B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 3 of 8)

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ਪ੍ਰਕਾਸ਼ਿਤ ਤਾਰੀਖ ਅਕਤੂਬਰ 14, 2005

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B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 3 of 8)

(Amount in Rs. lakh)

					As on March		31
			Syndicate			UCO		Union	Bank of
				Bank		Bank		India
		Items
			2004	2005	2004		2005	2004	2005

			(31)	(32)	(33)		(34)	(35)	(36)

1.	Capital		47195	47197	79936		79936	46012	46012
			(1.0)	(0.9)	(1.8)		(1.5)	(0.8)	(0.6)

2.	Reserves and Surplus		143331	172655	98369	124951		262703	315432
			(3.0)	(3.3)	(2.2)		(2.3)	(4.5)	(4.4)
	2.1.	Statutory Reserves	42556	52629	23400		32042	103900	125500
	2.2.	Capital Reserves	1576	1576	4674		33379	1202	9041
	2.3.	Share Premium	—	—	4000		4000	9791	9791
	2.4.	Investments Fluctuations Reserves	41890	41913	32961		39161	54000	55500
	2.5.	Revenue and other Reserves	55966	57014	29722		1043	86066	111501
	2.6.	Balance of Profit	1343	19523	3612		15326	7744	4099

3.	Deposits		4258482	4629457	3924426	4947023		5055894	6183058
			(90.2)	(88.8)	(89.6)		(90.6)	(86.7)	(85.4)

	Type-wise
	3A.1.	Demand deposits	405224	498138	342723	394532		500390	501013
		(i) From banks	13583	14446	17483		14652	14904	23671
		(ii) From others	391641	483692	325240	379880		485486	477342
	3A.2.	Savings bank deposits	1038573	1217113	928940	1051580		1308429	1519712
	3A.3.	Term deposits	2814685	2914206	2652763	3500911		3247075	4162333
		(i) From banks	264100	241381	173422	309568		78054	111510
		(ii) From others	2550585	2672825	2479341	3191343		3169021	4050823

	Location-wise
	3B.1.	Deposits of branches in India	4025199	4370592	3746773	4727721		5055893	6183059
	3B.2.	Deposits of branches outside India	233283	258864	177653	219303		—	—

4.	Borrowings		22245	32200	38637		29959	93424	202096
			(0.5)	(0.6)	(0.9)		(0.5)	(1.6)	(2.8)
	4.1.	Borrowings in India	2531	1831	16469		11415	3386	78765
		(i) From Reserve Bank of India	—	—	—		5000	—	—
		(ii) From other banks	1043	355	127		355	1989	644
		(iii) From other institutions and agencies	1488	1476	16342		6060	1397	78121
	4.2.	Borrowings outside India	19714	30369	22168		18544	90038	123331
	Secured borrowing included in 4.		—	—	21154		6060	1397	50706

5.	Other liabilities		251064	329435	238413	277077		373636	494726
			(5.3)	(6.3)	(5.4)		(5.1)	(6.4)	(6.8)
	5.1.	Bills Payable	80590	130885	25592		27983	70584	70798
	5.2.	Inter-office adjustments	—	—	37346		35049	19610	12691
	5.3.	Interest accrued	20099	22403	23042		25854	20411	21465
	5.4.	Others (including provisions)	150375	176147	152433	188191		263031	389772

	Total	Liabilities	4722317	5210944	4379781	5458946		5831669	7241324
			(100.0)	(100.0)	(100.0)		(100.0)	(100.0)	(100.0)

Note:Figures in brackets indicate per cent share in total. Source:Annual accounts of banks of respective years .

(Amount in Rs. lakh)

				As on March 31
				Syndicate			UCO		Union Bank of
					Bank		Bank		India
			Items
				2004	2005	2004		2005	2004	2005

				(31)	(32)	(33)		(34)	(35)	(36)

