B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 6 of 8) - ਆਰਬੀਆਈ - Reserve Bank of India
B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 6 of 8)
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
State Bank of |
Sumitomo |
Mitsui |
UFJ |
||||||
Mauritius |
Bank |
# |
Bank |
||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(61) |
(62) |
(63) |
(64) |
(65) |
(66) |
||||
1. |
Capital |
8339 |
8339 |
14037 |
18680 |
18680 |
|||
(19.2) |
(18.3) |
(26.5) |
(59.4) |
(57.7) |
|||||
2. |
Reserves and Surplus |
3749 |
4297 |
3735 |
3421 |
4102 |
|||
(8.6) |
(9.4) |
(7.0) |
(10.9) |
(12.7) |
|||||
2.1. |
Statutory Reserves |
1011 |
1148 |
1670 |
725 |
895 |
|||
2.2. |
Capital Reserves |
554 |
580 |
— |
75 |
75 |
|||
2.3. |
Share Premium |
— |
— |
— |
— |
— |
|||
2.4. |
Investments Fluctuations Reserves |
— |
— |
300 |
150 |
245 |
|||
2.5. |
Revenue and other Reserves |
335 |
375 |
21 |
2471 |
2887 |
|||
2.6. |
Balance of Profit |
1849 |
2194 |
1744 |
— |
— |
|||
3. |
Deposits |
17971 |
14783 |
13194 |
6052 |
7080 |
|||
(41.4) |
(32.5) |
(24.9) |
(19.2) |
(21.9) |
|||||
Type-wise |
|||||||||
3A.1. |
Demand deposits |
1454 |
2920 |
6410 |
2298 |
3325 |
|||
(i) From banks |
19 |
48 |
— |
93 |
56 |
||||
(ii) From others |
1435 |
2872 |
6410 |
2205 |
3269 |
||||
3A.2. |
Savings bank deposits |
131 |
157 |
681 |
633 |
833 |
|||
3A.3. |
Term deposits |
16386 |
11706 |
6103 |
3121 |
2922 |
|||
(i) From banks |
— |
— |
— |
— |
— |
||||
(ii) From others |
16386 |
11706 |
6103 |
3121 |
2922 |
||||
Location-wise |
|||||||||
3B.1. |
Deposits of branches in India |
17970 |
14783 |
13195 |
6052 |
7079 |
|||
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
|||
4. |
Borrowings |
12157 |
16860 |
8744 |
3023 |
2297 |
|||
(28.0) |
(37.1) |
(16.5) |
(9.6) |
(7.1) |
|||||
4.1. |
Borrowings in India |
8222 |
12879 |
— |
— |
— |
|||
(i) From Reserve Bank of India |
— |
— |
— |
— |
— |
||||
(ii) From other banks |
3850 |
9180 |
— |
— |
— |
||||
(iii) From other institutions and agencies |
4372 |
3699 |
— |
— |
— |
||||
4.2. |
Borrowings outside India |
3935 |
3981 |
8744 |
3023 |
2297 |
|||
Secured borrowing included in 4. |
— |
2699 |
— |
— |
— |
||||
5. |
Other liabilities |
1215 |
1205 |
13292 |
281 |
240 |
|||
(2.8) |
(2.6) |
(25.1) |
(0.9) |
(0.7) |
|||||
5.1. |
Bills Payable |
142 |
111 |
178 |
107 |
85 |
|||
5.2. |
Inter-office adjustments |
— |
— |
— |
29 |
— |
|||
5.3. |
Interest accrued |
312 |
768 |
124 |
— |
12 |
|||
5.4. |
Others (including provisions) |
761 |
326 |
12990 |
145 |
143 |
|||
Total |
Liabilities |
43431 |
45484 |
53002 |
31457 |
32399 |
|||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|||||
Notes : Figures in brackets indicate per cent share in total. # : See ‘Explanatory Notes’. Source : Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
State Bank of |
Sumitomo |
Mitsui |
UFJ |
||||||
Mauritius |
Bank |
# |
Bank |
||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(61) |
(62) |
(63) |
(64) |
(65) |
(66) |
||||
1. |
Cash |
in hand |
65 |
17 |
16 |
14 |
3 |
||
(0.1) |
(0.0) |
(0.0) |
(0.0) |
(0.0) |
|||||
2. |
Balances |
with RBI |
1018 |
2447 |
1969 |
628 |
669 |
||
(2.3) |
(5.4) |
(3.7) |
(2.0) |
(2.1) |
|||||
3. |
Balances |
with banks in India |
