B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 4 of 8)

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ਪ੍ਰਕਾਸ਼ਿਤ ਤਾਰੀਖ ਅਕਤੂਬਰ 14, 2005

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B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 4 of 8)

(Amount in Rs. lakh)

			As on March 31
				Bank of	Bank of	Bahrain &	Bank	of
				America	Kuwait		Ceylon
		Items
			2004	2005	2004	2005	2004	2005

			(13)	(14)	(15)	(16)	(17)	(18)

1.	Capital		20	65710	5840	5840	3809	3809
			(0.0)	(12.0)	(8.5)	(9.7)	(19.0)	(21.0)

2.	Reserves and Surplus		69995	78040	3374	881	1425	1637
			(13.7)	(14.2)	(4.9)	(1.5)	(7.1)	(9.0)
	2.1.	Statutory Reserves	26148	28159	1190	1190	445	509
	2.2.	Capital Reserves	41060	45594	37	37	—	—
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	2003	3503	441	441	76	77
	2.5.	Revenue and other Reserves	784	784	1270	1270	—	—
	2.6.	Balance of Profit	—	—	436	-2057	904	1051

3.	Deposits		197592	199251	43325	39371	10096	10440
			(38.7)	(36.3)	(63.1)	(65.6)	(50.3)	(57.7)

	Type-wise
	3A.1.	Demand deposits	89131	104760	3158	5570	1289	2378
		(i) From banks	12898	16279	157	84	366	640
		(ii) From others	76233	88481	3001	5486	923	1738
	3A.2.	Savings bank deposits	10081	10071	4339	4140	2398	659
	3A.3.	Term deposits	98380	84420	35828	29661	6409	7403
		(i) From banks	38695	38679	7577	7577	—	—
		(ii) From others	59685	45741	28251	22084	6409	7403

	Location-wise
	3B.1.	Deposits of branches in India	197592	199252	43325	39371	10096	10440
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		213913	177432	14072	12129	3059	60
			(41.9)	(32.3)	(20.5)	(20.2)	(15.2)	(0.3)
	4.1.	Borrowings in India	7870	1000	9700	9100	—	—
		(i) From Reserve Bank of India	—	—	—	—	—	—
		(ii) From other banks	1200	1000	8600	9100	—	—
		(iii) From other institutions and agencies	6670	—	1100	—	—	—
	4.2.	Borrowings outside India	206043	176432	4372	3029	3059	60
	Secured borrowing included in 4.		—	—	—	—	—	—

5.	Other liabilities		29540	28855	2080	1830	1702	2159
			(5.8)	(5.3)	(3.0)	(3.0)	(8.5)	(11.9)
	5.1.	Bills Payable	8076	8235	563	219	58	231
	5.2.	Inter-office adjustments	—	—	—	—	328	189
	5.3.	Interest accrued	1838	2173	442	395	1	11
	5.4.	Others (including provisions)	19626	18447	1075	1216	1315	1728

	Total	Liabilities	511060	549288	68691	60051	20091	18105
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

Note:Figures in brackets indicate per cent share in total. Source:Annual accounts of banks of respective years .

(Amount in Rs. lakh)

						As on March 31
					Bank of	Bank of	Bahrain &	Bank	of
					America	Kuwait		Ceylon
			Items
				2004	2005	2004	2005	2004	2005

				(13)	(14)	(15)	(16)	(17)	(18)