1.	Cash	in hand		15292	17219	25597		25946	15255	16976
				(0.3)	(0.3)	(0.6)		(0.5)	(0.3)	(0.2)
2.	Balances		with RBI	435427	251782	208607	271843		224748	347741
				(9.2)	(4.8)	(4.8)		(5.0)	(3.9)	(4.8)
3.	Balances		with banks in India	53151	15559	136240	183689		89533	112460
				(1.1)	(0.3)	(3.1)		(3.4)	(1.5)	(1.6)
4.	Money at		call and short notice	39500	15002	34432	124561		34500	98997
				(0.8)	(0.3)	(0.8)		(2.3)	(0.6)	(1.4)
5.	Balances		with banks outside India	114380	7396	13891		45397	20756	81022
				(2.4)	(0.1)	(0.3)		(0.8)	(0.4)	(1.1)
6.	Investments			1791660	2037074	1761148	1906437		2244203	2279280
				(37.9)	(39.1)	(40.2)		(34.9)	(38.5)	(31.5)
	6.1.	Investments in India		1771628	2024823	1699589	1860959		2244192	2279269
		(i)	Government securities	1598380	1859569	1320374	1535765		1591816	1583561
		(ii)	Other approved securities	27915	23594	50038		45403	70131	57546
		(iii)	Shares	8755	7165	9853		6546	15004	14531
		(iv)	Debentures and Bonds	91998	115188	226148	198319		511732	542839
		(v)	Subsidiaries and/or joint ventures	3335	3335	—		—	1916	1916
		(vi)	Others	41245	15972	93176		74926	53593	78876
	6.2.	Investments outside India		20032	12251	61559		45478	11	11
		(i)	Government securities	—	—	34152		27424	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—		—	—	—
		(iii)	Others	20032	12251	27407		18054	11	11
7.	Advances			2064693	2672921	2062644	2765571		2942591	4010508
				(43.7)	(51.3)	(47.1)		(50.7)	(50.5)	(55.4)
	Type-wise
	7A.1.	Bills	purchased and discounted	82141	77687	219258	258249		164813	227194
	7A.2.	Cash credits, overdrafts & loans		1112055	1268548	827304	1078682		1632767	2136173
	7A.3.	Term loans		870497	1326686	1016082	1428640		1145011	1647141
	Security-wise
	7B.1.	Secured by tangible assets		1367807	1821796	1729804	2144499		2543014	3179677
	7B.2.	Covered by Bank/Government Guarantees		159670	172512	154046	318735		43358	79196
	7B.3.	Unsecured		537215	678612	178794	302336		356219	751634
	Sector-wise
	7C. I.	Advances in India		1734748	2337345	1933520	2608703		2942592	4010507
		(i)	Priority sectors	672539	969392	654953	1001391		1158432	1704297
		(ii)	Public sectors	278592	182466	207063	440831		415986	489305
		(iii)	Banks	20638	10879	591		1214	25116	12138
		(iv)	Others	762979	1174608	1070913	1165267		1343058	1804767
	7C.II.	Advances outside India		329944	335575	129124	156867		—	—
8.	Fixed	Assets		36371	38127	38535		40086	76679	82379
				(0.8)	(0.7)	(0.9)		(0.7)	(1.3)	(1.1)
	8.1.	Premises		26463	26254	32389		31907	58761	57384
	8.2.	Fixed assets under construction		480	630	—		—	—	866
	8.3.	Other Fixed assets		9428	11243	6146		8179	17918	24129
9.	Other Assets			171848	155864	98691		95419	183400	211962
				(3.6)	(3.0)	(2.3)		(1.7)	(3.1)	(2.9)
	9.1.	Inter	- office adjustments (net)	26735	22077	—		—	—	—
	9.2.	Interest accrued		42710	43189	46187		45463	61718	58808
	9.3.	Tax	paid	1068	18364	12298		19066	58933	86142
	9.4.	Stationery and Stamps		727	785	384		365	82	192
	9.5.	Others		100608	71449	39822		30525	62667	66820

	Total	Assets		4722322	5210944	4379785	5458949		5831665	7241325
				(100.0)	(100.0)	(100.0)		(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)

			As on March 31
			United	Bank of		Vijaya
			India			Bank
		Items
			2004	2005	2004	2005

			(37)	(38)	(39)	(40)

1.	Capital		181087	181087	43352	43352
			(7.0)	(6.2)	(1.8)	(1.5)

2.	Reserves and Surplus		14854	14633	90201	115567
			(0.6)	(0.5)	(3.7)	(3.9)
	2.1.	Statutory Reserves	1087	1087	22959	32479
	2.2.	Capital Reserves	13767	13546	—	908
	2.3.	Share Premium	—	—	14000	14000
	2.4.	Investments Fluctuations Reserves	—	—	32244	32300
	2.5.	Revenue and other Reserves	—	—	10540	11803
	2.6.	Balance of Profit	—	—	10458	24077