856 |
1780 |
9681 |
9443 |
7622 |
||
(2.0) |
(3.9) |
(18.3) |
(30.0) |
(23.5) |
|||||
4. |
Money at |
call and short notice |
— |
— |
1800 |
6100 |
6700 |
||
— |
— |
(3.4) |
(19.4) |
(20.7) |
|||||
5. |
Balances |
with banks outside India |
375 |
78 |
383 |
50 |
373 |
||
(0.9) |
(0.2) |
(0.7) |
(0.2) |
(1.2) |
|||||
6. |
Investments |
11167 |
14033 |
17483 |
4465 |
6022 |
|||
(25.7) |
(30.9) |
(33.0) |
(14.2) |
(18.6) |
|||||
6.1. |
Investments in India |
11167 |
14033 |
17483 |
4465 |
6022 |
|||
(i) |
Government securities |
10221 |
11666 |
10261 |
2465 |
4093 |
|||
(ii) |
Other approved securities |
79 |
— |
415 |
— |
— |
|||
(iii) |
Shares |
— |
— |
298 |
— |
— |
|||
(iv) |
Debentures and Bonds |
867 |
2367 |
6509 |
2000 |
2000 |
|||
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
|||
(vi) |
Others |
— |
— |
— |
— |
-71 |
|||
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
|||
(i) |
Government securities |
— |
— |
— |
— |
— |
|||
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
|||
(iii) |
Others |
— |
— |
— |
— |
— |
|||
7. |
Advances |
26211 |
22170 |
17430 |
9299 |
10228 |
|||
(60.4) |
(48.7) |
(32.9) |
(29.6) |
(31.6) |
|||||
Type-wise |
|||||||||
7A.1. |
Bills |
purchased and discounted |
3591 |
4978 |
1317 |
— |
100 |
||
7A.2. |
Cash credits, overdrafts & loans |
3784 |
3483 |
3528 |
7639 |
9470 |
|||
7A.3. |
Term loans |
18836 |
13709 |
12585 |
1660 |
658 |
|||
Security-wise |
|||||||||
7B.1. |
Secured by tangible assets |
16251 |
16904 |
13691 |
9048 |
5850 |
|||
7B.2. |
Covered by Bank/Government Guarantees |
3185 |
4059 |
60 |
— |
— |
|||
7B.3. |
Unsecured |
6775 |
1208 |
3678 |
250 |
4378 |
|||
Sector-wise |
|||||||||
7C. I. |
Advances in India |
26211 |
22171 |
17430 |
9299 |
10228 |
|||
(i) |
Priority sectors |
4927 |
4777 |
2639 |
1587 |
1305 |
|||
(ii) |
Public sectors |
— |
— |
— |
— |
— |
|||
(iii) |
Banks |
1200 |
— |
— |
— |
— |
|||
(iv) |
Others |
20084 |
17394 |
14791 |
7712 |
8923 |
|||
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
|||
8. |
Fixed |
Assets |
1741 |
1711 |
399 |
200 |
186 |
||
(4.0) |
(3.8) |
(0.8) |
(0.6) |
(0.6) |
|||||
8.1. |
Premises |
1590 |
1563 |
277 |
7 |
1 |
|||
8.2. |
Fixed assets under construction |
81 |
— |
— |
— |
— |
|||
8.3. |
Other Fixed assets |
70 |
148 |
122 |
193 |
185 |
|||
9. |
Other Assets |
1996 |
3248 |
3845 |
1259 |
599 |
|||
(4.6) |
(7.1) |
(7.3) |
(4.0) |
(1.8) |
|||||
9.1. |
Inter |
- office adjustments (net) |
— |
291 |
— |
— |
— |
||
9.2. |
Interest accrued |
110 |
878 |
317 |
125 |
120 |
|||
9.3. |
Tax |
paid |
1593 |
1644 |
2404 |
562 |
362 |
||
9.4. |
Stationery and Stamps |
— |
— |
— |
— |
— |
|||
9.5. |
Others |
293 |
435 |
1124 |
572 |
117 |
|||
Total |
Assets |
43429 |
45484 |
53006 |
31458 |
32402 |
|||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
Bank of |
Bank of |
Bharat Overseas |
|||||||
Punjab |
Rajasthan |
Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
||||
1. |
Capital |
10500 |
10500 |
10757 |
10757 |
1575 |
1575 |
||
(2.2) |
(2.1) |
(1.3) |
(1.2) |
(0.6) |
(0.5) |
||||
2. |
Reserves and Surplus |
13873 |
13619 |
22190 |
24316 |
15644 |
18264 |
||
(2.9) |
(2.8) |
(2.6) |
(2.7) |
(5.6) |
(5.7) |
||||
2.1. |
Statutory Reserves |
7526 |
7526 |
10176 |