1.	Cash	in hand		887	560	75	48	7	7
				(0.2)	(0.1)	(0.1)	(0.1)	(0.0)	(0.0)
2.	Balances		with RBI	22305	16742	2065	1875	1959	678
				(4.4)	(3.0)	(3.0)	(3.3)	(9.8)	(3.7)
3.	Balances		with banks in India	647	1767	5	5505	5584	5162
				(0.1)	(0.3)	(0.0)	(9.6)	(27.8)	(28.5)
4.	Money at		call and short notice	—	—	1137	1816	—	—
				—	—	(1.7)	(3.2)	—	—
5.	Balances		with banks outside India	15179	25850	373	528	372	1399
				(3.0)	(4.7)	(0.5)	(0.9)	(1.9)	(7.7)
6.	Investments			138144	159926	31706	18948	4464	3249
				(27.0)	(29.1)	(46.2)	(32.9)	(22.2)	(18.0)
	6.1.	Investments in India		138144	159926	31706	18948	4464	3249
		(i)	Government securities	130204	118060	25421	16961	723	364
		(ii)	Other approved securities	68	—	50	50	3741	2885
		(iii)	Shares	6	6	341	341	—	—
		(iv)	Debentures and Bonds	—	40432	4594	496	—	—
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(vi)	Others	7866	1428	1300	1100	—	—
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			305930	321913	30374	26351	6283	5929
				(59.9)	(58.6)	(44.2)	(45.8)	(31.3)	(32.8)
	Type-wise
	7A.1.	Bills	purchased and discounted	66790	67702	10973	13081	1606	1411
	7A.2.	Cash credits, overdrafts & loans		228273	250991	5070	1458	4463	3819
	7A.3.	Term loans		10867	3220	14331	11812	214	699
	Security-wise
	7B.1.	Secured by tangible assets		137849	57746	20905	16768	6007	5501
	7B.2.	Covered by Bank/Government Guarantees		6899	2568	7720	7954	31	31
	7B.3.	Unsecured		161181	261600	1749	1628	245	397
	Sector-wise
	7C. I.	Advances in India		305930	321914	30373	26351	6284	5929
		(i)	Priority sectors	97516	64445	4166	6809	3949	4305
		(ii)	Public sectors	—	—	109	—	—	—
		(iii)	Banks	4336	11	—	—	—	—
		(iv)	Others	204078	257458	26098	19542	2335	1624
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed	Assets		3187	2295	857	760	17	13
				(0.6)	(0.4)	(1.2)	(1.3)	(0.1)	(0.1)
	8.1.	Premises		1558	867	440	432	17	—
	8.2.	Fixed assets under construction		—	—	—	—	—	—
	8.3.	Other Fixed assets		1629	1428	417	328	—	13
9.	Other Assets			24779	20234	2099	4222	1405	1668
				(4.9)	(3.7)	(3.1)	(7.3)	(7.0)	(9.2)
	9.1.	Inter	- office adjustments (net)	11788	3892	—	—	—	1
	9.2.	Interest accrued		2551	2893	443	367	—	—
	9.3.	Tax	paid	2110	1051	441	728	1296	1544
	9.4.	Stationery and Stamps		—	—	—	—	4	4
	9.5.	Others		8330	12398	1215	3127	105	119

	Total	Assets		511058	549287	68691	60053	20091	18105
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)

			As on March 31
			Bank	of Nova	Bank	of	Barclays
			Scotia		Tokyo-Mitsubishi		Bank
		Items
			2004	2005	2004	2005	2004	2005

			(19)	(20)	(21)	(22)	(23)	(24)

1.	Capital		13547	13547	9978	9978	26260	49174
			(4.3)	(4.0)	(8.4)	(8.8)	(19.0)	(35.6)

2.	Reserves and Surplus		13368	12188	30660	26897	14331	20579
			(4.3)	(3.6)	(25.9)	(23.7)	(10.4)	(14.9)
	2.1.	Statutory Reserves	3470	3470	10118	10388	3789	5351
	2.2.	Capital Reserves	—	—	—	—	5	5
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	693	931	1617	1713	2234	2834
	2.5.	Revenue and other Reserves	7905	9205	14103	14103	130	130
	2.6.	Balance of Profit	1300	-1418	4822	693	8173	12259

3.	Deposits		169409	160197	57877	53235	8952	7473
			(54.4)	(47.9)	(48.8)	(46.9)	(6.5)	(5.4)

	Type-wise
	3A.1.	Demand deposits	8263	12742	23662	23982	781	1040
		(i) From banks	475	3653	435	303	105	364
		(ii) From others	7788	9089	23227	23679	676	676
	3A.2.	Savings bank deposits	3234	2645	7931	8671	35	11
	3A.3.	Term deposits	157912	144810	26284	20582	8136	6422
		(i) From banks	38799	39558	—	—	6995	—
		(ii) From others	119113	105252	26284	20582	1141	6422

	Location-wise
	3B.1.	Deposits of branches in India	169409	160197	57877	53235	8951	7473
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		101651	135756	4372	11874	10841	13124
			(32.6)	(40.6)	(3.7)	(10.5)	(7.8)	(9.5)
	4.1.	Borrowings in India	10500	32312	—	7500	10841	13124
		(i) From Reserve Bank of India	—	—	—	—	—	—
		(ii) From other banks	5000	32312	—	7500	10841	13124
		(iii) From other institutions and agencies	5500	—	—	—	—	—
	4.2.	Borrowings outside India	91151	103444	4372	4374	—	—
	Secured borrowing included in 4.		—	—	—	—	—	—