3.	Deposits		2275821	2534838	2101506	2561798
			(88.1)	(87.1)	(87.3)	(87.3)

	Type-wise
	3A.1.	Demand deposits	217378	268478	202886	294455
		(i) From banks	14682	11005	5124	9226
		(ii) From others	202696	257473	197762	285229
	3A.2.	Savings bank deposits	802924	912223	444731	539601
	3A.3.	Term deposits	1255519	1354137	1453889	1727742
		(i) From banks	79214	69890	13679	15630
		(ii) From others	1176305	1284247	1440210	1712112

	Location-wise
	3B.1.	Deposits of branches in India	2275821	2534839	2101505	2561798
	3B.2.	Deposits of branches outside India	—	—	—	—

4.	Borrowings		2948	2698	33665	64083
			(0.1)	(0.1)	(1.4)	(2.2)
	4.1.	Borrowings in India	2948	2698	7959	10113
		(i) From Reserve Bank of India	—	—	—	—
		(ii) From other banks	72	15	360	—
		(iii) From other institutions and agencies	2876	2683	7599	10113
	4.2.	Borrowings outside India	—	—	25706	53970
	Secured borrowing included in 4.		—	—	346	—

5.	Other liabilities		109546	176528	138379	148750
			(4.2)	(6.1)	(5.7)	(5.1)
	5.1.	Bills Payable	33673	34768	51610	39102
	5.2.	Inter-office adjustments	7182	21798	—	—
	5.3.	Interest accrued	25297	28987	7849	5997
	5.4.	Others (including provisions)	43394	90975	78920	103651

	Total	Liabilities	2584256	2909784	2407103	2933550
			(100.0)	(100.0)	(100.0)	(100.0)

Note:Figures in brackets indicate per cent share in total. Source:Annual accounts of banks of respective years .

(Amount in Rs. lakh)

				As on March 31
				United Bank of		Vijaya
				India		Bank
			Items
				2004	2005	2004	2005

				(37)	(38)	(39)	(40)

1.	Cash	in hand		13858	13253	10302	13186
				(0.5)	(0.5)	(0.4)	(0.4)
2.	Balances		with RBI	92309	145595	77255	115025
				(3.6)	(5.0)	(3.2)	(3.9)
3.	Balances		with banks in India	30048	34988	20157	23944
				(1.2)	(1.2)	(0.8)	(0.8)
4.	Money at		call and short notice	75797	19247	—	—
				(2.9)	(0.7)	—	—
5.	Balances		with banks outside India	—	—	4141	9301
				—	—	(0.2)	(0.3)
6.	Investments			1391614	1440333	1083699	1206874
				(53.8)	(49.5)	(45.0)	(41.1)
	6.1.	Investments in India		1391613	1440332	1083699	1206874
		(i)	Government securities	1156158	1218174	896157	1045365
		(ii)	Other approved securities	37254	30808	12642	10561
		(iii)	Shares	2697	6941	4965	4003
		(iv)	Debentures and Bonds	184013	143389	128069	117536
		(v)	Subsidiaries and/or joint ventures	3059	1489	1295	2126
		(vi)	Others	8432	39531	40571	27283
	6.2.	Investments outside India		1	1	—	—
		(i)	Government securities	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—
		(iii)	Others	1	1	—	—
7.	Advances			796334	1138968	1104530	1433579
				(30.8)	(39.1)	(45.9)	(48.9)
	Type-wise
	7A.1.	Bills	purchased and discounted	47614	59796	41522	52972
	7A.2.	Cash credits, overdrafts & loans		291748	426071	493757	569092
	7A.3.	Term loans		456972	653101	569251	811515
	Security-wise
	7B.1.	Secured by tangible assets		635096	1033084	797704	1070431
	7B.2.	Covered by Bank/Government Guarantees		66718	24694	118176	27472
	7B.3.	Unsecured		94520	81190	188651	335676
	Sector-wise
	7C. I.	Advances in India		796334	1138968	1104531	1433578
		(i)	Priority sectors	270045	386955	444866	572254
		(ii)	Public sectors	215389	219915	140168	174945
		(iii)	Banks	98	29	4528	1161
		(iv)	Others	310802	532069	514969	685218
	7C.II.	Advances outside India		—	—	—	—
8.	Fixed	Assets		18974	20128	19126	21764
				(0.7)	(0.7)	(0.8)	(0.7)
	8.1.	Premises		14714	14502	11978	11539
	8.2.	Fixed assets under construction		18	—	—	—
	8.3.	Other Fixed assets		4242	5626	7148	10225
9.	Other Assets			165323	97275	87888	109876
				(6.4)	(3.3)	(3.7)	(3.7)
	9.1.	Inter	- office adjustments (net)	—	—	33511	37463
	9.2.	Interest accrued		45875	40117	26170	25514
	9.3.	Tax	paid	1133	6879	17410	24479
	9.4.	Stationery and Stamps		281	390	74	61
	9.5.	Others		118034	49889	10723	22359