11052 |
5474 |
6084 |
||
2.2. |
Capital Reserves |
2337 |
2340 |
2258 |
2333 |
— |
38 |
||
2.3. |
Share Premium |
— |
— |
3785 |
3785 |
— |
— |
||
2.4. |
Investments Fluctuations Reserves |
3653 |
3653 |
4790 |
5680 |
2832 |
3232 |
||
2.5. |
Revenue and other Reserves |
100 |
100 |
1059 |
1149 |
7210 |
8795 |
||
2.6. |
Balance of Profit |
257 |
— |
122 |
317 |
128 |
115 |
||
3. |
Deposits |
413689 |
430662 |
740590 |
812031 |
247153 |
274924 |
||
(85.5) |
(87.8) |
(87.6) |
(88.7) |
(87.7) |
(85.5) |
||||
Type-wise |
|||||||||
3A.1. |
Demand deposits |
60863 |
77989 |
93142 |
114123 |
20472 |
25321 |
||
(i) From banks |
3633 |
5531 |
2948 |
4175 |
18 |
— |
|||
(ii) From others |
57230 |
72458 |
90194 |
109948 |
20454 |
25321 |
|||
3A.2. |
Savings bank deposits |
98146 |
124845 |
127335 |
151722 |
42141 |
53309 |
||
3A.3. |
Term deposits |
254680 |
227828 |
520113 |
546186 |
184540 |
196294 |
||
(i) From banks |
49281 |
25346 |
152302 |
157048 |
9375 |
14794 |
|||
(ii) From others |
205399 |
202482 |
367811 |
389138 |
175165 |
181500 |
|||
Location-wise |
|||||||||
3B.1. |
Deposits of branches in India |
413688 |
430662 |
740589 |
812031 |
218715 |
243004 |
||
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
28437 |
31920 |
||
4. |
Borrowings |
6196 |
841 |
17632 |
20716 |
1598 |
7395 |
||
(1.3) |
(0.2) |
(2.1) |
(2.3) |
(0.6) |
(2.3) |
||||
4.1. |
Borrowings in India |
950 |
841 |
13260 |
15856 |
2 |
1300 |
||
(i) From Reserve Bank of India |
— |
— |
— |
— |
— |
— |
|||
(ii) From other banks |
— |
— |
2879 |
512 |
— |
1300 |
|||
(iii) From other institutions and agencies |
950 |
841 |
10381 |
15344 |
2 |
— |
|||
4.2. |
Borrowings outside India |
5246 |
— |
4372 |
4860 |
1596 |
6095 |
||
Secured borrowing included in 4. |
— |
— |
349 |
14411 |
— |
— |
|||
5. |
Other liabilities |
39688 |
34896 |
54362 |
47650 |
15716 |
19284 |
||
(8.2) |
(7.1) |
(6.4) |
(5.2) |
(5.6) |
(6.0) |
||||
5.1. |
Bills Payable |
13391 |
11950 |
5614 |
6868 |
1862 |
4071 |
||
5.2. |
Inter-office adjustments |
— |
94 |
1981 |
1885 |
52 |
— |
||
5.3. |
Interest accrued |
2408 |
2055 |
23326 |
213 |
965 |
978 |
||
5.4. |
Others (including provisions) |
23889 |
20797 |
23441 |
38684 |
12837 |
14235 |
||
Total |
Liabilities |
483946 |
490518 |
845531 |
915470 |
281686 |
321442 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
||||
Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years . |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
Bank of |
Bank of |
Bharat Overseas |
|||||||
Punjab |
Rajasthan |
Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
||||
1. |
Cash |
in hand |
6967 |
6293 |
8973 |
10333 |
1864 |
2031 |
|
(1.4) |
(1.3) |
(1.1) |
(1.1) |
(0.7) |
(0.6) |
||||
2. |
Balances |
with RBI |
25305 |
26295 |
23620 |
24718 |
10798 |
9461 |
|
(5.2) |
(5.4) |
(2.8) |
(2.7) |
(3.8) |
(2.9) |
||||
3. |
Balances |
with banks in India |
13558 |
18273 |
90051 |
182684 |
19044 |
19526 |
|
(2.8) |
(3.7) |
(10.7) |
(20.0) |
(6.8) |
(6.1) |
||||
4. |
Money at |
call and short notice |
— |
3500 |
12800 |
27001 |
2092 |
1900 |
|
— |
(0.7) |
(1.5) |
(2.9) |
(0.7) |
(0.6) |
||||
5. |
Balances |
with banks outside India |
4124 |
3662 |
2133 |
202 |
3501 |
9108 |
|
(0.9) |
(0.7) |
(0.3) |
(0.0) |
