STATE : BIHAR

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

8,26,507

2312,05

1915,12

2,31,501

947,13

810,43

1.

Direct Finance

7,62,943

2067,44

1706,78

2,19,224

844,52

719,94

2.

Indirect Finance

63,564

244,62

208,34

12,277

102,60

90,49

II.

INDUSTRY

1,39,207

1427,54

1195,51

34,037

304,78

234,80

1.

Mining & Quarrying

73

3,57

2,88

51

8,61

4,12

2.

Food Manufacturing & Processing

8,164

94,29

76,48

2,580

80,86

57,23

(a)

Rice Mills, Flour & Dal Mills

6,116

34,29

29,34

1,948

36,31

28,27

(b)

Sugar

7

36,02

34,62

9

30,71

18,42

(c)

Edible Oils & Vanaspati

513

13,75

4,85

140

3,69

1,98

(d)

Tea Processing

3

16

17

1

25

25

(e)

Processing of Fruits & Vegetables

5

29

21

6

74

73

(f)

Others

1,520

9,78

7,28

476

9,17

7,58

3.

Beverage & Tobacco

10

20,51

19,75

9

79

69

4.

Textiles

983

49,07

36,18

320

6,45

5,37

(a)

Cotton Textiles

185

99

88

15

65

42

(b)

Jute & Other Natural Fibre Textiles

44

3,38

3,33

6

6

8

(c)

Handloom Textiles & Khadi

309

78

49

46

1,82

1,89

(d)

Other Textiles & Textile Products

445

43,92

31,49

253

3,91

2,98

5.

Paper, Paper Products & Printing

290

22,38

24,27

180

9,37

7,94

6.

Leather & Leather Products

654

6,92

1,29

227

1,42

1,22

7.

Rubber & Plastic Products

78

7,38

5,38

55

5,09

4,37

8.

Chemicals & Chemical Products

376

212,87

202,76

201

21,66

10,70

(a)

Heavy Industrial Chemicals

12

3,40

2,50

22

5,07

3,80

(b)

Fertilisers

10

2,07

1,45

2

25

25

(c)

Drugs & Pharmaceuticals

164

17,63

11,68

61

4,19

2,46

(d)

Non-Edible Oils

3

56

49

4

60

34

(e)

Other Chemicals & Chemical Products

187

189,21

186,64

112

11,55

3,85

9.

Petroleum, Coal Products & Nuclear Fuels

24

1,14

1,05

14

7,71

7,35

10.

Manufacture of Cement & Cement Products

87

3,04

2,80

113

4,83

4,52

11.

Basic Metals & Metal Products

216

83,40

46,76

163

19,88

15,30

(a)

Iron & Steel

19

70,75

39,45

24

15,00

11,74

(b)

Non-Ferrous Metals

5

60

27

14

1,40

91

(c)

Metal Products

192

12,05

7,03

125

3,47

2,65

12.

Engineering

1,010

609,26

537,59

368

5,02

4,69

(a)

Heavy Engineering

20

3,92

3,45

10

74

63

(b)

Light Engineering

400

585,00

517,33

169

2,41

2,28

(c)

Electrical Machinery & Goods

348

7,96

6,28

148

1,35

1,34

(d)

Electronic Machinery & Goods

242

12,37

10,52

41

51

44

13.

Vehicles, Vehicle Parts & Transport Equipments

1,921

21,34

17,17

188

2,78

1,76

14.

Other Industries

1,21,428

223,96

159,36

26,755

100,35

84,09

15.

Electricity, Gas & Water

14

1,44

1,12

6

80

65

(a)

Electricity Generation & Transmission

5

53

36

–

–

–

(b)

Non-Conventional Energy

4

17

14

1

4

2

(c)

Gas, Steam & Water Supply

5

75

62

5

76

64

16.

Construction

3,879

66,96

60,67

2,807

29,15

24,78

III.

TRANSPORT OPERATORS

35,766

114,26

89,39

10,469

64,33

49,18

IV.

PROFESSIONAL AND OTHER SERVICES

29,445

167,37

99,64

11,123

70,74

59,57

V.

PERSONAL LOANS

2,59,929

1675,69

1323,17

1,82,963

1425,61

1150,00

1.

Loans for Purchase of Consumer Durables

6,731

28,54

22,77

6,549

31,91

24,65

2.

Loans for Housing

25,740

636,82

536,89

14,639

309,43

279,80

3.

Rest of the Personal Loans

2,27,458

1010,33

763,52

1,61,775

1084,26

845,55

VI.

TRADE

3,83,229

1037,39

837,70

1,22,439

722,80

596,41

1.

Wholesale Trade

15,807

70,37

53,39

3,631

61,25

46,90

2.

Retail Trade

3,67,422

967,02

784,31

1,18,808

661,55

549,52

VII.

FINANCE

2,101

34,92

30,52

1,035

19,04

16,64

VIII.