	Total	Assets		2584257	2909787	2407098	2933549
				(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)

			As on March 31
			ABN Amro		Abu-Dhabi		American Express
			Bank		Commercial Bank		Bank
		Items
			2004	2005	2004	2005	2004	2005

			(1)	(2)	(3)	(4)	(5)	(6)

1.	Capital		16902	16902	20	20	6240	10294
			(1.6)	(1.1)	(0.0)	(0.0)	(1.8)	(3.4)

2.	Reserves and Surplus		98266	117789	7189	7102	18163	19825
			(9.3)	(7.7)	(3.7)	(3.6)	(5.3)	(6.6)
	2.1.	Statutory Reserves	20842	25723	1307	1307	10176	10591
	2.2.	Capital Reserves	163	163	12	147	837	837
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	10000	10000	880	880	456	1215
	2.5.	Revenue and other Reserves	19718	19718	2561	7495	741	741
	2.6.	Balance of Profit	47543	62185	2429	-2727	5953	6441

3.	Deposits		585644	707678	181598	166254	278853	226443
			(55.2)	(46.0)	(92.8)	(85.2)	(81.9)	(75.0)

	Type-wise
	3A.1.	Demand deposits	195072	245071	5677	6191	50309	59477
		(i) From banks	1087	1356	334	16	7397	4429
		(ii) From others	193985	243715	5343	6175	42912	55048
	3A.2.	Savings bank deposits	134364	162151	6920	7753	18560	20423
	3A.3.	Term deposits	256208	300456	169001	152310	209984	146543
		(i) From banks	113166	119166	106252	106252	114087	114087
		(ii) From others	143042	181290	62749	46058	95897	32456

	Location-wise
	3B.1.	Deposits of branches in India	585644	707678	181598	166255	278852	226442
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		292494	491538	—	11843	13201	15374
			(27.6)	(31.9)	—	(6.1)	(3.9)	(5.1)
	4.1.	Borrowings in India	133194	198249	—	11843	10000	15374
		(i) From Reserve Bank of India	—	—	—	—	—	—
		(ii) From other banks	123600	188102	—	11843	10000	15374
		(iii) From other institutions and agencies	9594	10147	—	—	—	—
	4.2.	Borrowings outside India	159300	293289	—	—	3201	—
	Secured borrowing included in 4.		—	—	—	—	—	—

5.	Other liabilities		67672	205622	6831	9865	23891	30154
			(6.4)	(13.4)	(3.5)	(5.1)	(7.0)	(10.0)
	5.1.	Bills Payable	17670	33677	260	332	2156	1941
	5.2.	Inter-office adjustments	154	1150	98	192	1363	2887
	5.3.	Interest accrued	4684	7646	5803	6821	3949	3255
	5.4.	Others (including provisions)	45164	163149	670	2520	16423	22071

	Total	Liabilities	1060978	1539529	195638	195084	340348	302090
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Note:Figures in brackets indicate per cent share in total. Source:Annual accounts of banks of respective years .

(Amount inRs. lakh)

				As on March 31
					ABN Amro	Abu-Dhabi		American	Express
					Bank	Commercial Bank		Bank
			Items
				2004	2005	2004	2005	2004	2005

				(1)	(2)	(3)	(4)	(5)	(6)