5.	Other liabilities		13709	12956	15701	11551	77725	47720
			(4.4)	(3.9)	(13.2)	(10.2)	(56.3)	(34.6)
	5.1.	Bills Payable	970	796	1591	1145	43	31
	5.2.	Inter-office adjustments	—	—	—	—	—	—
	5.3.	Interest accrued	1159	2222	1181	872	16	23
	5.4.	Others (including provisions)	11580	9938	12929	9534	77666	47666

	Total	Liabilities	311684	334644	118588	113535	138109	138070
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

Note:Figures in brackets indicate per cent share in total. Source:Annual accounts of banks of respective years .

(Amount in Rs. lakh)

				As on March 31
				Bank	of Nova	Bank	of	Barclays
				Scotia		Tokyo-Mitsubishi		Bank
			Items
				2004	2005	2004	2005	2004	2005

				(19)	(20)	(21)	(22)	(23)	(24)

1.	Cash	in hand		102	146	305	257	3	4
				(0.0)	(0.0)	(0.3)	(0.2)	(0.0)	(0.0)
2.	Balances		with RBI	10226	9406	2889	3705	830	882
				(3.3)	(2.8)	(2.4)	(3.5)	(0.6)	(0.6)
3.	Balances		with banks in India	5699	10077	16179	5438	11	28
				(1.8)	(3.0)	(13.6)	(5.1)	(0.0)	(0.0)
4.	Money at		call and short notice	5256	5096	4200	—	1500	20935
				(1.7)	(1.5)	(3.5)	—	(1.1)	(15.2)
5.	Balances		with banks outside India	655	726	166	201	568	1102
				(0.2)	(0.2)	(0.1)	(0.2)	(0.4)	(0.8)
6.	Investments			77244	89470	32300	34246	44687	41838
				(24.8)	(26.9)	(27.2)	(32.3)	(32.4)	(30.3)
	6.1.	Investments in India		77244	89470	32300	34246	44687	41838
		(i)	Government securities	74003	86731	31477	33389	33053	28014
		(ii)	Other approved securities	—	—	275	275	200	200
		(iii)	Shares	—	—	18	52	—	—
		(iv)	Debentures and Bonds	3241	2739	530	530	11434	10739
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(vi)	Others	—	—	—	—	—	2885
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			201920	205320	42751	55886	256	242
				(64.8)	(61.7)	(36.0)	(52.7)	(0.2)	(0.2)
	Type-wise
	7A.1.	Bills	purchased and discounted	14722	15380	144	26	—	—
	7A.2.	Cash credits, overdrafts & loans		71985	126996	36541	48174	—	—
	7A.3.	Term loans		115213	62944	6066	7686	256	242
	Security-wise
	7B.1.	Secured by tangible assets		104112	85998	28089	20166	207	193
	7B.2.	Covered by Bank/Government Guarantees		67391	86222	—	—	—	—
	7B.3.	Unsecured		30417	33100	14662	35720	49	49
	Sector-wise
	7C. I.	Advances in India		201920	205321	42750	55886	256	242
		(i)	Priority sectors	75111	66988	356	660	—	—
		(ii)	Public sectors	—	—	—	—	—	—
		(iii)	Banks	—	—	—	—	—	—
		(iv)	Others	126809	138333	42394	55226	256	242
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed	Assets		623	631	1101	1100	805	539
				(0.2)	(0.2)	(0.9)	(1.0)	(0.6)	(0.4)
	8.1.	Premises		260	232	273	194	5	4
	8.2.	Fixed assets under construction		—	—	—	—	195	12
	8.3.	Other Fixed assets		363	399	828	906	605	523
9.	Other Assets			9958	13771	18698	12702	89450	72497
				(3.2)	(4.1)	(15.8)	(12.0)	(64.8)	(52.6)
	9.1.	Inter	- office adjustments (net)	44	25	3734	2891	—	—
	9.2.	Interest accrued		2535	4160	1750	1035	1051	460
	9.3.	Tax	paid	1240	2446	12407	—	911	648
	9.4.	Stationery and Stamps		1	1	—	—	—	—
	9.5.	Others		6138	7139	807	8776	87488	71389

	Total	Assets		311683	334643	118589	113535	138110	138067
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)

			As on March 31
				BNP	Calyon			Chinatrust
				Paribas		Bank		Commercial Bank
		Items
			2004	2005	2004		2005	2004	2005

