Gujarat - ਆਰਬੀਆਈ - Reserve Bank of India
Gujarat
WESTERN REGION |
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STATE : GUJARAT |
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(Amount in Rupees Lakh) |
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OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
8,74,315 |
7227,81 |
6612,80 |
4,76,748 |
5165,31 |
4320,06 |
|
1. Direct Finance |
8,67,821 |
6962,12 |
6438,39 |
4,71,503 |
4201,69 |
3656,59 |
|
2. Indirect Finance |
6,494 |
265,69 |
174,41 |
5,245 |
963,62 |
663,47 |
II. |
INDUSTRY |
26,441 |
13204,25 |
10817,02 |
19,125 |
8469,02 |
5455,39 |
|
1. Mining & Quarrying |
111 |
2275,74 |
2259,30 |
313 |
161,52 |
127,04 |
|
2. Food Manufacturing & Processing |
2,871 |
429,71 |
328,09 |
2,723 |
993,72 |
688,56 |
|
(a) Rice Mills, Flour & Dal Mills |
614 |
113,07 |
96,80 |
317 |
84,71 |
68,35 |
|
(b) Sugar |
2 |
7 |
6 |
10 |
7,66 |
3,61 |
|
(c) Edible Oils & Vanaspati |
418 |
67,45 |
16,77 |
1,013 |
278,46 |
184,82 |
|
(d) Tea Processing |
5 |
14 |
12 |
11 |
2,33 |
1,68 |
|
(e) Processing of Fruits & Vegetables |
18 |
2,61 |
1,94 |
78 |
60,11 |
38,82 |
|
(f) Others |
1,814 |
246,37 |
212,40 |
1,294 |
560,45 |
391,27 |
|
3. Beverage & Tobacco |
71 |
6,95 |
4,94 |
141 |
32,44 |
22,61 |
|
4. Textiles |
8,768 |
1452,37 |
1239,62 |
3,646 |
1217,15 |
914,42 |
|
(a) Cotton Textiles |
411 |
880,19 |
727,08 |
812 |
1035,57 |
772,36 |
|
(b) Jute & Other Natural Fibre Textiles |
3,826 |
72,47 |
42,26 |
338 |
10,93 |
9,11 |
|
(c) Handloom Textiles & Khadi |
1,534 |
10,27 |
5,26 |
699 |
17,74 |
13,54 |
|
(d) Other Textiles & Textile Products |
2,997 |
489,43 |
465,01 |
1,797 |
152,91 |
119,41 |
|
5. Paper, Paper Products & Printing |
592 |
70,97 |
40,30 |
589 |
503,09 |
361,95 |
|
6. Woods and Wood Products |
561 |
32,68 |
23,22 |
616 |
136,44 |
105,65 |
|
7. Leather & Leather Products |
1,936 |
26,39 |
13,43 |
366 |
5,80 |
4,60 |
|
8. Gems and Jewellery |
60 |
2,66 |
2,39 |
174 |
10,93 |
8,35 |
|
9. Rubber & Plastic Products |
287 |
335,67 |
242,07 |
562 |
320,27 |
259,44 |
|
10. Chemicals & Chemical Products |
539 |
1575,39 |
1034,57 |
1,281 |
1470,81 |
790,20 |
|
(a) Heavy Industrial Chemicals |
123 |
531,75 |
415,82 |
389 |
468,61 |
245,11 |
|
(b) Fertilisers |
10 |
246,10 |
139,32 |
25 |
380,83 |
106,61 |
|
(c) Drugs & Pharmaceuticals |
78 |
170,08 |
133,32 |
287 |
164,30 |
116,61 |
|
(d) Non-Edible Oils |
6 |
8,11 |
5,53 |
87 |
46,25 |
31,28 |
|
(e) Other Chemicals & Chemical Products |
322 |
619,34 |
340,58 |
493 |
410,83 |
290,59 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
31 |
172,72 |
127,63 |
37 |
179,87 |
170,80 |
|
12. Manufacture of Cement & Cement Products |
522 |
157,68 |
116,83 |
264 |
126,03 |
70,27 |
|
13. Basic Metals & Metal Products |
956 |
1498,00 |
1204,47 |
870 |
1141,90 |
506,32 |
|
(a) Iron & Steel |
80 |
955,65 |
791,14 |
269 |
873,13 |
308,72 |
|
(b) Non-Ferrous Metals |
28 |
68,48 |
34,51 |
71 |
90,41 |
64,41 |
|
(c) Metal Products |
848 |
473,87 |
378,82 |
530 |
178,36 |
133,19 |
|
14. Engineering |
