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Appendix Table IV.9 Credit-Deposit Ratio and Investment plus Credit-Deposit Ratio of Scheduled Commercial Banks - Region/State-wise

(Per cent)

Sr. No.

Region / State

Credit-Deposit Ratio

March 2011

March 2012

March 2013

As per Sanction

As per Utilisation

As per Sanction

As per Utilisation

As per Sanction

1

2

3

4

5

6

7

 

ALL-INDIA

75.6

75.6

79.0

79.0

78.1

1

NORTHERN REGION

82.5

83.4

87.7

89.6

88.5

 

Haryana

71.7

85.6

79.4

94.5

76.1

 

Himachal Pradesh

41.6

48.6

38.9

45.0

34.6

 

Jammu & Kashmir

38.1

35.7

33.8

34.1

36.7

 

Punjab

77.8

92.9

80.9

83.2

81.0

 

Rajasthan

90.4

95.8

90.9

96.1

92.2

 

Chandigarh

121.6

119.8

115.5

114.5

125.9

 

Delhi

86.8

80.8

95.6

93.8

97.6

2

NORTH-EASTERN REGION

33.8

36.3

34.4

37.8

33.1

 

Arunachal Pradesh

23.7

27.4

23.9

28.4

21.2

 

Assam

36.5

38.9

37.7

40.3

36.8

 

Manipur

34.8

36.6

31.3

33.2

27.4

 

Meghalaya

24.4

29.6

25.8

28.2

23.4

 

Mizoram

46.0

49.8

38.9

41.9

35.2

 

Nagaland

26.1

27.5

27.2

47.6

27.9

 

Tripura

32.2

33.2

31.3

31.7

32.5

3

EASTERN REGION

51.4

53.3

50.7

52.5

49.0

 

Bihar

29.5

31.6

29.7

31.7

30.1

 

Jharkhand

34.4

35.6

33.9

34.3

31.6

 

Odisha

52.5

55.7

47.3

50.6

46.1

 

Sikkim

37.9

62.4

33.1

57.9

27.0

 

West Bengal

63.7

65.1

63.8

65.1

61.6

 

Andaman & Nicobar Islands

38.1

39.1

38.5

41.6

38.1

4

CENTRAL REGION

46.7

50.9

47.2

50.7

47.1

 

Chhattisgarh

52.3

56.1

53.6

56.1

53.1

 

Madhya Pradesh

55.6

60.1

56.6

60.7

57.7

 

Uttar Pradesh

44.0

48.2

44.0

47.4

43.6

 

Uttarakhand

35.4

39.1

35.6

39.0

34.8

5

WESTERN REGION

79.5

74.1

87.0

80.7

84.4

 

Goa

29.1

31.1

28.1

30.1

28.2

 

Gujarat

66.2

74.4

70.4

78.1

72.2

 

Maharashtra

83.0

75.0

91.8

82.5

88.3

 

Dadra & Nagar Haveli

34.8

56.2

30.1

60.5

38.1

 

Daman & Diu

21.3

43.8

17.4

33.8

19.6

6

SOUTHERN REGION

94.5

98.3

95.5

99.3

96.4

 

Andhra Pradesh

109.7

114.9

111.3

119.8

109.9

 

Karnataka

72.7

76.3

71.4

74.7

71.4

 

Kerala

73.1

73.8

76.4

75.7

73.3

 

Tamil Nadu

115.1

119.4

116.9

119.5

123.0

 

Lakshadweep

8.7

8.8

9.7

9.6

9.8

 

Puducherry

62.7

63.7

71.5

69.9

83.1


Appendix Table IV.9: Credit-Deposit Ratio and Investment plus Credit-Deposit Ratio of Scheduled Commercial Banks -
Region/State-wise (Concluded)

(Per cent)

Sr. No.

Region / State

Investment plus Credit-Deposit Ratio @

Investment plus Credit plus RIDF-
Deposit Ratio @

March 2011

March 2012

March 2011

March 2012

As per Sanction

As per Utilisation

As per Sanction

As per Utilisation

As per Sanction

As per Utilisation

As per Sanction

As per Utilisation

1

2

8

9

10

11

12

13

14

15

 

ALL-INDIA

81.2

81.2

85.2

85.2

82.4

82.4

86.4

86.4

1

NORTHERN REGION

87.2

88.1

92.9

94.8

89.4

90.4

94.9

96.8

 

Haryana

78.5

92.4

88.0

103.1

79.3

93.2

88.8

104.0

 

Himachal Pradesh

58.0

65.0

54.4

60.6

61.1

68.2

57.8

63.9

 

Jammu & Kashmir

48.4

46.1

45.3

45.5

52.4

50.0

49.1

49.4

 

