(Amount in Rs. crore) |
Item |
2006-07 |
2007-08 |
Variation |
|
|
|
Absolute |
Percentage |
1 |
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
|
13,042.31 |
16,798.57 |
3,756.26 |
28.80 |
|
|
|
|
(100.00) |
(100.00) |
|
|
|
|
|
|
|
|
|
|
|
i) |
Interest Income |
11,474.07 |
14,694.15 |
3,220.08 |
28.06 |
|
|
|
|
(87.98) |
(87.47) |
|
|
|
|
of which: |
Interest on Advances |
7,948.24 |
10,705.88 |
2,757.64 |
34.69 |
|
|
|
Income on Investments |
3,036.14 |
3,484.02 |
447.88 |
14.75 |
|
ii) |
Other Income |
1,568.23 |
2,104.42 |
536.18 |
34.19 |
|
|
|
|
(12.02) |
(12.53) |
|
|
|
|
of which: |
Commission & Brokerage |
697.57 |
824.02 |
126.45 |
18.13 |
|
|
|
|
|
|
|
|
B. |
Expenditure |
(i+ii+iii) |
11,920.44 |
14,820.93 |
2,900.49 |
24.33 |
|
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Expended |
7,054.55 |
9,959.87 |
2,905.32 |
41.18 |
|
|
|
|
(59.18) |
(67.20) |
|
|
|
|
of which: |
Interest on Deposits |
6,725.59 |
9,474.09 |
2,748.50 |
40.87 |
|
ii) |
Provisions and Contingencies |
1,898.78 |
1,627.14 |
-271.64 |
-14.31 |
|
|
|
|
(15.93) |
(10.98) |
|
|
|
|
of which: |
Provision for NPAs |
433.68 |
334.25 |
-99.43 |
-22.93 |
|
iii) |
Operating |
Expenses |
2,967.12 |
3,233.93 |
266.81 |
8.99 |
|
|
|
|
(24.89) |
(21.82) |
|
|
|
|
of which : |
Wage Bill |
1,692.75 |
1,803.04 |
110.29 |
6.52 |
|
|
|
|
|
|
|
|
C. |
Profit |
|
|
|
|
|
|
i) |
Operating Profit |
3,020.64 |
3,604.78 |
584.14 |
19.34 |
|
ii) |
Net Profit |
|
1,121.87 |
1,977.64 |
855.77 |
76.28 |
|
|
|
|
|
|
|
|
D. |
Net Interest Income/Margin |
4,419.53 |
4,734.29 |
314.76 |
7.12 |
E. |
Total Assets |
|
1,60,561.92 |
1,94,555.46 |
33,993.55 |
21.17 |
Note: Figures in parentheses are percentage shares to the respective total.
Source: Balance sheets of respective banks. |
|