1,288 |
1344,67 |
1215,23 |
1,263 |
856,64 |
501,11 |
|
(a) Heavy Engineering |
85 |
26,94 |
19,64 |
190 |
190,39 |
116,69 |
|
(b) Light Engineering |
924 |
1198,99 |
1080,39 |
802 |
277,04 |
172,87 |
|
(c) Electrical Machinery & Goods |
220 |
116,09 |
112,64 |
196 |
368,42 |
192,31 |
|
(d) Electronic Machinery & Goods |
59 |
2,65 |
2,56 |
75 |
20,79 |
19,24 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
133 |
120,68 |
114,34 |
188 |
114,23 |
101,74 |
|
16. Other Industries |
6,590 |
362,00 |
287,58 |
5,103 |
436,64 |
331,91 |
|
17. Electricity, Gas & Water |
19 |
854,09 |
490,84 |
52 |
437,99 |
266,04 |
|
(a) Electricity Generation & Transmission |
12 |
581,67 |
287,17 |
12 |
351,94 |
183,22 |
|
(b) Non-Conventional Energy |
2 |
212,13 |
143,57 |
9 |
10,19 |
7,85 |
|
(c) Gas, Steam & Water Supply |
5 |
60,28 |
60,09 |
31 |
75,87 |
74,98 |
|
18. Construction |
1,106 |
2485,89 |
2072,18 |
937 |
323,56 |
224,38 |
|
(a) Other than Infrastructure |
506 |
112,95 |
85,21 |
549 |
104,51 |
76,68 |
|
(b) Infrastructure Construction |
600 |
2372,94 |
1986,97 |
388 |
219,05 |
147,71 |
III. |
TRANSPORT OPERATORS |
7,423 |
277,06 |
208,01 |
6,498 |
259,84 |
165,69 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
45,612 |
880,41 |
646,20 |
33,409 |
730,65 |
525,43 |
|
1. Professional Services |
10,449 |
105,07 |
65,10 |
8,463 |
78,05 |
60,51 |
|
2. Tourism, Hotel & Restaurants |
11,979 |
117,52 |
73,31 |
2,739 |
44,33 |
33,20 |
|
3. Recreation services |
354 |
12,36 |
6,17 |
981 |
14,10 |
4,44 |
|
4. IT and Telecommunications |
27 |
303,64 |
261,61 |
78 |
5,21 |
3,97 |
|
5. Others |
22,803 |
341,83 |
240,01 |
21,148 |
588,95 |
423,32 |
V. |
PERSONAL LOANS |
1,35,979 |
2513,08 |
1936,56 |
2,30,563 |
4677,92 |
3522,70 |
|
1. Housing |
21,650 |
872,65 |
773,29 |
51,004 |
2030,50 |
1723,32 |
|
2. Consumer Durables |
3,882 |
18,51 |
13,74 |
5,267 |
22,97 |
16,37 |
|
3. Vehicles |
19,398 |
455,03 |
295,37 |
43,580 |
908,06 |
577,56 |
|
4. Education |
4,552 |
122,73 |
92,07 |
7,468 |
240,87 |
174,33 |
|
5. Personal Credit Cards |
1,652 |
12,87 |
5,96 |
2,068 |
18,77 |
8,94 |
|
6. Others |
84,845 |
1031,29 |
756,13 |
1,21,176 |
1456,75 |
1022,18 |
VI. |
TRADE |
62,229 |
1637,36 |
1476,95 |
61,361 |
1999,43 |
1234,74 |
|
1. Wholesale Trade |
1,050 |
1142,23 |
1087,54 |
1,764 |
685,53 |
351,77 |
|
2. Retail Trade |
61,179 |
495,13 |
389,40 |
59,597 |
1313,90 |
882,96 |
VII. |
FINANCE |
1,309 |
126,61 |
84,49 |
593 |
86,93 |
30,64 |
VIII. |
ALL OTHERS |
20,393 |
172,49 |
109,80 |
15,461 |
249,55 |
162,55 |
|
TOTAL BANK CREDIT |
11,73,701 |
26039,06 |
21891,81 |
8,43,758 |
21638,65 |
15417,19 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009(Amount in Rupees Lakh)
OCCUPATION
URBAN
METROPOLITAN
No. of
AccountsCredit
LimitAmount
OutstandingNo. of
AccountsCredit
LimitAmount
Outstanding
7
8
9
10
11
12
I.
AGRICULTURE
56,847
1278,03
1016,99
33,667
3196,99
2430,15
1. Direct Finance
55,499
818,03
653,62
31,538
1582,79
1219,94
2. Indirect Finance
1,348
460,00
363,37
2,129
1614,20
1210,21
II.