(1.2) |
(2.8) |
||||
6. |
Investments |
157184 |
140267 |
435302 |
351465 |
93645 |
98570 |
||
(32.5) |
(28.7) |
(51.5) |
(38.4) |
(33.2) |
(30.7) |
||||
6.1. |
Investments in India |
157184 |
140267 |
435302 |
351465 |
85261 |
90962 |
||
(i) |
Government securities |
113898 |
112251 |
361428 |
267258 |
64652 |
70417 |
||
(ii) |
Other approved securities |
— |
— |
16633 |
15465 |
1411 |
581 |
||
(iii) |
Shares |
3057 |
1053 |
3261 |
2508 |
501 |
436 |
||
(iv) |
Debentures and Bonds |
13341 |
3572 |
32668 |
47129 |
15967 |
18811 |
||
(v) |
Subsidiaries and/or joint ventures |
— |
— |
35 |
35 |
— |
— |
||
(vi) |
Others |
26888 |
23391 |
21277 |
19070 |
2730 |
717 |
||
6.2. |
Investments outside India |
— |
— |
— |
— |
8384 |
7608 |
||
(i) |
Government securities |
— |
— |
— |
— |
8354 |
7579 |
||
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
||
(iii) |
Others |
— |
— |
— |
— |
30 |
29 |
||
7. |
Advances |
235346 |
241698 |
243163 |
289617 |
139152 |
165140 |
||
(48.6) |
(49.4) |
(28.8) |
(31.6) |
(49.4) |
(51.4) |
||||
Type-wise |
|||||||||
7A.1. |
Bills |
purchased and discounted |
12556 |
11145 |
16425 |
12485 |
14997 |
11963 |
|
7A.2. |
Cash credits, overdrafts & loans |
84799 |
86627 |
113185 |
131206 |
74844 |
90094 |
||
7A.3. |
Term loans |
137991 |
143926 |
113553 |
145926 |
49311 |
63083 |
||
Security-wise |
|||||||||
7B.1. |
Secured by tangible assets |
200446 |
216085 |
193921 |
229071 |
119017 |
137842 |
||
7B.2. |
Covered by Bank/Government Guarantees |
10230 |
9923 |
32627 |
34381 |
3903 |
8877 |
||
7B.3. |
Unsecured |
24670 |
15691 |
16615 |
26165 |
16232 |
18420 |
||
Sector-wise |
|||||||||
7C. I. |
Advances in India |
235346 |
241699 |
243163 |
289616 |
114418 |
134642 |
||
(i) |
Priority sectors |
44371 |
53515 |
78160 |
80244 |
29231 |
41140 |
||
(ii) |
Public sectors |
45504 |
36745 |
20879 |
28600 |
— |
— |
||
(iii) |
Banks |
— |
— |
79 |
4654 |
2471 |
2500 |
||
(iv) |
Others |
145471 |
151439 |
144045 |
176118 |
82716 |
91002 |
||
7C.II. |
Advances outside India |
— |
— |
— |
— |
24734 |
30498 |
||
8. |
Fixed |
Assets |
18761 |
18636 |
10071 |
12545 |
3312 |
3612 |
|
(3.9) |
(3.8) |
(1.2) |
(1.4) |
(1.2) |
(1.1) |
||||
8.1. |
Premises |
900 |
879 |
6131 |
8186 |
328 |
305 |
||
8.2. |
Fixed assets under construction |
695 |
320 |
— |
— |
1607 |
1637 |
||
8.3. |
Other Fixed assets |
17166 |
17437 |
3940 |
4359 |
1377 |
1670 |
||
9. |
Other Assets |
22700 |
31889 |
19420 |
16904 |
8277 |
12094 |
||
(4.7) |
(6.5) |
(2.3) |
(1.8) |
(2.9) |
(3.8) |
||||
9.1. |
Inter |
- office adjustments (net) |
37 |
— |
— |
— |
— |
3756 |
|
9.2. |
Interest accrued |
3311 |
2467 |
11293 |
9328 |
2384 |
1923 |
||
9.3. |
Tax |
paid |
2560 |
3882 |
879 |
1024 |
2071 |
2782 |
|
9.4. |
Stationery and Stamps |
117 |
79 |
166 |
658 |
113 |
117 |
||
9.5. |
Others |
16675 |
25461 |
7082 |
5894 |
3709 |
3516 |
||
Total |
Assets |
483945 |
490513 |
845533 |
915469 |
281685 |
321442 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
Catholic Syrian |
Centurion |
City Union |
|||||||
Bank |
Bank |
Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
||||
1. |
Capital |
1064 |
1067 |
5675 |
10132 |
2400 |
2400 |
||
(0.2) |
(0.2) |
(1.6) |
(2.2) |
(0.8) |
(0.7) |
||||
2. |
