Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

1,01,080

90,34

79,49

1,13,128

163,03

169,89

8

1,31

39

1.

Direct Finance

1,00,298

67,19

58,02

1,12,224

113,69

120,97

6

1,13

25

2.

Indirect Finance

782

23,16

21,47

904

49,34

48,92

2

18

14

II.

INDUSTRY

60,496

227,85

198,10

44,662

486,41

442,29

35

75,58

59,10

1.

Mining & Quarrying

28

34

24

155

11,85

11,61

-

-

-

2.

Food Manufacturing and Processing

1,443

66,02

47,51

2,011

169,81

146,75

30

75,44

59,06

(a)

Rice Mills, Flour and Dal Mills

209

4,49

4,57

479

11,05

10,50

-

-

-

(b)

Sugar

-

-

-

3

1,19

1,62

-

-

-

(c)

Edible Oils and Vanaspati

76

2,46

2,36

123

8,32

7,65

-

-

-

(d)

Tea Processing

27

32,80

18,24

234

141,83

118,87

27

72,02

55,61

(e)

Processing of Fruits & Vegetables

14

5

5

17

10

11

-

-

-

(f)

Others

1,117

26,22

22,29

1,155

7,32

7,99

3

3,42

3,45

3.

Beverage and Tobacco

15

11

10

44

59

58

-

-

-

4.

Textiles

568

4,59

4,62

1,934

27,26

27,96

-

-

-

(a)

Cotton Textiles

107

1,77

1,98

328

15,85

15,77

-

-

-

(b)

Jute Textiles

5

2

2

41

1,30

1,16

-

-

-

(c)

Handloom Textiles & Khadi

96

38

37

662

4,22

5,05

-

-

-

(d)

Other Textiles

360

2,43

2,24

903

5,89

5,98

-

-

-

5.

Paper, Paper Products and Printing

268

19,69

15,26

459

17,22

13,25

-

-

-

6.

Leather and Leather Products

36

20

25

92

1,59

1,66

-

-

-

7.

Rubber and Rubber Products

36

1,11

1,03

70

2,01

1,84

-

-

-

8.

Chemicals and Chemical Products

361

10,59

9,64

306

24,81

22,65

4

13

4

(a)

Heavy Industrial Chemicals

26

27

27

19

2,03

1,96

1

2

2

(b)

Fertilizers

56

1,09

86

11

1,38

1,75

-

-

-

(c)

Drugs and Pharmaceuticals

10

31

76

71

2,88

2,99

3

11

2

(d)

Non-Edible Oils

10

13

15

12

12

11

-

-

-

(e)

Other Chemicals & Chemical Products

259

8,79

7,60

193

18,39

15,84

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

37

13,88

13,89

49

9,50

9,49

-

-

-

10.

Manufacture of Cement & Cement Products

138

6,12

6,33

371

3,77

4,39

-

-

-

11.

Basic Metals & Metal Products

435

12,81

12,08

793

17,86

18,22

-

-

-

(a)

Iron and Steel

106

5,62

5,57

142

9,64

10,02

-

-

-

(b)

Non-Ferrous Metals

11

38

36

39

72

94

-

-

-

(c)

Other Metal Products

318

6,81

6,14

612

7,49

7,25

-

-

-

12.

Engineering

138

3,05

3,09

372

30,10

22,88

-

-

-

(a)

Heavy Engineering

14

34

29

32

15,01

7,71

-

-

-

(b)

Light Engineering

44

75

92

108

1,65

1,57

-

-

-

(c)

Electrical Machinery & Goods

57

1,69

1,62

95

5,56

5,46

-

-

-

(d)

Electronic Machinery & Goods

23

27

26

137

7,88

8,14

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

96

1,73

1,34

205

5,48

5,61

-

-

-

14.

Other Industries

56,813

85,92

81,06

36,965

149,01

139,49

1

-

-

15.

Electricity, Gas & Water

24

64

58

215

2,65

2,54

-

-

-

(a)

Electricity Generation & Transmission

18

60

53

203

2,54

2,44

-

-

-

(b)

Non-Conventional Energy

1

1

2

2

1

1

-

-

-

(c)

Gas, Steam & Water Supply

5

3

4

10

10

9

-

-

-

16.

Construction

60

1,07

1,08

621

12,92

13,36

-

-

-

III.

TRANSPORT OPERATORS

11,424

31,63

25,19

10,586

54,68

57,02

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

13,194

22,41

21,36

25,575

57,97

58,95

2

53

53

V.

PERSONAL LOANS

53,564

64,30

57,67

50,624

160,54

160,49

125

1,85

1,53

1.

Loans for Purchase of Consumer Durables

2,946

3,07

2,56

4,243

6,29

5,72

9

1

1

2.

Loans for Housing

1,802

17,00

14,64

5,936

43,75

40,87

-

-

-

3.

Rest of the Personal Loans

48,816

44,23

40,47

40,445

110,50

113,90

116

1,84

1,53

VI.

TRADE

62,598

104,13

73,20

1,15,002

238,43

234,89

2

6,50

4,74

1.

Wholesale Trade

1,997

15,59

13,01

2,231

47,64

45,78

2

6,50

4,74

2.

Retail Trade

60,601

88,54

60,18

1,12,771

190,79

189,11

-

-

-

VII.

FINANCE

20

2,64

2,24

343

17,37

15,85

-

-

-

VIII.

ALL OTHERS

30,632

30,90

35,31

45,459

96,47

94,76

62

8

6

TOTAL BANK CREDIT

3,33,008

574,21

492,54

4,05,379

1274,90

1234,14

234

85,84

66,35

OF WHICH :

1. Artisans & Village Industries

27,020

20,01

19,97

15,658

21,46

22,20

-

-

-

2. Other Small Scale Industries

25,863

75,14

73,04

22,173

111,01

115,67

3

3,42

3,45

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,25,443

65,70

68,10

180

1,16

1,14

3,39,839

321,55

319,01

1.

