Appendix Table V.10: Asset Quality of State Co-operative Agriculture and Rural Development Banks

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ਪ੍ਰਕਾਸ਼ਿਤ ਤਾਰੀਖ ਦਸੰਬਰ 29, 2025

(Amount in ₹ lakh)
Item	As at end-March		Percentage Variation
Item	2023	2024P	2022-23	2023-24
1	2	3	4	5
A. Total NPAs (i+ii+iii)	7,571	8,070	0.7	6.6
i. Sub-standard	2,362	2,595	-15.2	9.8
	(31.2)	(32.2)
ii. Doubtful	5,173	5,441	10	5.2
	(68.3)	(67.4)
iii. Loss	35	34	2.2	-3.5
	(0.5)	(0.4)
B. Gross NPA Ratio (per cent)	36.5	38.3
C. Recovery to Demand Ratio (per cent) *	44.8	40.8
P: Provisional.
*: Recovery for the financial year is taken as on 30th June.
Notes: 1. Figures in parentheses are proportions to total NPAs.
2. Y-o-y variations could be slightly different because absolute numbers have been rounded off to `1 crore in the table.
3. Components may not add up to the exact total due to rounding off.
Source: NABARD.