Appendix Table III.17(B): Financial Performance of Public Sector Banks |
(Amount in Rs. crore) |
Item |
2005-06 |
2006-07 |
Variation |
|
|
|
|
Absolute |
Percentage |
1 |
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
1,59,779.73 |
1,88,979.31 |
29,199.58 |
18.27 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Income |
1,37,874.45 |
1,68,107.66 |
30,233.21 |
21.93 |
|
|
|
(86.29) |
(88.96) |
|
|
|
|
of which: Interest on Advances |
78,519.01 |
1,10,543.30 |
32,024.30 |
40.79 |
|
|
Income on Investments |
51,757.04 |
49,820.61 |
–1,936.43 |
-3.74 |
|
ii) |
Other Income |
21,905.28 |
20,871.65 |
–1,033.63 |
-4.72 |
|
|
|
(13.71) |
(11.04) |
|
|
|
|
of which:
Commission & Brokerage |
10,128.04 |
12,521.25 |
2,393.21 |
23.63 |
B. |
Expenditure (i+ii+iii) |
1,43,241.08 |
1,68,827.13 |
25,586.05 |
17.86 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Expended |
80,504.22 |
1,03,456.63 |
22,952.41 |
28.51 |
|
|
|
(56.20) |
(61.28) |
|
|
|
|
|
|
|
|
|
|
|
of which: Interest on Deposits |
70,011.89 |
89,182.79 |
19,170.90 |
27.38 |
|
|
|
|
|
|
|
|
ii) |
Provisions and Contingencies |
21,428.55 |
22,115.98 |
687.43 |
3.21 |
|
|
|
(14.96) |
(13.10) |
|
|
|
|
of which: Provision for NPAs |
40.46 |
50.57 |
10.11 |
24.99 |
|
iii) |
Operating Expenses |
41,308.30 |
43,254.52 |
1,946.21 |
4.71 |
|
|
|
(28.84) |
(25.62) |
|
|
|
|
of which: Wage Bill |
27,378.16 |
27,802.86 |
424.70 |
1.55 |
C. |
Profit |
|
|
|
|
|
i) |
Operating Profit |
37,967.21 |
42,268.16 |
4,300.95 |
11.33 |
|
ii) |
Net Profit |
16,538.66 |
20,152.18 |
3,613.53 |
21.85 |
D. |
Net Interest Income/Margin |
57,370.23 |
64,651.03 |
7,280.80 |
12.69 |
E. |
Total Assets |
20,14,874.09 |
24,39,985.92 |
4,25,111.83 |
21.10 |
Note : Figures in brackets are percentage shares to the respective total.
Source : Balance sheets of respective banks. |
|