Direct Finance

1,24,965

60,56

61,16

178

16

15

3,37,671

242,72

240,56

2.

Indirect Finance

478

5,15

6,94

2

1,00

99

2,168

78,83

78,46

II.

INDUSTRY

22735

15,57

16,39

156

4,52

3,93

1,28,084

809,93

719,80

1.

Mining & Quarrying

4

2

2

1

3

3

188

12,24

11,89

2.

Food Manufacturing and Processing

231

78

77

13

45

42

3,728

312,50

254,49

(a)

Rice Mills, Flour and Dal Mills

36

44

46

3

5

5

727

16,04

15,57

(b)

Sugar

-

-

-

-

-

-

3

1,19

1,62

(c)

Edible Oils and Vanaspati

2

2

3

-

-

-

201

10,80

10,04

(d)

Tea Processing

1

1

-

2

25

24

291

246,91

192,96

(e)

Processing of Fruits & Vegetables

4

11

10

-

-

-

35

26

26

(f)

Others

188

19

18

8

14

12

2,471

37,30

34,03

3.

Beverage and Tobacco

1

1

1

-

-

-

60

71

69

4.

Textiles

51

43

41

4

6

6

2,557

32,34

33,05

(a)

Cotton Textiles

15

15

13

-

-

-

450

17,76

17,88

(b)

Jute Textiles

-

-

-

-

-

-

46

1,33

1,19

(c)

Handloom Textiles & Khadi

17

18

17

-

-

-

775

4,77

5,59

(d)

Other Textiles

19

11

11

4

6

6

1,286

8,48

8,39

5.

Paper, Paper Products and Printing

12

10

10

9

6

4

748

37,06

28,66

6.

Leather and Leather Products

2

1

2

1

1

1

131

1,80

1,93

7.

Rubber and Rubber Products

-

-

-

-

-

-

106

3,12

2,87

8.

Chemicals and Chemical Products

6

3

2

5

13

11

682

35,70

32,45

(a)

Heavy Industrial Chemicals

-

-

-

2

1

1

48

2,33

2,25

(b)

Fertilizers

-

-

-

-

-

-

67

2,47

2,61

(c)

Drugs and Pharmaceuticals

-

-

-

2

7

4

86

3,38

3,81

(d)

Non-Edible Oils

-

-

-

-

-

-

22

25

26

(e)

Other Chemicals & Chemical Products

6

3

2

1

5

6

459

27,27

23,53

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

4

27

32

90

23,64

23,70

10.

Manufacture of Cement & Cement Products

5

2

2

-

-

-

514

9,90

10,73

11.

Basic Metals & Metal Products

10

7

7

12

89

71

1,250

31,63

31,08

(a)

Iron and Steel

2

1

1

4

85

67

254

16,12

16,27

(b)

Non-Ferrous Metals

-

-

-

-

-

-

50

1,10

1,31

(c)

Other Metal Products

8

6

6

8

4

4

946

14,41

13,49

12.

Engineering

18

12

10

7

16

10

535

33,42

26,17

(a)

Heavy Engineering

7

7

5

-

-

-

53

15,42

8,06

(b)

Light Engineering

5

2

2

2

2

2

159

2,43

2,53

(c)

Electrical Machinery & Goods

2

1

1

1

2

1

155

7,28

7,10

(d)

Electronic Machinery & Goods

4

2

2

4

12

6

168

8,28

8,48

Vehicles, Vehicle Parts & Transport Equipments

7

12

10

7

1,15

1,13

315

8,49

8,19

14.

Other Industries

22,338

13,55

14,24

86

1,24

97

1,16,203

249,71

235,76

15.

Electricity, Gas & Water

-

-

-

-

-

-

239

3,29

3,13

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

221

3,14

2,97

(b)

Non-Conventional Energy

-

-

-

-

-

-

3

1

3

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

15

13

13

16.

Construction

50

32

51

7

8

5

738

14,39

15,00

III.

TRANSPORT OPERATORS

13,669

16,49

15,73

80

2,57

1,98

35,759

105,38

99,92

IV.

PROFESSIONAL AND OTHER SERVICES

15,879

9,14

8,81

111

97

73

54,761

91,02

90,38

V.

PERSONAL LOANS

15,625

19,27

17,03

1,175

3,21

2,70

1,21,113

249,17

239,42

1.

Loans for Purchase of Consumer Durables

794

1,20

1,08

178

25

13

8,170

10,82

9,50

2.

Loans for Housing

775

7,42

6,49

16

17

11

8,529

68,33

62,10

3.

Rest of the Personal Loans

14,056

10,65

9,46

981

2,79

2,46

1,04,414

170,02

167,83

VI.

TRADE

72,997

46,78

48,14

323

6,38

2,32

2,50,922

402,22

363,29

1.

Wholesale Trade

53

70

61

59

4,79

1,05

4,342

75,22

65,19

2.

Retail Trade

72,944

46,09

47,53

264

1,59

1,27

2,46,580

327,01

298,09

VII.

FINANCE

1

1

1

6

12

7

370

20,12

18,17

VIII.

ALL OTHERS

10,379

6,08

5,64

413

1,71

1,62

86,945

135,24

137,38

TOTAL BANK CREDIT

2,76,728

179,05

179,84

2,444

20,65

14,50

10,17,793

2134,64

1987,37

OF WHICH :

1. Artisans & Village Industries

13,302

8,33

8,78

18

6

6

55,998

49,86

51,01