|
(28.89) |
(28.98) |
|
|
|
|
of which : Wage Bill |
28,114.40 |
31,447.81 |
3,333.41 |
11.86 |
C. |
Profit |
|
|
|
|
|
i) |
Operating Profit |
46,445.92 |
49,899.35 |
3,453.43 |
7.44 |
|
ii) |
Net Profit |
18,975.81 |
21,523.87 |
2,548.06 |
13.43 |
D. |
Net Interest Income/Margin |
61,592.83 |
70,504.99 |
8,912.16 |
14.47 |
|
|
|
|
|
|
|
E. |
Total Assets |
22,01,872.94 |
25,86,305.94 |
3,84,432.99 |
17.46 |
Note : Figures in brackets are percentage shares to the respective total.
Source : Balance sheets of respective banks. |
|