1.	Cash	in hand		4513	4530	76	60	838	910
				(0.4)	(0.3)	(0.0)	(0.0)	(0.2)	(0.3)
2.	Balances		with RBI	46360	44473	8152	4518	12826	6611
				(4.4)	(2.9)	(4.2)	(2.3)	(3.8)	(2.2)
3.	Balances		with banks in India	1273	2224	16861	38091	15401	12717
				(0.1)	(0.1)	(8.6)	(19.6)	(4.5)	(4.2)
4.	Money at		call and short notice	1361	7500	—	—	62186	—
				(0.1)	(0.5)	—	—	(18.3)	—
5.	Balances		with banks outside India	2029	634	4811	3903	12295	3696
				(0.2)	(0.0)	(2.5)	(2.0)	(3.6)	(1.2)
6.	Investments			291747	333059	135385	125735	81217	74886
				(27.5)	(21.7)	(69.2)	(64.5)	(23.9)	(24.9)
	6.1.	Investments in India		291747	333059	135385	125735	81217	74886
		(i)	Government securities	222646	315656	61476	54261	57615	64190
		(ii)	Other approved securities	592	553	345	228	—	—
		(iii)	Shares	30	—	—	—	42	18
		(iv)	Debentures and Bonds	68279	16850	73564	71246	19224	9243
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(vi)	Others	200	—	—	—	4336	1435
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			669658	983644	16758	8985	126260	148284
				(63.1)	(64.0)	(8.6)	(4.6)	(37.1)	(49.2)
	Type-wise
	7A.1.	Bills	purchased and discounted	121073	146542	5537	3368	4714	1755
	7A.2.	Cash credits, overdrafts & loans		339925	464508	8265	3066	78091	75530
	7A.3.	Term loans		208660	372594	2956	2551	43455	70999
	Security-wise
	7B.1.	Secured by tangible assets		417962	638269	12449	6866	26937	38568
	7B.2.	Covered by Bank/Government Guarantees		140819	68623	1911	2021	24139	21459
	7B.3.	Unsecured		110878	276753	2398	98	75184	88258
	Sector-wise
	7C. I.	Advances in India		669659	983645	16756	8986	126260	148285
		(i)	Priority sectors	189158	317210	2556	2746	15110	36270
		(ii)	Public sectors	—	—	57	28	—	—
		(iii)	Banks	60	—	1911	—	—	—
		(iv)	Others	480441	666435	12232	6212	111150	112015
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed	Assets		8660	8405	787	759	7889	6900
				(0.8)	(0.5)	(0.4)	(0.4)	(2.3)	(2.3)
	8.1.	Premises		2761	2655	619	578	2176	2052
	8.2.	Fixed assets under construction		—	—	—	—	—	—
	8.3.	Other Fixed assets		5899	5750	168	181	5713	4848
9.	Other Assets			35373	155058	12809	13033	21430	48084
				(3.3)	(10.1)	(6.5)	(6.7)	(6.3)	(16.0)
	9.1.	Inter	- office adjustments (net)	—	—	—	—	—	—
	9.2.	Interest accrued		8765	10164	4659	5582	4400	3173
	9.3.	Tax	paid	1237	4808	7559	6738	8347	4848
	9.4.	Stationery and Stamps		—	—	—	—	—	—
	9.5.	Others		25371	140086	591	713	8683	40063

	Total	Assets		1060974	1539527	195639	195084	340342	302088
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)

			As on March 31
			Antwrep	Diamond	Arab	Bangladesh	Bank International
			Bank			Bank	Indonesia
		Items
			2004	2005	2004	2005	2004	2005

			(7)	(8)	(9)	(10)	(11)	(12)

1.	Capital		11471	11471	3698	3698	7338	7338
			(22.8)	(17.2)	(48.8)	(54.0)	(70.8)	(59.4)

2.	Reserves and Surplus		680	1348	725	777	130	130
			(1.4)	(2.0)	(9.6)	(11.4)	(1.3)	(1.1)
	2.1.	Statutory Reserves	170	337	403	466	126	126
	2.2.	Capital Reserves	—	—	—	—	—	—
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	335	658	51	51	—	—
	2.5.	Revenue and other Reserves	—	—	—	—	4	4
	2.6.	Balance of Profit	175	353	271	260	—	—

3.	Deposits		4444	5044	3092	2334	1291	1108
			(8.8)	(7.6)	(40.8)	(34.1)	(12.5)	(9.0)

	Type-wise
	3A.1.	Demand deposits	3744	4175	1732	1842	440	391
		(i) From banks	3194	3148	1097	706	—	—
		(ii) From others	550	1027	635	1136	440	391
	3A.2.	Savings bank deposits	9	7	55	76	41	47
	3A.3.	Term deposits	691	862	1305	416	810	670
		(i) From banks	—	—	1025	125	—	—
		(ii) From others	691	862	280	291	810	670

