Appendix Table V.12: Liabilities and Assets of Primary Co-operative Agriculture and Rural Development Banks

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ਪ੍ਰਕਾਸ਼ਿਤ ਤਾਰੀਖ ਦਸੰਬਰ 29, 2025

(Amount in ₹ crore)
Item	At end-March		Percentage Variation
Item	2023	2024P	2022-23	2023-24
1	2	3	4	5
Liabilities
1. Capital	1,110	1,058	3.1	-4.7
	(3.4)	(3.2)
2. Reserves	4,518	4,600	2.6	1.8
	(13.7)	(13.8)
3. Deposits	1,721	1,804	2.8	4.8
	(5.2)	(5.4)
4. Borrowings	16,949	16,840	-2	-0.6
	(51.5)	(50.5)
5. Other Liabilities	8,585	9,023	-4.8	5.1
	(26.1)	(27.1)
Assets
1. Cash and Bank Balances	421	429	-24.4	2
	(1.3)	(1.3)
2. Investments	2,387	2,502	3.6	4.8
	(7.3)	(7.5)
3. Loans and Advances	16,044	15,922	-3.5	-0.8
	(48.8)	(47.8)
4. Accumulated Losses	6,748	6,708	3.1	-0.6
	(20.5)	(20.1)
5. Other Assets	7,283	7,763	-2	6.6
	(22.1)	(23.3)
Total Liabilities/Assets	32,883	33,324	-1.7	1.3
	(100)	(100)
P: Provisional.
Notes: 1. Figures in parentheses are proportion to total liabilities/assets (in per cent).
2. Y-o-y variations could be slightly different because absolute numbers have been rounded off to `1 crore in the table.
3. Components may not add up to the exact total due to rounding off.
4. Data for financial year 2022-23 are available in respect of 607 of 608 reported PCARDBs and data for financial year 2023-24 are available in respect of 608 of 609 reported PCARDBs.
Source: NABARD.