Punjab

88.5

103.6

92.6

94.9

89.7

104.7

93.8

96.1

 

Rajasthan

105.8

111.2

105.3

110.5

108.0

113.4

107.9

113.1

 

Chandigarh

121.6

119.8

115.5

114.5

121.6

119.8

115.5

114.5

 

Delhi

86.8

80.8

95.6

93.8

89.6

83.6

97.8

96.0

2

NORTH-EASTERN REGION

42.6

45.1

42.4

45.8

44.4

47.0

44.5

47.9

 

Arunachal Pradesh

28.2

31.9

28.0

32.5

34.1

37.8

34.4

38.8

 

Assam

43.8

46.2

44.1

46.7

45.2

47.6

45.4

48.0

 

Manipur

54.9

56.7

49.8

51.6

55.4

57.2

52.1

54.0

 

Meghalaya

32.1

37.3

32.8

35.2

34.2

39.3

35.1

37.5

 

Mizoram

64.9

68.6

53.6

56.6

68.4

72.2

58.2

61.2

 

Nagaland

48.0

49.4

50.5

70.9

48.0

49.4

54.5

74.9

 

Tripura

40.0

41.0

38.3

38.7

43.2

44.2

41.6

42.0

3

EASTERN REGION

59.2

61.1

58.5

60.3

60.4

62.4

59.9

61.6

 

Bihar

36.9

39.0

36.5

38.5

38.4

40.5

38.3

40.3

 

Jharkhand

40.9

42.0

39.7

40.1

42.8

44.0

41.9

42.3

 

Odisha

54.9

58.0

49.1

52.4

56.8

60.0

51.3

54.6

 

Sikkim

51.0

75.4

43.7

68.6

55.0

79.5

47.6

72.4

 

West Bengal

73.6

75.0

74.5

75.7

74.4

75.8

75.3

76.5

 

Andaman & Nicobar Islands

38.1

39.1

38.5

41.6

38.1

39.1

38.5

41.6

4

CENTRAL REGION

53.2

57.4

54.5

58.0

54.5

58.8

56.0

59.5

 

Chhattisgarh

52.6

56.4

55.7

58.2

53.5

57.3

56.5

59.0

 

Madhya Pradesh

63.3

67.8

64.5

68.6

65.1

69.6

66.6

70.7

 

Uttar Pradesh

50.7

55.0

51.7

55.1

51.8

56.1

53.0

56.4

 

Uttarakhand

44.3

48.0

44.7

48.1

46.1

49.8

46.8

50.2

5

WESTERN REGION

83.0

77.6

91.2

84.9

83.4

78.0

91.7

85.4

 

Goa

29.6

31.6

33.1

35.1

30.3

32.2

33.9

36.0

 

Gujarat

76.1

84.3

81.6

89.3

77.7

85.9

83.1

90.8

 

Maharashtra

85.5

77.5

94.7

85.3

85.7

77.6

94.9

85.6

 

Dadra & Nagar Haveli

34.8

56.2

30.1

60.5

34.8

56.2

30.1

60.5

 

Daman & Diu

21.3

43.8

17.4

33.8

21.3

43.8

17.4

33.8

6

SOUTHERN REGION

102.2

106.0

103.9

107.7

103.2

107.0

104.9

108.7

 

Andhra Pradesh

120.3

125.5

122.2

130.7

121.8

127.0

123.6

132.1

 

Karnataka

76.8

80.4

75.6

79.0

77.5

81.1

76.3

79.7

 

Kerala

81.5

82.2

86.7

86.1

82.2

83.0

87.5

86.9

 

Tamil Nadu

123.5

127.7

126.1

128.7

124.5

128.7

127.1

129.7

 

Lakshadweep

8.7

8.8

9.7

9.6

8.7

8.8

9.7

9.6

 

Puducherry

77.1

78.1

85.7

84.0

78.2

79.2

87.4

85.7

@: Banks’ State-wise investment represent their holdings of state-level securities, such as, state Government loans and shares, bonds, debentures, etc. of regional rural banks, co-operative institutions, state electricity boards, municipal corporations, municipalities and port trusts, state financial corporations, housing boards, state industrial development corporations, road transport corporations and other Government and quasi-Government bodies.
All-India investments plus credit-deposit ratio is worked out by excluding investments in Central Government and other securities not mentioned above.
Notes: 1. Deposits and Credit (as per place of sanction and utilisation) data for 2011 and 2012 are based on BSR-1 and 2 Surveys as on March 31.
2. Deposits and Credit data (as per sanction) for March 2013 are based on BSR 7.
3. The Investment figures are based on BSR-5 survey as on March 31, 2011 and March 31, 2012.
4. State-wise RIDF outstanding data are based on information provided by NABARD.

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