	Location-wise
	3B.1.	Deposits of branches in India	4444	5045	3093	2333	1292	1108
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		27436	42783	—	—	1312	3625
			(54.6)	(64.1)	—	—	(12.7)	(29.3)
	4.1.	Borrowings in India	500	—	—	—	—	1000
		(i) From Reserve Bank of India	—	—	—	—	—	—
		(ii) From other banks	500	—	—	—	—	1000
		(iii) From other institutions and agencies	—	—	—	—	—	—
	4.2.	Borrowings outside India	26936	42783	—	—	1312	2625
	Secured borrowing included in 4.		—	—	—	—	—	—

5.	Other liabilities		6209	6073	58	33	293	158
			(12.4)	(9.1)	(0.8)	(0.5)	(2.8)	(1.3)
	5.1.	Bills Payable	166	12	—	—	70	30
	5.2.	Inter-office adjustments	—	—	—	—	—	—
	5.3.	Interest accrued	69	205	7	6	5	15
	5.4.	Others (including provisions)	5974	5856	51	27	218	113

	Total	Liabilities	50240	66719	7573	6842	10364	12359
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

Note:Figures in brackets indicate per cent sharein total. Source:Annual accounts of banks of respective years .

(Amount in Rs. lakh)

				As on March 31
				Antwrep	Diamond	Arab	Bangladesh	Bank International
				Bank			Bank	Indonesia
			Items
				2004	2005	2004	2005	2004	2005

				(7)	(8)	(9)	(10)	(11)	(12)

1.	Cash	in hand		—	—	19	35	26	37
				—	—	(0.3)	(0.5)	(0.3)	(0.3)
2.	Balances		with RBI	1316	2074	64	62	169	163
				(2.6)	(3.1)	(0.8)	(0.9)	(1.6)	(1.3)
3.	Balances		with banks in India	811	1017	3187	2171	3170	1143
				(1.6)	(1.5)	(42.1)	(31.7)	(30.6)	(9.2)
4.	Money at		call and short notice	8022	2903	50	150	350	—
				(16.0)	(4.4)	(0.7)	(2.2)	(3.4)	—
5.	Balances		with banks outside India	5	122	1279	778	157	69
				(0.0)	(0.2)	(16.9)	(11.4)	(1.5)	(0.6)
6.	Investments			9583	16453	1013	827	1247	4066
				(19.1)	(24.7)	(13.4)	(12.1)	(12.0)	(32.9)
	6.1.	Investments in India		9583	16453	1013	827	1247	4066
		(i)	Government securities	9583	16453	813	720	816	3635
		(ii)	Other approved securities	—	—	—	—	431	431
		(iii)	Shares	—	—	—	—	—	—
		(iv)	Debentures and Bonds	—	—	—	—	—	—
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(vi)	Others	—	—	200	107	—	—
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			29775	43444	1182	2181	345	1978
				(59.3)	(65.1)	(15.6)	(31.9)	(3.3)	(16.0)
	Type-wise
	7A.1.	Bills	purchased and discounted	—	—	460	1125	25	713
	7A.2.	Cash credits, overdrafts & loans		29667	43328	579	963	320	1265
	7A.3.	Term loans		108	116	143	93	—	—
	Security-wise
	7B.1.	Secured by tangible assets		29757	43427	450	301	30	257
	7B.2.	Covered by Bank/Government Guarantees		—	—	732	413	—	—
	7B.3.	Unsecured		18	16	—	1466	315	1721
	Sector-wise
	7C. I.	Advances in India		29775	43444	1182	2180	345	1978
		(i)	Priority sectors	29667	43328	368	664	67	42
		(ii)	Public sectors	—	—	—	—	—	—
		(iii)	Banks	—	—	—	—	—	—
		(iv)	Others	108	116	814	1516	278	1936
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed	Assets		293	178	42	37	757	697
				(0.6)	(0.3)	(0.6)	(0.5)	(7.3)	(5.6)
	8.1.	Premises		—	—	—	—	735	679
	8.2.	Fixed assets under construction		—	—	—	—	—	—
	8.3.	Other Fixed assets		293	178	42	37	22	18
9.	Other Assets			436	529	740	604	4141	4204
				(0.9)	(0.8)	(9.8)	(8.8)	(40.0)	(34.0)
	9.1.	Inter	- office adjustments (net)	—	—	—	—	—	—
	9.2.	Interest accrued		339	351	86	40	67	60
	9.3.	Tax	paid	33	50	29	46	78	90
	9.4.	Stationery and Stamps		—	—	1	1	—	—
	9.5.	Others		64	128	624	517	3996	4054

	Total	Assets		50241	66720	7576	6845	10362	12357
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)