Reserves and Surplus |
18338 |
19918 |
13620 |
48872 |
17886 |
21672 |
||
(4.3) |
(4.5) |
(3.8) |
(10.6) |
(5.6) |
(6.2) |
||||
2.1. |
Statutory Reserves |
6166 |
9681 |
2335 |
2963 |
11149 |
13974 |
||
2.2. |
Capital Reserves |
1287 |
551 |
65 |
65 |
319 |
1279 |
||
2.3. |
Share Premium |
1151 |
1158 |
11220 |
44952 |
2018 |
2018 |
||
2.4. |
Investments Fluctuations Reserves |
4303 |
1131 |
— |
883 |
— |
— |
||
2.5. |
Revenue and other Reserves |
5130 |
7396 |
— |
9 |
4396 |
4396 |
||
2.6. |
Balance of Profit |
301 |
1 |
— |
— |
4 |
5 |
||
3. |
Deposits |
388046 |
402111 |
302879 |
353038 |
284665 |
309523 |
||
(90.1) |
(90.7) |
(85.3) |
(76.6) |
(89.2) |
(88.6) |
||||
Type-wise |
|||||||||
3A.1. |
Demand deposits |
24489 |
24752 |
40818 |
51356 |
25990 |
29027 |
||
(i) From banks |
79 |
43 |
4907 |
3652 |
87 |
87 |
|||
(ii) From others |
24410 |
24709 |
35911 |
47704 |
25903 |
28940 |
|||
3A.2. |
Savings bank deposits |
77640 |
86316 |
42328 |
51110 |
32392 |
38617 |
||
3A.3. |
Term deposits |
285917 |
291043 |
219733 |
250572 |
226283 |
241879 |
||
(i) From banks |
1260 |
— |
21438 |
53920 |
2135 |
275 |
|||
(ii) From others |
284657 |
291043 |
198295 |
196652 |
224148 |
241604 |
|||
Location-wise |
|||||||||
3B.1. |
Deposits of branches in India |
388045 |
402112 |
302879 |
353038 |
284665 |
309524 |
||
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
— |
||
4. |
Borrowings |
2107 |
46 |
4397 |
4375 |
2963 |
2219 |
||
(0.5) |
(0.0) |
(1.2) |
(0.9) |
(0.9) |
(0.6) |
||||
4.1. |
Borrowings in India |
2052 |
46 |
25 |
— |
2963 |
2219 |
||
(i) From Reserve Bank of India |
— |
— |
— |
— |
— |
— |
|||
(ii) From other banks |
2000 |
— |
— |
— |
— |
— |
|||
(iii) From other institutions and agencies |
52 |
46 |
25 |
— |
2963 |
2219 |
|||
4.2. |
Borrowings outside India |
55 |
— |
4372 |
4375 |
— |
— |
||
Secured borrowing included in 4. |
— |
— |
— |
— |
— |
— |
|||
5. |
Other liabilities |
21177 |
20373 |
28316 |
44751 |
11226 |
13725 |
||
(4.9) |
(4.6) |
(8.0) |
(9.7) |
(3.5) |
(3.9) |
||||
5.1. |
Bills Payable |
1814 |
2113 |
5281 |
9776 |
4056 |
5500 |
||
5.2. |
Inter-office adjustments |
3871 |
1580 |
— |
— |
581 |
873 |
||
5.3. |
Interest accrued |
2199 |
2190 |
2533 |
2484 |
1035 |
1080 |
||
5.4. |
Others (including provisions) |
13293 |
14490 |
20502 |
32491 |
5554 |
6272 |
||
Total |
Liabilities |
430732 |
443515 |
354887 |
461168 |
319140 |
349539 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
||||
Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years . |
(Amount |
in Rs. lakh) |
||||||||
As on March 31 |
|||||||||
Catholic Syrian |
Centurion |
City Union |
|||||||
Bank |
Bank |
Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
||||
1. |
Cash |
in hand |
3721 |
3353 |
3806 |
4766 |
3518 |
3723 |
|
(0.9) |
(0.8) |
(1.1) |
(1.0) |
(1.1) |
(1.1) |
||||
2. |
Balances |
with RBI |
13096 |
33021 |
22289 |
28424 |
16787 |
12387 |
|
(3.0) |
(7.4) |
(6.3) |
(6.2) |
(5.3) |
(3.5) |
||||
3. |
Balances |
with banks in India |
21494 |
25888 |
4217 |
10501 |
2592 |
4986 |
|
(5.0) |
(5.8) |
(1.2) |
(2.3) |
(0.8) |
(1.4) |
||||
4. |
Money at |
call and short notice |
— |
5000 |
560 |
1102 |
— |
— |
|
— |
(1.1) |
(0.2) |
(0.2) |
— |
— |
||||
5. |
Balances |
with banks outside India |
