Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

837

1,08

93

462

18,81

13,25

1.

Direct Finance

831

1,06

91

451

1,55

1,41

2.

Indirect Finance

6

2

2

11

17,26

11,84

II.

INDUSTRY

180

63,64

66,08

486

33,80

27,31

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing and Processing

31

4,65

2,09

9

5,61

5,49

(a) Rice Mills, Flour and Dal Mills

5

14

14

3

32

18

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

1

-

-

1

5,06

5,06

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

25

4,50

1,94

5

23

25

3.

Beverage and Tobacco

-

-

-

-

-

-

4.

Textiles

3

3,41

2,23

6

2,47

1,90

(a) Cotton Textiles

-

-

-

3

2

3

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

(d) Other Textiles

3

3,41

2,23

3

2,45

1,87

5.

Paper, Paper Products and Printing

2

4

2

4

27

13

6.

Leather and Leather Products

-

-

-

-

-

-

7.

Rubber and Rubber Products

2

12

11

3

97

60

8.

Chemicals and Chemical Products

11

4,04

2,70

11

46

39

(a) Heavy Industrial Chemicals

2

2,36

1,08

1

5

-

(b) Fertilizers

-

-

-

-

-

-

(c) Drugs and Pharmaceuticals

2

85

87

1

10

10

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

7

83

75

9

31

29

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

5

27

34

-

-

-

11.

Basic Metals & Metal Products

7

57

56

30

1,07

1,07

(a) Iron and Steel

5

53

51

3

8

16

(b) Non-Ferrous Metals

-

-

-

1

2

-

(c) Other Metal Products

2

4

5

26

97

91

12.

Engineering

44

50,21

57,71

30

54

53

(a) Heavy Engineering

1

1

1

-

-

-

(b) Light Engineering

4

1,09

3,45

25

49

46

(c) Electrical Machinery & Goods

22

21,04

20,99

5

5

7

(d) Electronic Machinery & Goods

17

28,07

33,26

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

1

7

5

10

12

11

14.

Other Industries

74

26

27

375

22,08

16,83

15.

Electricity, Gas & Water

-

-

-

5

15

18

(a) Electricity Generation & Transmission

-

-

-

4

12

17

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

1

3

2

16.

Construction

-

-

-

3

5

8

III.

TRANSPORT OPERATORS

66

46

43

79

1,11

74

IV.

PROFESSIONAL AND OTHER SERVICES

70

17

11

182

1,37

1,13

V .

PERSONAL LOANS

1,043

4,41

3,72

1,191

5,42

5,00

1.

Loans for Purchase of Consumer Durables

79

12

7

166

50

1,02

2.

Loans for Housing

188

1,49

1,29

425

3,08

2,45

3.

Rest of the Personal Loans

776

2,81

2,36

600

1,85

1,54

V I.

TRADE

588

45,18

40,60

579

32,19

31,68

1.

Wholesale Trade

52

42,50

38,23

19

21,06

21,74

2.

Retail Trade

536

2,68

2,37

560

11,14

9,94

VII.

FINANCE

2

98

98

13

8,15

4,94

VIII.

ALL OTHERS

130

1,10

70

1,156

5,98

5,78

TOTAL BANK CREDIT

2,916

117,02

113,54

4,148

106,84

89,85

OF WHICH :

1. Artisans & Village Industries

24

4

3

10

1

1

2. Other Small Scale Industries

98

1,86

1,82

414

24,55

19,01

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

4,446

217,67

133,95

-

-

-

1.

Direct Finance

2,210

60,03

49,70

-

-

-

2.

Indirect Finance

2,236

157,64

84,25

-

-

-

II.

INDUSTRY

5,590

1032,47

839,73

-

-

-

1.

Mining & Quarrying

143

1,89

1,74

-

-

-

2.

Food Manufacturing and Processing

222

80,49

70,86

-

-

-

(a) Rice Mills, Flour and Dal Mills

32

5,68

10,57

-

-

-

(b) Sugar

14

47,11

38,83

-

-

-

(c) Edible Oils and Vanaspati

23

8,72

5,52

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

4

44

43

-

-

-

(f) Others

149

18,54

15,51

-

-

-

3.

Beverage and Tobacco

15

1,06

99

-

-

-

4.

Textiles

133

113,14

96,80

-

-

-

(a) Cotton Textiles

40

32,26

27,57

-

-

-

(b) Jute Textiles

2

6

4

-

-

-

(c) Handloom Textiles & Khadi

4

8

5

-

-

-

(d) Other Textiles

87

80,74

69,14

-

-

-

5.

Paper, Paper Products and Printing

214

33,32

28,75

-

-

-

6.

Leather and Leather Products

28

27,85

19,24

-

-

-

7.

Rubber and Rubber Products

72

4,63

4,97

-

-

-

8.

Chemicals and Chemical Products

625

89,96

74,03

-

-

-

(a) Heavy Industrial Chemicals

63

30,88

19,25

-

-

-

(b) Fertilizers

24

10,42

13,53

-

-

-

(c) Drugs and Pharmaceuticals

323

32,23

25,88

-

-

-

(d) Non-Edible Oils

5

3,04

3,01

-

-

-

(e) Other Chemicals & Chemical Products

210

13,38

12,36

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

12

1,97

31

-

-

-

10.

Manufacture of Cement & Cement Products

27

2,26

1,35

-

-

-

11.

Basic Metals & Metal Products

834

144,51

101,78

-

-

-

(a) Iron and Steel

449

84,58

66,21

-

-

-

(b) Non-Ferrous Metals

15

5,33

3,58

-

-

-

(c) Other Metal Products

370

54,60

32,00

-

-

-

12.

Engineering

681

202,98

170,78

-

-

-

(a) Heavy Engineering

123

22,23

20,09

-

-

-

(b) Light Engineering

273

23,12

25,70

-

-

-

(c) Electrical Machinery & Goods

195

64,45

49,36

-

-

-

(d) Electronic Machinery & Goods

90

93,19

75,63

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

140

72,64

61,25

-

-

-

14.

Other Industries

2,322

238,87

191,88

-

-

-

15.

Electricity, Gas & Water

43

10,30

8,56

-

-

-

(a) Electricity Generation & Transmission

17

9,69

8,06

-

-

-

(b) Non-Conventional Energy

24

6

2

-

-

-

(c) Gas, Steam & Water Supply

2

54

48

-

-

-

16.

Construction

79

6,59

6,43

-

-

-

III.

TRANSPORT OPERATORS

1,166

14,03

13,04

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,930

34,97

30,02

-

-

-

V.

PERSONAL LOANS

34,439

172,27

140,39

-

-

-

1.

Loans for Purchase of Consumer Durables

1,771

8,42

6,79

-

-

-

2.

Loans for Housing

4,482

80,78

64,80

-

-

-

3.

Rest of the Personal Loans

28,186

83,08

68,80

-

-

-

V I.

TRADE

6,898

800,23

689,30

-

-

-

1.

Wholesale Trade

927

714,92

622,74

-

-

-

2.

Retail Trade

5,971

85,32

66,56

-

-

-

VII.

FINANCE

56

59,51

58,91

-

-

-

VIII.

ALL OTHERS

16,978

216,15

187,97

-

-

-

TOTAL BANK CREDIT

71,503

2547,31

2093,32

-

-

-

OF WHICH :

1. Artisans & Village Industries

207

1,61

1,51

-

-

-

2. Other Small Scale Industries

2,488

102,18

96,38

-

-

-