Appendix Table VI.5: Financial Performance of NBFCs - Deposit Taking

RbiAnnouncementWeb

ਪ੍ਰਕਾਸ਼ਿਤ ਤਾਰੀਖ ਦਸੰਬਰ 24, 2019

listen

(Amount in ₹ crore)
Items	2017-18	2018-19	H1: 2019-20
1	2	3	4
A. Total Income (i + ii)	47,679	61,478	34,569
i. Fund Based Income	46,814	59,935	33,485
	(98.2)	(97.5)	(96.9)
ii. Fee Based Income	864	1,542	1,084
	(1.8)	(2.5)	(3.1)
B. Expenditure (i + ii + iii)	37,092	44,680	25,844
i. Financial Expenditure	20,142	26,235	14,918
	(54.3)	(58.7)	(57.7)
of which Interest payment	4,854	5,527	3,015
	(13.1)	(12.4)	(11.7)
ii. Operating Expenditure	11,187	11,598	7,995
	(30.2)	(26.0)	(30.9)
iii. Others	5,763	6,847	2,932
	(15.5)	(15.3)	(11.3)
C. Tax Provisions	3,621	5,568	2,580
D. Profit Before Tax	10,587	16,798	8,725
E. Net Profit	6,966	11,230	6,145
F. Total Assets	3,41,159	4,21,892	4,54,006
G. Financial Ratios (as Per cent of Total Assets)
(i) Income	14.0	14.6	7.6
(ii) Fund Income	13.7	14.2	7.4
(iii) Fee Income	0.3	0.4	0.2
(iv) Expenditure	10.9	10.6	5.7
(v) Financial Expenditure	5.9	6.2	3.3
(vi) Operating Expenditure	3.3	2.7	1.8
(vii) Tax Provision	1.1	1.3	0.6
(viii) Net Profit	2.0	2.7	1.4
H. Cost to Income Ratio	77.8	72.7	74.8
Notes: 1. Data are provisional. 2. Figures in parentheses are share (in per cent) to respective total. Source: Quarterly Returns of NBFCs-D, RBI.