ALL OTHERS

73,715

274,54

215,69

29,417

233,08

198,55

TOTAL BANK CREDIT

17,49,899

7043,78

5706,74

6,22,984

3787,51

3115,58

OF WHICH:
1.Artisans and Village & Tiny Industries

1,05,517

181,50

123,14

23,398

111,64

88,06

2.Other Small Scale Industries

19,006

147,65

110,77

5,275

67,18

61,32

STATE : BIHAR

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

33,102

289,08

247,97

–

–

–

1.

Direct Finance

32,197

242,33

207,77

–

–

–

2.

Indirect Finance

905

46,76

40,20

–

–

–

II.

INDUSTRY

12,326

848,24

693,35

–

–

–

1.

Mining & Quarrying

57

9,52

7,30

–

–

–

2.

Food Manufacturing & Processing

1,022

159,02

137,21

–

–

–

(a)

Rice Mills, Flour & Dal Mills

574

27,76

19,06

–

–

–

(b)

Sugar

11

96,39

90,24

–

–

–

(c)

Edible Oils & Vanaspati

79

9,42

8,27

–

–

–

(d)

Tea Processing

1

3

2

–

–

–

(e)

Processing of Fruits & Vegetables

14

3,53

2,04

–

–

–

(f)

Others

343

21,89

17,58

–

–

–

3.

Beverage & Tobacco

30

13,75

12,11

–

–

–

4.

Textiles

632

55,20

43,55

–

–

–

(a)

Cotton Textiles

141

16,84

16,51

–

–

–

(b)

Jute & Other Natural Fibre Textiles

44

8,49

4,05

–

–

–

(c)

Handloom Textiles & Khadi

27

1,01

93

–

–

–

(d)

Other Textiles & Textile Products

420

28,85

22,06

–

–

–

5.

Paper, Paper Products & Printing

394

23,97

18,37

–

–

–

6.

Leather & Leather Products

171

2,17

1,87

–

–

–

7.

Rubber & Plastic Products

191

29,09

24,02

–

–

–

8.

Chemicals & Chemical Products

400

33,14

27,71

–

–

–

(a)

Heavy Industrial Chemicals

13

4,38

2,99

–

–

–

(b)

Fertilisers

1

10

–

–

–

–

(c)

Drugs & Pharmaceuticals

128

15,07

14,37

–

–

–

(d)

Non-Edible Oils

2

55

27

–

–

–

(e)

Other Chemicals & Chemical Products

256

13,05

10,08

–

–

–

9.

Petroleum, Coal Products & Nuclear Fuels

18

2,26

2,13

–

–

–

10.

Manufacture of Cement & Cement Products

118

23,40

23,16

–

–

–

11.

Basic Metals & Metal Products

368

184,24

133,66

–

–

–

(a)

Iron & Steel

112

131,34

99,90

–

–

–

(b)

Non-Ferrous Metals

19

21,00

5,16

–

–

–

(c)

Metal Products

237

31,89

28,61

–

–

–

12.

Engineering

1,165

44,82

35,97

–

–

–

(a)

Heavy Engineering

61

15,56

12,64

–

–

–

(b)

Light Engineering

211

12,94

10,18

–

–

–

(c)

Electrical Machinery & Goods

202

11,46

10,07

–

–

–

(d)

Electronic Machinery & Goods

691

4,86

3,09

–

–

–

13.

Vehicles, Vehicle Parts & Transport Equipments

437

33,11

34,62

–

–

–

14.

Other Industries

6,034

113,98

92,82

–

–

–

15.

Electricity, Gas & Water

16

60,22

51,64

–

–

–

(a)

Electricity Generation & Transmission

4

55,97

48,69

–

–

–

(b)

Non-Conventional Energy

4

2,15

1,73

–

–

–

(c)

Gas, Steam & Water Supply

8

2,10

1,23

–

–

–

16.

Construction

1,273

60,34

47,21

–

–

–

III.

TRANSPORT OPERATORS

5,112

60,46

48,28

–

–

–

IV.

PROFESSIONAL AND OTHER SERVICES

6,875

250,23

182,32

–

–

–

V.

PERSONAL LOANS

1,98,293

2241,94

1839,93

–

–

–

1.

Loans for Purchase of Consumer Durables

6,431

40,27

33,34

–

–

–

2.

Loans for Housing

28,487

819,52

742,42

–

–

–

3.

Rest of the Personal Loans

1,63,375

1382,15

1064,16

–

–

–

VI.

TRADE

42,859

854,34

705,83

–

–

–

1.

Wholesale Trade

2,190

144,60

119,09

–

–

–

2.

Retail Trade

40,669

709,74

586,74

–

–

–

VII.

FINANCE

361

39,31

33,74

–

–

–

VIII.

ALL OTHERS

32,702

373,36

294,71

–

–

–

TOTAL BANK CREDIT

3,31,630

4956,95

4046,14

–

–

–

OF WHICH:
1.Artisans and Village & Tiny Industries

3,289

17,98

16,46

–

–

–

2.Other Small Scale Industries

4,853

180,56

142,86

–

–

–