			(25)	(26)	(27)		(28)	(29)	(30)

1.	Capital		19975	19975	9818		28127	3546	4640
			(6.7)	(6.8)	(14.2)		(14.9)	(28.0)	(39.9)

2.	Reserves and Surplus		15712	13291	1988		4675	765	-127
			(5.2)	(4.5)	(2.9)		(2.5)	(6.0)	0
	2.1.	Statutory Reserves	3481	3850	1815		4537	162	162
	2.2.	Capital Reserves	583	1310	—		—	—	—
	2.3.	Share Premium	—	—	—		—	—	—
	2.4.	Investments Fluctuations Reserves	—	380	261		1661	85	86
	2.5.	Revenue and other Reserves	15751	11854	391		357	132	132
	2.6.	Balance of Profit	-4103	-4103	-479		-1880	386	-507

3.	Deposits		173711	167371	49935	130584		6260	4823
			(58.0)	(56.9)	(72.1)		(69.4)	(49.4)	(41.5)

	Type-wise
	3A.1.	Demand deposits	41067	51950	14346		22243	1318	3840
		(i) From banks	291	243	120		9718	—	—
		(ii) From others	40776	51707	14226		12525	1318	3840
	3A.2.	Savings bank deposits	8506	8306	884		2850	219	208
	3A.3.	Term deposits	124138	107115	34705	105491		4723	775
		(i) From banks	19324	14320	27170		88961	—	—
		(ii) From others	104814	92795	7535		16530	4723	775

	Location-wise
	3B.1.	Deposits of branches in India	173711	167372	49935	130585		6261	4823
	3B.2.	Deposits of branches outside India	—	—	—		—	—	—

4.	Borrowings		62289	54714	4486		4833	1071	1940
			(20.8)	(18.6)	(6.5)		(2.6)	(8.5)	(16.7)
	4.1.	Borrowings in India	41806	41016	2300		21	500	1500
		(i) From Reserve Bank of India	—	—	2300		21	—	—
		(ii) From other banks	24119	41016	—		—	500	1500
		(iii) From other institutions and agencies	17687	—	—		—	—	—
	4.2.	Borrowings outside India	20483	13698	2186		4812	571	440
	Secured borrowing included in 4.		—	—	—		—	—	—

5.	Other liabilities		27847	39048	2994		19989	1019	349
			(9.3)	(13.3)	(4.3)		(10.6)	(8.0)	(3.0)
	5.1.	Bills Payable	3803	3395	333		201	623	197
	5.2.	Inter-office adjustments	17	11	—		—	—	—
	5.3.	Interest accrued	3038	1551	1267		2445	119	36
	5.4.	Others (including provisions)	20989	34091	1394		17343	277	116

	Total	Liabilities	299534	294399	69221	188208		12661	11625
			(100.0)	(100.0)	(100.0)		(100.0)	(100.0)	(100.0)

Note : Figures in brackets indicate per cent sharein total. Source:Annual accounts of banks of respective years .

(Amount in Rs. lakh)

				As on March 31
					BNP	Calyon			Chinatrust
					Paribas		Bank		Commercial Bank
			Items
				2004	2005	2004		2005	2004	2005

				(25)	(26)	(27)		(28)	(29)	(30)