3875 |
1169 |
2297 |
1501 |
1050 |
1588 |
|
(0.9) |
(0.3) |
(0.6) |
(0.3) |
(0.3) |
(0.5) |
||||
6. |
Investments |
181893 |
132301 |
118210 |
147964 |
127901 |
110223 |
||
(42.2) |
(29.8) |
(33.4) |
(32.1) |
(40.1) |
(31.5) |
||||
6.1. |
Investments in India |
181893 |
132301 |
118210 |
147964 |
127901 |
110223 |
||
(i) |
Government securities |
159512 |
116456 |
97268 |
138044 |
116309 |
100390 |
||
(ii) |
Other approved securities |
2221 |
1667 |
25 |
25 |
1968 |
690 |
||
(iii) |
Shares |
300 |
132 |
871 |
869 |
278 |
166 |
||
(iv) |
Debentures and Bonds |
14506 |
10104 |
2254 |
2680 |
8734 |
7896 |
||
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
||
(vi) |
Others |
5354 |
3942 |
17792 |
6346 |
612 |
1081 |
||
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
||
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
||
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
||
(iii) |
Others |
— |
— |
— |
— |
— |
— |
||
7. |
Advances |
189824 |
228933 |
155641 |
219395 |
154697 |
201296 |
||
(44.1) |
(51.6) |
(43.9) |
(47.6) |
(48.5) |
(57.6) |
||||
Type-wise |
|||||||||
7A.1. |
Bills |
purchased and discounted |
9903 |
7736 |
5477 |
5318 |
9729 |
9772 |
|
7A.2. |
Cash credits, overdrafts & loans |
85873 |
58239 |
31334 |
35683 |
99917 |
135935 |
||
7A.3. |
Term loans |
94048 |
162958 |
118830 |
178394 |
45051 |
55589 |
||
Security-wise |
|||||||||
7B.1. |
Secured by tangible assets |
180073 |
220726 |
144180 |
201070 |
147020 |
183222 |
||
7B.2. |
Covered by Bank/Government Guarantees |
2041 |
530 |
1401 |
1411 |
2646 |
5028 |
||
7B.3. |
Unsecured |
7710 |
7677 |
10060 |
16914 |
5032 |
13046 |
||
Sector-wise |
|||||||||
7C. I. |
Advances in India |
189824 |
228933 |
155641 |
219395 |
154698 |
201296 |
||
(i) |
Priority sectors |
51042 |
71980 |
44874 |
62543 |
59550 |
80243 |
||
(ii) |
Public sectors |
9408 |
6850 |
101 |
101 |
5044 |
5028 |
||
(iii) |
Banks |
— |
— |
520 |
621 |
— |
— |
||
(iv) |
Others |
129374 |
150103 |
110146 |
156130 |
90104 |
116025 |
||
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
||
8. |
Fixed |
Assets |
3024 |
4335 |
18468 |
13643 |
2405 |
3136 |
|
(0.7) |
(1.0) |
(5.2) |
(3.0) |
(0.8) |
(0.9) |
||||
8.1. |
Premises |
1548 |
2573 |
4762 |
4584 |
912 |
934 |
||
8.2. |
Fixed assets under construction |
— |
— |
— |
— |
— |
— |
||
8.3. |
Other Fixed assets |
1476 |
1762 |
13706 |
9059 |
1493 |
2202 |
||
9. |
Other Assets |
13800 |
9514 |
29399 |
33872 |
10186 |
12200 |
||
(3.2) |
(2.1) |
(8.3) |
(7.3) |
(3.2) |
(3.5) |
||||
9.1. |
Inter |
- office adjustments (net) |
— |
— |
— |
— |
— |
— |
|
9.2. |
Interest accrued |
7642 |
4441 |
3604 |
4360 |
3421 |
2075 |
||
9.3. |
Tax |
paid |
1391 |
1783 |
5730 |
6295 |
5606 |
7813 |
|
9.4. |
Stationery and Stamps |
125 |
117 |
23 |
28 |
39 |
44 |
||
9.5. |
Others |
4642 |
3173 |
20042 |
23189 |
1120 |
2268 |
||
Total |
Assets |
430727 |
443514 |
354887 |
461168 |
319136 |
349539 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
Development |
Dhanalakshmi |
Federal |
|||||||
Credit Bank |
Bank |
Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(13) |
(14) |
(15) |
(16) |
(17) |
(18) |
||||
1. |
Capital |
3936 |
6550 |
3206 |
3206 |
2176 |
6560 |
||
(0.7) |
(1.4) |
(1.3) |
(1.2) |
