Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

4,550

10,49

8,71

8,637

38,19

31,71

—

—

—

1.

Direct Finance

4,547

10,25

8,40

8,592

36,68

30,28

—

—

—

2.

Indirect Finance

3

24

31

45

1,51

1,43

—

—

—

II.

INDUSTRY

1,951

155,42

143,32

4,334

402,85

310,87

8

8,95

8,20

1.

Mining & Quarrying

65

26,86

23,74

154

175,78

139,67

4

4,30

3,88

2.

Food Manufacturing and Processing

184

4,61

2,45

293

44,15

30,85

—

—

—

(a)

Rice Mills, Flour and Dal Mills

20

83

53

9

6

3

—

—

—

(b)

Sugar

—

—

—

1

2

2

—

—

—

(c)

Edible Oils and Vanaspati

8

64

55

10

21

24

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

5

27

16

26

3,20

1,19

—

—

—

(f)

Others

151

2,86

1,22

247

40,65

29,36

—

—

—

3.

Beverage and Tobacco

75

1,98

1,52

148

12,93

10,13

—

—

—

4.

Textiles

41

85

97

70

2,99

2,93

—

—

—

(a)

Cotton Textiles

1

16

17

3

6

6

—

—

—

(b)

Jute Textiles

—

—

—

1

1

1

—

—

—

(c)

Handloom Textiles & Khadi

1

1

—

1

1

—

—

—

—

(d)

Other Textiles

39

68

80

65

2,91

2,86

—

—

—

5.

Paper, Paper Products and Printing

101

4,75

4,40

96

3,49

2,74

—

—

—

6.

Leather and Leather Products

26

2,07

2,55

10

18

14

—

—

—

7.

Rubber and Rubber Products

40

4,22

3,51

59

2,13

2,03

—

—

—

8.

Chemicals and Chemical Products

147

20,87

18,76

198

47,48

39,46

3

3,60

3,57

(a)

Heavy Industrial Chemicals

3

21

19

18

1,62

72

—

—

—

(b)

Fertilizers

5

6,30

6,06

5

9,29

4,67

—

—

—

(c)

Drugs and Pharmaceuticals

29

1,62

1,67

47

24,35

23,77

—

—

—

(d)

Non-Edible Oils

—

—

—

1

1

—

—

—

—

(e)

Other Chemicals & Chemical Products

110

12,75

10,85

127

12,21

10,31

3

3,60

3,57

9.

Petroleum, Coal Products & Nuclear Fuels

9

9,74

9,43

5

20

14

—

—

—

10.

Manufacture of Cement & Cement Products

30

98

70

21

1,16

1,04

—

—

—

11.

Basic Metals & Metal Products

174

21,99

25,74

192

29,74

18,42

1

1,05

75

(a)

Iron and Steel

28

14,85

19,51

44

24,61

14,34

1

1,05

75

(b)

Non-Ferrous Metals

10

4,10

3,88

6

9

6

—

—

—

(c)

Other Metal Products

136

3,03

2,36

142

5,04

4,01

—

—

—

12.

Engineering

129

26,20

18,11

221

29,87

26,05

—

—

—

(a)

Heavy Engineering

3

11,60

6,95

30

9,52

6,59

—

—

—

(b)

Light Engineering

31

1,60

61

75

12,86

12,94

—

—

—

(c)

Electrical Machinery & Goods

40

3,51

2,39

59

3,58

3,44

—

—

—

(d)

Electronic Machinery & Goods

55

9,50

8,16

57

3,92

3,07

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

37

1,78

1,94

114

17,73

11,04

—

—

—

14.

Other Industries

732

16,02

13,82

2,345

16,42

14,16

—

—

—

15.

Electricity, Gas & Water

4

7,12

7,13

17

4,59

1,83

—

—

—

(a)

Electricity Generation & Transmission

3

7,09

7,09

12

3,17

1,36

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

1

3

4

5

1,42

47

—

—

—

16.

Construction

157

5,40

8,55

391

14,04

10,25

—

—

—

III.

TRANSPORT OPERATORS

1,227

15,98

11,14

3,476

59,09

46,69

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

1,640

19,70

17,44

5,588

62,72

32,11

—

—

—

V.

PERSONAL LOANS

14,360

45,92

39,67

30,192

121,79

108,30

183

1,41

1,22

1.

Loans for Purchase of Consumer Durables

849

2,67

2,05

1,558

4,82

3,61

—

—

—

2.

Loans for Housing

1,172

11,63

10,36

2,268

20,59

19,30

8

23

20

3.

Rest of the Personal Loans

12,339

31,62

27,27

26,366

96,38

85,40

175

1,18

1,02

VI.

TRADE

2,721

32,69

29,81

6,462

68,82

50,04

—

—

—

1.

Wholesale Trade

244

4,73

4,71

394

23,55

16,59

—

—

—

2.

Retail Trade

2,477

27,96

25,10

6,068

45,27

33,45

—

—

—

VII.

FINANCE

5

3

2

36

29,75

27,68

—

—

—

VIII.

ALL OTHERS

777

80

74

14,227

43,86

40,77

—

—

—

TOTAL BANK CREDIT

27,231

281,02

250,85

72,952

827,06

648,18

191

10,36

9,42

OF WHICH :

1.