1.	Cash	in hand		289	166	37		31	11	26
				(0.1)	(0.1)	(0.1)		(0.0)	(0.1)	(0.2)
2.	Balances		with RBI	9344	11628	2543		3677	358	634
				(3.1)	(4.0)	(3.7)		(2.0)	(2.8)	(5.5)
3.	Balances		with banks in India	217	78	15014		70	84	261
				(0.1)	(0.0)	(21.7)		(0.0)	(0.7)	(2.2)
4.	Money at		call and short notice	30602	4187	—		3000	—	1300
				(10.2)	(1.4)	—		(1.6)	—	(11.2)
5.	Balances		with banks outside India	5930	342	1345		3022	157	41
				(2.0)	(0.1)	(1.9)		(1.6)	(1.2)	(0.4)
6.	Investments			100141	86065	33129	88963		2455	2743
				(33.4)	(29.3)	(47.9)		(47.3)	(19.4)	(23.6)
	6.1.	Investments in India		100141	86065	33129		88963	2455	2743
		(i)	Government securities	87216	67669	21451	72251		2084	2543
		(ii)	Other approved securities	—	—	—		40	—	—
		(iii)	Shares	—	—	303		—	—	—
		(iv)	Debentures and Bonds	12925	8324	8810		12125	200	200
		(v)	Subsidiaries and/or joint ventures	—	—	—		—	—	—
		(vi)	Others	—	10072	2565		4547	171	—
	6.2.	Investments outside India		—	—	—		—	—	—
		(i)	Government securities	—	—	—		—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—		—	—	—
		(iii)	Others	—	—	—		—	—	—
7.	Advances			131490	171876	4681	67427		8948	5864
				(43.9)	(58.4)	(6.8)		(35.8)	(70.7)	(50.5)
	Type-wise
	7A.1.	Bills	purchased and discounted	16641	20836	65		446	657	1589
	7A.2.	Cash credits, overdrafts & loans		43994	50703	57	54399		3024	1864
	7A.3.	Term loans		70855	100337	4559		12582	5267	2411
	Security-wise
	7B.1.	Secured by tangible assets		58143	85779	3076	31097		8799	3925
	7B.2.	Covered by Bank/Government Guarantees		11321	11207	108		7365	—	—
	7B.3.	Unsecured		62026	74890	1497		28965	148	1939
	Sector-wise
	7C. I.	Advances in India		131491	171876	4681		67426	8948	5865
		(i)	Priority sectors	32851	35531	172		9822	2706	1799
		(ii)	Public sectors	—	—	—		—	—	—
		(iii)	Banks	689	472	—		35	—	—
		(iv)	Others	97951	135873	4509		57569	6242	4066
	7C.II.	Advances outside India		—	—	—		—	—	—
8.	Fixed	Assets		8999	5309	3724		3648	103	54
				(3.0)	(1.8)	(5.4)		(1.9)	(0.8)	(0.5)
	8.1.	Premises		8178	3782	3347		3182	6	—
	8.2.	Fixed assets under construction		—	168	—		—	—	—
	8.3.	Other Fixed assets		821	3782	377		466	97	54
9.	Other Assets			12518	14748	8746	18372		547	700
				(4.2)	(5.0)	(12.6)		(9.8)	(4.3)	(6.0)
	9.1.	Inter	- office adjustments (net)	—	—	—		—	—	—
	9.2.	Interest accrued		2330	3071	1289		1934	90	81
	9.3.	Tax	paid	1412	—	5553		6278	31	46
	9.4.	Stationery and Stamps		2	6	—		—	—	—
	9.5.	Others		8774	11671	1904		10160	426	573

	Total	Assets		299530	294399	69219	188210		12663	11623
				(100.0)	(100.0)	(100.0)	(100.0)		(100.0)	(100.0)

(Amount in Rs. lakh)

			As on March 31
			Cho	Hung	Citibank		Credit
			Bank				Lyonnais	#
		Items
			2004	2005	2004	2005	2004	2005

			(31)	(32)	(33)	(34)	(35)	(36)

1.	Capital		3454	3454	16746	16746	18309
			(16.1)	(14.0)	(0.6)	(0.5)	(13.2)

2.	Reserves and Surplus		3080	3694	252844	314328	5908
			(14.3)	(15.0)	(8.5)	(9.3)	(4.3)
	2.1.	Statutory Reserves	2901	3409	64311	79311	2690
	2.2.	Capital Reserves	—	—	573	573	—
	2.3.	Share Premium	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	136	251	26251	41499	1400
	2.5.	Revenue and other Reserves	—	—	161709	192945	1336
	2.6.	Balance of Profit	43	34	—	—	482

3.	Deposits		5955	9736	2046512	2148442	93233
			(27.7)	(39.5)	(69.1)	(63.6)	(67.3)

	Type-wise
	3A.1.	Demand deposits	2539	4272	596758	730196	16991
		(i) From banks	—	—	4997	5047	—
		(ii) From others	2539	4272	591761	725149	16991
	3A.2.	Savings bank deposits	47	94	347767	473257	320
	3A.3.	Term deposits	3369	5370	1101987	944989	75922
		(i) From banks	—	—	203587	203612	61791
		(ii) From others	3369	5370	898400	741377	14131

	Location-wise
	3B.1.	Deposits of branches in India	5955	9736	2046513	2148442	93233
	3B.2.	Deposits of branches outside India	—	—	—	—	—