INDUSTRY
20,093
16314,65
11146,96
66,689
70784,86
48557,48
1. Mining & Quarrying
233
547,55
496,60
303
2439,87
1350,64
2. Food Manufacturing & Processing
1,102
776,88
486,80
2,552
2288,57
1242,23
(a) Rice Mills, Flour & Dal Mills
159
146,00
104,30
180
97,41
62,10
(b) Sugar
5
77
70
23
20,66
9,06
(c) Edible Oils & Vanaspati
149
139,31
97,49
309
978,26
558,53
(d) Tea Processing
20
4,70
3,57
31
18,30
13,12
(e) Processing of Fruits & Vegetables
27
26,99
21,06
61
49,05
38,11
(f) Others
742
459,11
259,67
1,948
1124,89
561,31
3. Beverage & Tobacco
79
18,43
10,50
78
74,13
35,94
4. Textiles
2,799
1328,88
799,33
24,630
10736,79
7571,16
(a) Cotton Textiles
831
1108,68
650,51
3,832
4673,11
3293,81
(b) Jute & Other Natural Fibre Textiles
465
8,32
5,66
73
86,90
69,03
(c) Handloom Textiles & Khadi
216
8,43
6,25
413
180,31
86,00
(d) Other Textiles & Textile Products
1,287
203,46
136,91
20,312
5796,47
4122,32
5. Paper, Paper Products & Printing
350
105,18
76,65
801
982,96
723,64
6. Woods and Wood Products
232
43,54
36,01
231
112,61
78,68
7. Leather & Leather Products
92
9,74
6,16
298
102,93
64,97
8. Gems and Jewellery
145
18,60
15,96
826
353,68
279,39
9. Rubber & Plastic Products
618
451,72
396,49
1,478
1819,79
1225,05
10. Chemicals & Chemical Products
1,460
972,23
607,42
5,015
9842,51
7000,10
(a) Heavy Industrial Chemicals
204
262,03
222,55
805
2657,26
1891,57
(b) Fertilisers
15
73,31
17,99
76
174,73
69,48
(c) Drugs & Pharmaceuticals
130
188,98
142,25
1,477
3444,15
2416,63
(d) Non-Edible Oils
48
69,70
38,25
29
77,56
47,29
(e) Other Chemicals & Chemical Products
1,063
378,21
186,38
2,628
3488,81
2575,12
11. Petroleum, Coal Products & Nuclear Fuels
104
3801,49
2601,15
140
1408,65
684,57
12. Manufacture of Cement & Cement Products
199
133,30
96,28
236
1242,51
963,57
13. Basic Metals & Metal Products
1,702
1798,91
1244,11
4,913
10908,86
7415,39
(a) Iron & Steel
593
803,86
595,43
1,597
5244,25
3643,92
(b) Non-Ferrous Metals
333
179,95
124,96
379
527,86
341,35
(c) Metal Products
776
815,10
523,72
2,937
5136,75
3430,12
14. Engineering
2,176
1281,60
716,40
7,508
5468,10
3820,53
(a) Heavy Engineering
374
419,79
283,18
1,248
1824,34
1232,60
(b) Light Engineering
1,551
734,27
331,16
4,096
1717,30
1272,83
(c) Electrical Machinery & Goods
181
92,49
76,04
1,775
1373,85
933,22
(d) Electronic Machinery & Goods
70
35,04
26,02
389
552,62
381,88
15. Vehicles, Vehicle Parts & Transport Equipments
331
640,55
360,98
803
901,41
649,60
16. Other Industries
6,087
1245,03
873,68
13,199
3735,26
2777,13
17. Electricity, Gas & Water
56
523,74
362,63
266
10895,49
7469,89
(a) Electricity Generation & Transmission
23
481,03
348,24
179
9419,96
6264,30
(b) Non-Conventional Energy
5
6,71
6,67
29
910,73
799,98
(c) Gas, Steam & Water Supply
28
36,00
7,72
58
564,80
405,61
18. Construction
2,328
2617,27
1959,82
3,412
7470,75
5205,01
(a) Other than Infrastructure
1,165
446,12
252,84
1,436
1180,10
845,94
(b) Infrastructure Construction
1,163
2171,15
1706,98
1,976
6290,65
4359,06
III.
TRANSPORT OPERATORS
6,423
1333,28
1157,28
26,502
1266,47
892,58
IV.
PROFESSIONAL AND OTHER SERVICES
28,013
2140,23
1574,78
49,043
6586,61
4932,74
1. Professional Services
5,755
132,16
99,06
7,949
516,92
425,13
2. Tourism, Hotel & Restaurants
2,303
89,69
74,73
1,834
663,42
460,52
3. Recreation services
206
28,68
12,89
266
111,40
77,63
4. IT and Telecommunications
143
10,23
7,34
293
93,06
73,94
5. Others
19,606
1879,47
1380,76
38,701
5201,81
3895,53
V.
PERSONAL LOANS
2,69,015
7856,86
5483,28
6,50,039
15240,94
11722,07
1. Housing
71,999
3858,04
3061,98
1,13,955
6920,24
6296,24
2. Consumer Durables
5,242
48,21
33,77
7,732
102,62
74,42
3. Vehicles
71,228
1667,58
930,59
2,28,450
2792,85
1663,40
4. Education
7,244
263,67
181,63
16,791
715,53
464,07
5. Personal Credit Cards
7,233
181,99
68,54
8,548
126,33
61,70
6. Others
1,06,069
1837,37
1206,79
2,74,563
4583,37
3162,25
VI.
TRADE
27,617
2033,87
1392,05
54,003
9749,11
7171,96
1. Wholesale Trade
1,604
799,78
610,29
10,734
5916,36
4430,00
2. Retail Trade
26,013
1234,08
781,75
43,269
3832,75
2741,95
VII.
FINANCE
595
1432,58
267,48
1,399
2474,52
1672,56
VIII.
ALL OTHERS
17,862
502,19
320,33
38,972
2696,73
2348,27
TOTAL BANK CREDIT
4,26,465
32891,67
22359,15
9,20,314
111996,22
79727,81