Appendix Table III.2: Important Banking Indicators - Scheduled Commercial Banks

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ਪ੍ਰਕਾਸ਼ਿਤ ਤਾਰੀਖ ਨਵੰਬਰ 29, 2004

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Appendix Table III.2: Important Banking Indicators - Scheduled Commercial Banks

(Amount in Rs. crore)

Outstanding

Variations

as on

Financial Year

April - September

March 19,

Item

2004

2002-03

2003-04

2004-05 P

Absolute

Per cent

Absolute

Per cent

Absolute

Per cent

Absolute

Per cent

Gross Demand and Time Liabilities

17,31,657

2,13,470

16.8

2,46,013

16.6

1,00,377

6.8

92,953

5.4

(2 to 6)

Aggregate Deposits (a+b)

15,04,416

1,77,493

16.1

2,23,563

17.5

94,803.9

7.4

81,237

5.4

(1,47,822)

(13.4)

Demand deposits

2,25,022

17,241

11.3

54,733

32.1

5,415.3

3.2

-7,895

-3.5

Time deposits

12,79,394

1,60,252

16.9

1,68,830

15.2

89,388.6

8.0

89,131

7.0

(1,30,581)

(13.7)

Other Borrowings #

24,670

9,609

317.3

12,032

95.2

4,779.4

37.8

5,950

24.1

Other Demand and Time Liabilities

1,48,084

17,923

16.0

18,278

14.1

2,628.3

2.0

3,618

2.4

Borrowings from the RBI

–

-3,537

-97.8

-79

-100.0

-78.2

-98.7

–

Inter-bank Liabilities

54,487

8,444

15.7

-7,859

-12.6

-1,834.5

-2.9

2,148

3.9

Bank Credit (a+b)

8,40,785

1,39,493

23.7

1,11,570

15.3

6,262.4

0.9

78,465

9.3

(94,949)

(16.1)

Food Credit

35,961

-4,499

-8.3

-13,518

-27.3

-12,014.4

-24.3

2,228

6.2

Non-food Credit

8,04,824

1,43,992

26.9

1,25,088

18.4

18,276.8

2.7

76,237

9.5

(99,448)

(18.6)

Investments (a+b)

6,77,588

1,09,276

24.9

1,30,042

23.8

80,446.1

14.7

33,397

4.9

Government securities

6,54,758

1,12,241

27.3

1,31,341

25.1

80,866.4

15.4

29,663

4.5

Other approved securities

22,830

-2,964

-10.9

-1,299

-5.4

-420.3

-1.7

3,734

16.4

Cash in hand

7,898

1,322

21.2

331

4.4

802.9

10.6

447

5.7

10.

Balances with the RBI

68,997

-4,068

-6.5

10,662

18.3

4,995.4

8.6

6,327

9.2

11.

Inter-Bank Assets

48,179

6,156

11.6

10,840

-18.4

1,308.7

2.2

5,230

10.9

Credit-Deposit Ratio (%)

55.9

78.6

49.9

6.6

96.6

Non-food Credit-Deposit Ratio (%)

53.5

81.1

56.0

19.3

93.8

Investment-Deposit Ratio (%)

45.0

61.6

58.2

84.9

41.1

PProvisional.
– Not applicable.
#Other than from RBI/IDBI/NABARD/EXIM Bank.
Notes: 1. Figures in brackets exclude the impact of mergers since May 3, 2002.
2. Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply :
Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which
are classified as other demand and time liabilities and includes those banks which have reported such changes so far.