4.	Borrowings		4972	6987	350322	580319	4762
			(23.1)	(28.4)	(11.8)	(17.2)	(3.4)
	4.1.	Borrowings in India	600	1300	95541	240456	1241
		(i) From Reserve Bank of India	—	—	—	—	—
		(ii) From other banks	—	—	43272	140706	5
		(iii) From other institutions and agencies	600	1300	52269	99750	1236
	4.2.	Borrowings outside India	4372	5687	254781	339863	3521
	Secured borrowing included in 4.		—	—	—	—	—

5.	Other liabilities		4044	751	293314	320788	16312
			(18.8)	(3.1)	(9.9)	(9.5)	(11.8)
	5.1.	Bills Payable	447	292	80842	115112	149
	5.2.	Inter-office adjustments	—	—	66	—	—
	5.3.	Interest accrued	9	7	15786	14687	1723
	5.4.	Others (including provisions)	3588	452	196620	190989	14440

	Total	Liabilities	21505	24622	2959738	3380623	138524
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Notes:Figures in brackets indicate per cent share in total. #:See ‘Explanatory Notes’. Source:Annual accounts of banks of respective years.

(Amount in Rs. lakh)

				As on March 31
				Cho	Hung	Citibank		Credit
				Bank				Lyonnais	#
			Items
				2004	2005	2004	2005	2004	2005

				(31)	(32)	(33)	(34)	(35)	(36)

1.	Cash	in hand		22	43	6447	8870	—
				(0.1)	(0.2)	(0.2)	(0.3)	—
2.	Balances		with RBI	482	610	343271	229508	3858
				(2.2)	(2.5)	(11.6)	(6.8)	(2.8)
3.	Balances		with banks in India	7775	91	28237	57943	207
				(36.2)	(0.4)	(1.0)	(1.7)	(0.1)
4.	Money at		call and short notice	1141	7994	4000	62500	19552
				(5.3)	(32.5)	(0.1)	(1.8)	(14.1)
5.	Balances		with banks outside India	316	180	138835	118628	1948
				(1.5)	(0.7)	(4.7)	(3.5)	(1.4)
6.	Investments			3977	8196	668960	811984	52624
				(18.5)	(33.3)	(22.6)	(24.0)	(38.0)
	6.1.	Investments in India		3977	8196	668960	811984	52624
		(i)	Government securities	2677	6696	528796	646143	42966
		(ii)	Other approved securities	—	—	1542	—	40
		(iii)	Shares	—	—	356	352	—
		(iv)	Debentures and Bonds	1300	1500	136346	159456	9618
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—
		(vi)	Others	—	—	1920	6033	—
	6.2.	Investments outside India		—	—	—	—	—
		(i)	Government securities	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—
		(iii)	Others	—	—	—	—	—
7.	Advances			4466	6905	1525913	1811092	51128
				(20.8)	(28.0)	(51.6)	(53.6)	(36.9)
	Type-wise
	7A.1.	Bills	purchased and discounted	—	467	120279	105867	1237
	7A.2.	Cash credits, overdrafts & loans		3836	5447	363127	429607	38933
	7A.3.	Term loans		630	991	1042507	1275618	10958
	Security-wise
	7B.1.	Secured by tangible assets		1858	2861	861095	1047169	19639
	7B.2.	Covered by Bank/Government Guarantees		2606	2518	1440	752	5663
	7B.3.	Unsecured		2	1527	663377	763170	25825
	Sector-wise
	7C. I.	Advances in India		4466	6905	1525913	1811092	51127
		(i)	Priority sectors	—	1312	343534	422526	3979
		(ii)	Public sectors	—	—	10175	—	—
		(iii)	Banks	—	—	12134	9888	—
		(iv)	Others	4466	5593	1160070	1378678	47148
	7C.II.	Advances outside India		—	—	—	—	—
8.	Fixed	Assets		41	62	51357	54964	284
				(0.2)	(0.3)	(1.7)	(1.6)	(0.2)
	8.1.	Premises		—	—	22682	23998	—
	8.2.	Fixed assets under construction		—	—	355	355	—
	8.3.	Other Fixed assets		41	62	28320	30611	284
9.	Other Assets			3283	538	192718	225134	8923
				(15.3)	(2.2)	(6.5)	(6.7)	(6.4)
	9.1.	Inter	- office adjustments (net)	—	—	5	625	—
	9.2.	Interest accrued		232	259	30872	33198	1271
	9.3.	Tax	paid	2843	52	8871	10652	—
	9.4.	Stationery and Stamps		—	—	—	—	—
	9.5.	Others		208	227	152970	180659	7652

	Total	Assets		21503	24619	2959738	3380623	138524
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)