(0.1) |
(0.4) |
||||
2. |
Reserves and Surplus |
25095 |
13393 |
10202 |
8207 |
62708 |
65776 |
||
(4.7) |
(2.9) |
(4.2) |
(3.1) |
(4.1) |
(3.9) |
||||
2.1. |
Statutory Reserves |
8090 |
8090 |
2898 |
2898 |
24316 |
26569 |
||
2.2. |
Capital Reserves |
5379 |
5367 |
649 |
633 |
6737 |
8134 |
||
2.3. |
Share Premium |
9607 |
14739 |
3833 |
3833 |
14952 |
10906 |
||
2.4. |
Investments Fluctuations Reserves |
1305 |
1305 |
1700 |
856 |
15667 |
15667 |
||
2.5. |
Revenue and other Reserves |
220 |
— |
1121 |
1121 |
987 |
4270 |
||
2.6. |
Balance of Profit |
494 |
-16108 |
1 |
-1134 |
49 |
230 |
||
3. |
Deposits |
447418 |
389476 |
215577 |
233884 |
1347669 |
1519288 |
||
(83.0) |
(83.6) |
(88.2) |
(88.4) |
(89.2) |
(90.3) |
||||
Type-wise |
|||||||||
3A.1. |
Demand deposits |
36637 |
34375 |
21250 |
27140 |
70022 |
86108 |
||
(i) From banks |
184 |
200 |
95 |
16 |
5870 |
2218 |
|||
(ii) From others |
36453 |
34175 |
21155 |
27124 |
64152 |
83890 |
|||
3A.2. |
Savings bank deposits |
47447 |
54062 |
32364 |
35706 |
241184 |
286471 |
||
3A.3. |
Term deposits |
363334 |
301039 |
161963 |
171038 |
1036463 |
1146709 |
||
(i) From banks |
115436 |
74289 |
1862 |
780 |
29365 |
29891 |
|||
(ii) From others |
247898 |
226750 |
160101 |
170258 |
1007098 |
1116818 |
|||
Location-wise |
|||||||||
3B.1. |
Deposits of branches in India |
447418 |
389476 |
215577 |
233884 |
1347668 |
1519288 |
||
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
— |
||
4. |
Borrowings |
23857 |
15977 |
392 |
583 |
12672 |
18590 |
||
(4.4) |
(3.4) |
(0.2) |
(0.2) |
(0.8) |
(1.1) |
||||
4.1. |
Borrowings in India |
19267 |
9853 |
68 |
498 |
1760 |
5466 |
||
(i) From Reserve Bank of India |
— |
— |
— |
— |
— |
— |
|||
(ii) From other banks |
874 |
— |
— |
— |
— |
4374 |
|||
(iii) From other institutions and agencies |
18393 |
9853 |
68 |
498 |
1760 |
1092 |
|||
4.2. |
Borrowings outside India |
4590 |
6124 |
324 |
85 |
10912 |
13124 |
||
Secured borrowing included in 4. |
— |
— |
— |
— |
— |
— |
|||
5. |
Other liabilities |
38956 |
40550 |
15103 |
18568 |
86203 |
71883 |
||
(7.2) |
(8.7) |
(6.2) |
(7.0) |
(5.7) |
(4.3) |
||||
5.1. |
Bills Payable |
5639 |
6466 |
3198 |
2944 |
8296 |
4250 |
||
5.2. |
Inter-office adjustments |
— |
— |
— |
— |
14726 |
12587 |
||
5.3. |
Interest accrued |
4062 |
3462 |
1412 |
1640 |
2391 |
2089 |
||
5.4. |
Others (including provisions) |
29255 |
30622 |
10493 |
13984 |
60790 |
52957 |
||
Total |
Liabilities |
539262 |
465946 |
244480 |
264448 |
1511428 |
1682097 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
||||
Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years . |
(Amount in Rs. lakh) |
|||||||||
As on March 31 |
|||||||||
Development |
Dhanalakshmi |
Federal |
|||||||
Credit Bank |
Bank |
Bank |
|||||||
Items |
|||||||||
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
||||
(13) |
(14) |
(15) |
(16) |
(17) |
(18) |
||||
1. |
Cash |
in hand |
2803 |
3121 |
4461 |
4914 |
12146 |
15500 |
|
(0.5) |
(0.7) |
(1.8) |
(1.9) |
(0.8) |
(0.9) |
||||
2. |
Balances |
with RBI |
24885 |
18990 |
9887 |
15490 |
60443 |
53427 |
|
(4.6) |
(4.1) |
(4.0) |
(5.9) |
(4.0) |
(3.2) |
||||
3. |
Balances |
with banks in India |
24304 |
17177 |
11111 |
12973 |
55440 |
66974 |
|
(4.5) |
