Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

5,149

12,11

8,98

10,286

40,30

34,77

-

-

-

1.

Direct Finance

5,146

11,87

8,80

9,879

36,80

32,23

-

-

-

2.

Indirect Finance

3

24

19

407

3,50

2,54

-

-

-

II.

INDUSTRY

2,087

164,97

137,55

3,506

316,37

235,39

8

10,84

5,09

1.

Mining & Quarrying

64

35,28

23,86

146

112,48

82,75

5

9,06

3,38

2.

Food Manufacturing and Processing

131

4,13

3,02

234

11,70

8,32

1

-

-

(a)

Rice Mills, Flour and Dal Mills

14

1,12

81

6

12

10

-

-

-

(b)

Sugar

-

-

-

1

2

2

-

-

-

(c)

Edible Oils and Vanaspati

8

64

55

9

24

26

-

-

-

(d)

Tea Processing

-

-

-

1

1

1

-

-

-

(e)

Processing of Fruits & Vegetables

5

12

10

9

14

8

-

-

-

(f)

Others

104

2,25

1,56

208

11,18

7,85

1

-

-

3.

Beverage and Tobacco

76

1,34

1,10

140

10,83

7,94

-

-

-

4.

Textiles

35

53

89

78

4,74

4,61

-

-

-

(a)

Cotton Textiles

1

9

5

1

5

5

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

1

1

-

1

1

-

-

-

-

(d)

Other Textiles

33

43

83

76

4,68

4,56

-

-

-

5.

Paper, Paper Products and Printing

107

4,32

3,57

91

3,01

2,55

-

-

-

6.

Leather and Leather Products

23

2,03

2,51

12

13

12

-

-

-

7.

Rubber and Rubber Products

46

4,45

3,44

39

3,10

2,09

-

-

-

8.

Chemicals and Chemical Products

151

29,99

24,83

196

62,43

42,68

1

73

67

(a)

Heavy Industrial Chemicals

3

10

8

21

2,49

1,50

-

-

-

(b)

Fertilizers

4

13,67

10,04

6

28,34

14,69

-

-

-

(c)

Drugs and Pharmaceuticals

28

1,58

1,59

37

15,81

15,06

-

-

-

(d)

Non-Edible Oils

1

2

2

3

6

8

-

-

-

(e)

Other Chemicals & Chemical Products

115

14,63

13,10

129

15,74

11,35

1

73

67

9.

Petroleum, Coal Products & Nuclear Fuels

4

8,21

7,73

12

51

32

-

-

-

10.

Manufacture of Cement & Cement Products

32

82

60

17

27

24

-

-

-

11.

Basic Metals & Metal Products

185

27,14

28,05

196

26,17

20,53

1

1,05

1,05

(a)

Iron and Steel

27

14,32

19,93

46

20,06

15,30

1

1,05

1,05

(b)

Non-Ferrous Metals

13

8,68

5,59

7

70

91

-

-

-

(c)

Other Metal Products

145

4,15

2,54

143

5,41

4,32

-

-

-

12.

Engineering

120

29,00

21,88

194

26,23

21,77

-

-

-

(a)

Heavy Engineering

2

11,36

6,08

24

5,81

4,49

-

-

-

(b)

Light Engineering

31

4,68

3,64

57

10,41

9,18

-

-

-

(c)

Electrical Machinery & Goods

36

3,46

2,72

62

4,69

3,26

-

-

-

(d)

Electronic Machinery & Goods

51

9,51

9,45

51

5,32

4,84

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

40

1,45

1,37

106

13,94

7,50

-

-

-

14.

Other Industries

926

9,81

8,55

1,609

23,16

19,88

-

-

-

15.

Electricity, Gas & Water

2

8

7

10

1,56

84

-

-

-

(a)

Electricity Generation & Transmission

1

5

4

5

15

14

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

3

3

5

1,41

69

-

-

-

16.

Construction

145

6,39

6,08

426

16,09

13,26

-

-

-

III.

TRANSPORT OPERATORS

1,104

15,86

10,27

3,180

55,90

44,75

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,361

7,29

7,94

7,150

49,02

36,55

-

-

-

V .

PERSONAL LOANS

12,331

38,53

33,04

25,959

96,36

87,01

70

1,02

70

1.

Loans for Purchase of Consumer Durables

934

1,51

1,22

1,652

3,94

3,35

-

-

-

2.

Loans for Housing

1,176

9,88

8,93

2,202

17,76

16,60

7

19

17

3.

Rest of the Personal Loans

10,221

27,15

22,90

22,105

74,65

67,06

63

83

54

VI.

TRADE

2,922

14,69

11,40

6,505

59,28

48,46

-

-

-

1.

Wholesale Trade

322

4,51

3,18

385

28,33

21,71

-

-

-

2.

Retail Trade

2,600

10,18

8,22

6,120

30,95

26,75

-

-

-

VII.

FINANCE

8

52

28

25

11,71

3,42

-

-

-

VIII.

ALL OTHERS

1,338

18,79

18,55

13,040

64,90

58,62

-

-

-

TOTAL BANK CREDIT

26,300

272,76

228,02

69,651

693,82

548,97

78

11,86

5,80

OF WHICH :

1.

Artisans & Village Industries

283

1,33

1,17

407

83

72

-

-

-

2.

Other Small Scale Industries

1,278

38,21

32,23

1,880

75,85

63,11

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

14

19

15

15,449

52,60

43,91

1.

Direct Finance

-

-

-

14

19

15

15,039

48,86

41,18

2.

Indirect Finance

-

-

-

-

-

-

410

3,74

2,73

II.

INDUSTRY

-

-

-

191

36,69

31,23

5,792

528,87

409,28

1.

Mining & Quarrying

-

-

-

12

8,67

5,64

227

165,49

115,62

2.

Food Manufacturing and Processing

-

-

-

3

1,15

58

369

16,99

11,92

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

20

1,24

91

(b)

Sugar

-

-

-

-

-

-

1

2

2

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

17

88

81

(d)

Tea Processing

-

-

-

-

-

-

1

1

1

(e)

Processing of Fruits & Vegetables

-

-

-

2

1,12

55

16

1,38

73

(f)

Others

-

-

-

1

3

3

314

13,47

9,44

3.

Beverage and Tobacco

-

-

-

6

3

2

222

12,20

9,06

4.

Textiles

-

-

-

20

12,91

13,54

133

18,18

19,04

(a)

Cotton Textiles

-

-

-

3

10,50

11,89

5

10,64

11,99

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

2

2

1

(d)

Other Textiles

-

-

-

17

2,41

1,65

126

7,52

7,04

5.

Paper, Paper Products and Printing

-

-

-

9

15

8

207

7,47

6,19

6.

Leather and Leather Products

-

-

-

-

-

-

35

2,16

2,63

7.

Rubber and Rubber Products

-

-

-

-

-

-

85

7,55

5,53

8.

Chemicals and Chemical Products

-

-

-

3

55

54

351

93,70

68,72

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

24

2,59

1,58

(b)

Fertilizers

-

-

-

-

-

-

10

42,00

24,73

(c)

Drugs and Pharmaceuticals

-

-

-

3

55

54

68

17,93

17,20

(d)

Non-Edible Oils

-

-

-

-

-

-

4

8

10

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

245

31,10

25,12

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

16

8,72

8,05

10.

Manufacture of Cement & Cement Products

-

-

-

2

3

2

51

1,12

86

11.

Basic Metals & Metal Products

-

-

-

5

6,02

4,27

387

60,38

53,90

(a)

Iron and Steel

-

-

-

2

6,00

4,25

76

41,43

40,54

(b)

Non-Ferrous Metals

-

-

-

-

-

-

20

9,38

6,49

(c)

Other Metal Products

-

-

-

3

2

2

291

9,58

6,87

12.

Engineering

-

-

-

14

41

37

328

55,64

44,02

(a)

Heavy Engineering

-

-

-

1

2

1

27

17,19

10,58

(b)

Light Engineering

-

-

-

3

25

24

91

15,34

13,06

(c)

Electrical Machinery & Goods

-

-

-

6

11

9

104

8,25

6,06

(d)

Electronic Machinery & Goods

-

-

-

4

4

3

106

14,86

14,32

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

2

4

4

148

15,43

8,91

14.

Other Industries

-

-

-

31

24

27

2,566

33,21

28,69

15.

Electricity, Gas & Water

-

-

-

-

-

-

12

1,63

91

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

6

19

18

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

6

1,44

73

16.

Construction

-

-

-

84

6,50

5,87

655

28,98

25,21

III.

TRANSPORT OPERATORS

-

-

-

137

1,81

1,24

4,421

73,57

56,26

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

135

5,22

5,37

8,646

61,53

49,85

V .

PERSONAL LOANS

-

-

-

2,791

8,62

8,18

41,151

144,53

128,93

1.

Loans for Purchase of Consumer Durables

-

-

-

132

25

21

2,718

5,70

4,77

2.

Loans for Housing

-

-

-

62

67

64

3,447

28,49

26,34

3.

Rest of the Personal Loans

-

-

-

2,597

7,70

7,33

34,986

110,34

97,83

VI.

TRADE

-

-

-

194

3,52

3,23

9,621

77,49

63,08

1.

Wholesale Trade

-

-

-

36

1,40

1,27

743

34,25

26,16

2.

Retail Trade

-

-

-

158

2,11

1,96

8,878

43,24

36,93

VII.

FINANCE

-

-

-

9

6,26

5,21

42

18,48

8,91

VIII.

ALL OTHERS

-

-

-

293

5,12

3,88

14,671

88,81

81,05

TOTAL BANK CREDIT

-

-

-

3,764

67,43

58,49

99,793

1045,87

841,28

OF WHICH :

1.

Artisans & Village Industries

-

-

-