Appendix Table III.6: Advances to the Priority Sectors by Private Sector Banks

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ਪ੍ਰਕਾਸ਼ਿਤ ਤਾਰੀਖ ਦਸੰਬਰ 17, 2008

(As on the last reporting Friday )
(Amount in Rs. crore)
Sector		March 2006		March 2007		March 2008@
		Amount	Percentage of ANBC	Amount	Percentage of ANBC	Amount	Percentage of ANBC
1		2	3	4	5	6	7
Priority Sector Advances #		1,06,586	42.8	1,44,549	42.9	1,63,223	47.5
of which :
I.	Agriculture	36,712	13.6	52,034	12.7	57,702	15.4
II.	Small-scale industries	10,421	4.2	13,136	3.9	-	-
III.	Small Enterprises *	-	-	-	-	46,069	13.4
IV.	Other priority sectors	57,777	23.2	76,919	22.9	-	-
V.	Retail Trade	-	-	-	-	8,065	2.4
VI.	Micro Credit	-	-	-	-	3,883	1.2
VII.	Education	-	-	-	-	509	0.2
VIII.	Housing	-	-	-	-	46,990	14.0
@ : Data are provisional. # : In terms of revised guidelines on lending to priority sector, broad categories of advances under priority sector include agriculture,small enterprises sector, retail trade, microcredit, education and housing. * : The new guidelines on priority sector advances take into account the revised definition of small and micro enterprises as per the Micro,Small and Medium Enterprises Development Act, 2006. Note : 1. Indirect agriculture is reckoned upto 4.5 per cent of ANBC for calculation of percentage for agriculture. 2. Priority sector lending target/sub-targets are linked to adjusted net bank credit or credit equivalent amount of off balance sheet exposures, whichever is higher, with effect from April 30, 2007. Source : Data furnished by banks.