Artisans & Village Industries

245

1,36

1,17

681

2,52

2,35

—

—

—

2.

Other Small Scale Industries

1,090

35,41

30,58

2,231

72,60

63,12

1

90

83

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

—

—

—

23

32

27

13,210

49,00

40,69

1.

Direct Finance

—

—

—

23

32

27

13,162

47,25

38,95

2.

Indirect Finance

—

—

—

—

—

—

48

1,75

1,74

II.

INDUSTRY

—

—

—

222

51,41

34,34

6,515

618,63

496,73

1.

Mining & Quarrying

—

—

—

18

11,66

6,69

241

218,60

173,97

2.

Food Manufacturing and Processing

—

—

—

9

80

78

486

49,56

34,08

(a)

Rice Mills, Flour and Dal Mills

—

—

—

—

—

—

29

89

56

(b)

Sugar

—

—

—

—

—

—

1

2

2

(c)

Edible Oils and Vanaspati

—

—

—

—

—

—

18

85

79

(d)

Tea Processing

—

—

—

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

31

3,48

1,35

(f)

Others

—

—

—

9

80

78

407

44,32

31,36

3.

Beverage and Tobacco

—

—

—

6

8

7

229

14,98

11,72

4.

Textiles

—

—

—

12

18,30

8,84

123

22,14

12,74

(a)

Cotton Textiles

—

—

—

2

11,00

3,32

6

11,22

3,55

(b)

Jute Textiles

—

—

—

—

—

—

1

1

1

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

2

2

1

(d)

Other Textiles

—

—

—

10

7,30

5,52

114

10,90

9,18

5.

Paper, Paper Products and Printing

—

—

—

5

3

1

202

8,27

7,15

6.

Leather and Leather Products

—

—

—

—

—

—

36

2,24

2,68

7.

Rubber and Rubber Products

—

—

—

—

—

—

99

6,35

5,54

8.

Chemicals and Chemical Products

—

—

—

4

62

67

352

72,56

62,47

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

21

1,83

90

(b)

Fertilizers

—

—

—

—

—

—

10

15,59

10,73

(c)

Drugs and Pharmaceuticals

—

—

—

2

50

59

78

26,46

26,03

(d)

Non-Edible Oils

—

—

—

—

—

—

1

1

—

(e)

Other Chemicals & Chemical Products

—

—

—

2

12

8

242

28,67

24,81

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

1

7,61

7,61

15

17,55

17,18

10.

Manufacture of Cement & Cement Products

—

—

—

—

—

—

51

2,14

1,74

11.

Basic Metals & Metal Products

—

—

—

3

3,02

3,10

370

55,79

48,01

(a)

Iron and Steel

—

—

—

1

3,00

3,09

74

43,51

37,69

(b)

Non-Ferrous Metals

—

—

—

—

—

—

16

4,19

3,94

(c)

Other Metal Products

—

—

—

2

2

1

280

8,09

6,39

12.

Engineering

—

—

—

7

25

24

357

56,32

44,40

(a)

Heavy Engineering

—

—

—

1

2

1

34

21,13

13,55

(b)

Light Engineering

—

—

—

1

14

15

107

14,59

13,70

(c)

Electrical Machinery & Goods

—

—

—

4

8

8

103

7,17

5,92

(d)

Electronic Machinery & Goods

—

—

—

1

1

1

113

13,43

11,23

13.

Vehicles, Vehicle Parts & Transport Equipments

—

—

—

3

7

7

154

19,58

13,05

14.

Other Industries

—

—

—

68

4,44

1,94

3,145

36,88

29,91

15.

Electricity, Gas & Water

—

—

—

3

35

36

24

12,06

9,32

(a)

Electricity Generation & Transmission

—

—

—

3

35

36

18

10,61

8,81

(b)

Non-Conventional Energy

—

—

—

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

6

1,45

51

16.

Construction

—

—

—

83

4,17

3,96

631

23,61

22,76

III.

TRANSPORT OPERATORS

—

—

—

226

1,62

98

4,929

76,69

58,80

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

227

5,26

5,03

7,455

87,68

54,58

V.

PERSONAL LOANS

—

—

—

2,323

10,06

9,20

47,058

179,18

158,39

1.

Loans for Purchase of Consumer Durables

—

—

—

155

45

41

2,562

7,93

6,07

2.

Loans for Housing

—

—

—

81

92

83

3,529

33,36

30,68

3.

Rest of the Personal Loans

—

—

—

2,087

8,70

7,96

40,967

137,88

121,64

VI.

TRADE

—

—

—

241

2,46

2,57

9,424

103,97

82,43

1.

Wholesale Trade

—

—

—

23

52

42

661

28,80

21,72

2.

Retail Trade

—

—

—

218

1,94

2,15

8,763

75,17

60,71

VII.

FINANCE

—

—

—

10

15,21

13,40

51

44,98

41,11

VIII.

ALL OTHERS

—

—

—

1,044

1,87

1,65

16,048

46,53

43,17

TOTAL BANK CREDIT

—

—

—

4,316

88,21

67,45

1,04,690

1206,65

975,90

OF WHICH :

1.

Artisans & Village Industries

—

—

—

29

37

44

955

4,24

3,97

2.

Other Small Scale Industries

—

—

—

55

1,84

1,46

3,377

110,75

95,98