(3.7) |
(4.5) |
(4.9) |
(3.7) |
(4.0) |
||||
4. |
Money at |
call and short notice |
— |
— |
1000 |
— |
— |
14800 |
|
— |
— |
(0.4) |
— |
— |
(0.9) |
||||
5. |
Balances |
with banks outside India |
1103 |
3081 |
508 |
636 |
1130 |
4887 |
|
(0.2) |
(0.7) |
(0.2) |
(0.2) |
(0.1) |
(0.3) |
||||
6. |
Investments |
208421 |
192323 |
89485 |
70799 |
550739 |
579916 |
||
(38.6) |
(41.3) |
(36.6) |
(26.9) |
(36.4) |
(34.5) |
||||
6.1. |
Investments in India |
208421 |
192323 |
89485 |
70799 |
550739 |
579916 |
||
(i) |
Government securities |
172586 |
161003 |
76584 |
63805 |
445496 |
506993 |
||
(ii) |
Other approved securities |
3497 |
2999 |
448 |
258 |
3090 |
1466 |
||
(iii) |
Shares |
1659 |
247 |
1407 |
1148 |
8782 |
5972 |
||
(iv) |
Debentures and Bonds |
11290 |
6250 |
10553 |
5588 |
85088 |
52837 |
||
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
50 |
50 |
||
(vi) |
Others |
19389 |
21824 |
493 |
— |
8233 |
12598 |
||
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
||
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
||
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
||
(iii) |
Others |
— |
— |
— |
— |
— |
— |
||
7. |
Advances |
243952 |
200140 |
113860 |
141015 |
770053 |
882259 |
||
(45.2) |
(43.0) |
(46.6) |
(53.6) |
(50.9) |
(52.5) |
||||
Type-wise |
|||||||||
7A.1. |
Bills |
purchased and discounted |
21092 |
12000 |
7313 |
8013 |
113267 |
121071 |
|
7A.2. |
Cash credits, overdrafts & loans |
49881 |
43200 |
67408 |
73285 |
352121 |
380096 |
||
7A.3. |
Term loans |
172979 |
144940 |
39139 |
59717 |
304665 |
381092 |
||
Security-wise |
|||||||||
7B.1. |
Secured by tangible assets |
186542 |
160837 |
95731 |
115756 |
600695 |
693738 |
||
7B.2. |
Covered by Bank/Government Guarantees |
16377 |
6063 |
3513 |
9064 |
83663 |
102137 |
||
7B.3. |
Unsecured |
41032 |
33240 |
14615 |
16194 |
85695 |
86384 |
||
Sector-wise |
|||||||||
7C. I. |
Advances in India |
243951 |
200140 |
113859 |
141014 |
770053 |
882259 |
||
(i) |
Priority sectors |
85565 |
62096 |
30953 |
42208 |
241189 |
283621 |
||
(ii) |
Public sectors |
5161 |
281 |
6192 |
10119 |
22041 |
42763 |
||
(iii) |
Banks |
778 |
850 |
— |
2479 |
— |
14782 |
||
(iv) |
Others |
152447 |
136913 |
76714 |
86208 |
506823 |
541093 |
||
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
||
8. |
Fixed |
Assets |
12417 |
11641 |
3037 |
3577 |
17571 |
18543 |
|
(2.3) |
(2.5) |
(1.2) |
(1.4) |
(1.2) |
(1.1) |
||||
8.1. |
Premises |
6739 |
6774 |
1672 |
1618 |
11045 |
11980 |
||
8.2. |
Fixed assets under construction |
— |
— |
— |
— |
— |
— |
||
8.3. |
Other Fixed assets |
5678 |
4867 |
1365 |
1959 |
6526 |
6563 |
||
9. |
Other Assets |
21377 |
19474 |
11130 |
15043 |
43904 |
45787 |
||
(4.0) |
(4.2) |
(4.6) |
(5.7) |
(2.9) |
(2.7) |
||||
9.1. |
Inter |
- office adjustments (net) |
2927 |
302 |
179 |
2801 |
— |
— |
|
9.2. |
Interest accrued |
3705 |
2201 |
2961 |
2992 |
18634 |
17007 |
||
9.3. |
Tax |
paid |
7188 |
8903 |
2024 |
2460 |
18863 |
23990 |
|
9.4. |
Stationery and Stamps |
40 |
36 |
11 |
11 |
205 |
198 |
||
9.5. |
Others |
7517 |
8032 |
5955 |
6779 |
6202 |
4592 |
||
Total |
Assets |
539262 |
465947 |
244479 |
264447 |
1511426 |
1682093 |
||
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |