The publication, “Basic Statistical Returns of Scheduled Commercial Banks in India”, provides granular data on a number of key parameters of banks. The information is collected from bank branches through Basic Statistical Returns 1 & 2 (BSR 1&2). Under BSR 1, account level data for loan accounts with credit limit more than ` 0.2 million and occupation-wise consolidated data for loan accounts with credit limit up to ` 0.2 million are collected branch-wise. Under BSR 2, branch-wise data related to parameters such as staff, type of deposits and maturity pattern of term deposits are collected. The data through BSR 1&2 are being collected since 1972.

The present volume, 40th in the series, provides detailed data on Credit and Deposits of scheduled commercial banks as on 31st March 2011. This volume covers nearly 92 thousand branches with more than 120 million credit accounts and 810 million deposit accounts spread across more than 36 thousand centers. This publication provides detailed occupation-wise credit data on different dimensions viz. type of account, organization, interest rate range and size of credit limit. It also provides information on population group, bank group and state-wise credit data according to type of occupation. One unique feature of this publication is that it covers spatial distribution of both credit sanctioned and credit utilized.

The voluminous work relating to this publication was undertaken in the Banking Statistics Division of the Department of Statistics and Information Management, Reserve Bank of India. The core team headed by Shri. S.Bose, Director, involved in the process of bringing out this publication comprised Shri. S.Gangadaran, Assistant Adviser, Shri. S.Sarkar, Research Officer and Shri. S.A.Aiwale and Smt. S.S.Surve, Assistant Managers. The team was ably assisted by Special Assistants Smt. S.S.Kulkarni and Smt. R.S.Bandel. The support of other staff members of this Division is acknowledged. In bringing out the publication thorugh DBIE:RBI’s Data Warehouse, the help of Data Warehouse Division is acknowledged.

Shri. A.B. Chakraborty, Officer-in-charge, and Dr. Goutam Chatterjee, Adviser, provided necessary guidance in bringing out the publication with an emphasis on quality of information.

I trust, as in the past, the current volume would prove to be a valuable source of information on the banking sector in India.

Deepak Mohanty
Executive Director